SBI PO Salary 2024
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SBI PO Salary 2025: The SBI PO Salary 2025 is a job that offers a handsome salary and growth. The SBI PO Salary 2025 framework is meant to guarantee significant growth over time. The SBI PO 2025 pay scale starts at Rs 48,480 and increases gradually to Rs 62480 with yearly raises. SBI POs are first entitled to get yearly increment of Rs 1,490 for the first seven years, and then an increment of Rs 1,740 for the next two years. So, if you are aspiring to become a Probationary Officer (PO) in the State Bank of India (SBI), one of the most prestigious and popular banks in the country, you might be wondering about the salary and benefits that come with this post. In this article, we will give you an overview of the SBI PO salary 2023, including the in-hand salary structure, allowances, perks, and job profile.

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SBI PO Salary 2025

Aside from security, attractive benefits, and allowances, one of the biggest draws for people to enter the banking industry is the SBI PO Salary 2025. An SBI probationary officer is initially paid a basic pay of Rs. 48,480 (with four advanced increments). A probationary officer’s remuneration is 48480-2000/7-62480-2340/2-67160-2680/7-85920 according to the updated Bipartite Settlement with four advance increments. Thus, for the following seven years, the PO will receive a basic salary of Rs. 36000 plus an annual increase of Rs. 1490. After that, the PO will receive a basic salary of Rs. 46430 plus an annual increase of Rs. 1740 for the next two years, and so on. The probationary officer at SBI Bank may receive a base pay of up to Rs. 63840.

SBI PO Salary 2025 Overview

The SBI PO salary is mentioned in the official notification of the SBI PO 2025. Here we are providing detailed information about SBI PO salary 2025 in tabular form. 

SBI PO Salary 2025 Overview
Particular Details 
Conducting BodyState Bank Of India (SBI) 
Exam Name SBI PO 2025
Exam ModeOnline
Post NameProbationary Officer (PO)
Vacancy600
SBI PO In Hand Salary Rs. 48,480
Selection ProcessPrelims Mains Interview
SBI Official Website www.sbi.co.in

SBI PO 2025 In Hand Salary

The SBI PO 2025 In-hand salary is Rs. 48,480 per month the in-hand salary comes after subtracting the various components including tax, PF, NPS, professional tax, etc. All Probationary Officers have a different in-hand salary. The in-hand salary depends on the place of posting, allowances, deductions and traveling expenses.

SBI PO In Hand Salary 2025
Post Salary 
Probationary OfficersRs. 48,480

SBI PO Salary 2025 Roles and Responsibility

SBI PO are appointed as Junior Management Grade Scale-I officers in the bank. They undergo a probation period of two years during which they are trained and assigned various roles and responsibilities across different departments and branches of the bank.

SBI PO Salary 2025 Roles and Responsibility
Roles and Responsibility Customer service
Business development
Operations management
Credit management
Risk management

SBI PO Gross Salary 2025

The SBI PO salary of the candidates who are selected for Probationary Officer positions ranges from Rs 52000 to Rs 54000. SBI PO posts offer many benefits, including attractive salaries, allowances, medical facilities, house allowances, traveling expenses, and much more, which we will explain here.

SBI PO Salary Structure in India
ParametersAmount (INR)
Basic PayRs. 48,480 (+ 4 advanced increments)
Special Allowance (SA)Rs. 14,967
House Rent Allowance (HRA)Rs. 5648
Dearness Allowance (DA)Rs. 14,336
City Compensatory AllowanceRs. 2,300
Learning AllowanceRs. 850
Gross SalaryRs. 94,581
Deduction (PF/Income Tax/Professional Tax/Pension)Rs. 9,617
Net SalaryRs. 84,964

SBI PO Salary Deduction 

State Bank of India also includes other deductions in SBI PO salary, which include PF contribution, Income Tax, Professional Tax and contribution to Contributory Pension Fund. The total amount of deductions is given in the table below.

SBI PO Salary Deduction 
ParticularsAmount
Employee PF ContributionRs. 5,648/-
Professional TaxRs. 200/-
Income TaxRs. 3,769/-
Total DeductionsRs. 9,617/-

SBI PO Salary Increment 2025

Examine the subsequent table to gain additional insight into the annual increase and base pay by year:

SBI PO year-wise Increment 
PeriodIncrementBasic Salary
First 4 incrementsRs. 48,480/-
First 7 yearsRs. 2000/-Rs. 62,480/-
Next 2 yearsRs. 2340/-Rs. 67,160/-
Another 7 yearsRs. 2680/-Rs. 85920

SBI PO Salary 2025 Allowances

As per the norms, the State Bank Of India provides multiple allowances including Dearness allowance, City Compensatory, house rent allowances, furniture allowances and more for Probationary Officer (PO0 posts. Candidates can check details knowledge for SBI PO Salary 2025 allowances in the table below.

SBI PO Salary 2025 Allowances
AllowanceAmount
Dearness Allowance 26% of the Basic Pay
City Compensatory Allowance 3% – 4% depending on location
House Rent Allowance 7% – 9% depending on Place of Posting
Furniture Allowance Rs. 1,20,000
Medical Insurance 100% covered for employee | 75% covered for dependent family
Travelling AllowanceAC 2-tier fare is reimbursed to the employee for official travels
Petrol Allowance Rs. 1,100 – 1,250
Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. Varies based on Cadre

SBI PO Job Profile 2025

Some of the common roles and responsibilities of an SBI PO are:

  1. Customer service: SBI POs have to deal with customers and provide them with various banking services such as opening accounts, issuing cards, loans, deposits, etc.
  2. Business development: SBI POs have to promote various products and schemes of the bank and generate new business and revenue for the bank.
  3. Operations management: SBI POs have to manage the day-to-day operations of the branch and ensure compliance with the rules and regulations of the bank and the RBI.
  4. Credit management: SBI POs have to evaluate and sanction credit proposals and monitor the repayment and recovery of loans.
  5. Risk management: SBI POs have to identify and mitigate various risks associated with the banking business such as credit risk, market risk, operational risk, etc.

NOTE:

SBI POs have to work in shifts and may be transferred to any branch or location of the bank as per the requirement. They have to undergo regular training and assessment to enhance their skills and knowledge.

SBI PO Salary 2025 Benefits and Promotions

SBI POs have a bright career growth path in the bank. They can get promoted to higher scales and positions based on their performance, experience, and qualifications. The hierarchy of SBI POs is as follows:

  • Probationary Officer (PO) – Junior Management Grade Scale-I
  • Deputy Manager – Middle Management Grade Scale-II
  • Manager – Middle Management Grade Scale-III
  • Chief Manager – Senior Management Grade Scale-IV
  • Assistant General Manager – Senior Management Grade Scale-V
  • Deputy General Manager – Top Management Grade Scale-VI
  • General Manager – Top Management Grade Scale-VII
  • Chief General Manager – Top Management Grade Scale-VIII
  • Deputy Managing Director – Executive Director
  • Managing Director – Chairman

SBI PO Salary After 5 Years

An SBI PO should anticipate receiving a monthly salary of about Rs. 60,270 after five years of service, assuming regular increments. Based on years of service, the pay increases yearly. The annual CTC increases along with the passing of time.

SBI PO year-wise Increment 
PeriodIncrementBasic Salary
First 4 incrementsRs. 48,480/-
First 7 yearsRs. 2000/-Rs. 62,480/-
Next 2 yearsRs. 2340/-Rs. 67,160/-
Another 7 yearsRs. 2680/-Rs. 85920

SBI PO 2025 Grade Pay Level

The SBI PO 2025 Grade Pay level determines various things like designation and experience. Candidates check the details knowledge for SBI PO Grade pay in the table below.

DesignationGrade Pay Level
Probationary OfficerScale I
Deputy ManagerScale II
ManagerScale III
Senior ManagerScale IV
Chief ManagerScale V
Assistant General ManagerScale VI
Deputy General ManagerScale VII
General ManagerScale VIII
Chief General ManagerScale IX
Deputy Managing DirectorScale X
Managing DirectorScale XI

Other Related Blogs on SBI PO 2025

SBI PO Exam Pattern 2025SBI PO Previous Year Question Paper
SBI PO Syllabus 2025SBI PO Cut Off 2025
SBI PO Preparation Strategy 2025SBI PO Study Plan 2025

SBI PO Salary 2025 FAQs

What will be SBI PO salary 2025 after 5 years in SBI PO?

The SBI PO 2025 In hand salary after 5 years will be approximately Rs. 64815.27.

What is the salary of IBPS PO in 2025?

The SBI PO in hand salary is 48480 which includes many allowances and benefits.

What is the SBI PO 2025 Pay Scale?

The SBI PO pay scale is Rs. 48,480 (with 4 advanced increments) on the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I.

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