IBPS PO Salary 2025, Check Structure, Check In Hand Salary Slip

IBPS PO Salary 2025: The Institute of Banking Personnel Selection (IBPS) conducts the IBPS PO exam to recruit qualified candidates for the position of Probationary Officer in various Public Sector Banks (excluding SBI). One of the key attractions of this role is the lucrative salary package, which includes a competitive basic pay, numerous allowances, and additional perks. As per the 12th Bipartite Settlement, the IBPS PO starting basic pay is ₹48,480, with a structured pay scale of ₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – 85,920. In this article, we provide a detailed look at the IBPS PO salary structure for 2025, including gross salary, in-hand salary for freshers, and all the major allowances. Based on the latest IBPS PO salary slip, the gross monthly salary is approximately ₹78,058, while the in-hand (net) salary for new joiners is around ₹71,863. Read on to explore the full salary slip and understand what makes this role financially rewarding.

IBPS PO Salary 2025

IBPS PO Salary 2025 is one of the most attractive aspects of the job, attracting thousands of candidates every year. As per the latest structure, a Probationary Officer (PO) in a public sector bank gets a basic salary of ₹36,000, along with various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance and City Compensatory Allowance (CCA). Candidates can check the idetails salary structure in the article below.

IBPS PO Salary in India after the Bipartite Settlement

The 12th bipartite settlement has agreed to a wage modification for bank employees, which will take effect in April 2024. Basic pay of employees increased by 17 per cent after the 2nd bilateral agreement. The new wage will be in effect for five years, or until 2023, unless IBPS makes changes. After the 12th bipartite settlement was approved, almost 8.8 lakh employees benefited. The compensation of an IBPS PO officer may be increased on a timely basis.

Revised IBPS PO Salary Structure (Post-12th Bipartite Settlement)

IBPS Probationary Officer Salary 2025: Overview

As per the latest settlement, IBPS PO/MT Salary 2025 has a 15% increase in the payslip component for employees. This adjustment is applicable across public sector banks until a new settlement is introduced. Candidates can check the IBPS Probationary Officer Salary 2025 Overview in the article below and know all the details.

IBPS Bank PO Salary 2025 In hand

Upon joining as an IBPS Probationary Officer, the starting IBPS Probationary Officer Salary 2025 ranges between Rs. 52,000 to 55,000. In the given range of salary, this includes components such as dearness allowances, special allowances, house rent allowance (HRA), and additional benefits. The gross salary before deductions is around Rs. 57,000, resulting in an in-hand salary of Rs. 52,000 to 55,000 after some necessary deductions.

IBPS PO Salary Structure 2025: Perks & Allowances

Refer to the table below for a quick overview of the IBPS PO Salary Structure 2025, Perks & Allowances:

IBPS PO Housing Allowance (HRA): The HRA constitutes a segment of the IBPS PO Salary 2025 and fluctuates depending on the city of the PO’s assignment. The percentage can be 9.0%, 8.0%, or 7.0% of the basic salary, contingent on whether it’s a metro city, a major city, or another location.

IBPS PO Dearness Allowance (DA): DA is an allowance granted as a proportion of the basic salary. It undergoes revision every three months, influenced by the inflation rate determined by the All India Consumer Price Index Data released by the Government of India.

IBPS PO Special Allowance (SA): This allowance, constituting around 7.75% of the base pay, witnessed an increment in the recent wage adjustment, becoming effective in November 2017.

IBPS PO City Compensatory Allowance (CCA): CCA varies based on the city type and can be 0%, 3%, or 4% of the basic salary. Apart from these, an IBPS PO enjoys various benefits like Learning Allowance, Travelling Allowance, Newspaper Reimbursement, Medical Aid, and benefits under the New Pension Scheme. When combined, the total IBPS PO Salary in 2025 may reach approximately Rs. 52,000 or more.

IBPS PO Salary 2025 India

Candidates can check the IBSP PO Salary 2025 along with the basic pay, Dearness Allowance, special allowances, and many more allowances. Candidates can check salary details in the table below.

IBPS PO Salary Slip (Revised)

Here we are providing the IBPS PO salary slip to understand the probationary officer’s salary. The candidates can check the IBPS PO slip in the table below.

IBPS PO Salary 2025 Promotion Policy

Public sector banks typically adhere to consistent guidelines from the Ministry of Finance, Government of India, for their promotion policy. There are two promotion channels: the standard channel and the merit channel. Complete details can be found in the following link: Promotional Channels for PO in Public Sector Banks.

For an IBPS PO’s Professional Development Officer JMGS I or probationary officers in banks, the salary ranges between Rs. 52,000 and Rs. 55,000. For other Scale officers – MMGS II, MMGS III, SMGS IV, SMGS V.

IBPS PO Salary After 5 Years

After 5 years of service, an IBPS PO (Probationary Officer) can expect a significant increase in salary due to periodic increments, promotions, and allowances.

Approximate IBPS PO Salary After 5 Years (as of 2025):

1. Basic Pay: ₹36,000 → With annual increments, it typically reaches ₹45,000–₹50,000.
2. Allowances (DA, HRA, CCA, etc.): These can add 40–50% or more to the basic pay.
3. Gross Monthly Salary: ₹70,000 – ₹85,000 (varies by city and bank).
4. Net Take-Home Salary: ₹60,000 – ₹70,000 (after deductions).
5. Promotions: By 5 years, many POs are promoted to Assistant Manager or Deputy Manager, increasing pay further.

IBPS PO Salary 2025 Job Profile

The role of a Probationary Officer in the banking sector is highly esteemed and sought after by graduates. In this section, we will talk about the work profile, responsibilities, and tasks that a Probationary Officer must undertake post-selection.

1. During the probation period, candidates undergo training to handle various banking tasks like finance, accounting, billing, investments, and revenue collection.
2. A PO assists in resolving customer queries.
3. The PO oversees and manages activities at the assigned branch.
4. Identifying and exploring new business opportunities for the branch is a key responsibility.
5. POs supervise daily transactions and loan-related activities.
6. Maintaining good public relations with customers and reporting issues to higher bank authorities are crucial aspects of their role.

IBPS PO Salary 2025 Career Growth

The career path for a Probationary Officer is enticing, offering numerous opportunities based on performance, experience, and knowledge. Promotions are attainable through regular participation in IBPS tests.

• Middle Manager: Middle Management Grade Scale 2.
• Senior Manager: Middle Management Grade Scale 3.
• Chief Manager: Senior Management Grade Scale 4.
• Assistant General Manager: Senior Management Grade Scale 5.
• Deputy General Manager: Top Management Grade Scale 6.
• General Manager: Top Management Grade Scale 7.
• Executive Director: A role involving crucial decision-making and department oversight.
• Chairman and Managing Director: The highest position, leading the bank’s operations with the highest authority.

Various Bank PO Salaries

Participating Bank for IBPS PO 2025

Participating Banks for IBPS PO 2025: The following banks will participate in IBPS PO 2025:

To reach these positions, candidates must appear in promotional exams conducted by IBPS at different career stages, presenting vast and attractive growth opportunities for an IBPS Probationary Officer.

Also Read

IBPS PO Salary: FAQ

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