Is SBI Clerk exam more difficult than IBPS Clerk
Sign Up on PracticeMock for Free Test, General Awareness, Current Affairs, Exam Notifications and Updates

Home » Banking & Insurance » Is SBI Clerk exam more difficult than IBPS Clerk?

Is the SBI Clerk exam more difficult than the IBPS Clerk? The difficulty level of both the SBI Clerk and IBPS Clerk exams is almost the same. Some criteria decide the difficulty level of the exam. The number of vacancies in the IBPS Clerk is higher as compared to the SBI Clerk. The selection process in the SBI clerk is also considered a little tougher as compared of the IBPS Clerk. The quantitative aptitude and reasoning sections in the IBPS Clerk are potentially easier than the SBI Clerk. And the General Awareness section in the SBI Clerk requires an in-depth understanding of the basics as compared to the IBPS Clerk. Here we have provided a detailed explanation of the factors that make the SBI Clerk exam more difficult than the IBPS Clerk.

Is SBI Clerk exam more difficult than IBPS Clerk?

The difficulty level of the SBI Clerk Exam depends on many other factors. First, we will have a look at the overview of the SBI Clerk and IBPS Clerk Exam, which includes the exam pattern and, number of questions. Then we will know the difference between the two exams. Then we see in detailed explanation of the factors affecting the SBI Clerk difficulty level. Then, after considering all the factors, we conclude to answer our question that is “Is SBI Clerk exam more difficult than the IBPS Clerk exam?”.

SBI Clerk Exam Overview

The SBI Clerk exam has a two-stage selection process: a Preliminary Exam and a Main Exam. The Preliminary Exam is a qualifying exam, and its marks are not considered for the final merit list. The Main Exam marks are considered for final merit. 

Exam Structure:

  • Preliminary Exam:
    • Comprises Reasoning Ability, Numerical Ability, and English Language. (20 minutes each section)
    • 100 questions, 100 marks, 60 minutes. 
  • Main Exam:
    • Comprises General/Financial Awareness, General English, Quantitative Aptitude, and Reasoning Ability & Computer Aptitude. 
    • 190 questions, 200 marks, 160 minutes. 
  • Local Language Test:
    • Candidates who qualify for the Main Exam and have studied the local language are exempt from this test. 

Syllabus:

  • Reasoning Ability: Includes topics like data interpretation, puzzles, coding-decoding, syllogism, etc. 
  • Quantitative Aptitude: Includes topics like data interpretation, number series, percentages, profit and loss, etc. 
  • English Language: Includes topics like reading comprehension, vocabulary, grammar, etc. 
  • General/Financial Awareness: Includes current affairs, banking awareness, important government schemes, etc. 
  • Computer Aptitude: Includes basic computer knowledge. 

Eligibility:

Indian Citizenship, Age: 20-28 years, Bachelor’s Degree, and Minimum of 60% marks in graduation. 

Important Notes:

  • The difficulty level of the Mains Exam is higher than that of the Prelims. 
  • The SBI Clerk exam does not have an interview round. 
  • The SBI Clerk job is a permanent position. 

IBPS Clerk Exam Overview

The IBPS Clerk exam is a computer-based, online exam with two stages: Prelims and Mains, conducted by the Institute of Banking Personnel Selection (IBPS) to recruit clerical staff for public sector banks. The Prelims exam is a screening test, while the Mains exam determines the final selection. 

Exam Overview:

  • Stages:
    • Prelims: A screening test focusing on English Language, Reasoning Ability, and Quantitative Aptitude. 
    • Mains: A more in-depth exam with four sections: General/Financial Awareness, English Language, Reasoning & Computer Aptitude, and Quantitative Aptitude. 
  • Format: Both stages are conducted online. 
  • Marking:
    • Prelims: 100 marks. 
    • Mains: 200 marks. 
  • Selection: The final selection is based on the Mains exam scores. 
  • Exam Dates: The IBPS Clerk Prelims exam is scheduled for December 6th, 7th, 13th, and 14th, 2025, and the Mains exam for February 1st, 2026. 

Eligibility:

  • Candidates must have a graduation degree in any discipline.
  • The age limit is generally between 20-28 years, with relaxations for reserved categories. 

SBI Clerk and IBPS Clerk Difference

The difference between SBI Clerk and IBPS Clerk based on various factors is given in the table below. Also, the explanation of all points discussed in the table is provided below.

ParticularsSBI ClerkIBPS Clerk
DifficultyTougherEasier
CompetitionMore competitiveLess Competitive
Focus areaSpeed and AccuracyStrong hold on basic concepts
Exam StructurePrelims, Mains, Language ProficiencyPrelims, Mains, Language Proficiency
Cut-offHigher as compared to the IBPS ClerkLower as compared to the IBPS Clerk
Number of Attempts No limit as long as you meet the age criteriaNo limit as long as you meet the age criteria
Exam Difficulty LevelSimilar to the IBPS ClerkSimilar to the SBI Clerk

SBI Clerk and IBPS Clerk Exam Difficulty Level

The exam difficulty level for IBPS Clerk and SBI Clerk is similar. Many aspirants find the SBI Clerk a little tough because it focuses on the basic concepts and decision-making in the questions. Also, the cut-off of SBI Clerk goes higher as compared to the IBPS Clerk because of fewer vacancies.

SBI Clerk and IBPS Clerk Exam Focus

The SBI Clerk exam focuses on a strong hold on the basic concepts, and the IBPS Clerk exam focuses on speed and accuracy in quantitative aptitude and reasoning sections. Because of this, the filtration rate in the IBPS Clerk becomes higher as compared to the SBI Clerk exam.

SBI Clerk and IBPS Clerk Exam Structure

The exam structure of both IBPS Clerk and SBI Clerk for both prelims and mains exams is the same. And both positions do not require an interview. The candidates are selected based on the Marks obtained in the online examination.

SBI Clerk and IBPS Clerk Salary

An SBI Clerk’s starting salary is around INR 26,730, including basic pay and advance increments, and the IBPS Clerk’s starting salary is INR 19,900. In-hand salaries for both positions can range between INR 28,000 and INR 30,000. The Perks, benefits, and allowances are almost similar in both. The salary may vary in different locations based on the allowances and deductions.

SBI Clerk and IBPS Clerk Attempts

The number of attempts in both the SBI Clerk and the IBPS Clerk is unlimited as long as the individual satisfies the age limit criteria. The candidates must meet the eligibility criteria, such as educational qualification, age limit, and nationality. There is no limit to the number of attempts for candidates.

SBI Clerk and IBPS Clerk Work-life balance

Both position offers equal work-life balance. The work-life balance depends on the location, rural, suburban, and urban. The rural and suburban branches may have less workload compared to the urban areas. According to some sources, SBI Clerk may have a higher workload as compared to the IBPS Clerk.

SBI Clerk and IBPS Clerk Cut-off

The cut-off for both exams varies because of the difference in the number of vacancies. The cut-off of the SBI Clerk is a little higher as compared to the IBPS Clerk cut-off.

Is SBI Clerk exam more difficult than IBPS Clerk? Conclusion

The SBI Clerk and the IBPS Clerk exams have the same level of difficulty. The type of questions asked in the exam from each section may vary. But ultimately, the exam difficulty depends on individual preparation and practice of the concepts. Therefore, it can be said that the SBI Clerk is not more difficult, but the level of competition and other factors like the number of vacancies make it harder to crack.

Join our exclusive Telegram group where our experts are ready to answer all your queries, guide you in banking exam preparation, and give personalized tips to boost your success. Access real-time solutions, expert advice, and valuable resources to improve your study journey.

Related Blog On SBI Clerk 2025 Exam

SBI Clerk Salary 2025SBI Clerk Cut Off 2025
SBI Clerk Syllabus 2025SBI Clerk Previous Year Question Paper
SBI Clerk Study PlanSBI Clerk Preparation Strategy

Other Related Blogs on IBPS Clerk exam

IBPS Clerk Cut Off 2025IBPS Clerk Exam Pattern 2025
IBPS Clerk Syllabus 2025IBPS Clerk Salary 2025
IBPS Clerk Previous Year Question PaperHow to score 30+ marks in Quantitative Aptitude in IBPS Clerk Prelims 2025
How to score 30+ marks in Reasoning in IBPS Clerk Prelims 2025How to Score 25+ Marks in English in IBPS Clerk Prelims 2025
10 reasons why you should apply for IBPS Clerk Exam 2025IBPS Clerk Quantitative Aptitude Topic wise Weightage 2025
IBPS Clerk Reasoning Topic-wise Weightage 2025IBPS Clerk English Topic-wise Weightage 2025
What is the ideal daily study routine to crack IBPS Clerk ExamIBPS Clerk Study Plan 2025 for Working Professionals
What is the Ideal Score to Crack the IBPS Clerk Exam?What are the Best Books for IBPS Clerk Exam Preparation?
How to Prepare for IBPS Clerk 2025 While Working?IBPS Clerk Study Plan 2025, Check Preparation Strategy
What is the Easiest Way to Crack IBPS Clerk 2025?IBPS Clerk 2025 Preparation Strategy, Get sure shot success in exam
Which is better, an IBPS Clerk or RRB Clerk?Which Test Series is Good for IBPS Clerk 2025?

Is SBI Clerk exam more difficult than IBPS Clerk? FAQs

Is SBI Clerk exam more difficult than IBPS Clerk?

Both the SBI Clerk and IBPS Clerk exam has a similar difficulty level. Check the above blog to know the key difference between the two exams.

What is the difference between SBI Clerk and IBPS Clerk?

The SBI Clerk and IBPS Clerk positions are similar, but there are some differences between the two. Check the above blog to know more.

Which exam is more competitive SBI Clerk or IBPS Clerk?

The SBI Clerk exam is more competitive as compared to the IBPS Clerk exam.

    Free Mock Tests for the Upcoming Exams



By Sandhya

Hi, I'm Sandhya Sadhvi (B.E. in ECE from GTU 2017-2021). Over the years, I've been a dedicated government job aspirant, having attempted various competitive exams conducted by the Government of India, including SSC JE, RRB JE, Banking & Insurance exams, UPSC CDS, UPSC CSE and GPSC. This journey has provided me with deep insights into the examination patterns and preparation strategies. Currently, I channel this experience into my role as a passionate content writer at PracticeMock, where I strive to deliver accurate and relevant information to candidates preparing for Banking exams, guiding them effectively on their preparation journey.

Leave a Reply

Your email address will not be published. Required fields are marked *