Indian Overseas Bank has released the IOB LBO Notification 2026 for the recruitment of 250 Local Bank Officers (LBO) in JMGS-I. The vacancies have been announced for Tamil Nadu, Karnataka, Maharashtra, and Gujarat. Eligible graduates can submit the IOB LBO Apply Online 2026 form from 8 August to 24 August 2026 through the official Indian Overseas Bank website.
Candidates can apply for only one state and must have proficiency in the prescribed local language of that state. The selection process includes an Online Examination, Language Proficiency Test where applicable, and Personal Interview.
IOB LBO Recruitment 2026
The Indian Overseas Bank LBO Recruitment 2026 has been announced under Advertisement No. HRDD/RECT/02/2026-27, dated 7 August 2026. Through this recruitment drive, Indian Overseas Bank will fill 250 Local Bank Officer vacancies in Junior Management Grade Scale-I.
The selected candidates will be posted in the state for which they apply. According to the official notification, candidates selected as LBOs will remain posted within the selected state for the first 12 years of service or until promotion to SMGS-IV, whichever is earlier.
IOB LBO Notification 2026 PDF
The IOB LBO Notification 2026 PDF contains complete information regarding state-wise vacancies, eligibility criteria, age limit, application fees, local language requirements, salary, exam pattern, selection process, and application procedure.
Candidates should read the official notification carefully before completing their application because the bank will not allow a change in the state or category selected after registration.
IOB LBO Notification 2026 PDF: Candidates can refer to the official notification provided by Indian Overseas Bank.
IOB LBO Recruitment 2026 Overview
| Particulars | Details |
|---|---|
| Bank | Indian Overseas Bank |
| Recruitment | IOB LBO Recruitment 2026-27 |
| Post | Local Bank Officer |
| Grade | JMGS-I |
| Advertisement No. | HRDD/RECT/02/2026-27 |
| Total Vacancies | 250 |
| Application Mode | Online |
| Registration Starts | 8 August 2026 |
| Last Date to Apply | 24 August 2026 |
| Age Limit | 20 to 30 years |
| Educational Qualification | Graduation |
| Selection Process | Online Exam, LPT and Personal Interview |
| Job Location | State applied for |
| Official Website | iob.bank.in |
IOB LBO Important Dates 2026
Indian Overseas Bank has released the registration schedule along with the official notification. Online registration and payment of the application fee will begin on 8 August 2026.
| Events | Dates |
|---|---|
| IOB LBO Notification Release Date | 7 August 2026 |
| Online Registration Starts | 8 August 2026 |
| Application Fee Payment Starts | 8 August 2026 |
| Last Date to Apply Online | 24 August 2026 |
| Last Date for Application Fee Payment | 24 August 2026 |
| Online Exam Date | To be announced |
Candidates should complete the registration process before the deadline instead of waiting until the final day.
IOB LBO Vacancy 2026
A total of 250 IOB LBO vacancies have been announced across four states. Tamil Nadu has the highest number of vacancies with 100 posts, while Karnataka, Maharashtra, and Gujarat have 50 vacancies each.
| State | Mandatory Language | Vacancies | SC | ST | OBC | EWS | UR |
|---|---|---|---|---|---|---|---|
| Tamil Nadu | Tamil | 100 | 15 | 6 | 33 | 9 | 37 |
| Karnataka | Kannada | 50 | 8 | 3 | 16 | 4 | 19 |
| Maharashtra | Marathi | 50 | 7 | 4 | 15 | 5 | 19 |
| Gujarat | Gujarati | 50 | 6 | 5 | 16 | 4 | 19 |
| Total | — | 250 | 36 | 18 | 80 | 22 | 94 |
The notification also states that some states include backlog vacancies. Candidates can apply against the vacancy of one state only, and the merit list will be prepared state-wise and category-wise.
IOB LBO Eligibility Criteria 2026
Candidates must satisfy the prescribed eligibility conditions as of 1 August 2026. The basic eligibility requirements include age, graduation, nationality, and local language proficiency.
IOB LBO Educational Qualification
Candidates must possess a degree or graduation in any discipline from a university recognized by the Government of India or an equivalent qualification recognized by the Central Government.
Applicants must have a valid graduation mark sheet or degree certificate on the date of registration and must enter their graduation percentage while submitting the online application.
IOB LBO Age Limit 2026
The age limit as of 1 August 2026 is:
- Minimum Age: 20 years
- Maximum Age: 30 years
Candidates must have been born not earlier than 2 August 1996 and not later than 1 August 2006, including both dates.
IOB LBO Age Relaxation
| Category | Upper Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC Non-Creamy Layer | 3 years |
| Persons with Benchmark Disabilities | 10 years |
| Persons affected by 1984 riots | 5 years |
| Eligible Ex-servicemen/ECOs/SSCOs | 5 years |
Age relaxation will be provided subject to the conditions mentioned in the official notification.
IOB LBO Local Language Requirement
Local language proficiency is an important eligibility requirement under the IOB LBO Recruitment 2026.
Candidates must be able to read, write, and speak the required language of the state for which they apply:
- Tamil Nadu – Tamil
- Karnataka – Kannada
- Maharashtra – Marathi
- Gujarat – Gujarati
Candidates who have studied the specified local language as a subject in Class 10 or Class 12 will not have to appear for the Language Proficiency Test.
Other shortlisted candidates must qualify the Local Language Proficiency Test (LPT) before appearing for the Personal Interview. Failure to qualify the LPT will end the candidate’s participation in the selection process.
IOB LBO Selection Process 2026
The IOB LBO Selection Process 2026 consists of the following stages:
- Online Examination
- Language Proficiency Test, wherever applicable
- Personal Interview
- Final Merit List
Candidates who qualify the online examination will proceed to the LPT, if applicable, followed by the Personal Interview.
The final merit score will be calculated using an 80:20 weightage between the Online Examination and Personal Interview.
IOB LBO Exam Pattern 2026
The IOB LBO online examination will contain 140 objective-type questions for 200 marks. Candidates will get a total of 3 hours, with separate sectional timings.
| Section | Questions | Maximum Marks | Duration |
|---|---|---|---|
| Reasoning and Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis and Interpretation | 30 | 60 | 60 minutes |
| English Knowledge | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
The Reasoning, General Awareness, and Data Analysis sections will be available in English and Hindi, while English Knowledge will be conducted in English.
Is There Negative Marking in the IOB LBO Exam?
Yes. There is a penalty for incorrect answers in the IOB LBO online exam. One-fourth or 0.25 of the marks assigned to the question will be deducted for each incorrect answer.
There is no penalty for questions that are left unanswered.
Importantly, the official notification states that there will be no sectional qualifying marks. The minimum aggregate qualifying marks in the online examination are:
- 35% for Unreserved candidates
- 30% for Reserved candidates
IOB LBO Personal Interview 2026
The Personal Interview carries 100 marks.
The minimum qualifying marks are:
| Category | Minimum Interview Marks |
|---|---|
| Unreserved | 50% |
| Reserved Categories | 45% |
For final selection, candidates must also secure the prescribed minimum aggregate score after combining the online exam and interview.
IOB LBO Salary 2026
Candidates selected as Local Bank Officers will join Indian Overseas Bank in JMGS-I/Assistant Manager Scale-I.
The basic pay scale mentioned in the notification is:
₹48,480-2000/7-62,480-2340/2-67,160-2680/7-85,920
In addition to basic pay, selected candidates will receive applicable allowances such as DA, HRA and CCA as per the bank’s prevailing rules.
IOB LBO Probation Period and Service Bond
Selected candidates will remain on probation for two years of active service from their date of joining.
They will also have to execute a Financial Service Indemnity Bond of ₹2 lakh and serve the bank for a minimum period of three years.
IOB LBO Application Fee 2026
The application fee varies according to category.
| Category | Application Fee |
|---|---|
| SC/ST/PwBD | ₹175 including GST |
| General/EWS/OBC | ₹850 including GST |
The fee can be paid online through Debit Card, Credit Card, Internet Banking, BHIM, UPI, or other available online payment options.
The application fee is non-refundable and cannot be adjusted against another recruitment process.
How to Apply Online for IOB LBO Recruitment 2026?
Candidates can submit the IOB LBO Application Form 2026 through the Indian Overseas Bank careers portal between 8 and 24 August 2026.
Follow these steps:
- Visit the official Indian Overseas Bank website at iob.bank.in.
- Open the Careers section.
- Find “Recruitment of Local Bank Officers – 2026-27.”
- Click the online registration link.
- Complete the initial registration process.
- Note the registration number and password received through email/SMS.
- Enter personal, educational, category, and state details.
- Upload the required photograph, signature, left thumb impression, and handwritten declaration.
- Pay the applicable application fee online.
- Complete the registration and save a copy of the submitted application form.
Candidates should carefully check the state selected in the application because the bank will not permit a change after registration.
IOB LBO Handwritten Declaration 2026
Candidates must write and upload the prescribed declaration in English on white paper using black ink.
The notification specifies the following declaration:
“I, __________ (Name of the candidate), hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
The declaration should be written by the candidate and should not be written in capital letters.
Important Points About IOB LBO Recruitment 2026
Candidates planning to apply should keep a few conditions in mind:
- Apply for only one state.
- The state selected cannot be changed later.
- Candidates must satisfy the prescribed local language requirement.
- Selection will be based on the online exam, applicable LPT, and interview.
- There are no sectional qualifying marks in the online exam.
- Wrong answers attract a 0.25-mark proportionate penalty.
- Final merit lists will be prepared state-wise and category-wise.
- Selected candidates will ordinarily remain within their selected state for the first 12 years of service or until promotion to SMGS-IV, whichever occurs earlier.
IOB LBO Recruitment 2026 FAQs
Is the IOB LBO Notification 2026 released?
Yes. Indian Overseas Bank released the IOB LBO Notification 2026 on 7 August 2026 for 250 Local Bank Officer vacancies.
How many vacancies are announced for IOB LBO 2026?
Indian Overseas Bank has announced 250 vacancies for Local Bank Officers in Tamil Nadu, Karnataka, Maharashtra, and Gujarat.
What is the last date to apply for IOB LBO Recruitment 2026?
The last date to submit the online application and pay the application fee is 24 August 2026.
What is the IOB LBO age limit?
Candidates must be between 20 and 30 years of age as of 1 August 2026, subject to category-wise relaxation.
What is the qualification required for IOB LBO?
Candidates must possess a graduation degree in any discipline from a recognized university or an equivalent qualification recognized by the Central Government.
What is the IOB LBO selection process?
The selection process consists of an Online Examination, Language Proficiency Test where applicable, and Personal Interview.
Is there sectional cut-off in the IOB LBO exam?
No. The official notification states that there will be no sectional qualifying marks in the online examination.
What is the IOB LBO salary?
The Scale-I basic pay starts at ₹48,480, along with DA, HRA, CCA, and other benefits applicable under Indian Overseas Bank rules.
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