As both NIACL AO and SBI PO are much sought-after exams, you need to know the difference before making up your mind to choose one of them as a career option. Both jobs offer a busty salary and good career growth, but choosing one of them may a difficult task unless you do a good comparison keeping in mind your own interests and talents.
Therefore, this article deals with the detailed comparisons of NIACL (New India Assurance Company Limited) AO (Administrative Officer) vs SBI (State Bank of India) PO (Probationary Officer).
Before discussing the comparison, let us compare a few important highlights of both the posts:
NIACL AO vs SBI PO-Overview
| Particulars | SBI PO | NIACL AO |
| Responsibility | Public Dealing | Client Interaction, Auditing and Analysing and Policy Making |
| Posting | Urban/Rural | Urban |
| Promotions | Frequent | After 5-8 years |
| Transfer | Frequent | After 3-5 years |
| Exam Type | Online: Prelims + Main | Online: Prelims + Main |
| Bond | 3 Years | 4 years Bond |
SBI PO vs NIACL AO-Exam Pattern
Given below is the comparison of the Exam pattern of both the exams:
SBI PO Exam Pattern Prelims
| Serial Number | Name of section | Number of questions in the section | Marks allotted for the section |
| 1. | English Language | 30 | 30 |
| 2. | Quantitative Aptitude | 35 | 35 |
| 3. | Reasoning Ability | 35 | 35 |
| Total | 100 | 100 |
SBI PO Main Exam Pattern
| Serial Number | Name of the section | Number of questions asked in the section | Marks allotted to the section |
| 1. | English language | 35 | 40 |
| 2. | Data Analysis and Interpretation | 35 | 60 |
| 3. | Reasoning Ability and Computer Aptitude | 45 | 60 |
| 4. | General Awareness (special reference to banking industry) | 40 | 40 |
| Total | 155 | 200 marks |
NIACL AO Exam Pattern 2021
Phase-1 – Prelims Exam Pattern
| Subject | Marks | Time | Medium |
| English Language | 30 | 20 Minutes | English |
| Reasoning | 35 | 20 Minutes | English & Hindi |
| Quantitative Aptitude | 35 | 20 Minutes | English & Hindi |
| Total | 100 | 60 Minutes |
Phase-2 Exam Pattern – Mains
| Subject | No. of Ques. / Max Marks | Time | Medium | Type |
| Test of English Language | 50 | 120 Mins | English | Objective |
| Test of Reasoning | 50 | English & Hindi | Objective | |
| Test of General Awareness | 50 | English & Hindi | Objective | |
| Test of Quantitative Aptitude | 50 | English & Hindi | Objective | |
| Total | 200 |
Main Differences between SBI PO & NIACL AO
| Basis of Difference | SBI PO | NIACL AO |
| Salary Structure | In-hand salary – 42,000-44,000 (But including everything and if you crack the JIIB exam after you join as a PO, your annual package can range from 8.00 LPA – 13.00 LPA | Basic pay of Rs. 32,795/- on the scale of Rs. 32795-1610(14)-55335-1745(4)- 62315 and other admissible allowance as applicable. Gross emoluments will be approximately Rs. 60,000/- p.m. in Metropolitan Centers. Other benefits such as coverage under National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc., shall be as per rules. The Officers are also entitled to Company’s / leased |
| Educational Qualification | Graduation or any equivalent degree | Graduation or any equivalent degree |
| Age limit | 21 to 30 years | |
| Age Relaxation | SC/ST- 5 years OBC (NCL)- 3 years | |
| Number of Maximum attempts | UR/EWS –4 OBC- 7 SC/ST – No Limit | |
| Bond | An SBI PO has to sign a three-year bond | A minimum period of four years including probation period |
| Career Growth | -Probationary Officer (Assistant Manager, JMGS- I) -Deputy Manager (MMGS) -Manager (MMGS) -Chief Manager (MMGS) -Assistant General Manager (SMGS) -Deputy General Manager (TEGS) -Chief General Manager (TEGS) -General Manager (TEGS) -Deputy Managing Director | Employees need five years of regular work to get promotions in NIACL need at least five years of work. We can assume it has more to do with seniority. From here, employees can expect promotions at the interval of every three years. You will have a raise in your perks and basic salary as well. The employees of NIACL can expect a wage revision as per the guidelines, in every five years. |
| Work Culture | Work pressure is high for an SBI PO. | Work pressure is comparatively less if compared with SBI PO |
| Transfer Policy | Transfers happen every 2 to 3 years. Can be transferred to Rural or Urban Areas Get an amazing SBI Mock Tests Series and Beat the upcoming SBI PO Exam with flying colours! | Transfers happens every 3 to 5 years. |
Conclusion
Ideally, neither NIACL AO nor SBI PO job can be called a better job than the other. It solely depends upon your interests and abilities to make a career choice. Hence, your judgement should be based on the parameters that explore how much and what these jobs can offer you in totality. By the above-mentioned table, you might have clearly understood the similarities and stark differences between NIACL AO and SBI PO. Now, it will help you in getting a perfect idea about which job suits your personality best. Hence, you need to gear up to prepare for either one of them or both. Both exams are worth it and impart industry experience and may as well lead you to the path of progress and satisfaction. Give as many NIACL AO and SBI PO Mock Tests as you can to get fully prepared to beat them!
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