SBI PO Salary 2025: The SBI PO Salary 2025 is a job that offers a handsome salary and growth. The SBI PO Salary 2025 framework is meant to guarantee significant growth over time. The SBI PO 2025 pay scale starts at Rs 48,480 and increases gradually to Rs 62480 with yearly raises. SBI POs are first entitled to get yearly increment of Rs 1,490 for the first seven years, and then an increment of Rs 1,740 for the next two years. So, if you are aspiring to become a Probationary Officer (PO) in the State Bank of India (SBI), one of the most prestigious and popular banks in the country, you might be wondering about the salary and benefits that come with this post. In this article, we will give you an overview of the SBI PO salary 2023, including the in-hand salary structure, allowances, perks, and job profile.
SBI PO Salary 2025
Aside from security, attractive benefits, and allowances, one of the biggest draws for people to enter the banking industry is the SBI PO Salary 2025. An SBI probationary officer is initially paid a basic pay of Rs. 48,480 (with four advanced increments). A probationary officer’s remuneration is 48480-2000/7-62480-2340/2-67160-2680/7-85920 according to the updated Bipartite Settlement with four advance increments. Thus, for the following seven years, the PO will receive a basic salary of Rs. 36000 plus an annual increase of Rs. 1490. After that, the PO will receive a basic salary of Rs. 46430 plus an annual increase of Rs. 1740 for the next two years, and so on. The probationary officer at SBI Bank may receive a base pay of up to Rs. 63840.
SBI PO Salary 2025 Overview
The SBI PO salary is mentioned in the official notification of the SBI PO 2025. Here we are providing detailed information about SBI PO salary 2025 in tabular form.
SBI PO Salary 2025 Overview | |
Particular | Details |
Conducting Body | State Bank Of India (SBI) |
Exam Name | SBI PO 2025 |
Exam Mode | Online |
Post Name | Probationary Officer (PO) |
Vacancy | 600 |
SBI PO In Hand Salary | Rs. 48,480 |
Selection Process | Prelims Mains Interview |
SBI Official Website | www.sbi.co.in |
SBI PO 2025 In Hand Salary
The SBI PO 2025 In-hand salary is Rs. 48,480 per month the in-hand salary comes after subtracting the various components including tax, PF, NPS, professional tax, etc. All Probationary Officers have a different in-hand salary. The in-hand salary depends on the place of posting, allowances, deductions and traveling expenses.
SBI PO In Hand Salary 2025 | |
Post | Salary |
Probationary Officers | Rs. 48,480 |
SBI PO Salary 2025 Roles and Responsibility
SBI PO are appointed as Junior Management Grade Scale-I officers in the bank. They undergo a probation period of two years during which they are trained and assigned various roles and responsibilities across different departments and branches of the bank.
SBI PO Salary 2025 Roles and Responsibility | |
Roles and Responsibility | Customer service |
Business development | |
Operations management | |
Credit management | |
Risk management |
SBI PO Gross Salary 2025
The SBI PO salary of the candidates who are selected for Probationary Officer positions ranges from Rs 52000 to Rs 54000. SBI PO posts offer many benefits, including attractive salaries, allowances, medical facilities, house allowances, traveling expenses, and much more, which we will explain here.
SBI PO Salary Structure in India | |
Parameters | Amount (INR) |
Basic Pay | Rs. 48,480 (+ 4 advanced increments) |
Special Allowance (SA) | Rs. 14,967 |
House Rent Allowance (HRA) | Rs. 5648 |
Dearness Allowance (DA) | Rs. 14,336 |
City Compensatory Allowance | Rs. 2,300 |
Learning Allowance | Rs. 850 |
Gross Salary | Rs. 94,581 |
Deduction (PF/Income Tax/Professional Tax/Pension) | Rs. 9,617 |
Net Salary | Rs. 84,964 |
SBI PO Salary Deduction
State Bank of India also includes other deductions in SBI PO salary, which include PF contribution, Income Tax, Professional Tax and contribution to Contributory Pension Fund. The total amount of deductions is given in the table below.
SBI PO Salary Deduction | |
Particulars | Amount |
Employee PF Contribution | Rs. 5,648/- |
Professional Tax | Rs. 200/- |
Income Tax | Rs. 3,769/- |
Total Deductions | Rs. 9,617/- |
SBI PO Salary Increment 2025
Examine the subsequent table to gain additional insight into the annual increase and base pay by year:
SBI PO year-wise Increment | ||
Period | Increment | Basic Salary |
First 4 increments | – | Rs. 48,480/- |
First 7 years | Rs. 2000/- | Rs. 62,480/- |
Next 2 years | Rs. 2340/- | Rs. 67,160/- |
Another 7 years | Rs. 2680/- | Rs. 85920 |
SBI PO Salary 2025 Allowances
As per the norms, the State Bank Of India provides multiple allowances including Dearness allowance, City Compensatory, house rent allowances, furniture allowances and more for Probationary Officer (PO0 posts. Candidates can check details knowledge for SBI PO Salary 2025 allowances in the table below.
SBI PO Salary 2025 Allowances | |
Allowance | Amount |
Dearness Allowance | 26% of the Basic Pay |
City Compensatory Allowance | 3% – 4% depending on location |
House Rent Allowance | 7% – 9% depending on Place of Posting |
Furniture Allowance | Rs. 1,20,000 |
Medical Insurance | 100% covered for employee | 75% covered for dependent family |
Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travels |
Petrol Allowance | Rs. 1,100 – 1,250 |
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI PO Job Profile 2025
Some of the common roles and responsibilities of an SBI PO are:
- Customer service: SBI POs have to deal with customers and provide them with various banking services such as opening accounts, issuing cards, loans, deposits, etc.
- Business development: SBI POs have to promote various products and schemes of the bank and generate new business and revenue for the bank.
- Operations management: SBI POs have to manage the day-to-day operations of the branch and ensure compliance with the rules and regulations of the bank and the RBI.
- Credit management: SBI POs have to evaluate and sanction credit proposals and monitor the repayment and recovery of loans.
- Risk management: SBI POs have to identify and mitigate various risks associated with the banking business such as credit risk, market risk, operational risk, etc.
NOTE:
SBI POs have to work in shifts and may be transferred to any branch or location of the bank as per the requirement. They have to undergo regular training and assessment to enhance their skills and knowledge.
SBI PO Salary 2025 Benefits and Promotions
SBI POs have a bright career growth path in the bank. They can get promoted to higher scales and positions based on their performance, experience, and qualifications. The hierarchy of SBI POs is as follows:
- Probationary Officer (PO) – Junior Management Grade Scale-I
- Deputy Manager – Middle Management Grade Scale-II
- Manager – Middle Management Grade Scale-III
- Chief Manager – Senior Management Grade Scale-IV
- Assistant General Manager – Senior Management Grade Scale-V
- Deputy General Manager – Top Management Grade Scale-VI
- General Manager – Top Management Grade Scale-VII
- Chief General Manager – Top Management Grade Scale-VIII
- Deputy Managing Director – Executive Director
- Managing Director – Chairman
SBI PO Salary After 5 Years
An SBI PO should anticipate receiving a monthly salary of about Rs. 60,270 after five years of service, assuming regular increments. Based on years of service, the pay increases yearly. The annual CTC increases along with the passing of time.
SBI PO year-wise Increment | ||
Period | Increment | Basic Salary |
First 4 increments | – | Rs. 48,480/- |
First 7 years | Rs. 2000/- | Rs. 62,480/- |
Next 2 years | Rs. 2340/- | Rs. 67,160/- |
Another 7 years | Rs. 2680/- | Rs. 85920 |
SBI PO 2025 Grade Pay Level
The SBI PO 2025 Grade Pay level determines various things like designation and experience. Candidates check the details knowledge for SBI PO Grade pay in the table below.
Designation | Grade Pay Level |
Probationary Officer | Scale I |
Deputy Manager | Scale II |
Manager | Scale III |
Senior Manager | Scale IV |
Chief Manager | Scale V |
Assistant General Manager | Scale VI |
Deputy General Manager | Scale VII |
General Manager | Scale VIII |
Chief General Manager | Scale IX |
Deputy Managing Director | Scale X |
Managing Director | Scale XI |
Other Related Blogs on SBI PO 2025
SBI PO Exam Pattern 2025 | SBI PO Previous Year Question Paper |
SBI PO Syllabus 2025 | SBI PO Cut Off 2025 |
SBI PO Preparation Strategy 2025 | SBI PO Study Plan 2025 |
SBI PO Salary 2025 FAQs
The SBI PO 2025 In hand salary after 5 years will be approximately Rs. 64815.27.
The SBI PO in hand salary is 48480 which includes many allowances and benefits.
The SBI PO pay scale is Rs. 48,480 (with 4 advanced increments) on the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I.
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