Most Imp. Computer Terms for Bank Exams

If you want to aspire to secure a bank job, you need to have the fundamental computer knowledge. Computer Awareness section has become an essential part of all Banking Exam. The Computer Knowledge Section in Bank Exams has a good weightage of marks. So, you need to score well in the computer knowledge section to increase your overall score in the Exam. Candidates preparing for exams such as IBPS, SBI, RBI and NABARD should know about a few important terms related to this section for Bank exams.

In his article, we are here to supply you with a few important computer terms that can lead you to ultimate success in exams such as IBPS, SBI, RBI and NABARD.

As per the syllabus of all the Bank Exams, the terms given below are the most important ones that find their place in the Computer Awareness sections:

1. Computer Virus

A computer virus is a sort of harmful code or program written or made to alter the way a computer operates. It is designed to spread from one computer to another. A virus operates by inserting or attaching itself to a legitimate program or document that supports macros to execute its code. Viruses may disrupt the system by hijacking system memory, surreptitiously collect data or shut down the system altogether.

2. Antivirus software

Antivirus software is a program used to protect computers from computer viruses such as malware, trojans and network viruses. There are many companies like McAfee, Norton, Eset and Kaspersky Labs, which specialise in making and developing antivirus software.

3. Malware

Malware is a short form of ‘malicious software’. It is a term for viruses, worms, trojans and other harmful computer programs that are used to corrupt the system and gain access to sensitive information of the user. As per Microsoft, “[malware] is a catch-all term to refer to any software designed to cause damage to a single computer, server, or computer network.” In short, a software can be identified as a malware based on its intended use, rather than a specific technique or technology used to build it. So, a virus is a type of malware, and all the viruses are malware. But not malware is a virus.

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4. Computer worm

A computer worm is a malicious, standalone malware that spreads via computer networks. It is a self-replicating software program that multiples itself and infects the computer system by affecting the functions of software and hardware programs. That is why worms are often referred to as viruses also. But computer worms are different from computer viruses in certain aspects

5. Trojan horse

A Trojan, or Trojan horse, is a type of malicious software or code that seems legitimate but can take control of your computer system. It is designed to damage, disrupt, steal, or to inflict some other harmful action on your data or network. A Trojan act as a bona fide application or file to trick the user, by introducing the virus to a system. Trojan horse does not replicate itself but can be very destructive to a computer system.

6. Authorization

Authorization is the function of giving access rights related to information security or computer security. In organisations, system administrators control the authorisation, who are specified users or group of users. Authorisation helps companies in maintaining their computer security and in maintaining the confidentiality of the company data.

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7. Authentication

Authentication is the process by which the identity of a user is recognized. It is the mechanism of associating an incoming request with a set of identifying credentials. The credentials provided are compared to those on a file in a database of the authorized user’s information on a local operating system or within an authentication server. It helps the system to give access to legitimate users.

8. Hacker

A hacker is a person who uses computer, networking or other skills to overcome a technical problem. He has a complete knowledge about a specific area of computer security and uses it to gain access to the systems. The term also may refer to anyone who uses their abilities to gain unauthorized access to systems or networks in order to commit crimes. There are two types of Hackers, black hat and white hat hackers. White hat hackers use their knowledge to expose flaws in computer security practices and suggest more effective solutions to security issues. Black hat hackers use their knowledge to harm users for monetary or other gains.

9. Phishing

Phishing is a malicious practice done by individual or group who scam users. It is done by sending fake emails to get personal information of the user, such name, password or money. Phishing is conducted by posing as a legitimate user of a system and collecting data through electronic communication.

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10. Spoofing attack

Spoofing is the act of disguising a communication from an unknown source as being from a known, trusted source. When an individual or program impersonates the identity of another by falsifying important data, to gain an unfair and illegitimate advantage it is called spoofing.

Conclusion

Computer knowledge or Awareness is a broad area of knowledge which is evolving with the introduction of new terms and topics every year. However, bank exams concentrate on areas such as operating systems and computer security. So, you should be well aware of all the important terms be able to score well in the Computer Section. The best way to check your present knowledge base of computer Awareness is by giving Mock Tests. Attempt as many Mock Tests as you can and know your strengths and weaknesses before the exam.

Stay tuned for the next article that will be shedding light on more of such important terms and information related to computers and prepare you to score maximum marks in the Computer Section of any Bank Exam!

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