IOB LBO Notification 2025, Check Exam Date for 400 Local Bank Officers Posts

Update as of July 7, 2025: Admit card has been released for the IOB LBO 2025 exam. Click below for all the details:

IOB LBO Admit Card 2025 Direct Link

The Indian Overseas Bank is a leading Public Sector Bank headquartered in Chennai. The IOB has released 400 vacancies for Local Bank Officers in JMGS – 1 in their advertisement on their official website, stating “Recruitment of Local Bank Officers – 2025-26.” The candidates selected after the selection process will be posted in the state where they applied as per the notification. In this article, we have provided complete details of the notification in an easy-to-read manner. Candidates can go through this article to know about the age limit, eligibility criteria, vacancy distribution, selection process, online application process, salary, and exam pattern. Also, the online exam date is out; candidates are advised to read the official notification carefully for more detailed information.

Indian Overseas Bank LBO Recruitment 2025 Overview

The overview table of Indian Overseas Bank vacancy for the Local Bank Officer Scale 1 is provided below to help candidates easily understand all the details of the recruitment notification.

Indian Overseas Bank Local Bank Officers 2025 Apply Online

The candidates eligible for the Local Bank Officer post (LBO) in the Indian Overseas Bank (IOB) are required to go through the online application process. The online application procedure is explained in detail in this blog as well as in the official notification PDF.

IOB LBO 2025 Official Notification

The candidates can download the official notification PDF from the link provided below. The IOB LBO exam recruitment notification 2025 contains all the information related to the IOB LBO exam to be conducted by the bank. Also, the candidates are advised to visit the official website from time to time for any changes in important dates.

IOB LBO Exam Date 2025 Out

As part of the selection process for IOB LBO Exam 2025 selection process, the online examination is scheduled on 12th July 2025 (Saturday) for all the successfully registered candidates.

Indian Overseas Bank LBO 2025 Important Dates

The important dates for the candidates applying for the IOB LBO exam 2025 is mentioned below:

IOB LBO Vacancy Distribution 2025

The Indian Overseas Bank has vacancies in various states as mentioned in their notification for the Local Bank Officers Recruitment 2025. Vacancy distribution of the IOB LBO recruitment 2025, state-wise, category-wise, and for PwBD candidates is given here. The table below provides the distribution of Vacancies for IOB LBO 2025.

State-wise distribution of Vacancies of IOB LBO 2025

The State-wise distribution of Vacancies is provided below.

Category-wise vacancy distribution in IOB LBO recruitment 2025

The candidates belonging to various categories, such as SC/ST/OBC/EWS/GEN have a different number of Vacancies mentioned in the table below.

IOB LBO Vacancy distribution for PwBD Candidates

The vacancy distribution for PwBD candidates in the LBO 2025 notification is given below. The candidates belonging to PwBD categories, such as Visual Impaired (vI), Hearing Impairment (HI), Orthopedically Challenged (OC), and Intellectual Disability (ID) must go through the official notification of IOB LBO recruitment 2025 for detailed guidelines.

Indian Overseas Bank LBO Eligibility Criteria 2025

The eligibility criteria for the IOB Local Bank Officer 2025 consider 3 aspects, such as Nationality, Educational Qualification, Age limit, and relaxation in the upper age limit. The detailed eligibility criteria for the Indian Overseas Bank LBO 2025 are mentioned below.

IOB LBO 2025 Nationality

The candidates should satisfy any one of the Nationality criteria set by the bank as mentioned below.

• A citizen of India
• A subject of Nepal
• A subject of Bhutan
• A Tibetan refugee who came to India before 1st January 1962 to permanently settle in India or
• A Person of Indian Origin who has migrated from Pakistan, Bhutan, Burma, Sri Lanka, East African Countries, and Vietnam to permanently settle in India.

Indian Overseas Bank LBO 2025 Age Limit and Educational Qualification

The candidate should have completed their graduation before the date of online application, and the candidate has to mention the graduation date while registering online for the IOB LBO Exam 2025.

• The age limit for the candidates should fall between 20 and 30. The upper age limit mentioned here applies only to GEN and EWS categories. The candidates should have been born between 02/05/1995 and 01/05/2005. There is an upper age limit relaxation for SC/ST/PWD and other categories.

• The Educational Qualification for the IOB LBO Exam 2025 is a graduation degree (Bachelor’s) in any discipline from a recognized University. The candidates who have equivalent qualifications from a central government-recognized university are also eligible for the IOB LBO Exam.

IOB LBO 2025 Age Limit Relaxation

The upper age limit relaxation is provided for the SC/ST, OBC, PwBD, persons affected by the 1984 riots, and for the ex-servicemen candidates as mentioned below.

IOB LBO Salary 2025, Perks and Allowances

The salary and allowances of the Local Bank Officer in the Indian Overseas Bank are mentioned below. Grade Scale of Pay (In Rupees) – Assistant Manager (Scale I) Basic: 48480-2000/7-62480-2340/2-67160-2680/7-85920

The basic pay for IOB LBO 2025 is Rs. 48,480 per month.

The yearly increments are made for Indian Overseas Bank Local Bank Officers 2025, including overall allowances. After consecutive increments every year, the salary reaches Rs. 85,920 per month.

DA, HRA, CCA, etc., will be as per the rules in force from time to time.

Probation Period:

Candidates selected will be on probation for a period of 2 years (active service) from the date of joining the Bank. Their confirmation in the Bank’s service will be as determined by the Bank in terms of the Officers’ Service Regulation (OSR).

Indemnity Bond:

Candidates selected for appointment will be required to execute a Financial Service Agreement Indemnity Bond for Rs 2,00,000/- (Rupees Two lakhs) for rendering service for a minimum period of 3 years.

Leave, Travel Allowance:

The leave and travel allowance will be as per the Service Rules of the Bank applicable at the time of appointment.

Indian Overseas Bank LBO 2025 Selection Process

Selection will be made based on an Online Examination, followed by a Language Proficiency Test (LPT) and a Personal Interview. Candidates qualifying in the Online Examination would be called for the Language Proficiency Test (LPT), and candidates qualifying both the online exam and LPT will be called for a Personal Interview. In short, for the final selection, the applicants have to go through 3 stages:

1. Online Examination
2. Local Language Test
3. Personal Interview

Indian Overseas Bank LBO 2025 Exam Pattern

The exam pattern for the IOB LBO Exam consists of 4 sections such as Reasoning and Computer Aptitude,  General Awareness, Data Analysis and Interpretation, and English Knowledge. A more detailed exam pattern for the IOB LBO exam 2025 is provided below.

Negative Marking: 1/4th of the marks allotted to the question will be deducted as a wrong answer penalty. (0.25 of the allotted marks will be deducted for a wrong answer.) If the question carries 2 marks, then 0.5 marks will be deducted for the wrong attempt.

Note the following important points listed below for the IOB LBO exam :

• The online examination will consist of 140 objective-type questions under 4 sections as mentioned above.
• The duration of the objective test will be 3 hours, with separate timing for each section.
• There will be sectional qualifying marks with 30% for reserved candidates and 35% for unreserved candidates.
• There shall be no penalty for an unattended question.

Indian Overseas Bank LBO Recruitment 2025 Language Proficiency Test

The following are the criteria for the Language Proficiency Test.

• The candidate must have Proficiency (reading, writing, and speaking) in the Local Language of the State applied for.

• Candidates shortlisted for the Personal Interview will be required to qualify the Language Proficiency test, failing which they will not be allowed to appear for the Personal Interview and thus their candidature will not be considered for further selection process.

• However, candidates who produce a 10th or 12th standard marksheet/ certificate evidence that they have studied the specified local language of the applied State as one of the subjects will not be required to undergo the language proficiency test.

IOB Local Bank Officers 2025 Personal Interview

Merit list of candidates based on the marks obtained by them in the online examination will be prepared in descending order for the respective categories, and they should have qualified in the LPT. Candidates securing minimum qualifying marks in the online examination & LPT (wherever applicable) shall be called for a Personal Interview. The minimum qualifying marks will be decided by the Bank.

IOB LBO 2025 Final Selection

The weightage ratio of the Online Exam and the Personal Interview will be in the ratio of 80:20, respectively. The combined final score of candidates shall be arrived at based on scores obtained by the candidates in the Online Examination and Personal Interview. Selection will be made from the top-ranked candidates in the merit list prepared on a state-wise and category-wise wise.

IOB LBO 2025 Application Process

The online application process for the IOB LBO 2025 is mentioned below.

• Candidates are first required to go to the Bank’s website “www.iob.in” and click on the “Careers” Page to open the link “Recruitment of Local Bank Officers – 2025-26” and select the post to be applied then click on the Register Online link.
• Candidate must First Register Online by clicking “Click here to Register Online.”
• On successful registration, email and SMS will be sent to the candidates along with the Registration Number and Password for applying Online.
• Note the Unique Registration Number and Password for future reference.
• Candidates are required to upload their photograph and signature as per the specifications given in the Guidelines for Scanning and Upload of Photograph and Signature.

• Candidates will have to enter all the required details in the online application form.
• Candidates should fill in the details in the Online Application at the appropriate places very carefully. and click on the “COMPLETE REGISTRATION” button at the end of the Online Application form.
• The name of the candidate or his/her father/husband etc., should be spelt correctly in the application as it appears in the certificates/mark sheets.
• Candidates should take a printout of the system-generated submitted Online application form & save the printed application form for future reference.
• Candidates should upload the Left Thumb Impression and Handwritten Declaration under the Uploads menu.

IOB LBO 2025 Application Fee

The Application fee for IOB LBO exam 2025 for different categories is mentioned below:

SC/ ST/ PwBD = INR 175/-

GEN/ EWS/ OBC = INR 850/-

Note: Application once made will not be allowed to be withdrawn, and the fee once paid will NOT be refunded under any circumstances, nor can it be adjusted against any other recruitment process.

Payment by Online Mode:

• Candidates who have submitted the Online Application successfully may proceed with payment of intimation charges through Online Mode.
• The payment can be made using Debit Card/ Credit Card/ Internet Banking/ BHIM / UPI, etc.
• On successful completion of the transaction, an e-receipt will be generated.
• Candidates are required to take a printout of the e-receipt for future reference.

Credit History:

The candidate applying shall ensure that they maintain a healthy Credit history and shall have a minimum CIBIL score of 650 or above at the time of joining. The minimum credit score will be as per the Bank’s policy, amended from time to time.

Indian Overseas Bank LBO 2025 Documents Upload

Before applying online, a candidate will be required to have a scanned (digital) image of

• his/her photograph
• signature
• left thumb impression
• handwritten declaration

Note: Until photographs and signatures are as per the specifications provided, the system will not allow the candidate to move forward to the next stage of the application.

Indian Overseas Bank LBO Recruitment Photograph Image format:

• The photograph must be a recent passport-style colour picture.
• Make sure that the picture is in colour, taken against a light-coloured, preferably white background.
• Look straight at the camera with a relaxed face.
• If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you are not squinting and there are no harsh shadows.
• If you have to use flash, ensure there’s no “red eye”.
• If you wear glasses, make sure that there are no reflections, and your eyes can be clearly seen.
• Caps, hats, and dark glasses are not acceptable. Religious headwear is allowed, but it must not cover your face.
• Dimensions: 200 x 230 pixels
• Size: 20kb–50 kb
• Photos uploaded should be of an appropriate size and clearly visible.

IOB LBO 2025 Live Photograph Capture:

• In addition to the above photograph, candidates will also be required to capture and upload their live photograph either by using a webcam or a mobile phone.
• On selecting the “Capture Photo” option, the candidates’ webcam will be activated, allowing them to click their picture, which will get auto uploaded in the application form.
• On selecting the “Click here to Scan” option, candidates can use their mobile phone to scan the QR code, which will redirect to a website, allowing them to click photographs on their mobile phone.
• On selecting the taken picture, the photograph will get auto uploaded in the application form.

IOB LBO 2025 Do’s and Don’ts of Photo Capture

Do’s:

• Ensure the photo is captured against a light coloured, preferably white background and there is adequate light.
• Look straight at the webcam/ camera.
• The photograph should be of passport size.

Don’ts

• Small-sized photograph not to be clicked/ uploaded.
• Coloured glasses or sunglasses/caps should not be worn.
• Shadow on face/ not facing the camera/ distorted face/ face covered with mask/ blurred image.
• The photo was not taken in the dark/an improper background.

IOB LBO 2025 Signature Format

• The applicant has to sign on white paper with a Black Ink pen.
• Dimensions: 140 x 60 pixels
• Size of file: 10kb – 20kb
• Signature (NOT IN CAPITAL LETTERS) uploaded should be of appropriate size and clearly visible.

IOB LBO 2025 Left Thumb Impression upload format:

The applicant has to put their left thumb impression on a white paper with black or blue ink.

• File type: jpg/ jpeg.
• Dimensions: 240 x 240 pixels in 200 DPI (Preferred for required quality) i.e 3 cm * 3 cm (Width * Height).
• File Size: 20 KB – 50 KB

IOB LBO 2025 Hand-written Declaration Image format:

• The applicant has to write the declaration in English clearly on white paper with black ink.
• File type: jpg / jpeg
• Dimensions: 800 x 400 pixels in 200 DPI (Preferred for required quality) i.e., 10 cm * 5 cm
• (Width * Height)
• File Size: 50 KB – 100 KB

Note:

• The handwritten declaration has to be in the candidate’s handwriting and in English only.
• The text should NOT BE IN CAPITAL LETTERS.
• If it is written by anybody else and uploaded or in any other language, the application will be considered invalid.

Ensure that the photo, signature, left thumb impression, and handwritten declaration are uploaded at the specified spaces only in the online application form.

IOB LBO 2025 Documents Upload Procedure

While filling in the Online Application Form, the candidate will be provided with separate links for uploading the Photograph, signature, left thumb impression, and the handwritten declaration.

• Click on the respective link “Upload Photograph/ signature/ Upload left thumb impression/ handwritten declaration.
• Browse and select the location where the Scanned Photograph/ signature/ left thumb impression /handwritten declaration/ file has been saved.

• Select the file by clicking on it.
• Click the ‘Open/Upload’
• If the file size and format are not as prescribed, an error message will be displayed.
• A preview of the uploaded image will help to see the quality of the image.
• In case of unclear/ smudged, the same may be re-uploaded to the expected clarity/ quality.

The candidates are advised to go through the IOB LBO official notification PDF once for more detailed information regarding the IOB LBO 2025 recruitment. The candidates belonging to the PwBD categories should go through the guidelines provided in the official notification PDF.

IOB LBO Admit Card 2025

The Indian Overseas Bank Exam 2025 is scheduled on the 12th of July 2025. So, expect its admit card to be released soon.

IOB LBO Notification 2025 FAQs

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