n the RBI Grade B Phase 2 Exam, the Descriptive English section includes essay writing. This part is very important because it can increase your overall score and help you get a better rank in the final selection. Many students find essay writing difficult because they do not practice enough topics before the exam. But if you prepare smartly and focus on the right topics, this section can become your strongest scoring area. The expected topics given in this blog are taken from exam analysis and previous years’ question papers, which include the most repeated and important themes. This blog will give you 30 expected essay topics and simple tips to help you write better essays for the RBI Grade B 2025 exam. Practice these topics well, and you will feel more confident in the exam.
30 Most Expected Essay Topics for Practice (RBI Grade B 2025)
Aspirants must be aware of all those topics that can appear in the exam. These topics are usually based on current events, the economy, social issues, and technology. These topics test how candidates think, organize, and express their ideas. So, you need to be well aware of the different areas to face during this part of the exam. After deep research and previous years’ papers analysis, we’ve come to the conclusion that there are some topics that are important than others and can find their way to the exam.
Here are the 30 most expected essay topics:
- Role of RBI in Indian Economy
- Digital Payments: Boon or Bane?
- India’s GDP Growth – Challenges and Opportunities
- Privatization of Public Sector Banks
- Climate Change and Sustainable Development
- Financial Literacy in India
- Future of Cryptocurrency in India
- Women Empowerment in Banking Sector
- Role of AI in Banking
- Impact of COVID-19 on Indian Economy
- Start-up India: A Game Changer
- The Role of MSMEs in Economic Growth
- Inflation vs Growth: Striking the Right Balance
- Budget 2025: Key Highlights and Impacts
- India’s Journey Towards a $5 Trillion Economy
- Unemployment in India – Causes and Solutions
- Importance of Ethics in Public Administration
- NITI Aayog – Achievements and Challenges
- Role of Digital India in Financial Inclusion
- Cashless Economy – Pros and Cons
- Rural Development in India
- Banking Frauds and Their Prevention
- Importance of Cybersecurity in Finance
- Urbanization and Its Impact
- Make in India: Success or Hype?
- The Role of Education in Economic Development
- RBI’s Monetary Policy – Need for Reforms
- Ease of Doing Business in India
- India’s Energy Security
- Social Media and Its Role in Democracy
30 Latest RBI Grade B Essay Topics 2025
Based on Indian Economy & Finance
- India’s roadmap to becoming a $5 trillion economy – challenges and opportunities.
- The role of RBI in maintaining financial stability in volatile global markets.
- Impact of UPI and digital payment innovations on India’s financial inclusion.
- Privatization of Public Sector Banks: Is it the right move?
- The rise of NBFCs and their role in India’s financial ecosystem.
- Inflation targeting vs. growth – balancing RBI’s dual mandate.
- India’s fiscal deficit challenge: How sustainable is public debt?
- The role of cooperative banks in strengthening rural credit.
- Foreign Direct Investment (FDI) in India: A catalyst for growth or a double-edged sword?
- India’s startup ecosystem – drivers, challenges, and way forward.
Based on Global Economy & Policy
- De-dollarization: Will the Indian rupee gain a global role?
- BRICS expansion and its impact on the global financial order.
- Global recession fears: Can India emerge as a growth engine?
- Trade wars and protectionism: Implications for emerging economies.
- The role of IMF and World Bank in today’s multipolar world.
Based on Banking & Technology
- Central Bank Digital Currency (CBDC): Boon or bane for India?
- The future of cryptocurrency regulation in India.
- Artificial Intelligence in banking – opportunities and ethical concerns.
- Cybersecurity threats in financial systems and RBI’s role.
- Open banking and data privacy: Striking the right balance.
Based on Sustainable Finance & Social Issues
- Green finance: Can India lead the way in climate financing?
- ESG (Environmental, Social, Governance) investing – trend or transformation?
- Financial literacy and its role in inclusive growth.
- Women’s empowerment through access to finance.
- Microfinance: A tool for poverty alleviation or a debt trap?
Contemporary Issues
- The rise of protectionism and its impact on India’s exports.
- India’s demographic dividend: Opportunity or challenge?
- Global oil price volatility and its impact on India’s economy.
- The gig economy and its impact on labor rights and financial security.
- Geopolitical conflicts (Russia-Ukraine, Middle East) and their impact on India’s economy.
Essay Writing for RBI Grade B Tips
Essay writing in the RBI Grade B exam is not only about what you write. But it is mainly about how clearly and effectively you present your ideas. Therefore, good content, complemented with a proper structure, and beautified with clear communication can make a big difference. Follow these simple tips to improve your writing and increase your score.
1. Understand the Topic Clearly
First and foremost, take a moment to have a clear understanding of the topic before you start writing. Here is how you can understand the topic well before putting pen to paper:
- Read the topic twice.
- Think about what it asks.
- Identify keywords.
- Decide your main points.
- Stay on track throughout the essay.
2. Use Simple Language and Short Paragraphs
Write in a language that is clear and simple, as it is easier to read and understand.
- Avoid complicated words.
- Use short, crisp sentences.
- Break long ideas into small chunks.
- Keep each paragraph focused.
- Aim for easy readability.
3. Follow a Proper Structure
A well-arranged essay will leave a strong impression on the person who will judge your writing.
- Begin with a clear introduction.
- Explain your points in the body.
- Use examples or data if possible.
- Keep ideas connected and logical.
- End with a strong conclusion.
4. Stay Neutral and Balanced
Your tone should express neutrality and understanding. That is to say, try your best to convey impartiality and empathy in your writing tone.
- Avoid extreme opinions.
- Consider both sides briefly.
- Stay factual, not emotional.
- Don’t preach or criticize harshly.
- Be respectful and professional.
5. Practice Under Timed Conditions
Train your mind under exam-like circumstances to improve your time management skills, because you’ll have to complete the essay in a limited period.
- Set a 30–40 minute timer.
- Choose random topics to write on.
- Avoid distractions during writing.
- Review your essay afterward.
- Track your progress regularly.
Takeaway
If you prepare the essay well, it will be a scoring opportunity for you in the RBI Grade B Phase 2 exam. Use the topics above to sharpen your thinking and writing skills. And remember, these essay writing skills will not only help you in this exam, but will also improve your writing abilities for the future, which is crucial in today’s competitive world. Also, grab our FREE RBI Grade B Phase 1 Mock Test. It’s a great tool to test your AIR and give you the best feedback to speed up your overall RBI Grade B preparation and revision journey.
Disclaimer: The essay topics and writing tips presented in this article are based on previous exam trends, expert insights, and current affairs research. They are indicative and intended only to guide aspirants in their preparation. These topics should not be considered official or exhaustive. The actual essay topics and exam details will be released solely by the Reserve Bank of India (RBI) through its official notifications. Candidates are strongly advised to rely on official RBI updates for confirmed information.
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FAQs
Essay writing helps boost your Phase 2 score and enhances your chances of selection in the RBI Grade B exam.
Expect topics related to current events, the economy, social issues, technology, and the RBI’s role in India’s financial system.
Focus on understanding the topic, using simple language, maintaining a proper structure, and practicing under timed conditions.
Start with a clear introduction, follow with well-organized body paragraphs, and end with a concise, strong conclusion.
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