The IOB LBO Cut Off 2026 will be released state-wise and category-wise by Indian Overseas Bank after the selection process. For the 2025–26 cycle, the cut-off includes both the online exam cut-off out of 200 marks and the final aggregate cut-off out of 100 marks. For reference, the previous cycle’s West Bengal General (UR) cut-off was 157.50 marks in the written exam and 80.60 in the final aggregate.
For the new 2026–27 recruitment, IOB has announced 250 Local Bank Officer vacancies, with applications open from 8th to 24 August 2026. Candidates can check the previous cycle’s state-wise and category-wise cut-off trends to understand the expected benchmark and plan their preparation accordingly.
IOB LBO Cut Off 2026 Highlights
Check the IOB LBO Cut off and exam overview below:
| Detail | Information |
| Conducting Bank | Indian Overseas Bank (IOB) |
| Post Name | Local Bank Officer (LBO) |
| Cut Off Released On | 16th April 2026 |
| Exam Type | Online Computer-Based Test |
| Total Exam Marks | 200 Marks (Written) |
| Final Aggregate | Out of 100 (Written + Interview) |
| Selection Stages | Online Exam, LPT, Personal Interview |
| New Recruitment (2026-27) | 250 Vacancies (Application: 8-24 Aug 2026) |
| Official Website | iob.in |
Indian Overseas Bank Cut Off 2026: What It Means
The IOB LBO cut off 2026 is the minimum score a candidate must secure to qualify at each stage of the selection process. The cut-off is not a single number. It operates at three distinct levels, and clearing all three is mandatory to make the final merit list.
Three Stages Where Cut Off Applies:
- Online Exam Cut Off: Candidates must clear both the overall score and sectional cut-offs in the written exam (out of 200 marks).
- Language Proficiency Test (LPT) Shortlist Cut Off: Only candidates who clear the online exam are called for LPT. Proficiency in the local language of the applied state is mandatory.
- Final Merit List Cut Off: This is the aggregate of the online exam and interview scores, calculated out of 100 marks. Only candidates ranked high enough on this combined score receive appointment letters.
Knowing these three thresholds helps you set realistic targets instead of guessing.
IOB LBO Selection Process Marks Distribution
Before diving into the numbers, it helps to understand how marks are split across selection stages. The final placement depends on both your written exam performance and your interview score.
| Stage | Weightage |
| Online Written Examination | 80% |
| Personal Interview | 20% |
| Final Aggregate (out of 100) | Combined Score |
Candidates must qualify each stage independently. Scoring well in the written exam but poorly in the interview can still result in disqualification.
IOB LBO Previous Year Cut Off: Online Exam State-Wise (Out of 200)
The IOB LBO previous year cut off for the online exam is the most direct indicator of the competition level you should prepare for. The written exam was conducted for 200 marks across four sections. The table below shows the state-wise and category-wise cut-off marks for the 2025-26 recruitment cycle.
Two important notes before you read the table: Cut-offs vary significantly by state depending on the number of vacancies and the total candidates who appeared. West Bengal and Punjab consistently recorded the highest cut-offs in the General category.
IOB LBO Cut Off 2025 for Online Exam (Out of 200)
| State | UR (General) | OBC | EWS | SC | ST |
| West Bengal | 157.50 | 145.25 | 145.50 | 148.50 | 116.00 |
| Punjab | 157.00 | 146.25 | 151.75 | 144.50 | 93.50 |
| Maharashtra | 156.25 | 153.25 | 153.00 | 151.75 | 139.25 |
| Odisha | 155.25 | 149.25 | 150.50 | 143.50 | 131.50 |
| Tamil Nadu | 153.00 | 150.50 | 98.75 | 140.25 | 73.25 |
| Gujarat | 149.50 | 142.75 | 142.75 | 141.00 | 130.00 |
PwBD Cut-Offs (Online Exam, Selected States)
| State | VI | HI | OC | ID |
| Punjab | 111.50 | – | – | – |
| Maharashtra | – | 138.50 | 132.25 | – |
| Odisha | 113.75 | – | – | – |
| Tamil Nadu | 134.00 | 114.25 | 103.50 | 96.75 |
| West Bengal | 87.50 | – | – | – |
| Gujarat | 100.75 | – | – | – |
IOB LBO Sectional Cut Off 2025: Minimum Qualifying Marks Per Section
Clearing the overall cut-off alone is not enough. Every candidate must also secure the minimum qualifying marks in each individual section of the online exam. Missing even one section means disqualification, regardless of your total score.
The sectional cut-offs are set at 35% for UR and EWS candidates and 30% for reserved categories. Here are the exact marks:
IOB LBO Sectional Cut Off 2025 (Online Exam)
| Section | Max Marks | UR / EWS Cut-Off | SC / ST / OBC / PwBD Cut-Off |
| Reasoning and Computer Aptitude (RC) | 60 | 34.25 | 23.75 |
| General / Economy / Banking Awareness (GE) | 40 | 3.25 | 2.00 |
| Data Analysis and Interpretation (DA) | 60 | 30.00 | 20.00 |
| English Knowledge (EK) | 40 | 14.75 | 10.50 |
Key Takeaway: Data Analysis and Reasoning carry the highest marks (60 each). Prioritize these sections in your preparation to clear sectional cut-offs comfortably.
IOB LBO Final Cut Off 2025: State-Wise Aggregate (Out of 100)
The IOB LBO final cut off combines the written exam score (80% weightage) and the interview score (20% weightage) into an aggregate out of 100. This is the last filter before the merit list is published.
The table below shows the IOB LBO final aggregate cut-off 2025 state-wise and category-wise. Study these carefully because your interview performance can make or break your selection even after clearing the written exam.
IOB LBO Final Cut Off 2025 (Out of 100)
| State | UR (General) | OBC | EWS | SC | ST |
| West Bengal | 80.60 | 75.90 | 75.90 | 75.50 | 66.10 |
| Punjab | 79.90 | 77.00 | 75.80 | 76.20 | 63.10 |
| Maharashtra | 79.40 | 78.30 | 78.30 | 77.90 | 72.00 |
| Odisha | 79.10 | 78.10 | 77.40 | 73.40 | 70.40 |
| Tamil Nadu | 78.60 | 77.70 | 66.20 | 74.20 | 56.90 |
| Gujarat | 76.90 | 73.90 | 75.40 | 74.20 | 67.90 |
PwBD Final Cut-Offs (Selected States)
| State | VI | HI | OC | ID |
| Punjab | 78.90 | – | – | – |
| Maharashtra | – | 76.20 | 71.70 | – |
| Odisha | 61.90 | – | – | – |
| Tamil Nadu | 74.10 | 57.70 | 74.00 | 52.70 |
| West Bengal | 75.80 | – | – | – |
| Gujarat | 60.50 | – | – | – |
Pattern Observation: West Bengal recorded the highest final aggregate cut-off (80.60 for UR), making it the most competitive state. Tamil Nadu ST category had the lowest cut-off at 56.90, reflecting fewer vacancies claimed by that group.
IOB LBO Safe Score 2026: What Should You Target?
Based on the 2025-26 cut-off trends, here is a practical safe score guide for the upcoming 2026-27 cycle. These are targets to aim for in your preparation, not guaranteed cut-offs.
Suggested Safe Score Targets (Online Exam, Out of 200)
| Category | Safe Score to Target |
| UR (General) | 160+ |
| OBC | 150+ |
| EWS | 148+ |
| SC | 145+ |
| ST | 120+ (state dependent) |
Final Aggregate Safe Score (Out of 100)
| Category | Safe Score to Target |
| UR (General) | 80+ |
| OBC / EWS | 76+ |
| SC | 74+ |
| ST | 65+ (state dependent) |
Factors Affecting IOB LBO Cut Off 2026
The IOB LBO cut off 2026-27 will not be identical to the previous year. Several factors push the cut-off up or down each cycle. Understanding these gives you a realistic picture of what to prepare for.
- Total Vacancies: More vacancies in a state generally mean a slightly lower cut-off. The 2026-27 cycle has 250 vacancies across Tamil Nadu, Karnataka, Maharashtra, and Gujarat only.
- Number of Applicants: Higher application volume in a state raises competition and drives cut-offs up.
- Difficulty Level of the Exam: A tougher paper leads to lower raw scores, which typically brings the cut-off down.
- Reservation Policy: Different categories have different minimum qualifying marks, so cut-offs vary across UR, OBC, EWS, SC, and ST groups.
- State-Level Competition: States with fewer vacancies but high applicant numbers consistently show higher cut-offs.
- Normalization: If the exam is conducted in multiple shifts, scores may be normalized before the cut-off is applied.
How to Check IOB LBO Cut Off 2026 Online
The official cut-off PDF and scorecard are available on the Indian Overseas Bank careers portal. Follow these steps to access your score and check the official cut-off directly.
- Visit the Official Website at iob.in and go to the Careers section.
- Click on the LBO Recruitment Link for the relevant cycle (2025-26 or 2026-27).
- Find the Cut-Off or Scorecard Link listed under results or notifications.
- Enter Your Registration Number and Date of Birth to log in and view your individual scorecard.
- Download the Cut-Off PDF to compare your scores against category-wise and state-wise benchmarks.
- Cross-Check Sectional Scores to confirm you have cleared every section’s minimum qualifying mark.
Tip: Bookmark the IOB Careers page and check it regularly. Cut-off PDFs are usually uploaded without separate announcements on social media.
IOB LBO 2026-27 New Recruitment: Quick Update
A fresh IOB LBO recruitment notification for 2026-27 was released on 7th August 2026 at iob.in. Here are the key details at a glance:
| Detail | Information |
| Total Vacancies | 250 Posts |
| States Covered | Tamil Nadu, Karnataka, Maharashtra, Gujarat |
| Application Start Date | 8th August 2026 |
| Application End Date | 24th August 2026 |
| Age Limit (as on 01.08.2026) | 20 to 30 Years |
| Eligibility Cut-Off Date | 1st August 2026 |
| Basic Pay | Rs. 48,480 to Rs. 85,920 |
| Probation Period | 2 Years |
The cut-off for this new cycle will be released only after the exam and selection process is completed. Use the 2025-26 data above as your preparation benchmark.
Also Read
| IOB LBO Notification 2026 | IOB LBO Syllabus |
| IOB LBO Salary | IOB LBO Exam Date |
| IOB LBO General Awareness Questions | IOB LBO Last Minute Tips |
IOB LBO Cut Off 2026 Frequently Asked Questions (FAQs)
Has the IOB LBO Cut Off 2026 been officially released?
Yes. The IOB LBO Cut Off 2026 for the 2025-26 cycle was officially released on 16th April 2026 along with the scorecard at iob.in. Candidates can download the state-wise and category-wise cut-off PDF from the official portal.
What is the IOB LBO sectional cut off for General category candidates?
UR and EWS candidates must score at least 34.25 in Reasoning, 3.25 in General Awareness, 30.00 in Data Analysis, and 14.75 in English. Clearing all four sectional cut-offs is mandatory along with the overall cut-off.
Which state had the highest IOB LBO cut off in 2025?
West Bengal recorded the highest IOB LBO cut-off in the 2025-26 cycle. The UR category online exam cut-off for West Bengal was 157.50 out of 200, and the final aggregate cut-off was 80.60 out of 100.
Is the IOB LBO cut off different for each state and category?
Yes. The IOB LBO cut off varies state-wise and category-wise based on vacancies, applicants, and exam difficulty. Each state has a separate cut-off for UR, OBC, EWS, SC, ST, and PwBD categories.
What is the IOB LBO expected cut off for the 2026-27 cycle?
The expected cut-off for the 2026-27 cycle is not yet released. Based on 2025-26 trends, UR candidates should target 160 or above in the online exam and 80 or above in the final aggregate for a safe selection chance.
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