SBI SO Salary 2025, Check Specialist Officer Job Profile

If you are aspiring to become an SO in the State Bank of India,  then this article may help you understand the salary structure and pay scale benefits of the SOs in the prestigious banking institution like SBI. Specialist officers in SBI receive an attractive salary package along with the basic pay they get, Dearness Allowance, and House Rent Allowance. Specialist Officers in the SBI are in various categories like IT and other Financial and Management Positions. In this article, we have talked about the salary structure, Perks, allowances, Job Security, and other benefits of the candidates appointed as SO in the SBI.

SBI SO Salary 2025

The Specialized Officers in the State Bank of India are categorized according to the posts, and they get a salary package according to their expertise in the particular field of appointment. There are various salary packages for different fields in the SO Position in SBI. The SBI SO receives a well-structured salary and a stable career, Job security, perks, and benefits like House Rent Allowance (HSA) and Dearness Allowance (DA). They also receive medical facilities and performance-based incentives. Here we will talk about the salary structure of the Permanent and contractual SOs in various fields such as the Deputy Manager, IT officer, Relationship Manager, Vice President, Finance Manager, Operations Manager, etc.

SBI SO Salary Structure 2025

The table below provides detailed information about the salaries for the different categories in the SBI SO. It gives the candidates a brief insight into the JMGS and MMGS positions in the SBI. Refer to the table to know the salary structure properly.

Let’s know more about the CTC and dive deeper into other pieces of information that is available about the salary structure of the SBI SO:

The Annual Cost to Company (CTC) of the SBI SO  is flexible and is dependent on the candidate’s experience, their current earnings, and the location where they are posted.. The CTC package consists of 85% fixed components and 15% variable pay. As mentioned earlier about the performance-based incentives, here is a quick summary of the increment that the candidates will get based on their performance. There will be an annual increment in the CTC, with increments of 5%, 6.5%, and 7% for the 1st, 2nd, and 3rd annual increments, respectively.

SBI SO Annual Salary Structure

The Annual Salary for various positions in the SBI SO is mentioned in the table given below. Go through the table to know about the yearly salary of SBI SOs.

SBI SO Perks and Allowances

Along with the Salary, SBI SOs get a good amount of perks and allowances that attract most aspirants towards its recruitment drives. These facilities make the SBI SO Exam more competitive, and the SBI SO position is in demand by aspirants from various categories of fields like IT engineers, Managers, Operations, and other Field experts. The Perks and Allowances of the SBI SOs are listed below.

• House Rent Allowance
• City Compensatory Allowance
• Special Allowance
• Leave Travel Allowance
• Dearness Allowance
• Conveyance Allowance
• Medical Allowance
• Pension Fund
• Medical Facility.

SBI SO Job Profile and Promotion

The Aspirants who are selected for the SBI SO position must have information about the job responsibilities in this role. The job profile of SOs is classified in various categories such as IT, Operations, Managerial roles in finance, and banking. In which the most common SBI SO Job Profile has been discussed here in this section.

• Communications with the customers and business partners.
• Specific field-related operations, such as system failure and login issues, is handled by the IT department, which reports to the IT Manager.
• Configuration and Monitoring of the system and traffic control on the website.
• The Specialist Officers look into the problem in various fields, such as Network Maintenance, Information Security, and others.
• Specialist Officers also prepare reports for the arising issues and send them to the authorized personnel.

SBI System Engineer Salary 2025

The salary for an SBI (State Bank of India) System Engineer varies based on experience, location, and other factors. Here’s an approximate salary range:

SBI System Engineer Salary (Approximate)

• Starting Salary (Freshers): ₹6 – ₹10 LPA (Lakhs Per Annum)
• Experienced Professionals (3+ years): ₹10 – ₹18 LPA
• Senior Roles (5+ years): ₹15 – ₹25+ LPA

Factors Affecting Salary:

1. Experience: More years in IT/system engineering lead to higher pay.
2. Location: Metro cities (Mumbai, Delhi, Bangalore) offer higher salaries.
3. Skills: Expertise in cloud computing, cybersecurity, AI/ML, or DevOps can increase pay.
4. Negotiation & Performance: Promotions and bonuses impact earnings.

Additional Benefits (If applicable):

• Medical insurance
• Pension schemes (for permanent roles)
• Performance bonuses
• Housing & travel allowances

Relationship Manager in SBI Salary

The salary of a Relationship Manager (RM) in State Bank of India (SBI) varies based on experience, location, and the specific role (e.g., Personal Banking RM, Corporate RM, or NRM). Here’s an approximate salary structure:

SBI Relationship Manager Salary (Approximate)

1. Basic Pay: ₹36,000 – ₹50,000 per month (varies with seniority)
2. Gross Salary (Including Allowances): ₹60,000 – ₹1,00,000 per month (approx.)
   • House Rent Allowance (HRA): Depends on city (metro/non-metro)
   • Dearness Allowance (DA): Revised quarterly (~46% of basic pay as of 2024)
   • City Compensatory Allowance (CCA): Varies by location
   • Special Allowance & Other Benefits: May include incentives, medical benefits, etc.
3. Annual CTC (Cost to Company): ₹8 – ₹12 lakhs (approx.)

SBI Chief Manager Salary

The Chief Manager (CM) at State Bank of India (SBI) is a Scale-IV officer position. The salary structure for an SBI Chief Manager (as per the latest wage settlement) is as follows:

SBI Chief Manager (Scale-IV) Salary Breakdown (2024)

Approximate In-Hand Salary (Monthly)

• Metro Cities (e.g., Mumbai, Delhi): ₹1.45 – 1.75 lakhs (including allowances)
• Other Cities: ₹1.35 – 1.60 lakhs

Annual CTC (Cost to Company)

• ₹20 – 24 lakhs (including bonuses, PF, gratuity, and other perks)

SBI Specialist Officer Salary: FAQs

Also Read: SBI SO Syllabus 2025

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