Cut-off marks for the IBPS Specialist Officer (SO) exam hold critical importance in the recruitment process, serving as the determining factor for candidates advancing to the next stage. For aspirants targeting these prestigious positions, understanding what cut-off marks represent, how they are calculated, and analyzing trends from previous years can provide a strategic edge. This blog will explore the role of IBPS SO cut-off scores, factors influencing them, and an in-depth analysis of 2023 and 2024 cut-off trends.
Why Are IBPS SO Cut-Off Marks Important?
Cut-off marks are the minimum scores candidates must achieve at different stages of the exam to proceed. Here’s why these marks are crucial:
1. Eligibility Gateway
- The IBPS SO exam involves three stages—Preliminary Exam, Main Exam, and Interview.
- Candidates must meet sectional and overall cut-offs at each stage to qualify for the next.
2. Levelling the Field
- Sectional cut-offs ensure candidates demonstrate balanced competency across all tested areas like Reasoning, English, Quantitative Aptitude, General Awareness with Special Reference to Banking Industry and Professional Knowledge.
- Category-based cut-offs provide fair opportunities for reserved groups (SC, ST, OBC, etc.).
3. Strategic Preparation
- Understanding cut-off trends helps candidates focus effectively on high-priority topics and allocate preparation time accordingly.
How Are IBPS SO Cut-Off Marks Determined?
The IBPS considers several factors when setting cut-offs, ensuring the evaluation is both equitable and competitive:
- Number of Candidates: Higher competition generally results in higher cut-offs.
- Exam Difficulty: If the paper is challenging in a given year, cut-offs may be lower to accommodate candidate performance.
- Vacancies: A lower number of openings can push cut-offs higher, while greater vacancies may provide some flexibility.
- Reservation Policies: Separate cut-offs for different categories help maintain diversity and inclusivity.
- Overall Performance: The average performance of all test-takers sets the benchmark for calculating realistic cut-offs.

IBPS SO 2023-2024 Cut-Off Trends
IBPS SO 2023 Cut-Off Analysis
The following table presents the category-wise and post-wise cut-off data for 2023 across key stages of the IBPS SO exam:
| Post | Category | Prelims Cut-Off (Out of 125) | Mains Cut-Off (Out of 60) | Final Cut-Off (Out of 100) |
| IT Officer (Scale I) | General | 54.38 | 14.75 | 39.47 |
| OBC | 54.38 | 13.50 | 35.33 | |
| SC | 52.75 | 9.50 | 29.07 | |
| ST | 42.25 | 7.75 | 26.33 | |
| Marketing Officer (Scale I) | General | 20.13 | 21.00 | 55.67 |
| OBC | 19.75 | 16.75 | 46.87 | |
| SC | 10.13 | 16.75 | 47.13 | |
| ST | 9.88 | 16.75 | 35.93 | |
| Agricultural Field Officer | General | 36.88 | 29.00 | 66.67 |
| OBC | 36.88 | 29.00 | 65.33 | |
| SC | 36.88 | 27.75 | 58.27 | |
| ST | 34.13 | 23.25 | 54.53 |
Key Observations from the 2023 Cut-Off
- Category Variations: General category cut-offs were consistently higher, with reserved categories showing a gap of 2 to 10 points across stages.
- Post-Specific Patterns: IT Officer posts recorded higher cut-offs as opposed to Agricultural or Marketing Officers, reflecting candidate preferences and competition.
- Sectional vs. Overall: Section-wise performance remained a critical factor, with candidates excelling in Reasoning and Professional Knowledge sections.
IBPS SO 2024 Cut-Off Analysis
Here is a detailed breakdown of IBPS SO cut-offs for 2024:
| Post | Category | Prelims Cut-Off (Out of 125) | Mains Cut-Off (Out of 60) | Final Cut-Off (Out of 100) |
| IT Officer (Scale I) | General | 36.00 | 16.50 | 47.00 |
| OBC | 36.00 | 15.50 | 40.40 | |
| SC | 36.00 | 13.00 | 37.33 | |
| ST | 32.63 | 10.25 | 33.80 | |
| Agricultural Field Officer | General | 51.00 | 17.00 | 62.27 |
| OBC | 51.00 | 17.00 | 58.67 | |
| SC | 51.00 | 12.50 | 47.60 | |
| ST | 46.00 | 12.50 | 45.67 | |
| Marketing Officer | General | 17.25 | 18.50 | 51.87 |
| OBC | 17.25 | 14.50 | 40.53 | |
| SC | 17.25 | 14.50 | 43.40 | |
| ST | 15.13 | 14.50 | 29.40 |
Key Insights from the 2024 Cut-Off Data
- Static General Cut-Offs: Cut-off thresholds for General category candidates remained steady compared to 2023 for posts like IT Officer, despite minor variations.
- Significant Post Differences: Agricultural Field Officer posts saw notably higher cut-offs compared to technical officers, reflecting a competitive pool.
Comparing Trends for 2023 and 2024
The following trends emerge from a comparison of the two years:
- Difficulty Calibration: The exam difficulty influenced minimal variations, with cut-offs increasing only marginally for reserved categories in 2024.
- Category-Specific Adjustments: Reserved categories consistently benefited from cut-offs 10%-15% lower than those for General candidates.
- Post-Specific Challenges: Marketing and IT Officer positions observed greater fluctuation in cut-offs due to high interest and limited availability.
Tips to Clear IBPS SO Cut-Offs
Given the importance of meeting and exceeding cut-offs, here are the key strategies:
- Focus on Professional Knowledge: This section carries significant weight in the Mains exam. Devote quality preparation time to excel in your specialization.
- Time Management: Balance your efforts across sections to comfortably meet sectional cut-offs without ignoring overall score requirements.
- Mock Test Analysis: Regular mock tests help identify weak areas, ensuring that you don’t miss sectional cut-offs.
- Be Category-Conscious: Understand trends specific to your category to set realistic score targets.
Final Thoughts
The IBPS SO cut-off is not just a number but a strategy-defining benchmark for aspiring bank officers. Understanding how cut-offs are determined and analysing trends empowers candidates to prepare with purpose. While the 2023 and 2024 cut-offs reflect the competitive and evolving nature of the exam, they also highlight growth opportunities for well-prepared candidates.
Stay updated on future cut-off announcements and refine your approach to ensure success. Aim high, and good luck with your IBPS SO preparation!
Also Read:
| IBPS SO 2025: Documents You Need to Apply | IBPS SO Vacancies |
| IBPS SO Hand Written Declaration 2025 | IBPS SO Exam Day Guidelines 2025 |

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