Top 10 Government Bank Exams in India – The Indian youth who was brought up in lower- or middle-class conditions or families still aspire to crack government jobs. And there are rightful reasons for the same. A country of almost 1.4 billion which is dominated by youngsters will face a job crunch somehow. Not everybody can afford to do get an MBA degree from top private or government colleges. The reason might not be the aptitude or skills required but the funds required. Even if you crack CAT but most of the college’s average fee for a two-year program range from 15 lakhs to 30-40 lakhs.
But what if you can get a job after your graduation with at least a salary of 20-25K as a fresher and then further climb up the ladder for higher positions for a handsome salary within 3-6 years.
Top 10 Government Bank Exams in India
RBI Grade B Officer Exam
RBI Grade B is an exam that is conducted for the recruitment of Grade B Officers in the Reserve Bank of India.
| Conducting Body | Reserve Bank of India |
| Post | RBI Grade B Officer |
| Frequency of Exam | Annually |
| Number of vacancies (2021) | 300-340 (Subjected to annual demand and notification) |
| Job Location | Anywhere in India |
| Selection Process | Prelims, Mains, Interview |
| Negative Marking | 1/4th marks |
| Competition Level | Tough |
Eligibility Criteria:
- Qualification details: A candidate should be a graduate from a recognized university or college with at least 60% marks (General category) and 50% marks for aspirants who belong to the category of SC, ST, and PWD category.
- 60% or more marks in both 10th and 12th standard for general category and 50% or more for SCT, ST, and PWD category.
- The candidate should be of age from 21 to 30 years.
In-hand Salary of 2021: The in-hand salary by including all the perks, benefits, the allowance will be Rs. 77,208 (approx.)
Read more about RBI Grade B here – Life of an RBI Grade B Officer: Lifestyle, Salary, Career Growth
NABARD Grade A Officer Exam
| Name of the Exam | NABARD Grade-A 2021 |
| Conducting Body | National Bank for Agriculture and Rural Development |
| Post | Assistant Manager |
| Vacancies | 162 |
| Salary | Approx. INR 62,600/- per month |
| Job Location | Across India |
| Mode of Application | Online |
| Application Fees | For SC/ST: INR 100/- For Others: INR 750/- |
| Mode of Exam | Online |
| Exam Duration | Prelims: 2 hours Mains: 3 Hours |
| Negative Marking | 1/4th marks |
| Selection Process | Preliminary Mains Personal Interview. |
| Official Website | www.nabard.org |
Eligibility Criteria
For NABARD, there are too many different categories under which one can apply. However, you can’t be eligible for all of them, especially as graduates.
| Post | Educational Qualification |
| General | Bachelor’s Degree in any subject from a recognized University with a minimum of 50% marks |
| General Agriculture | Bachelor’s Degree in Agriculture with 50% marks |
| Agriculture Engineering: | Bachelor’s Degree in Agriculture Engineering with 50% mark |
| Food/Dairy Processing | Bachelor’s degree in Food Processing /Food Technology/ Dairy Sciences and /or Dairy Technology with 50% marks |
| Land Development-Soil Science | Bachelor’s Degree in Agriculture / Agriculture (Soil Science/Agronomy) with 50% marks |
| Environmental Engg/Sciences | Bachelor’s degree with Environmental Science / Environmental Engineering with 50% marks |
| Agriculture marketing | Bachelor’s Degree in Agriculture Marketing/ Agriculture Business Management with 50% marks |
| Geo Informatics | BE/B.Tech/BSC degree in Geoinformatics with 50% marks |
| Agricultural Economics/Economics | Bachelor’s Degree with Economics/Agriculture Economics with 50% marks |
| Information Technology | Bachelor’s Degree in Computer Science/ Computer Technology/ Computer Applications/Information Technology with 50% marks |
| Chartered Accountant | Bachelor’s degree in any discipline from a recognized University/Institution with Membership of the Institute of Chartered Accountants of India (ICAI). |
| Company Secretary | Bachelor’s degree in any discipline with Associate membership of Institute of Company Secretaries of India (ICSI). |
| Finance | BBA (Finance/Banking) / BMS (Finance/Banking) with 50% marks |
| Human Resource Management: | BBA (Human Resource Management)/ BBM (Human Resource Management)/ BMS ((Human Resource Management) with 50% marks |
| Statistic | Bachelor’s Degree in Statistics with 50% marks |
Competition Level: Tough
NABARD Grade A: Job Role & Exam Pattern
SEBI Grade A Exam
| Organization Name | Securities and Exchange Board of India (SEBI) |
| Post | Officer Grade A (Assistant Manager) |
| SEBI Grade A Vacancy | 147 |
| Starting date To Apply | 7th March 2020 |
| Application Mode | Online |
| Category | Govt. Job |
| Selection Process | Written Test, Interview |
| Official Site | www.sebi.gov.in |
Eligibility Criteria
As a graduate, you would be eligible for 2-3 posts as others require a master’s degree.
| Name of the post | Educational Qualification |
| General | A Master’s Degree in any discipline, Bachelors’ Degree in Law, Bachelors’ Degree in Engineering from a recognized university, CA / CFA / CS / Cost Accountant. |
| Legal | A Bachelor’s degree in Law from a recognized university. |
| IT | Bachelor’s Degree in Engineering (Electrical / Electronics / Electronics and Communication / Information Technology / Computer Science) OR Masters in Computers Application OR Bachelor’s Degree in any discipline with a postgraduate qualification (minimum 2 years duration) in Computers / Information Technology |
| Civil Engineer | B.Tech in Civil Engineering |
| Electrical Engineer | B.Tech in Electrical Engineering |
| Research | Master’s Degree in Economics/Political Science/ Commerce/Statics from a recognized Institute. |
| Official Language | Master’s Degree in Hindi with English writing as one of the subjects at Bachelor Degree Level from a recognized University. |
In-hand Salary – The pay scale of Grade A manager is INR28150-1550(4)-343501750(7)-46600-EB-1750(4) -53600- 2000(1)-55600 (17 years). Taking into account allowances, the gross emolument scale is approx. Rs. 1,07,000/- per month without accommodation and INR 73,000/- per month with accommodation.
SBI PO Exam
The State Bank of India administers the SBI PO exam every year to select eligible candidates for the post of Probationary Officer.
Eligibility Criteria
| Educational Qualification | Graduation or any equivalent degree |
| Age limit | 21 to 30 years |
| Age Relaxation | SC/ST- 5 years OBC (NCL)- 3 years |
| The number of attempts: | UR/EWS –4 OBC- 7 SC/ST – No Limit |
In-hand salary – 42,000-44,000 (But including everything and if you crack the JIIB exam after you join as a PO, your annual package can range from 8.00 LPA – 13.00 LPA.
Vacancies – 2,000 vacancies were announced in 2020.
Can an SBI PO one day become a Chairman of SBI?
IBPS PO
IBPS PO 2021 exam is conducted by the Institute of Banking Personnel Selection (IBPS) to find eligible aspirants for the post of PO in 11 public sector banks in India. IBPS PO exam is being conducted since 2011.
Participating Banks
1. Punjab National Bank
2. Union Bank of India
3. Bank of India
4. Indian Bank
5. Canara Bank
6. Indian Overseas Bank
7. Central Bank of India
8. UCO Bank
9. Bank of Baroda
10. Punjab & Sind Bank
11. Bank of Maharashtra
IBPS PO Exam Pattern Prelims
| S.No. | Name of Tests (Objective | No. of Questions | Maximum Marks | Duration |
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning Ability | 35 | 35 | 20 minutes |
IBPS PO Exam Pattern Mains
| S.No. | Name of Tests (Objective | No. of Questions | Maximum Marks | Duration |
| 1 | Reasoning & Computer Aptitude | 45 | 60 | 60 minutes |
| 2 | English Language | 35 | 40 | 40 minutes |
| 3 | Data Analysis & Interpretation | 35 | 60 | 45 minutes |
| 4 | General Economy & Banking Awareness | 40 | 40 | 35 minutes |
| 5 | English Language (Letter Writing & Essay) | 2 | 25 | 30 minutes |
Salary Including Perks & Benefits: Rs. 52,630
IBPS RRB PO
IBPS RRB Exam happens every year by the IBPS for choosing for the post of both IBPS RRB Assistant and IBPS RRB Officer Cadre for Regional Rural Banks which are spread across the nation. The selection is made for the following posts:
| Office Assistant | Marketing Manager | Treasury Manager |
| Officer Scale – I | Banking Officer Scale – II | Agriculture Officer (Grade – II) |
| Law Officer (Grade – II) | Law Officer (Grade – II) | Chartered Accountant (Grade II) |
| Officer (Grade III) | IT Officer (Grade II) | – |
IBPS Assistant Preliminary Exam Pattern
| S. No. | Section | Question | Marks | Duration |
| 1. | Reasoning | 40 | 40 | A cumulative time of 45 mins |
| 2. | Numerical Ability | 40 | 40 | |
| – | Total | 80 | 80 | – |
IBPS Assistant Mains Exam Pattern
| S. No. | Section | Question | Marks | Duration |
| 1 | Reasoning Paper | 40 | 50 | A cumulative time of 2 hours is provided |
| 2 | General Awareness Paper | 40 | 40 | |
| 3 | Numerical Ability Paper | 40 | 50 | |
| 4 | English/Hindi Language Paper | 40 | 40 | |
| 5 | Computer Knowledge | 40 | 20 | |
| – | Total | 200 | 200 | – |
| IBPS RRB Posts | In-hand Salary |
| Officer Scale 1 (Probationary Officer or PO) | Rs. 29,000/- to 33,000/- |
| Officer Scale 2 (Generalist & Specialist) | Rs. 33,000/- to 39,000/- |
| Officer Scale 3 | Rs. 38000/- to 44,000/- |
| Office Assistant or Clerk (Multipurpose) | Rs.15,000/- to 19,000/- |
RBI Assistant
RBI Assistant Exam is conducted by RBI every year to employ suitable candidates for the post of Assistants in branches across India.
RBI Assistant is responsible for maintaining records/files, document verification, ensuring financial stability, issuing & circulating new currency, day-to-day transactions, attending Government Treasury Work, replying to emails, and more.
RBI Assistant Prelims Exam Pattern
| Sections | No. of Questions | Maximum Marks | Time |
| English Language | 30 | 30 | A composite time of 1 hour is provided to the candidate |
| Numerical Ability | 35 | 35 | |
| Reasoning Ability | 35 | 35 | |
| Total | 100 | 100 | – |
RBI Assistant Mains Exam Pattern
| Sections | No. of Questions | Maximum Marks | Duration |
| English Language | 40 | 40 | 30 minutes |
| Quantitative Aptitude | 40 | 40 | 30 minutes |
| Reasoning Ability | 40 | 40 | 30 minutes |
| Computer Knowledge | 40 | 40 | 20 minutes |
| General Awareness | 40 | 40 | 25 minutes |
| Total | 200 | 200 | 135 minutes |
The Gross Salary of an RBI Assistant ranges to approximately Rs. 36,091/- every month.
SBI Clerk
State Bank of India recruits thousands of candidates for clerical positions across India.
SBI Clerk Prelims Exam Pattern
| Serial No. | Section | No. of Question | Total Marks | Duration |
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
SBI Clerk Mains Exam Pattern
| Serial Number | Section | No. of Question | Total Marks | Duration |
| 1. | General English | 40 | 40 | 35 minutes |
| 2. | Quantitative Aptitude | 50 | 50 | 45 minutes |
| 3. | Reasoning Ability and Computer Aptitude | 50 | 60 | 45 minutes |
| 4. | General/Financial Awareness | 50 | 50 | 35 minutes |
| – | Total | 190 | 200 | 2 hours 40 minutes |
The in-hand SBI Clerk salary varies between Rs. 26,000/- to Rs. 29,000/- per month at the joining time.
IBPS Clerk
IBPS Clerk Prelims Exam Pattern
| S.No. | Name of Tests | No. of Questions | Maximum Marks | Duration |
| 1 | English Language | 30 | 30 | 20 minutes |
| 2 | Numerical Ability | 35 | 35 | 20 minutes |
| 3 | Reasoning Ability | 35 | 35 | 20 minutes |
IBPS Clerk Mains Exam Pattern
| S.No. | Name of Tests | No. of Questions | Maximum Marks | Duration |
| 1 | Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes |
| 2 | English Language | 40 | 40 | 35 minutes |
| 3 | Quantitative Aptitude | 50 | 50 | 45 minutes |
| 4 | General/ Financial Awareness | 50 | 50 | 35 minutes |
| IBPS Clerk Salary 2021 | |
| Basic Pay | Rs.19,900/- |
| Dearness Allowance | Rs.5209.82/- |
| Special Allowance | Rs.4118/- |
| Transport Allowance | Rs.757.08/- |
| CCA | Rs.0/- |
| House Rent Allowance (HRA) | Rs.2039.75/- |
| Gross Pay | Rs.32,024.65/- |
| Deduction (NPS Fund, Union Fee) | Rs.2570.98/- |
| Net Pay | Rs.29453.67/- |
IBPS RRB Clerk
IBPS RRB Clerk Prelims Exam Pattern
| Subject | Number of Questions | Maximum Marks |
| Reasoning | 40 | 40 |
| Numerical Ability | 40 | 40 |
| Total | 80 | 80 |
IBPS RRB Clerk Mains Exam Pattern
| Subject | Number of Questions | Maximum Marks |
| Reasoning | 40 | 50 |
| Computer Knowledge | 40 | 20 |
| General Awareness | 40 | 40 |
| English Language or Hindi Language | 40 | 40 |
| Numerical Ability | 40 | 50 |
| Total | 200 | 200 |
Salary – Rs. 15,000-20,000
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