In this competitive exam, in order to get ahead, you need to understand the cut-off trends, which are the minimum marks required to qualify for the next stage of the recruitment process. In this blog, we are providing the NIACL AO Cut Offs.
NIACL AO Cutoff 2025
Below are the Prelims Cut-offs of the exam conducted in 2025.
NIACL AO Previous Years’ Cutoff
NIACL AO Last year Prelims cutoff for the general category was 80.25. For OBC, it was 77.50, and for SC, it was 72.25. For ST, it was 66.75. For EWS, the cutoff is 79, and for PwBD, it was 61.75 marks. Talking about the mains exam, last year’s cutoff for the general category was 110.50. For OBC, it was 107.75. For SC, it was 99.25, whereas for ST it was 92.50. EWS cutoff for mains was 108.00. PwBD, it was 84.75.
| Category | Prelims Cutoff | Mains Cutoff |
| General | 80.25 | 110.50 |
| OBC | 77.50 | 107.75 |
| SC | 72.25 | 99.25 |
| ST | 66.75 | 92.50 |
| EWS | 79.00 | 108.00 |
| PwBD | 61.75 | 84.75 |
NIACL AO Cutoff 2024
The NIACL AO Cutoff 2024 for both Prelims and Mains exams is presented in separate tables.
NIACL AO Prelims Cut Off 2024 (Category-wise)
In the table given below, we have provided NIACL AO Prelims cutoff 2024. The General category has the highest cutoff, showing stronger competition. OBC cutoff is slightly lower than General by 2.75 marks, which means competition is almost similar. SC cutoff is the lowest among the three, 8 marks lower than General and 5.25 marks lower than OBC. The trend shows: General > OBC > SC.
For the general category, it is 80.25. For OBC,
| Category | Prelims Cut Off (Out of 100) |
|---|---|
| General (UR) | 80.25 |
| OBC | 77.50 |
| SC | 72.25 |
| ST | 66.75 |
| EWS | 79.00 |
| PwBD | 61.25 |
NIACL AO Mains Cut Off 2024 (Out of 200)
The general category is the highest at 110.50, showing maximum competition. EWS (108.00) and OBC (107.75) cutoffs are very close, with just a 0.25 mark difference, indicating almost equal competition levels. SC (99.25) and ST (92.50) are significantly lower than General, showing a margin of 11–18 marks. PwBD category is the lowest at 84.75, which is 25.75 marks less than General, highlighting the widest gap.
| Category | Mains Cut Off (Out of 200) |
|---|---|
| General (UR) | 110.50 |
| OBC | 107.75 |
| SC | 99.25 |
| ST | 92.50 |
| EWS | 108.00 |
| PwBD | 84.75 |
The sectional cut-offs and final cut-offs (Mains + Interview) for NIACL AO 2024 are given below:
NIACL AO 2024 Prelims Sectional Cut Off
General category cutoffs are the highest across all sections, confirming the toughest competition. EWS cutoffs are close to General, especially in English (just 1 mark difference) and Reasoning (1 mark difference). SC and ST cutoffs remain the lowest in all sections, showing a gap of 4–7 marks compared to General. Reasoning had the highest sectional cutoff (14 for General), while English had the lowest (11 for General), showing that Reasoning was a scoring differentiator.
| Section | Max Marks | GEN | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| English Language | 30 | 11 | 8 | 6 | 6 | 10 |
| Reasoning | 35 | 14 | 11 | 9 | 9 | 13 |
| Quant Aptitude | 35 | 13 | 10 | 8 | 7 | 12 |
NIACL AO 2024 Mains Sectional Cut Off
The general category has the highest cutoffs across all sections, confirming the toughest competition level. EWS cutoffs are nearly equal to General, trailing by just 1 mark in most sections, making EWS the second most competitive. SC and ST categories consistently record the lowest cutoffs, with a 6–9 mark gap compared to General in every section. Among sections, General Awareness (28 for General) had the highest cutoff, while English (25 for General) was the lowest, showing GA was the most scoring differentiator in Mains.
| Section | Max Marks | GEN | OBC | SC | ST | EWS |
|---|---|---|---|---|---|---|
| Reasoning | 50 | 27 | 24 | 22 | 20 | 26 |
| English Language | 50 | 25 | 21 | 19 | 18 | 24 |
| General Awareness | 50 | 28 | 25 | 22 | 20 | 27 |
| Quant Aptitude | 50 | 26 | 23 | 20 | 18 | 25 |
NIACL AO Final Cut Off 2024 (Mains + Interview out of 250)
General (141.25) remains the highest, confirming the toughest competition at the final stage. EWS (140.00) and OBC (138.75) are very close to General, with just a 1–2.5 mark gap, showing similar competition levels. SC (129.50) and ST (120.25) cutoffs are notably lower, with a 10–21 mark difference from General. PwBD has the lowest cutoff (113.00), which is 28.25 marks below General, highlighting the widest gap across categories.
| Category | Final Cut Off |
|---|---|
| General (UR) | 141.25 |
| OBC | 138.75 |
| SC | 129.50 |
| ST | 120.25 |
| EWS | 140.00 |
| PwBD | 113.00 |
NIACL AO Previous Year Cut Off
The previous year’s cut-off marks of NIACL AO are important for candidates as they help them understand the difficulty level of the exam and the competition they face. By analysing the previous cut-off, candidates can understand the minimum score required to qualify for the next stage, which helps them set realistic goals for their preparation. It also provides information about trends such as increases or decreases in cut-off, which can inform candidates about how much effort is needed to meet expectations based on factors such as some vacancies and overall performance in that particular year. Candidates should check the NIACL AO previous year cut-off marks in the article below.
NIACL AO Prelims Cut Off 2023
The NIACL AO Prelims Exam was conducted on 9th September 2023, and the officials have released the NIACL AO Score Card 2023, along with the cut-off marks, on the official website. The cut-off for the NIACL AO Prelims 2023 has been determined based on several factors, including the number of vacancies, candidates’ overall performance, and previous year cut-offs. To make it easier for candidates to check, the updated NIACL AO Prelims Cut Off 2023 and the scorecard details are now available for quick reference and access.
NIACL AO Cut Off 2023 Post-wise
| NIACL AO Cut Off 2023 Post-wise | |||||
| Disciplines | SC | ST | OBC | EWS | UR |
| Generalists | 72.75 | 65.75 | 77.25 | 77.25 | 81.75 |
| Risk Engineers | 53.75 | 46.25 | 56.75 | 53.75 | 65 |
| Automobile Engineers | 7.50 | 10.25 | 6.50 | 15.25 | 24 |
| Legal Officers | 31.75 | 24 | 28.50 | 20 | 44.75 |
| Accounts | 18.25 | 18.25 | 12.50 | – | 18.25 |
| Health | 17.50 | 8 | 17.75 | 14 | 30.50 |
| IT Specialists | 55.50 | 44 | 55 | 50.75 | 65.25 |
NIACL AO Cut Off 2023 Section-wise
| NIACL AO Prelims Cut Off 2023- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwBD | UR |
| English Language | 24.25 | 17.50 |
| Reasoning Ability | 5.50 | 10 |
| Quantitative Aptitude | 5.25the | 9 |
NIACL AO Main Cut Off 2023
Here we are providing the NIACL AO Mains cut off in the table below. The New India Assurance Company Limited has released NIACL AO Mains post-wise and category-wise cut off marks.
NIACL AO Prelims Cut Off 2021
The cut-off marks for the NIACL AO Prelims Exam have been released on their official website. The New India Assurance has released the category-wise and section-wise cut-offs for the prelims exam.
| NIACL AO Prelims Cut Off 2021- Category-wise | |
| Category | Prelims Cut Off |
| UR | 73.75 |
| SC | 64.50 |
| ST | 58.75 |
| OBC | 68.25 |
| EWS | 68.75 |
| HI | 41.75 |
| OC | 61 |
| VI | 63.75 |
| ID/MD | 20.50 |
| NIACL AO Prelims Cut Off 2021- Section-wise | ||
| Discipline | Generalists | |
| Test | SC/ST/OBC/PwD | UR |
| English Language | 11 | 14.50 |
| Reasoning Ability | 2.25 | 6.50 |
| Quantitative Aptitude | 4.25 | 7.25 |
NIACL AO Mains Cut Off 2021
Candidates can check NIACL AO Mains category wise cut off 2021 released by the New India Assurance:
| NIACL AO Mains Cut Off 2021- Category-wise | |
| Category | Mains Cut Off |
| UR | 100.75 |
| SC | 71.75 |
| ST | 70.75 |
| OBC | 70.75 |
| EWS | 74.75 |
| HI | 65.50 |
| OC | 90.75 |
| VI | 94.75 |
| NIACL AO Mains Cut Off 2021- Descriptive Test | ||
| Test | SC/ST | UR/OBC/EWS |
| Descriptive Test | 13.5 | 15 |
NIACL AO Prelims Cut Off 2018
In the below section, we have provided NIACL AO Cut off marks Prelims including category-wise, state-wise, and section-wise. For more details in the NIACL AO in the article below.
NIACL AO Cut Off 2018: Category-wise Prelims Cut off
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Company Secretary | – | – | – | 36.75 | – | – | – | – |
| Legal | 20.25 | 14.50 | 16.75 | 36.25 | – | 18.25 | – | – |
| Finance & Accounts | 47.00 | 28.25 | 46.25 | 56.50 | 34.50 | – | 36.50 | – |
| Generalist | 70.50 | 61.00 | 75.75 | 80.25 | 45.25 | 69.50 | 72.25 | 34.00 |
NIACL AO Cut off 2018: Section-wise Prelims Cut off
The section-wise cut off marks for NIACL AO Prelims sections include English Language, Reasoning Ability, and Quantitative Aptitude.
| Discipline | Company Secretary | Legal | Finance & Accounts | Generalists | ||||
|---|---|---|---|---|---|---|---|---|
| Test | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR | SC/ST/OBC/PwD | UR |
| English Language | 9.75 | 12.50 | 8.75 | 12.25 | 8.75 | 12.25 | 10.75 | 14.00 |
| Reasoning Ability | 3.25 | 6.00 | 2.75 | 5.75 | 5.25 | 8.75 | 11.25 | 15.50 |
| Quantitative Aptitude | 3.25 | 5.75 | 1.50 | 4.00 | 4.00 | 7.25 | 7.25 | 10.75 |
NIACL AO Cut Off 2018: State-wise Prelims Cut off
New India Assurance has released NIACL AO Cut off for all stages prelims, mains and final cut off on their official website. The candidates can have a look over the below NIACL AO category-wise cut off marks for all the states from the below table.
| State | SC | ST | OBC | GEN |
| Andaman & Nicobar (Port Blair) | – | – | 53.25 | 74.25 |
| Andhra Pradesh | – | 73.50 | – | 88.25 |
| Assam | 75.75 | 69.75 | 78.00 | 83.75 |
| Bihar | – | – | – | 88.25 |
| Chandigarh (UT) | 76.00 | – | 77.50 | 87.75 |
| Chattisgarh | 74.25 | 67.25 | – | 86.75 |
| Delhi | 80.25 | 72.00 | 82.50 | 89.25 |
| Goa | – | – | – | 69.00 |
| Gujarat | 78.25 | 64.50 | 71.50 | 82.75 |
| Haryana | 77.50 | – | – | 89.00 |
| Himachal Pradesh | 77.75 | – | – | 87.25 |
| Jammu & Kashmir | 75.50 | 64.25 | – | 86.50 |
| Jharkhand | 76.50 | – | – | 88.00 |
| Karnataka | 71.75 | 70.00 | 75.75 | 81.25 |
| Kerala | 79.75 | – | 86.25 | 89.00 |
| Madhya Pradesh | 77.25 | 59.25 | – | 86.75 |
| Odisha | 79.00 | 69.00 | 86.50 | 88.00 |
| Puducherry | – | – | – | 79.50 |
| Punjab | 76.25 | – | – | 90.00 |
| Rajasthan | 82.00 | 73.00 | 84.00 | 88.75 |
| Tamil Nadu | 75.75 | 61.25 | – | 84.50 |
| Telangana | 83.00 | 74.00 | – | 86.00 |
| Tripura | – | 53.00 | – | 85.75 |
| Uttar Pradesh | 80.75 | – | 84.50 | 89.00 |
| Uttarakhand | – | 74.00 | – | 88.75 |
| West Bengal | 83.00 | 64.50 | 82.25 | 91.00 |
NIACL AO Mains Cut Off 2018
The NIACL AO Cut Off 2018 for the Mains Exam was prepared in three sections: Category-wise, Section-wise and post-wise. Candidates can check overall cut off marks in the article below.
NIACL AO Cut Off 2018: Category-wise Mains Cut off
The category-wise NIACL AO Cut Off for all the posts has been mentioned in the below table.
| Discipline | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Company Secretary | – | – | – | 102 | – | – | – | – |
| Legal | 67.25 | 52.75 | 67.75 | 87.75 | – | 45.25 | – | – |
| Finance & Accounts | 81 | 64.75 | 89.25 | 99 | No students Qualified | – | 71.75 | – |
| Generalist | 108 | 95.25 | 118.25 | 126.5 | 82 | 113.75 | 115.25 | 86.5 |
NIACL AO Cut Off 2018: Overall Mains Cut off
Check NIACL AO Mains Exam 2018 has been listed category-wise & section-wise. Candidates can check overall mains cut off marks in the table below.
| Discipline | Generalist | |
|---|---|---|
| Test | SC, ST, OBC, PwBD | UR |
| Reasoning Ability (50) | 17.75 | 21 |
| English Language (50) | 10.5 | 14.5 |
| General Awareness (50) | 6.5 | 10.5 |
| Quantitative Aptitude (50) | 17.25 | 20.25 |
NIACL AO Cut off 2018: Section-wise Mains Cut off
The NIACL AO section wise cut off 2018 marks has been released on their official website. candidates xan check Reasoning Ability, English Language, General Awareness, Quantitative Aptitude, Professional Knowledge from the below table.
| Discipline | Company Secretary | Legal | Finance & Accounts | |||
|---|---|---|---|---|---|---|
| Test | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR | SC,ST,OBC,PwBD | UR |
| Reasoning Ability (40) | 4.8 | 5 | 1 | 4.5 | 2.75 | 6.25 |
| English Language (40) | 8.5 | 12.5 | 4.75 | 8.5 | 6.5 | 10.5 |
| General Awareness (40) | 4.0 | 7.0 | 1 | 4 | 2.5 | 5.5 |
| Quantitative Aptitude (40) | 3.25 | 7.0 | 1 | 3.25 | 1.5 | 5.25 |
| Professional Knowledge (40) | 13.5 | 16.0 | 3 | 5.5 | 1 | 3.25 |
NIACL AO Cut Off 2018 [Descriptive Paper (out of 30)]
Here we are providing the NIACL AO Descriptive test 2018 cut-off marks. Candidates can check category-wise cut-off marks in the article below.
| Category | SC | ST | OBC | UR | HI | OC | VI | ID/MD |
|---|---|---|---|---|---|---|---|---|
| Cut off | 13.50 | 13.50 | 15 | 15 | 13.50 | 13.50 | 13.50 | 13.50 |
Conclusion
In this article, we have given all the details regarding the cut-off of NIACL 2025. Also, we have given the previous three-year cut-off for better insights regarding the exam. To prepare for the exam, you can practice questions from our mock test series.
Disclaimer: The cut-off marks presented in this article are based on official NIACL AO exam results as released by New India Assurance Company Limited (NIACL). Any analysis or interpretation provided is intended for general guidance and exam preparation purposes only. NIACL is the sole authority for publishing official cut-off marks and results on its website (www.newindia.co.in). Candidates are advised to rely on official notifications for final and authoritative information. PracticeMock and its contributors are not responsible for any subsequent updates or changes made by NIACL.
Read Also
NIACL AO Cutoff: FAQ
The NIACL AO Cut Off refers to the minimum marks that candidates need to score in the prelims and mains exams to qualify for the next stage of the recruitment process.
The cut-off is determined based on factors like the number of vacancies, the difficulty level of the exam, and the overall performance of candidates.
The cut-off can be checked on the official NIACL website: www.newindia.co.in.
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