IOB LBO Last Minute Tips 2025: The IOB LBO online examination will be conducted on 12th July 2025 in different exam centres. This recruitment is aiming to secure one of the 400 vacancies for Local Bank Officer positions across six states: Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, and Punjab. With the exam just days away, candidates are in the final stretch of preparation. To help you navigate this exam easily, you can check the last-minute preparation tips along with the exam-day instructions and key things to remember before you step into the examination hall.
IOB LBO 2025 Exam Pattern
The online examination consists of four sections with sectional time limits and negative marking (0.25 marks deducted for each wrong answer). Here’s the detailed breakdown:
| Section | Questions | Marks | Time Allotted |
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| English Language | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 180 minutes |
- Negative Marking: 1/4th of the marks allotted to a question (0.25 for 1-mark questions, 0.5 for 2-mark questions).
- Sectional Cut-Off: There will be sectional qualifying marks with 30% for reserved candidates and 35% for unreserved candidates.
- Bilingual Test: The exam is conducted in English and Hindi, except for the English Language section.
Last-Minute Preparation Tips for IOB LBO Exam 2025
Candidates should focus on consolidating their preparation and managing time effectively. Here are last-minute preparation tips to enhance your performance on exam day.
1. Revise key concepts and formulas
- Focus on Most Scoring topics: Focus on the most scoring topics like seating arrangement, puzzles, data interpretation (tables, charts), banking awareness (RBI functions, recent policies) and English grammar (error identification, cloze test).
- Quick notes for banking awareness: Prepare a summary of key banking terms, RBI guidelines, recent government schemes (e.g., Pradhan Mantri Jan Dhan Yojana, Atmanirbhar Bharat) and major financial news of the last six months.
2. Practice with mock tests
- Simulate exam conditions: Take at least 2-3 full-length mock tests in the last week to know your preparation level.
- Analyse mistakes: After each mock test, review the wrong answers to understand your weak areas.
3. Focus on time management
Sectional timing strategy: Each section has a fixed time limit (60 minutes for Reasoning and Data Analysis, 30 minutes for General Awareness and English). Practice allocating time to different sections.
Note: Skip and return: If a question seems too long, mark it for review and move on to maintain momentum.
4. Banking and Financial Awareness
- Stay updated: Review current affairs from January to July 2025, read our weekly current affairs and monthly current affairs to improve your general awareness preparation.
- Banking Basics: Review key concepts like types of accounts, KYC norms, NPAs, priority sector lending and digital banking initiatives (UPI, BHIM).
5. English Language
RC: Solve 2-3 passages daily, focusing on speed and accuracy.
Grammar and Vocabulary: Focus on common grammar rules. Learn 10-15 new words daily with our Hindu Vocabulary, along with synonyms and antonyms.
6. Manage stress and maintain confidence
Avoid new topics: In the last days, avoid studying completely new topics. Focus on revising what you have already learned to build confidence.
Exam-Day Guidelines and Checklist
The IOB LBO Exam 2025 is an important step toward securing a banking career, and exam-day preparation is important. Here we are providing a checklist of things to remember:
1. Download and Verify Your Admit Card
- Admit Card Availability: The IOB LBO Admit Card 2025 was released and is available on the official website (www.iob.in). Download it using your registration number, password and date of birth.
- Check Details: Verify your name, roll number, registration number, photograph, exam date, time, reporting time, and exam centre address. Contact the IOB helpline immediately if there are any mistakes.
- Print Multiple Copies: Take at least two clean black-and-white printouts of the admit card and keep an extra copy as a backup.
2. Documents to Carry
- Mandatory Documents:
- Printed IOB LBO Admit Card 2025.
- Original and photocopy of a valid photo ID (Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License).
- Recent passport-sized photograph (same as uploaded during application).
3. Exam Centre Protocols
- Arrival Time: Reach the exam centre at least 60 minutes before the reporting time mentioned on your admit card to complete verification and security checks.
- Prohibited Items: Do not bring your mobile phones, smartwatches, earphones, electronic gadgets, food, beverages, or stationery (unless specified).
- Safety Protocols: Carry a personal hand sanitiser, face mask, and drinking water bottle.
4. Exam Hall Strategies
- Read Instructions: Carefully read the instructions on the computer screen and the admit card before starting the exam.
- Sectional Navigation: You cannot switch between sections during their allotted time. Focus on one section at a time.
- Use Rough Sheets: Use the provided rough sheets for calculations, especially for Data Analysis and Reasoning sections.
5. Post-Exam Steps
- Review Performance: After the exam, avoid overanalysing your performance. Focus on preparing for the Language Proficiency Test (LPT) if you’re confident about qualifying.
- Stay Updated: Check the official IOB website (www.iob.in) for results and cut-off announcements. The LPT and interview dates will be updated soon after the exam.
Join our exclusive Telegram group where our experts are ready to answer all your queries, guide you in banking exam preparation, and give personalised tips to boost your success. Get access to real-time solutions, expert advice, and valuable resources to improve your study journey. [Click here to join now!]

IOB LBO Last Minute Tips 2025 FAQ
No, avoid taking a mock exam on the exam day to keep your mind relaxed.
Focus on short notes, important acts and banking current affairs.
Yes, 0.25 marks are deducted for each wrong answer.
- Sign Up on Practicemock for Updated Current Affairs, Topic Tests and Mini Mocks
- Sign Up Here to Download Free Study Material
Free Mock Tests for the Upcoming Exams
- IBPS PO Free Mock Test
- RBI Grade B Free Mock Test
- IBPS SO Free Mock Test
- NABARD Grade A Free Mock Test
- SSC CGL Free Mock Test
- IBPS Clerk Free Mock Test
- IBPS RRB PO Free Mock Test
- IBPS RRB Clerk Free Mock Test
- RRB NTPC Free Mock Test
- SSC MTS Free Mock Test
- SSC Stenographer Free Mock Test
- GATE Mechanical Free Mock Test
- GATE Civil Free Mock Test
- RRB ALP Free Mock Test
- SSC CPO Free Mock Test
- AFCAT Free Mock Test
- SEBI Grade A Free Mock Test
- IFSCA Grade A Free Mock Test
- RRB JE Free Mock Test
- Free Banking Live Test
- Free SSC Live Test
