The Life Insurance Corporation of India (LIC) has successfully conducted the LIC AAO Prelims Exam 2025, and now all eyes are on the upcoming LIC AAO Mains Exam, which is scheduled to be held on 8th November 2025. After the completion of the entire recruitment process, Prelims, Mains, and Interview — the Corporation will release the LIC AAO Cut Off 2025 on its official website, www.licindia.in. The cut-off marks represent the minimum qualifying marks required in each stage to move to the next round. These marks are published category-wise and subject-wise for every phase of the exam. In this blog, we have provided the LIC AAO previous year cut-off marks to help aspirants set their preparation targets and understand the expected trends for this year’s exam.
LIC AAO Prelims Expected Cut Off 2025
The LIC AAO Exam 2025 was held on 3rd October. The LIC AAO Cut Off 2025 is the minimum qualifying mark that candidates must secure to move to the next stage of the recruitment process. The Life Insurance Corporation of India (LIC) releases the cut-off marks category-wise and section-wise after the completion of the examination. The LIC AAO Cut Off 2025 depends on various factors such as the number of vacancies, total candidates appearing, the difficulty level of the exam, and previous year trends. At this time, we are providing the LIC AAO prelims expected Cut-off marks with the help of exam difficulty level & good attempts.
| LIC AAO Prelims Expected Cut Off 2025 | |
| Category | Cut Offs |
| SC | 46-50 |
| ST | 43-47 |
| OBC | 50-54 |
| EWS | 50-54 |
| UR | 53-57 |
| LD | 42-46 |
| VI | 44-48 |
| HI | 30-34 |
| ID/MD | 30-34 |
LIC AAO Prelims Expected Cut Off 2025- Section-wise
| LIC AAO Prelims Expected Cut Off 2025- Section-wise | ||
| LIC AAO Prelims Sections | Cut-Off Marks For SC, ST, and PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 09 | 10 |
Why Cut-Off is Important for LIC AAO Exam 2025
The cut-off marks are an important factor in the LIC AAO selection process as they determine whether a candidate qualifies for the next stage of the exam. It acts as a benchmark, reflecting the minimum performance required in each section and overall to be considered for mains or final selection. Understanding the expected cut-off helps aspirants strategise their preparation, manage time effectively during the exam, and focus on sections that can boost their scores. It also provides insight into the level of competition and helps candidates set realistic target scores to maximise their chances of success.
LIC AAO Previous Year Cut Off
Candidates should keep a check on the LIC AAO Previous Year Cut Off. It enables them to be aware of cut off trends of past years in Prelims and Mains. So that they can align the preparation plans. A complete knowledge of cut off marks gives clarity to aspirants as to how to start studying for the LIC AAO exam. There are three rounds of selection: Prelims, Mains, and Interview. A separate cut-off list is released after every selection round, category-wise.
LIC AAO Cut off 2024
The LIC AAO cut-off 2024 is not available because the exam was not conducted in 2024. The candidates who want to know the previous year’s cut-offs of LIC AAO can refer to our blog and prepare to achieve their target score. The LIC AAO exam was conducted in 2023, 2021, 2019, and 2016. We have provided the cut off for these previous years in which the exam was conducted.
LIC AAO Cut off 2023
The Life Insurance Corporation of India had released the Prelims cut-offs, Mains cut-offs, and interview cut-off marks for the year 2023 on its official websites. Candidates who secured more than the cut-off marks are qualified for the Assistant Administrative Officer roles. Here, you can check the LIC AAO Prelims cut-offs 2023, LIC AAO Mains cut-offs 2023, LIC AAO Interview cut-offs 2023, category-wise cut-offs, and sectional cut-offs.
The overall Prelims cut-off for the unreserved/ UR category in LIC AAO 2023 reached 55 marks. The overall mains cut-off in LIC AAO 2023 reached 223 marks.
LIC AAO Cut Off 2023 for Prelims
LIC released section-wise and category-wise LIC AAO 2023 Cut Off. The cut-off marks in 2023 were calculated out of a total of 70 marks. Before starting the preparation for the year 2024. Here we are sharing the LIC AAO prelims cut off marks section-wise, and category candidates can check the cut-off marks and know this year’s competition level.
| LIC AAO Prelims Cut Off 2023 section-wise | ||
| LIC AAO Prelims Sections | Cut-Off Marks For SC, ST, and PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 09 | 10 |
Category-Wise LIC AAO Prelims Cut-Off 2023
| LIC AAO Prelims Cut Off 2023 | |
| Category | Cut Offs |
| SC | 48 |
| ST | 45 |
| OBC | 52 |
| EWS | 52 |
| UR | 55 |
| LD | 44 |
| VI | 46 |
| HI | 32 |
| ID/MD | 32 |
LIC AAO Cut Off 2023 For Mains
Life Insurance Corporation released the LIC AAO Main Cutoff section-wise and category-wise on its official website. In the category cut off, we have different cut off for categories like 223 for general category candidates, 164 for SC, ST, OBC, and 198 for the EWS category. Candidates can check more details in the table below.
| LIC AAO Mains Cut Off 2023 section-wise | ||
| Sections | Cut Off Marks For SC, ST, and PwBD Candidates | Cut Off Marks For OBC, EWS, UR Candidates |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| Data Analysis & Interpretation | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| Knowledge of Language & English Language (Letter writing & Essay) | 09 | 10 |
Category-Wise LIC AAO Mains Cut-Off 2023:
| Category | Cut Offs |
| SC | 164 |
| ST | 164 |
| OBC | 164 |
| EWS | 198 |
| UR | 223 |
| LD | 156 |
| VI | 187 |
| HI | 172 |
| ID/MD | 221 |
LIC AAO Final Cut Off 2023
Candidates can check the Final cut off marks in the table below. The LIC AAO Final Cut Off marks were released on their LIC’s website.
| Category | Cut Offs |
| SC | 244 |
| ST | 205 |
| OBC | 266 |
| EWS | 272 |
| UR | 281 |
| LD | 231 |
| VI | 264 |
| HI | 205 |
| ID/MD | 257 |
LIC AAO Cut offs 2021
The LIC AAO 2021 cut-offs are provided here for the Mains exam and Prelims exam. Check the complete cut-off chart of the LIC AAO Exam 2021. It contains sectional cut-offs, category-wise overall cut-offs, and final cut-offs, including the interview qualifying marks.
LIC AAO Cut Off Prelims 2021
The LIC AAO Prelims Cut off 2021 was released on its official website along with the mains exam dates. Here we are providing the LIC AAO Prelims Section wise and category wise cut off marks in the table below.
| LIC AAO Prelims Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC AAO Cut Off Mains 2021
In the table below, candidates can check the LIC AAO cut off 2021 for the mains. The Reasoning Ability contains 40 marks for SC/ST and 45 others, and General Knowledge & Current Affairs contains 27 marks for SC/ST and 30 others. Check the section cut off marks given in the table below.
| LIC AAO Cut Off 2021 for Mains | ||
| Sections | Cut Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 40 | 45 |
| General Knowledge & Current Affairs | 27 | 30 |
| For Generalist: Data Analysis & Interpretation For Others: Professional Knowledge | 40 | 45 |
| Insurance & Financial Market Awareness | 27 | 30 |
| For Rajbhasha: Knowledge of Language For Others: English Language (Letter writing & Essay) | 9 | 10 |
LIC AAO Cut Off of Interview 2021
The candidate is required to obtain minimum qualifying marks in the interview. Those candidates who have obtained minimum or equal marks will be selected for Assistant Engineers (A.E) – Civil/ Electrical /Structural /MEP & Assistant Architect (A.A.) and Assistant Administrative Officer (AAO) Specialist.
| Categories | Cut Off Marks |
| Unreserved, EWS, OBC, PwBD | 30 |
| SC/ST | 27 |
LIC AAO Cut-Off 2019
Check the previous year’s LIC AAO Cut off marks for Prelims & Mains from the table below for both section-wise and category-wise cut off marks.
The overall Prelims cut-offs in LIC AAO 2019 reached 58 marks. The overall Mains cut-offs in LIC AAO 2019 reached 203 marks.
LIC AAO Cut Off 2019 Prelims
The sectional cut-offs of LIC AAO 2019 and the Overall Prelims cut-offs of LIC AAO 2019 are provided below.
| Category | Reasoning Ability | Quantitative Aptitude | English Language | Overall Cut off |
| General | 18 | 18 | 10 | 58 |
| SC | 16 | 16 | 9 | 50 |
| ST | 16 | 16 | 9 | 44 |
| OBC | 18 | 18 | 10 | 54 |
| EWS | 18 | 18 | 10 | 53 |
| LD | 16 | 16 | 9 | 53 |
| VI | 16 | 16 | 9 | 53 |
| HI | 16 | 16 | 9 | 32 |
| ID/MD | 16 | 16 | 9 | 32 |
LIC AAO Cut off Mains 2019
Check the section-wise & category-wise LIC AAO Cut Off for Mains Exam 2019 from below.
| Category | Reasoning Ability | General Knowledge, Current Affairs | Professional Knowledge | Insurance and Financial Market Awareness | English Language | Overall Cut off |
| General | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 203 |
| SC | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 153 |
| ST | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 156 |
| OBC | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 164 |
| EWS | 45.00 | 30.00 | 45.00 | 30.00 | 10.00 | 166 |
| LD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 172 |
| VI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 180 |
| HI | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 167 |
| ID/MD | 40.00 | 27.00 | 40.00 | 27.00 | 9.00 | 185 |
LIC AAO Cut off 2019 Final Cut off
LIC AAO Cut off 2019 has been provided below separately for the personality test and final cut off. The final cut off was prepared on the basis of marks scored by the candidates
| Category & Overall Cut off | Interview | Final Cut off (Mains & interview) |
| General | 30.00 | 258.00 |
| SC | 27.00 | 219.00 |
| ST | 27.00 | 190.00 |
| OBC | 30.00 | 246.00 |
| EWS | 30.00 | 248.00 |
| LD | – | 203.00 |
| VI | – | 233.00 |
| HI | – | 218.00 |
| ID/MD | – | 237.00 |
LIC AAO Cut off 2016
As the LIC AAO 2016 was conducted in a single phase examination & Interview, therefore the final cut offs were prepared on the basis of marks scored in the online examination and personality test. Below is the tabulated data for section-wise and category-wise LIC AAO Cut off 2016.
| Section | Gen | OBC | SC | ST | OH | VI |
| Reasoning Ability | 31.25 | 19.25 | 19.25 | 19.25 | 19.25 | 19.25 |
| GK & Current Affairs | 10.25 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Computer Knowledge | 36.25 | 30.00 | 30.00 | 30.00 | 30.00 | 30.00 |
| Quantitative Aptitude | 33.00 | 21.75 | 21.75 | 21.75 | 21.75 | 21.75 |
| English Language | 9.50 | 6.00 | 6.00 | 6.00 | 6.00 | 6.00 |
| Total Weighted Score | 255.75 | 250.50 | 233.00 | 203.50 | 226.75 | 211.75 |
| Interview –Qualifying Marks | 30 | 30 | 27 | 27 | * | * |
| CUT OFF – final selection (Online test + Interview) | 306.00 | 290.75 | 276.00 | 246.00 | 274.75 | 255.25 |
Importance of LIC AAO Cut Off
The cut off in competitive exams like LIC AAO plays an important role in shortlisting candidates for the next stage of the selection process. It represents the minimum qualifying marks that a candidate must score to move forward. Knowing the cut off helps aspirants understand the exam’s difficulty level, competition, and the benchmark they need to achieve. The cut off marks also provide clarity for candidates to set realistic preparation goals.
Disclaimer: The cut-off marks and analysis provided in this article are intended for general guidance and exam preparation purposes. The expected cut-offs for LIC AAO 2025 are based on exam difficulty level, candidate performance, and past trends, and should be treated as indicative only. Life Insurance Corporation of India (LIC) is the sole authority for publishing official cut-off marks and results on its website (www.licindia.in). Candidates are advised to rely on official notifications for final information. PracticeMock and its contributors are not responsible for any discrepancies or changes in official announcements.
Also read other related blogs:
| LIC AAO Syllabus and Exam Pattern | LIC AAO Previous Year Cut-offs |
| LIC AAO Eligibility Criteria | LIC AAO Salary |
| LIC AAO Study Plan | LIC AAO Preparation Strategy |
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LIC AAO Cut Off 2025 – FAQs
The LIC AAO Cut Off 2025 is the minimum score required to qualify for the next stage of the LIC AAO recruitment process.
The cut-off is determined based on factors such as the number of vacancies, the difficulty level of the exam, and candidates’ performance.
Candidates can check the LIC AAO Cut Off 2025 on their official website
https://licindia.in/.
Visit the official LIC website, navigate to the Careers section, find the AAO recruitment link, and download the cut-off PDF
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