SBI PO Important Descriptive Topics

The SBI PO Mains Exam 2025 will be held on 13th September, and by now, every student must be giving their best in revision. While most students focus major on the objective paper, many tend to ignore the descriptive section. This is a big mistake because the descriptive test carries 50 marks and plays an important role in your final merit. We understand that in just 2 days you cannot learn descriptive writing from scratch, but you can at least get an idea of what type of topics may come and how to structure your answers. In the exam, you will be asked to attempt a report, an email, a precis, or a situation analysis. If you go without practice, you might feel blank in the exam hall. That’s why in this blog, we are sharing some of the important descriptive topics for SBI PO 2025 along with our PDF course.

SBI PO Descriptive 2025 Exam Pattern

The Descriptive Paper for 2025 has been updated to test students’ communication skills. It consists of three questions:

Key points to remember:

• The paper is conducted online immediately after the Objective Mains paper.
• All answers must be typed on a computer, as there is no handwriting.
• You need to have Strong grammar, logical flow, and proper formatting.
• Even if ideas are good, a poor format can lead to low scores.
  

SBI PO Descriptive PDF Course

Our SBI PO Mains Descriptive Course is designed to help you master the descriptive section of the SBI PO Mains exam. In this course, we will provide video sessions on each topic, where concepts are explained step by step with an exam-hall approach. You will get 5 mock tests based on the latest pattern, covering email writing, report writing, situation analysis, and precis writing. Along with this, we provide PDFs with fodder material and model answers for each topic to robust your preparation. The most important feature is the expert review of your answers with detailed feedback, so you know your strengths and areas for improvement. To support you further, we also provide personalised doubt-clearing sessions on Telegram where you can directly connect with mentors. With this complete package, you can improve your writing skills, practice effectively, and learn to present your thoughts professionally.

Report Writing: Important Topics for SBI PO Mains 2025

Report writing is very important as it checks how well you can present facts clearly and professionally. A good report has a proper title, introduction, main body, and conclusion. Keep the tone formal, sentences simple, and avoid unnecessary words or personal opinions. Focus on facts, data, and logical flow. Practice typing reports within the 30-minute limit, as this section plays a key role in your final merit score. Here we are providing one sample question and the important topics.

Sample Questions that can be asked in the SBI PO Descriptive 2025 Exam

Question

You are the Branch Manager of XYZ Bank. Your branch recently organised a Blood Donation Camp in collaboration with the Red Cross Society on 12th August 2025 at the Town Hall. Write a report on the event for submission to the Regional Office.

Answer
Date:
To:
From:
Subject: Report on Blood Donation Camp Organised by XYZ Bank
XYZ Bank, in collaboration with the Red Cross Society, organised a Blood Donation Camp on 12th August 2025 at the Town Hall. The initiative was part of the Corporate Social Responsibility programme aimed at contributing to community welfare.
The camp was inaugurated by the District Medical Officer, who appreciated the efforts of the bank in promoting healthcare initiatives. A team of doctors and paramedical staff supervised the entire process to ensure safety and hygiene. Awareness was created among visitors about the importance of blood donation, and posters were displayed to encourage voluntary participation.
Bank staff, customers, and local residents actively participated.A total of 95 units of blood were collected during the camp. Refreshments were provided to all donors, and certificates of appreciation were distributed by the Red Cross team. The event was smoothly managed by bank staff, ensuring proper registration and donor guidance.
The camp proved successful in addressing the healthcare needs of the community and showcased the commitment of the branch towards social responsibility. It is recommended that such camps be organised at regular intervals to build a strong culture of voluntary blood donation.

Important Topics of Report Writing

• Report on rising cyber frauds in banking and steps to control them
• Report on financial literacy drive conducted in your area
• Report on a blood donation camp organized by your branch
• Report on the use of digital banking and customer response
• Report on the increasing cases of ATM frauds and safety measures
• Report on the Role of Banks in Promoting Financial Literacy in Rural Areas
• Report on Bank Lending to MSMEs and Measures to Enhance Credit Flow
• Report on Implementation of Green Banking Practices and Their Benefits
• Report on Customer Grievance Redressal Mechanisms and Their Effectiveness
• Report on the Adoption of Fintech Collaborations by Public Sector Banks
• Report on Strengthening KYC Processes to Prevent Money Laundering
• Report on the Effects of Interest Rate Cycles on Retail Loan Demand

Email Writing: Important Topics for SBI PO Mains 2025

Email writing is especially important as it is a regular part of professional banking communication. A good email must have a clear subject line, proper salutation, short introduction, main content, and a polite closing. Always use formal language, correct grammar, and keep it concise. Avoid slang or unnecessary details. Practice typing emails on a computer to improve speed and accuracy. This section carries good weightage in the merit list and can score. Here we are providing one sample question and important topics.

Sample Questions that can be asked in the SBI PO Descriptive 2025 Exam

Here we are providing a sample question of email writing that can be asked in the SBI PO Descriptive exam.

1. Write an email to customers advising them to be cautious against phishing and fraudulent calls.

Ans:
Email Address:

Subject: Stay Safe – Beware of Phishing and Fraud Calls

Dear Customer,

Your security is our priority. Please be cautious of fraudulent calls, emails, or SMS requesting your banking credentials.

Remember:

• Do not share your OTP, PIN, or passwords with anyone
• Our bank never asks for confidential details via phone or email
• Report suspicious activity immediately to 1800-XXX-XXXX

Stay vigilant and enjoy safe banking with us.

With regards,
< Name>
<Branch Manager>
< Branch Name>
< Address in Short with City and pin code>
<Contact details>

Important Topics of Email Writing

• Write an email to customers advising them to be cautious of phishing and fraud calls.
• Write an email to a branch manager requesting a loan extension due to medical reasons.
• Write an email to staff encouraging them to participate in a cleanliness drive.
• Write an email to customers informing them about a new digital banking feature.
• Write an email to your branch manager requesting a loan for higher studies.
• Draft an email to the HR manager applying for an internal job posting.
• Write an email to a customer apologizing for the delay in resolving their complaint.
• Write an email to your senior requesting approval for a training workshop.
• Write an email to your client informing about a change in meeting schedule.
• Draft an email to your manager explaining the need for new software in the office.
• Write an email to a supplier enquiring about the delay in product delivery.
• Draft an email to your colleague appreciating their support in completing a project.
• Write an email to the IT department reporting a technical issue in your system.
• Write an email to your branch staff encouraging teamwork to improve customer service.

Situation Analysis: Imp. Topics for SBI PO Mains 2025

Situation analysis checks your ability to read a workplace problem, identify the core issue, explain causes, suggest practical solutions, and finish with a brief, positive conclusion. Read the prompt carefully, state the problem in one line, list reasons in a few lines, propose clear and realistic steps (short-term and long-term), and end with a confident summary. Use formal, simple language, avoid blame, and practice typing answers within time. Here we are providing one sample question and important topics.

Sample Questions that can be asked in the SBI PO Descriptive 2025 Exam

Question: A staff member in your branch is frequently late and unproductive, impacting overall efficiency. How will you address this?

Ans:

I would begin by observing the staff member’s behaviour objectively to gather facts about their performance. Then, I would arrange a private discussion to understand any underlying issues, whether personal or work-related.

If the reason is genuine, I would offer necessary support, such as flexible timings or temporary workload adjustment. However, I would also make it clear that repeated lapses affect branch performance and cannot be overlooked.

I would set specific, measurable performance expectations with timelines and review progress regularly. If no improvement is observed despite guidance, I would escalate the matter to HR as per policy.

This approach balances empathy with accountability, ensuring staff productivity and maintaining branch efficiency.

Imp. Topics of Situation Analysis

• Handling customer complaints about failed online transactions.
• Managing a sudden rush of customers due to a system breakdown.
• Responding to a serious data breach in your branch.
• Dealing with a colleague who is not cooperating in a project.
• A customer is angry because of a failed online transaction but money got deducted. How will you handle it?
• You find a colleague sharing customer data with outsiders. What steps will you take?
• Your branch is facing long queues during rush hours. Suggest measures to improve efficiency.
• You are offered a gift by a customer for approving their loan faster. What will you do?
• A junior staff member made a mistake in account entries. How will you correct it without hurting their confidence?
• A customer wants a loan but does not have all required documents. How will you respond?
• You are asked to meet sales targets that seem unrealistic. What approach will you take?
• A senior manager pressures you to skip verification for a high-profile customer. What will be your action?
• Many customers are complaining about poor ATM service. How will you address it?
• Your team is demotivated after missing targets. What steps will you take to motivate them?

Precis Writing: Important Topics for SBI PO Mains 2025

In Precis writing, you have to present a clear, brief summary of a longer passage, capturing only the main idea and key points. In the SBI PO Descriptive paper you may be required to summarize a passage into about 80–100 words. Use your own words, avoid personal opinions, and write in the third person. Read the passage carefully, jot down central ideas, ignore examples and repetitions, draft a concise version and polish for clarity and grammar. Stick to the word limit and maintain logical flow. Practice on a computer to improve speed. Here we provide a sample question for this.

Sample Questions that can be asked in the SBI PO Descriptive 2025 Exam

Question

Passage (≈300 words)

The rapid advancement of technology has significantly transformed human life in the past few decades. From the internet to artificial intelligence, innovations have reshaped communication, education, healthcare, and commerce. One of the most profound impacts has been on the way people access and share information. With smartphones and high-speed internet, knowledge is available instantly, making learning more flexible and accessible. Students can now attend virtual classes, professionals can upskill through online courses, and individuals from remote areas can connect with the rest of the world without leaving their homes.

Healthcare too has witnessed revolutionary changes. Telemedicine allows patients to consult doctors online, reducing the burden on hospitals and making healthcare more accessible in rural areas. Artificial intelligence aids in diagnosing diseases and personalising treatments, improving patient outcomes. Similarly, businesses have embraced e-commerce and digital payment systems, enabling global reach and financial inclusion. Small enterprises now have opportunities to compete with larger corporations by reaching customers worldwide through digital platforms.

However, these benefits come with challenges. The digital divide continues to exclude sections of society without internet access or digital literacy. Privacy concerns and cybercrime pose significant risks, as personal data can be misused. Moreover, overreliance on technology may lead to reduced human interaction, affecting mental health and social skills. Automation also threatens traditional jobs, raising concerns about unemployment and inequality.

Despite these drawbacks, technology’s role in human progress cannot be denied. The key lies in using it responsibly, bridging the digital gap, and ensuring that ethical considerations guide its application. If managed wisely, technology has the potential to create a more inclusive, efficient, and prosperous world.

Write a précis of the passage in about 100 words.

Answer (Précis – 100 words)

Technological advancements have revolutionised communication, education, healthcare, and commerce. The internet and smartphones have democratised access to information, enabling online learning and global connectivity. Telemedicine and artificial intelligence have improved healthcare, while e-commerce has expanded opportunities for businesses worldwide. Yet, challenges persist in the form of the digital divide, privacy risks, cybercrime, job losses, and declining social interaction. Despite these issues, technology remains vital for progress. Its benefits can be maximised by responsible use, bridging inequalities, and adhering to ethical principles, ensuring it serves as a driver of inclusive and sustainable development.

Themes on which Precis can be asked in SBI PO Mains 2025 :

1. Importance of Digital Banking in India
2. Financial Inclusion and Rural Development
3. Role of Technology in Modern Banking
4. Women Empowerment through Education
5. Impact of Social Media on Youth
6. Climate Change and Sustainable Development
7. Importance of Time Management for Success
8. Cybersecurity Challenges in Banking Sector
9. The Value of Reading and Continuous Learning
10. Government Schemes for Economic Growth

Conclusion

The SBI PO Mains Descriptive section is an important part of the exam that checks your communication and writing skills. Imp. topics from report writing, email writing, precis, and situation analysis are commonly asked in the exam are given in this blog. Many students prepare well for the objective test but ignore this section, which can cost them marks. With the right practice and a clear understanding of the format, you can easily score well

Disclaimer: The information provided in this article is intended solely for educational and guidance purposes. Any analysis, predictions, or sample questions included are based on feedback from test‑takers, subject experts, and past exam patterns, and should be treated as indicative estimates rather than definitive conclusions. Actual exam questions, cut‑offs, or results may differ, and only the official notifications, answer keys, and updates released by SBI should be considered authentic. Readers are encouraged to verify all details with official sources, and this article will be updated as new official information becomes available.

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