The OICL AO Cut Off 2026 helps candidates know the minimum marks needed to clear the exam conducted by the Oriental Insurance Company Limited. Scoring above the cut-off marks is necessary to qualify for the next selection stage of Administrative Officer (AO) Scale I posts. OICL releases the cut-off scores along with or after the scorecard on its official website. Candidates can check the official overall and section-wise cut-off marks extracted directly from the official notification documents for Phase 1 (Prelims) and Phase 2 (Mains) across categories.
OICL AO Prelims Cut Off 2026 (Official Phase 1)
The Phase 1 (Prelims) exam is conducted for 100 maximum marks. Below are the official post-wise, category-wise, and section-wise cut-off marks. These are category-wise and sectional as well. Check the complete OICL AO Cut off from the table given below.
Post-Wise & Category-Wise Overall Cut Off (Out of 100)
| Post | SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D&E) |
| Generalist | 72.75 | 63.25 | 78.50 | 77.50 | 78.50 | 75.50 | 43.25 | 58.75 | 43.50 |
| Hindi (Rajbhasha) Officers | 8.00 | 8.00 | 8.00 | 8.00 | 8.00 | — | 18.00 | — | — |
Note: For Hindi Officers, all qualified candidates are merit-listed, hence the list cannot be extended. OBC scores are kept at par with UR category
Section-Wise Cut Off Marks (Objective Test)
To qualify in the OICL AO exam, candidates must clear the minimum section-wise cut off marks along with the overall score in the objective test. The OICL AO section-wise cut off is released separately for each subject and category to test a candidate’s basic competency across all test sections. Scoring above these section-level qualifying marks is compulsory for moving to the next selection stage.
| Post | Category | T1: English Language (30) | T2: Reasoning Ability (35) | T3: Quantitative Aptitude (35) |
| Generalist | SC, ST, OBC, PwBD | 14.00 | 11.00 | 10.75 |
| Generalist | EWS, UR | 17.50 | 16.00 | 15.00 |
| Hindi (Rajbhasha) Officers | SC, ST, OBC, PwBD | 1.00 | 1.00 | 1.00 |
| Hindi (Rajbhasha) Officers | EWS, UR | 1.00 | 1.00 | 1.00 |
OICL AO Mains Cut Off (Official Phase 2)
The Phase 2 (Mains) examination serves as the critical shortlisting stage, assessing candidates across multiple subjects for a maximum total of 200 marks. To qualify for the interview round, candidates must secure the required minimum aggregate score alongside meeting individual test cut-offs.
Generalist Post Category-Wise Overall Cut Off (Out of 200)
The overall cut-off for the Generalist post represents the consolidated minimum marks needed out of 200 to clear Phase 2. These scores are determined by evaluating candidate performance across objective tests and descriptive assessments, varying based on category reservations.
| SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D&E) |
| 127.25 | 110.00 | 140.50 | 137.75 | 140.50 | 145.25 | No Candidate | 133.50 | 135.75 |
Section-Wise & Test-Wise Cut Off (Generalist)
| Category | T1: Reasoning (45) | T2: English (40) | T3: General Awareness (40) | T4: Quantitative Aptitude (40) | T5: Computer Knowledge (35) | T6: Descriptive Paper (30) |
| SC, ST, OBC, PwBD | 31.25 | 20.25 | 3.75 | 21.00 | 15.00 | 11.75 |
| EWS, UR | 33.50 | 22.75 | 6.25 | 23.00 | 17.25 | 13.50 |
Hindi (Rajbhasha) Officers Cut Off
Category-Wise Overall Cut Off (Out of 200)
| SC | ST | OBC | EWS | UR | PwBD (A) | PwBD (B) | PwBD (C) | PwBD (D&E) |
| 96.00 | 78.25 | 96.00 | 96.00 | 96.00 | — | No Candidate | — | — |
Section-Wise & Test-Wise Cut Off (Hindi Officers)
| Category | T1: Reasoning (25) | T2: English (25) | T3: Professional Knowledge (100) | T4: General Awareness (25) | T5: Computer Knowledge (25) | T6: Descriptive Paper (50) |
| SC, ST, OBC, PwBD | 4.75 | 4.50 | 31.25 | 3.25 | 4.50 | 8.75 |
| EWS, UR | 7.25 | 7.00 | 38.00 | 5.25 | 7.00 | 12.00 |
OICL AO Previous Year Cut Off 2024
Checking previous year trends helps candidates understand the exam difficulty level and target scores.
Prelims Cut Off 2024 (Discipline-wise Maximum Marks)
| Discipline & Code | SC | ST | OBC | EWS | UR |
| Accounts (01) | 69.75 | 52.00 | 73.25 | 71.75 | 73.25 |
| Actuarial (02) | — | — | 70.25 | — | 70.25 |
| Engineers (IT) (03) | 67.25 | 51.25 | 67.25 | 64.50 | 67.25 |
| Engineers (04) | 71.25 | 61.00 | 71.25 | 68.50 | 71.25 |
| Doctors (05) | 40.50 | 33.50 | 37.25 | 42.50 | 42.50 |
| Legal (06) | 41.75 | 39.75 | 41.75 | 41.75 | 42.75 |
Mains Cut Off 2024 (Discipline-wise Maximum Marks)
| Discipline & Code | SC | ST | OBC | EWS | UR |
| Accounts (01) | 80.75 | 63.00 | 82.50 | 82.50 | 82.50 |
| Actuarial (02) | — | — | 83.25 | — | 85.00 |
| Engineers (IT) (03) | 64.75 | 70.25 | 81.00 | 81.00 | 81.00 |
| Engineers (04) | 69.25 | 82.50 | 96.75 | 85.75 | 100.50 |
| Doctors (05) | 54.00 | — | 59.00 | 59.00 | 59.00 |
| Legal (06) | 74.50 | — | 84.25 | 92.00 | 92.00 |
Factors Affecting OICL AO Cut Off 2026
The final cut-off score varies each year depending on several key factors:
- Candidate Category: Marks vary across UR, OBC, EWS, SC, ST, and PwBD categories as per government rules.
- Total Vacancies: Higher vacancy numbers generally lead to a slight drop in cut-off scores, while fewer vacancies increase competition.
- Exam Difficulty Level: Tougher questions lower the overall pass marks needed.
- Number of Candidates: A higher number of applicants increases competition.
Disclaimer: The information provided in this article is for general guidance and exam preparation purposes only. While efforts have been made to ensure accuracy, the cut-off marks and analysis presented here are based on available data from OICL. Final and official cut-off marks are published exclusively by the Oriental Insurance Company Limited (OICL) on its official website. Readers are advised to verify details directly from official notifications before making any decisions related to their exam preparation or candidature. PracticeMock and its contributors are not responsible for any discrepancies or changes in official announcements.
Conclusion
In this blog, we have covered all the details regarding the OICL AO Cutoff 2026. To prepare for the exam, you can check out our mock test series and the courses to stay ahead in the competition. The link for the same is given below.
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OICL AO Cut Off 2026 FAQs
When will the official OICL AO Cut Off 2026 be released?
The cut-off marks are released on the official OICL website shortly after the announcement of the exam results and scorecard.
Is there a section-wise cut-off in the OICL AO exam?
Yes, candidates must score above both the sectional cut-off and the overall cut-off to qualify for the next stage.
How are the final merit marks calculated for selection?
The preliminary examination is purely qualifying in nature. The final selection merit list is prepared based on a combined score derived from the Main Examination (Objective & Descriptive) and the Personal Interview, typically maintaining an 80:20 weightage ratio.
What is the starting pay scale and monthly salary for an OICL Administrative Officer?
Newly appointed OICL Administrative Officers receive a basic pay of ₹50,925 per month. Including Dearness Allowance (DA), House Rent Allowance (HRA), and other admissible allowances, the initial gross monthly salary is approximately ₹85,000 per month in metropolitan cities.
Is there a negative marking scheme in the OICL AO exam?
Yes. A negative marking of 0.25 marks (or 1/4th of the marks assigned to the question) is applied for every incorrect answer in both Phase 1 (Prelims) and Phase 2 (Mains). Unattempted questions carry no penalty.
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