Indian Overseas Bank Recruitment 2026 Out for 291 Specialist Officer Posts, Apply Online

Indian Overseas Bank Recruitment 2026: Indian Overseas Bank (IOB), a Government of India undertaking, has released the official IOB Recruitment 2026 notification for the recruitment of Generalist and Specialist Officers in various scales. The official advertisement, HRDD/RECT/04/2026-27, is dated 28 August 2026 and announces 291 vacancies across JMGS-I, MMGS-II and MMGS-III posts. The online application process will begin on 29 August 2026 and continue until 15 September 2026 through the official website, iob.bank.in.

The recruitment includes posts such as Manager (Branch Management), Manager (IT), Manager (Information Security), Senior Manager (IT), Senior Manager (Database Administrator), Senior Manager (Network Administrator), Manager (Credit), Senior Manager (Credit), Senior Manager (Risk), and Assistant Manager (Security). Candidates must carefully check the post-specific educational qualification, age limit, work experience and certification requirements before applying.

Indian Overseas Bank Recruitment 2026

The Indian Overseas Bank Recruitment 2026 is being conducted for experienced professionals for Generalist and Specialist Officer positions in various grades. IOB has invited applications from eligible candidates for 291 posts.

The recruitment is important for professionals looking for officer-level opportunities in a public sector bank because the vacancies are spread across branch management, IT, information security, credit, risk, database administration, network administration, cyber security and security functions.

The bank has clearly stated that applications will be accepted only through the online mode. Candidates should therefore complete the registration and fee-payment process within the prescribed dates.

Indian Overseas Bank Recruitment 2026: Overview

The vacancy numbers are provisional and the bank reserves the right to increase or decrease vacancies according to its requirements.

Indian Overseas Bank Vacancy 2026

A total of 291 vacancies have been announced across 14 posts. Post Code 01 is the Generalist Officer post, while the remaining posts are Specialist Officer positions.

The category-wise vacancy breakup in the official advertisement is SC 46, ST 21, OBC 79, EWS 28 and UR 117, totalling 291 vacancies. The notification also includes horizontal reservations for PwBD categories.

IOB Recruitment 2026 Important Dates

Candidates should note the following dates for the Indian Overseas Bank Recruitment 2026:

IOB has advised candidates to apply within the prescribed period and has stated that no other mode of application will be accepted.

Indian Overseas Bank Recruitment 2026 Eligibility Criteria

The eligibility requirements for IOB Generalist and Specialist Officer Recruitment 2026 differ according to the post. Age, qualification, professional certifications and post-qualification experience are to be considered as on 1 August 2026. Certification courses required under a post must also be valid as on that date.

Because the recruitment contains multiple specialised positions, candidates should check the exact requirements of the post they wish to apply for.

Manager – Branch Management

Vacancies: 100
Age: 23 to 33 years
Qualification: Graduation in any discipline from a recognised university/institution
Experience: 3 years as an officer in a Scheduled Public Sector or Scheduled Private Sector Bank, including at least 2 years in branch banking.

Experience as a Scale-I Branch Head is preferred. The selected candidate will be posted anywhere in India and will be posted as Branch Head after successful completion of probation.

Manager – IT

Vacancies: 65
Age: 25 to 35 years

Candidates must have one of the prescribed qualifications, including:

• B.E./B.Tech in CS, IT, Electronics & Communication or Electronics & Instrumentation
• MCA
• M.Sc. in Computer Science/IT

The candidate must have at least 5 years of post-qualification IT experience, including at least 3 years in Banking/BFSI. Hands-on experience in at least one prescribed technology domain is mandatory. These include areas such as full-stack development, operating-system administration, network administration, cloud engineering, storage administration, database administration, IAM, automation, ITSM, business continuity/disaster recovery, virtualization, DevOps, DevSecOps, middleware and IT procurement.

Manager – Information Security

Vacancies: 5
Age: 22 to 32 years

The prescribed qualification includes B.E./B.Tech in Computer Science, IT, Electronics & Communication, Cyber Security or Information Security, or M.E./M.Tech in the relevant disciplines.

Candidates require at least 2 years of post-qualification experience in any three specified information-security domains. These include web application security testing, mobile application security testing, API security assessment, SAST, DAST, AI/LLM security testing and red-team activities. Experience in BFSI, FinTech, IT or regulated sectors is preferred.

Manager – Information Security Audit

Vacancies: 5
Age: 22 to 32 years

Candidates must possess the prescribed engineering/technology qualification, including B.E./B.Tech in relevant disciplines, or M.E./M.Tech/MCA where applicable.

The experience requirement includes either at least 2 years with 1 year in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or the alternative IT experience specified by the bank involving software design and development for banking applications following secure-by-design principles.

Senior Manager – IT

Vacancies: 10
Age: 28 to 38 years

Candidates need the prescribed B.E./B.Tech, MCA or M.Sc. qualification and at least 8 years of post-qualification IT experience, including 5 years in Banking/BFSI.

The role requires experience in areas such as mission-critical production systems, digital banking platforms, infrastructure, cloud environments, cyber-security controls or technology operations. Mandatory and preferred certifications are also specified by IOB.

Senior Manager – Information Security

Vacancies: 3
Age: 25 to 35 years

Candidates require the prescribed qualification in computer science, IT, electronics, cyber security or information security and at least 5 years of post-qualification experience in any three specified security domains.

Experience in BFSI, FinTech, IT or regulated sectors is preferred, and the bank has also listed recognised security certifications for preference.

Senior Manager – Information Security Audit

Vacancies: 2
Age: 25 to 35 years

Candidates must hold the prescribed engineering/technology qualification and possess at least 5 years of experience, including at least 3 years in Information Security/IS Audit/Cyber Security Audit in Banking/BFSI, or the alternative banking-application development experience specified in the notice.

Senior Manager – Database Administrator

Vacancies: 10
Age: 28 to 38 years

Candidates require B.E./B.Tech, MCA or M.Sc. in the prescribed disciplines.

The experience requirement is 8 years of post-qualification experience in Database Administration, including at least 5 years in Production Database Administration and 3 years in the Banking/BFSI domain supporting mission-critical applications.

Mandatory technical experience covers Oracle Database, Microsoft SQL Server, performance optimisation, production incident management, capacity planning, backup/recovery, disaster-recovery drills, root-cause analysis and database security/compliance.

Senior Manager – Network Administrator

Vacancies: 5
Age: 25 to 35 years

Candidates need the prescribed B.E./B.Tech, M.Tech or MCA qualification and at least 5 years of post-qualification experience in Network Operations, including Network Security using Cisco FTD and Check Point firewalls.

Strong experience in enterprise network architecture, routing and switching is required, while experience in data-centre networking is preferred. The notice also prescribes mandatory certification requirements such as CCNA Routing & Switching, CCNA Security or Check Point certification.

Senior Manager – Cyber Security Administrator

Vacancies: 5
Age: 25 to 35 years

The prescribed qualification includes B.E./B.Tech or M.E./M.Tech in relevant technology and security disciplines.

Candidates must have at least 5 years of post-qualification experience in any two specified domains, such as forensic analysis/incident response, SIEM/XDR, web application/API security, IAM/AD/PAM, AI security or network security. Relevant professional security certifications are preferred.

Manager – Credit

Vacancies: 35
Age: 23 to 33 years

Candidates need a Bachelor’s degree with an appropriate postgraduate qualification such as MBA Finance/PGDBA/PGDBM/MMS Finance, or CA, or CMA.

The requirement is 3 years of post-qualification experience in a Bank/Financial Institution, including at least 2 years in the credit domain. Experience in handling MSME or corporate advances is preferred.

Senior Manager – Credit

Vacancies: 15
Age: 25 to 35 years

The prescribed educational qualifications are similar to the Manager-Credit post, including MBA Finance/PGDBA/PGDBM/MMS Finance, CA or CMA.

Candidates need 6 years of post-qualification work experience in a Bank/Financial Institution, including at least 4 years in credit. Experience handling MSME or corporate advances is preferred.

Senior Manager – Risk

Vacancies: 6
Age: 25 to 35 years

Candidates must fulfil one of the specified educational routes, including graduation with MBA Finance/PGDM Finance/PGDBF/MFM/MFC or a relevant Master’s degree, or graduation with recognised financial-risk certification such as GARP/PRMIA credentials.

The experience requirement is at least 5 years of post-qualification experience in a Public Sector Bank, Private Sector Bank, NBFC or Financial Institution in areas such as Risk, Credit, Forex, Treasury or Finance.

Assistant Manager – Security

Vacancies: 25
Age: 30 to 45 years

Candidates must be graduates from a recognised university/equivalent and possess the prescribed computer/IT qualification or certification.

The role is specifically designed for eligible candidates from military, paramilitary or police backgrounds. The notification requires the prescribed service experience and conditions for JCO, equivalent paramilitary rank or police officer categories. Candidates currently serving may also apply where their date of discharge is on or before 30 September 2026.

IOB Recruitment 2026 Age Limit

The age limit varies according to the post. The eligibility is calculated as on 1 August 2026. The bank has specified different age ranges for different grades and roles.

Upper-age relaxation is available for eligible reserved categories as per Government of India guidelines.

The notification also contains provisions for cumulative relaxation in specified cases, subject to the applicable maximum age limit and Government rules.

IOB Recruitment 2026 Application Fee

Candidates must pay the applicable application fee/intimation charges online during the registration process.

The fee once paid is non-refundable and cannot be adjusted against another recruitment process.

How to Apply for Indian Overseas Bank Recruitment 2026?

Candidates can apply online through the official IOB website by following the steps below:

• Visit iob.bank.in.
• Open the Careers section.
• Find “Recruitment of Generalist / Specialist Officers in Various Scales – 2026-27.”
• Select the post you wish to apply for.
• Click on the Register Online link.
• Complete the registration process and generate your Registration Number and Password.
• Upload the photograph and signature in the prescribed format.
• Enter all required personal, educational and professional details.
• Upload the Left Thumb Impression and Handwritten Declaration as required.
• Pay the applicable application fee online.
• Check all details carefully before completing registration.
• Submit the application form.
• Download and save the system-generated application form for future reference.

IOB has specifically advised candidates to enter their names and other details exactly as they appear in their certificates/marksheets because incorrect information can affect candidature.

Documents Required for IOB Online Application

Candidates should keep the necessary documents ready before beginning the application process. Depending on the post and category, relevant documents may include:

• Photograph
• Signature
• Educational qualification certificates
• Experience certificates
• Professional certification documents
• Caste/category certificate
• EWS certificate
• PwBD certificate, where applicable
• Valid identity proof
• Left Thumb Impression
• Handwritten Declaration

Candidates will have to produce original eligibility documents along with self-attested copies at the interview where applicable.

Indian Overseas Bank Recruitment 2026 Selection Process

The official notification states that selection will be based on an Online Examination followed by Interview.

Candidates qualifying in the online examination will be called for the personal interview. IOB may conduct preliminary screening/shortlisting based on qualifications, experience and candidate profiles against the job requirements before calling candidates for the relevant stages.

IOB Recruitment Selection Process

Online Examination → Interview → Final Selection

The final selected list will be published on the bank’s website.

IOB Recruitment 2026 Exam Pattern

The IOB Generalist/Specialist Officer Online Examination consists of 100 objective-type questions and has a total duration of 2 hours, with separate sectional timing. The pattern differs slightly for the Generalist Branch Management post and all other posts.

For Manager – Branch Management

The Professional Knowledge section covers Banking Law & Practice, Indian Economy & Indian Financial System, Principles & Practices of Banking, and Accounting & Financial Management for Bankers.

For All Other Posts

Professional Knowledge content varies according to the post.

IOB Exam Qualifying Marks and Negative Marking

The notification specifies minimum qualifying marks of:

• 35% for unreserved candidates
• 30% for reserved candidates

There are no separate minimum qualifying marks prescribed for the English Language and General Awareness sections where applicable. Candidates must meet the prescribed minimum qualifying marks in the Professional Knowledge section.

There is also negative marking of 1/4th of the marks allotted to a question for every incorrect answer. No marks are deducted for unattempted questions.

IOB Recruitment 2026 Salary

The salary depends on the officer scale to which the post belongs.

In addition to basic pay, DA, HRA, CCA and other applicable allowances/perquisites will be provided according to the bank’s rules.

IOB Recruitment 2026 Probation Period

The probation period varies according to the post:

• Manager – Branch Management, MMGS-II: 6 months of active service.
• Assistant Manager – Security, JMGS-I: 2 years of active service.
• All other posts: 1 year of active service.

Confirmation is subject to the bank’s applicable Officers’ Service Regulations.

IOB Recruitment 2026 Bond Requirement

Selected candidates are required to execute a Financial Service Indemnity Bond.

The minimum service period mentioned in the notification is 3 years of active service.

IOB Recruitment 2026 Posting and Transfer

Candidates selected through Indian Overseas Bank Recruitment 2026 can be posted anywhere in India according to the bank’s requirements.

The notification states that selected candidates will be liable for transfer to any IOB branch or office anywhere in India based on the bank’s requirements and administrative needs.

For the Branch Management Generalist Officer, the selected candidate will be posted as Branch Head after completion of probation.

IOB Recruitment 2026 PwBD and Reservation Provisions

The notification provides reservation for Persons with Benchmark Disabilities (PwBD) on a horizontal basis. Eligible candidates must possess the prescribed disability certificate issued by the competent authority.

The bank can verify/re-verify disability certificates and UDID details where necessary. Candidates claiming reservation must ensure that their certificates meet the applicable Government of India requirements.

The advertisement also states that only candidates with benchmark disabilities meeting the prescribed requirements are eligible for reservation benefits.

IOB Recruitment 2026 EWS Eligibility

Candidates seeking EWS reservation must satisfy the prescribed income and asset criteria.

As stated in the notification, eligible EWS candidates must generally belong to families with gross annual income below ₹8 lakh, subject to the specified asset-exclusion conditions. The required Income & Asset Certificate must be issued by a competent authority and produced in the prescribed format.

IOB Recruitment 2026 Interview Documents

Candidates shortlisted for the interview will have to produce original documents along with self-attested photocopies.

Important documents include:

• Valid Interview Call Letter
• System-generated online application form
• Date of Birth proof
• Photo Identity Proof
• Educational qualification certificates and marksheets
• Experience certificates
• Preferred professional certification documents
• SC/ST/OBC/EWS category certificate, where applicable
• PwBD certificate, where applicable

Candidates who fail to submit the required documents may not be permitted to appear for the interview or may be excluded from further participation.

IOB Recruitment 2026: Important Points

• IOB Recruitment 2026 Notification Date: 28 August 2026
• Total Vacancies: 291
• Application Start Date: 29 August 2026
• Last Date to Apply: 15 September 2026
• Post Codes: 01 to 14
• Generalist Post: Manager – Branch Management
• Specialist Posts: IT, Information Security, IS Audit, Database, Network, Cyber Security, Credit, Risk and Security
• Selection: Online Examination + Interview
• Exam Duration: 2 Hours
• Total Questions: 100
• Negative Marking: 1/4th mark for each wrong answer
• Minimum Qualifying Marks: 35% for UR and 30% for reserved candidates
• Job Location: Anywhere in India
• Official Website: iob.bank.in

Conclusion

The Indian Overseas Bank Recruitment 2026 provides 291 officer-level opportunities across Generalist and Specialist positions in branch management, IT, information security, credit, risk, database, network, cyber security and security functions. The online registration window opens on 29 August 2026 and closes on 15 September 2026.

Candidates should carefully match their education, age, post-qualification experience and certification requirements with the specific post before submitting the application. Since the recruitment includes highly specialised roles and the bank may conduct screening before the online examination/interview, candidates should submit accurate information and keep all supporting documents ready.

IOB Recruitment 2026 FAQs

Is Indian Overseas Bank Recruitment 2026 notification released?

Yes. Indian Overseas Bank released the Generalist/Specialist Officer Recruitment 2026 notification on 28 August 2026 for 291 vacancies.

How many vacancies are announced in IOB Recruitment 2026?

A total of 291 vacancies have been announced across Generalist and Specialist Officer posts in JMGS-I, MMGS-II and MMGS-III.

When will the IOB Recruitment 2026 application process start?

The IOB Recruitment 2026 online application process starts on 29 August 2026 and the last date to register and pay the applicable fee is 15 September 2026.

What is the selection process for IOB Generalist and Specialist Officers?

The Indian Overseas Bank Recruitment 2026 selection process consists of an Online Examination followed by an Interview.

What is the IOB Recruitment 2026 exam pattern?

The online examination contains 100 objective questions for 100 marks with a total duration of 2 hours. The section-wise pattern differs between the Branch Management post and other Generalist/Specialist posts.

Is there negative marking in the IOB Officer Exam 2026?

Yes. One-fourth of the marks allotted to the respective question is deducted for every incorrect answer, while there is no penalty for an unattempted question.

What is the application fee for IOB Recruitment 2026?

The fee is ₹175 for SC/ST/PwBD candidates and ₹1,000 for all other candidates, including OBC and EWS, inclusive of GST.

What is the salary under IOB Recruitment 2026?

The pay scale ranges from ₹48,480 in JMGS-I to ₹1,05,280 at the upper end of the MMGS-III scale, along with applicable allowances and benefits as per bank rules.

Can I apply for more than one IOB post?

Yes. The notification permits candidates to apply for more than one post, provided they fulfil the eligibility criteria for each post.

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