Clearing the RBI Grade B exam is not a piece of cake. It takes months of preparation, discipline, a clear strategy, and dedication to stay ahead in the competition. It’s a race where a sea of candidates compete. But only a handful finally make it. The cut-offs decide everything here. And they don’t stay the same each year. They change with the number of vacancies, the difficulty of the paper, and how well the candidates perform. RBI has now released the official RBI Grade B Cut-off 2025 marks, giving aspirants a clear benchmark for Phase-I. If you’ll just look at 2025, its Phase 1 cut-off went higher than in 2024. Simply because more candidates appeared in the exam, and the exam was moderately difficult. This shows why no two years are alike and why you must always look at the trends carefully. Past toppers also did the same. They studied old cut-offs. Doing so gives the candidate a realistic picture of the competition and helps you set achievable targets. In this blog, we’ll discuss the official RBI Grade B cut-offs, and share with you Phase 1 and Phase 2 data from the year 2018 to 2025. Read on to clearly see how the trend has shifted over the past few years.
What is RBI Grade B Cut Off?
Cut‑off marks are simply the minimum score you need to move to the next stage of the exam. Suppose the Phase 1 cut‑off is x. This means the last candidate who qualified for Phase 2 scored exactly “x.”
Now, how are these cut‑offs decided? They depend on:
- Number of candidates appearing for the exam
- Difficulty level of the paper
- Total vacancies announced
Because these factors change every year, cut‑off marks also vary. That’s why checking previous years’ cut‑offs is so useful — it helps you set realistic targets and plan your preparation better. Remember, aspirants must clear both the overall cut‑off and, wherever applicable, the sectional cut‑offs to move forward.
RBI Grade B Cut Off 2025
For RBI Grade B, the Reserve Bank of India publishes cut‑off marks separately for each stage, like Prelims, Mains, and the Final selection round. These marks decide who progresses further.
To clear the exam, you must score above the official cut‑off. Think of it as your benchmark: if you know the cut‑off, you know the minimum score you must aim for. For 2025, staying aware of the cut‑off trends will give you a sharper edge in preparation and help you set clear goals.
RBI Grade B Phase 1 Cut Off Marks 2025
RBI has released RBI Grade B Cut-off 2025 marks. These category-wise and test-wise cut-offs highlight the minimum scores required to qualify for Phase-II.
Aspirants can analyze sectional benchmarks in General Awareness, English, Quantitative Aptitude, and Reasoning, along with aggregate scores.
This data helps candidates set realistic preparation targets and understand the competition level for the Grade B exam.
| RBI Grade B Phase-I Cut-off Marks (October 18, 2025) | |||||||||
| Name of the Test (Max Marks) | GEN/UR | EWS | OBC | SC | ST | PwBD A | PwBD B | PwBD C | PwBD D |
| General Awareness (80) | 24.00 | 16.00 | 20.00 | 16.00 | 16.00 | – | 3.00 | 16.00 | 3.00 |
| English Language (30) | 9.00 | 6.00 | 7.50 | 6.00 | 6.00 | – | 1.00 | 6.00 | 1.00 |
| Quantitative Aptitude (30) | 9.00 | 6.00 | 7.50 | 6.00 | 6.00 | – | 1.00 | 6.00 | 1.00 |
| Reasoning (60) | 18.00 | 12.00 | 15.00 | 12.00 | 12.00 | – | 2.25 | 12.00 | 2.25 |
| Total Score / Aggregate (200) | 77.50 | 64.75 | 69.00 | 65.00 | 64.75 | – | 17.50 | 63.50 | 22.50 |
RBI Grade B Phase 2 Expected Cut Off (Mains / Aggregate)
We studied last year’s mains cut-offs and expert commentary to form these estimates. Phase 2 reflects the main difficulty and aggregate scoring.
Given below are the expected ranges:
| Category | Expected Cut Off (Mains / Aggregate) — 2025 (Range) |
| General / UR | 170 – 176 |
| EWS | 165 – 172 |
| OBC | 165 – 172 |
| SC | 156 – 162 |
| ST | 148 – 154 |
| PWBD | 150 – 156 |
Note: These expected ranges are based on 2025 trends and expert analysis, giving aspirants realistic targets. Phase 2 cut-offs depend on the mains paper toughness and sectional requirements. We use trend analysis to set these bands.
Method, in short.
We checked last year’s official cut-offs and analysis pieces. We looked at trends, year-on-year shifts, and expert commentary. Then we set conservative ranges. Use them to set targets.
RBI Grade B Cut Off 2025
RBI Grade B Cut Off 2025 is out today. It is announced in a category-wise manner after every stage of the selection process. Aspirants should keep track of the minimum cut-off marks. They know how many marks are required to qualify in Phase 1, Phase 2, and the Interview. Cut-off marks calculation depends on multiple factors.
There is are list of factors determining cut off marks for RBI Grade B 2024 Exam. These factors are:
- Total Number of Vacancies
- RBI Grade B Exam Difficulty Level
- Number of Candidates Appearing in the Exam
Candidates targeting for 2024 exam should bookmark this blog to know the minimum qualifying marks needed to qualify for Phase 1, Phase 2, and interview rounds.
What is Cut Off in RBI Grade B Exam?
Many students get confused about what “cut off” actually means. The cut off is the minimum score you need to qualify for the next stage of the exam. For example, if the cut off for Phase 1 is 78, it means the last candidate who cleared Phase 1 scored 78 marks.
The cut off is not fixed every year. It changes depending on the number of candidates, exam difficulty, and available vacancies. You also need to clear both the overall cut off and the sectional cut offs (if applicable). Checking previous years’ cut offs can help you set a realistic target and plan your preparation better.
Why RBI Grade B Cut-Off Matters for Aspirants
RBI Grade B cut-off is important for every aspirant because it decides who moves to the next phase. Even if you score well in one section, failing to meet sectional cut-offs can disqualify you. The overall cut-off ensures only those with balanced preparation in Quants, Reasoning, English, and GA go ahead.
The knowledge of past cut-offs thus helps aspirants set realistic targets and plan their preparation smartly. It also highlights which sections require extra attention. Therefore, it is essential to monitor cut-off trends to be aware of exam difficulty and competition.
In short, cut-offs act as a benchmark that can guide your strategy to clear Phase 1 confidently and reach the Phase 2 exam.
How Cut-Offs Reveal the True Competition?
Understanding cut-offs is like holding a mirror to the competition. They tell you exactly how tough the race was in a given year and how much effort it took to clear each stage. Cut-offs rise when more candidates appear or when the paper is easier, and they fall when the paper is tough or vacancies are higher. That’s why no two years look the same. You get a clear sense of what lies ahead by studying these shifts. Toppers always rely on this strategy because it helps them measure the level of competition and plan their preparation smartly.
RBI Grade B Cut Off 2024 Release Date
The RBI has released the Mains and Final cut off for the RBI Grade B 2024 exam on 06th March 2025. The Mains exam was held on 19th October 2024.
For the Phase 1 exam in the General Stream, the cut off was announced on 01st October 2024 for the exam conducted on 08th September 2024. Usually, the Phase 2 cut off is declared 1–2 months after the exam.
Here are the RBI Grade B 2024 cut off release dates:
| Exam | Cut Off Release Date |
| Phase 1 | 01st October 2024 |
| Phase 2 | 06th March 2025 |
| Final | 06th March 2025 |
RBI Grade B Phase 1 Cut Off 2024
Candidates can check the category-wise and section-wise cut-off marks for the Phase 1 exam 2024 provided below.
| RBI Grade B Phase 1 Cut Off 2024 | ||||||
| Section | Category | |||||
| General/UR | EWS | OBC | SC | ST | PwBD | |
| General Awareness | 20.00 | 20.00 | 16.00 | 14.25 | 14.25 | 14.25 |
| English Language | 7.50 | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Quantitative Aptitude | 7.50 | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Reasoning | 15.00 | 15.00 | 12.00 | 10.75 | 10.75 | 10.75 |
| Total | 67.25 | 67.25 | 65.00 | 58.00 | 54.00 | 53.25 |
RBI Grade B 2024 Phase 2 Mains Cutoff (Written Exam)
Candidates can check the category-wise and section-wise cut-off marks for the Phase 2 exam 2024 provided below.
| Category | Aggregate Cutoff (Out of 300 Marks) |
| General | 173.50 |
| OBC | 169.00 |
| SC | 165.00 |
| ST | 161.50 |
| EWS | 173.50 |
| PwBD | 152.50 |
Note: Aggregate cutoff is for Paper-I, Paper-II, and Paper-III combined, used for shortlisting candidates for the interview.
RBI Grade B 2024 Final Cutoff (Written Exam + Interview)
Candidates can check the category-wise and section-wise cut-off marks for the written exam and interview provided below.
| Category | Aggregate Cutoff (Out of 375 Marks) |
| General | 226.75 |
| OBC | 218.00 |
| SC | 212.25 |
| ST | 214.50 |
| EWS | 206.00 |
| PwBD (Gen) | 200.50 |
| PwBD (OBC) | 191.75 |
| PwBD (SC) | 186.00 |
Note: No PwBD candidates qualified in the ST and EWS categories.
- The final cutoff combines the marks from Phase 2 (Mains) and the Interview.
- Candidates are ranked on the total score out of 375 marks to determine final selection.
RBI Grade B Previous Year Cut Off
The cut-off is the minimum required mark to qualify for the exam. To assist candidates in knowing RBI Grade B Cut Off marks of previous years. We have compiled the previous year’s cut-off marks for Phase 1, Phase 2, and the Final cut-off of RBI Grade B in the blog. Candidates can analyze to get insights into sectional and category-wise previous year cut-off marks in the RBI Grade B exam.
RBI Grade B Final Cut Off 2023
We have tabulated the RBI Grade B Cut Off 2023, final cut-off marks category-wise. Candidates can check aggregate marks for Phase 2+Interview. RBI Grade B Final Cut Off 2013 of General Category is 229 marks, OBC 221.75 marks, ST 203.75 marks, SC 213.75 marks, and EWS 194 marks.
| RBI Grade B Final Cut off 2023 | ||||||
| Recruitment Stage | Gen | OBC | SC | ST | EWS | PwD |
| Aggregate marks in Written examination (Paper- I, II, and III) and interview taken together (Out of a total of 375 marks) | 229.00 | 221.75 | 213.75 | 203.25 | 194.00 | 202.75(Gen)167.75(OBC) No PwBD candidate qualified in SC, ST and OBC category |
RBI Grade B Phase 1 Cut Off 2023
Candidates can check the table below to get the RBI Grade B Cut Off 2023 marks for the Phase 1 exam. The category-wise minimum qualifying marks are prepared for the sections General Awareness, English, Quantitative Aptitude, and Reasoning.
| RBI Grade B Phase 1 Cut Off 2023 | ||||||
| Section | UR | EWS | OBC | SC | ST | PwBD |
| General Awareness | 12.00 | 12.00 | 8.00 | 6.25 | 6.25 | 6.25 |
| Reasoning | 9.00 | 9.00 | 6.00 | 4.75 | 4.75 | 4.75 |
| English Language | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 |
| Quantitative Aptitude | 4.50 | 4.50 | 3.00 | 2.25 | 2.25 | 2.25 |
| TOTAL | 54.25 | 54.25 | 54.25 | 52.75 | 44.75 | 40.25 |
RBI Grade B Phase 2 Cut Off 2023
Aspirants can check the table to check the RBI Grade B Cut Off Marks 2023 for Phase 2. The category-wise cut-off marks are prepared separately for categories General, OBC, ST, SC, EWS, and PwBD. Aggregate Cut Off of General Category is 169 marks. Candidates of OBC Final Cut Off 169, SC 156.5, EWS 169 marks, PwBD 148 marks, and ST 148.50 marks.
| RBI Grade B Phase 2 Cut Off 2023 | ||||||
| Recruitment Stage | Gen | OBC | SC | ST | EWS | PwBD |
| Aggregate cut-off marks in Paper 1, Paper 2 & Paper 3 taken together in the written examination for shortlisting the candidates for interview (Out of a total of 300 marks). | 169.00 | 169.00 | 156.50 | 148.50 | 169.00 | 148.00 |
RBI Grade B Final Cut Off 2022
Aspirants can know the final cut-off marks for 2022 in the RBI Grade B. The category-wise RBI Grade B Cut Off 2022 is compiled in the table. The final cutoff of the general category is 234.50 marks, EWS 187.50 marks, OBC 223 marks, ST 179 marks, and SC 202.50 marks.
| RBI Grade B Final Cut Off 2022 | |
| Category | Cut-Off Marks |
| General | 234.50 |
| EWS | 187.50 |
| OBC | 223.00 |
| SC | 202.50 |
| ST | 179.00 |
| PwBD | General-208.25 OBC-196.75 SC-176.25 |
RBI Grade B Phase 1 Cut Off 2022
Candidates can get the RBI Grade B Cut Off 2022 for Phase 1 sections, General Awareness, English, Quantitative Aptitude, and Reasoning in the table. General Category marks in General Awareness 12 marks, Reasoning 9 marks, English 4.5 marks, and Quantitative Aptitude 4.5 marks. Candidates have to qualify for the sectional cut-off in Phase 1. The overall RBI Grade B Phase 1 Cut Off is 63.75 marks.
| RBI Grade B Phase 1 Cut Off 2022 | ||||||
| Section | General | EWS | OBC | SC | ST | PWD |
| General Awareness (80 marks) | 12 | 12 | 8 | 6.25 | 6.25 | 6.25 |
| Reasoning (60 marks) | 9 | 9 | 6 | 4.75 | 4.75 | 4.75 |
| English (30 marks) | 4.5 | 4.5 | 3 | 2.25 | 2.25 | 2.25 |
| Quantitative Aptitude (30 marks) | 4.5 | 4.5 | 3 | 2.25 | 2.25 | 2.25 |
| Total (200 Marks) | 63.75 | 63.75 | 60.25 | 55.25 | 50.75 | 49.75 |
RBI Grade B Phase 2 Cut Off 2022
The Phase 2 Cut Off marks 2022 are compiled in the table for categories General, EWS, OBC, SC, ST, and PwBD in the table. Category-wise Cut Off Marks compiled for General 171.25, OBC 167 marks, EWS 171.25 marks, ST 150.25 marks, SC 150.50 marks, and PwBD 150.25 marks. The authorities upload the RBI Grade B Previous Cut Off depending on the category-wise marks division after every selection round. Candidates can visit the official website to know the cut-off marks.
| RBI Grade B Phase 2 Cut Off 2022 | |
| Category | Cut-Off Marks |
| General | 171.25 |
| EWS | 171.25 |
| OBC | 167.00 |
| SC | 150.50 |
| ST | 150.25 |
| PwBD | 150.25 |
RBI Grade B Phase 2 & Final Cut Off 2021
The RBI Grade B final cut off marks for 2021 is compiled in the table. Candidates can get aggregate marks for Phase 2 and the Interview. RBI Grade B Final Cut Off for General Category is 252.25, OBC 241.25 marks, ST 205.25 marks, EWS 218.25 marks, and SC 212.25 marks.
| RBI Grade B Phase 2 & Final Cut Off 2021 | ||||||
| Recruitment Stage | Gen | OBC | SC | ST | EWS | PwBD |
| Phase II (Out of 300 marks) | 187.75 | 187.75 | 167.5 | 166.75 | 187.75 | 166.75 (HI, LD, MD) 169.75 (VI) |
| Phase II and interview (Total: 375 Marks) | 252.25 | 241.25 | 212.25 | 205.25 | 218.25 | Gen-226 OBC-223.75 |
RBI Grade B Phase 1 Cut Off 2021
RBI Grade B Phase 1 Cut Off Marks 2021 is covered category-wise in the table. Candidates of General Category Cut Off Marks 66.75, EWS 66.75, SC 53.50, OBC 63.75, PwBD 52.75, and ST 52.75. Get yourself updated with the RBI Grade B Previous Year Cut Off to know the marks trend in Phase 1. RBI is making the paper level difficult over time. Knowing the marks trend can help to improve your marks for the Phase 1 exam.
| RBI Grade B Phase 1 Cut Off 2021 | |
| Category | Cut Off Marks (200 Marks) |
| General | 66.75 |
| EWS | 66.75 |
| OBC | 63.75 |
| SC | 53.50 |
| ST | 52.75 |
| PwBD | 52.75 |
RBI Grade B Final Cut Off 2019
The final cut off marks for RBI Grade B 2019 are prepared category-wise for General, SC, ST, EWS, OBC, and PwBD in the table. Reserve Bank of India prepares RBI Grade B Final Cut Off 2019 from aggregate marks scored in Phase 2 and Interview. General Category Final Cut Off 238.25, SC 206.5, ST 194, EWS 197, and OBC 215.5 marks.
| RBI Grade B Final Cut Off 2019 | ||||||
| Recruitment Stage | GEN | OBC | SC | ST | EWS | Pw BD |
| Paper I, II & III Aggregate Cut Off | 193.25 | 188 | 172.25 | 172.25 | 193.25 | 172.25 ( HI, LD, MD) 176.75 (VI) |
| Written Exams (All Papers) + Interview Aggregate Cut off | 238.25 | 215.5 | 206.5 | 194 | 197 | Gen 215.75 OBC 194.75 |
RBI Grade B Phase 1 Cut Off 2019
Here is a detailed RBI Grade B Cut Off 2019 for Phase 1, prepared in table format. Cut-off marks are declared for Reasoning, General Awareness, Quantitative Aptitude, and English Language. In 2019, the overall cut-off marks for the UR category were 122 marks out of 200 marks. General Category Sectional Cut Off in General Awareness is 20 marks, Reasoning 15 marks, Quantitative Aptitude 7.50 marks, and English Language 7.50 marks.
| RBI Grade B Phase 1 Cut Off 2019 | ||||||
| Section | UR | EWS | OBC | SC | ST | PwBD |
| General Awareness (Marks: 80) | 20.00 | 20.00 | 16.00 | 14.25 | 14.25 | 14.25 |
| Reasoning (Marks: 60) | 15.00 | 15.00 | 12.00 | 10.75 | 10.75 | 10.75 |
| English Language (Marks: 30) | 7.50 | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Quantitative Aptitude (Marks: 30) | 7.50 | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Total Score (Marks: 200) | 122.00 | 122.00 | 115.50 | 108.00 | 108.00 | 108.00 |
RBI Grade B Phase 1 Cut Off 2018
Check RBI Grade B Phase 1 Cut Off 2018 marks for categories UR, SC, ST, PwBD, and OBC. RBI Grade B Phase 1 Cut Off General Category is 105.75. Sectional Cut Off Marks in General Awareness 20 marks, Reasoning 15 marks, Quantitative Aptitude 7.50 marks, and English Language 7.50 marks. The table covers cut off marks overall and section-wise for General Awareness, English Language, Quantitative Aptitude, and Reasoning.
| RBI Grade B Phase 1 Cut Off 2018 | |||||
| Section | UR | OBC | SC | ST | PwBD |
| General Awareness | 20.00 | 16.00 | 14.25 | 14.25 | 14.25 |
| Reasoning | 15.00 | 12.00 | 10.75 | 10.75 | 10.75 |
| English Language | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Quantitative Aptitude | 7.50 | 6.00 | 5.25 | 5.25 | 5.25 |
| Total Score (Marks: 200) | 105.75 | 95.75 | 91.75 | 91.75 | 91.75 |
Disclaimer: The information provided in this article is intended for general guidance and exam preparation purposes. While official Phase 1 cut-off marks for RBI Grade B 2025 have been published, the Phase 2 cut-off ranges mentioned are based on expert analysis and past trends, and should be treated as indicative only. Reserve Bank of India (RBI) is the sole authority for releasing official cut-off marks and results. Candidates are advised to verify all details directly from RBI’s official notifications before making any preparation or career decisions. PracticeMock and its contributors are not responsible for any discrepancies or changes in official announcements.
List of Factors Affecting RBI Grade B Cut Off
Several factors affect the determination of RBI Grade B Cut Off marks of multiple rounds of the recruitment process. RBI Grade B Final Cut Off marks compiled using aggregate marks scored in Phase 2 and Interview. We prepared a list of factors that are responsible for compiling RBI Grade B Cut Off.
- No. of RBI Grade B Vacancies: Considering past trends, the Reserve Bank of India releases recruitment for 200+ Grade B officer posts. Due to the attractive salary and job profile, many young graduates are targeted for the RBI Grade B.
- Difficulty level: Many candidates target the RBI Grade B, and the question pattern is changing with time in Phase 1 and 2 levels, making the exam level difficult to crack.
- Total No. of Candidates: RBI Grade B is an entry-level post in the Reserve Bank of India. There are a large number of candidates applying for 200+ Grade B posts, creating competition and a high cut off.
Related Posts:
RBI Grade B Cut Off 2024 FAQs
The RBI Grade B Phase-I cut-off for 2025 is out on Nov 18, 2025 for the exam conducted on 18th October 2025. The official category-wise and test-wise marks were published to shortlist candidates for Phase-II.
Cut-off marks vary each year depending on factors like the number of vacancies, exam difficulty level, and overall candidate performance. A higher number of applicants or an easier paper usually raises the cut-off, while tougher papers or more vacancies may lower it.
Candidates can check RBI Grade B Cut Off Marks in this blog or on the official website.
Candidates can get RBI Grade B Previous Year Cut Off marks in the blog.
RBI Grade B Cut Off marks are released after the result declaration for each stage separately.
Yes, RBI Grade B Phase 1 and 2 Cut Off released separately.
RBI released RBI Grade B Phase 1 Cut Off section-wise on the official website.
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