The PFRDA Grade A Phase 2 Exam 2025 has been conducted. If you’re aiming for this competitive exam, staying updated with the PFRDA Grade A Phase 2 exam analysis, questions asked, and difficulty level can help you plan your next steps effectively. This year’s exam was reported to be slightly tougher than last year’s attempt. In this blog, we’ll provide a detailed PFRDA Grade A Phase 2 exam analysis 2025, covering both Paper 1 and Paper 2, along with the section-wise difficulty level and important questions asked. For now, let’s shed light on the PFRDA Grade A Phase 2 exam analysis.

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PFRDA Grade A Phase 2 Exam Structure 2025

The Phase 2 exam is divided into two sections:

1. Paper 1 – English Descriptive Test: This paper evaluates writing skills, comprehension, and communication abilities.
2. Paper 2 – Professional Knowledge Objective Test: This paper tests role-specific concepts and technical knowledge relevant to the post of Grade A officer.

Below, we have shared a detailed list of questions and topics asked in both papers to help aspirants get a clear idea of the difficulty level and trend.

Paper 1: English Descriptive Test

The Paper 1 focused on English Descriptive Skills and was reported to be doable to moderate. The essay word limit was 250–300 words, making it manageable for candidates who regularly practice writing and typing.

1. Essay Topics

Candidates were given predictable topics aligned with current affairs and management trends. Some of the key essay topics included:

• The role of Artificial Intelligence (AI) in modern development
• How unhappy customers can help in business growth
• Educational institutes mandating internships or the benefits of degrees

These topics required logical analysis, relevant examples, and structured writing, which made them approachable for well-prepared candidates.

2. Precis Writing

The precis writing section focused on a global demographic issue, specifically Japan’s declining population. Candidates were expected to summarize content covering:

• Japan’s declining birth rate and its impact
• Financial incentives provided to encourage youth participation
• Role of AI and robotics in addressing demographic challenges

This section tested the ability to condense information concisely while maintaining the original meaning.

3. Reading Comprehension

The RC section was themed around the mismatch between modern lifestyle and human physiology, highlighting the gap between technological advancement and human limitations.

• This year, there were 5 RC questions, an increase from 4 last year.
• The questions required critical thinking, inference, and analytical skills.

Overall, Paper 1 was moderate in difficulty, and aspirants with consistent preparation found it manageable.

Paper 2: Professional Knowledge Objective Test

The Paper 2 was reported to be moderate to tough, with difficulty varying across sections. It covered technical knowledge relevant to the Grade A role, including Companies Act, Pension/NPS/APY, Economics, Management, Finance, and Accounts & Costing.

1. Companies Act

This section was Easy to Moderate and had 3–4 questions. Key topics included:

• Section 125 provisions
• Auditor resignation procedure
• Definition of shareholders, including small shareholders with net worth ₹20,000

2. Pension / NPS / APY

Most questions were NPS-focused, with 1 to 2 from APY. The difficulty level of this part was Easy to Moderate

It covered:

• Withdrawal mechanisms
• Grievance redressal
• Minimum pension contribution on monthly, quarterly, and yearly basis

3. Economics

Economics questions tested fundamental concepts, and were Easy to Moderate. The Important areas that were included were:

• GDP deflator formula
• Inflation targeting range
• Methods of national income calculation
• Demand-pull inflation
• Money multiplier formula

4. Management

Management questions were mostly from HRD, Teamwork, and Planning, including a unique Match the Following question on Maslow’s hierarchy of self-esteem.

This section was moderate in difficulty.

5. Finance

Finance proved to be the toughest section for many candidates. It included questions on:

• Alternative investment funds
• Beta and inflation concepts
• Around 7–10 numerical questions, making it challenging due to unexpected calculations

6. Accounts & Costing

Accounts & Costing covered topics such as:

• Activity-Based Costing (ABC)
• Prime Costing
• Return on Investment (ROI) calculations

The section difficulty varied based on numerical complexity. The difficulty level of this part ranged from Moderate to Tough.

Takeaway

The PFRDA Grade A Phase 2 Exam 2025 tested a mix of conceptual understanding, technical knowledge, and practical application skills. Aspirants found Paper 1 manageable with proper practice, while Paper 2 required quick problem-solving and numerical accuracy.

For future aspirants, the key takeaways are:

• Regular essay and precis practice for Paper 1
• Focus on numerical and conceptual questions in Finance and Accounts & Costing
• Revise fundamental Economics and Management concepts
• Analyze past papers to understand repeated patterns

With a strategic approach and consistent preparation, cracking PFRDA Grade A Phase 2 is achievable. This detailed analysis should serve as a roadmap for aspirants aiming to excel in upcoming attempts.

Disclaimer: The exam analysis provided in this article is based on candidate feedback and expert interpretation. It is intended for general guidance and exam preparation purposes only. Pension Fund Regulatory and Development Authority (PFRDA) is the sole authority for releasing official exam details, results, and cut-off marks. Candidates are advised to rely on official PFRDA notifications for final and authoritative information. PracticeMock and its contributors are not responsible for any discrepancies or subsequent changes in official announcements.

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