Punjab National Bank has officially released the notification for the recruitment of 750 Local Bank Officers (LBOs) in the Junior Management Grade Scale-I (JMGS-I). This is a major opportunity for candidates aspiring to join one of India’s leading public sector banks. But mandatory experience of one year in Clerical or Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank (RRB) is compulsory. The online registration process has started on 3rd November 2025 and will continue till 23rd November 2025. The online exam is going to be conducted on 4th January 2026. Candidates who want to apply can go through the official notification.
PNB Local Bank Recruitment 2025: Important Dates
| Event | Date |
| Online Registration Starts | 03.11.2025 |
| Online Registration Closes | 23.11.2025 |
| Age Cut-off Date | 01.07.2025 |
| Qualification/Experience Cut-off Date | 23.11.2025 |
| Tentative Date of Online Test | 4th January 2026 |
PNB Local Bank Recruitment 2025: Eligibility Criteria
This recruitment is specifically designed for candidates who already possess banking experience.
| Criterion | Requirement |
| Age Limit (as on 01.07.2025) | Minimum 20 years, Maximum 30 years. Age relaxations apply for reserved categories (e.g., SC/ST: 5 years, OBC: 3 years) |
| Educational Qualification | Must be a Graduate in any discipline from a recognized University/Institution. The result must have been declared on or before 23.11.2025’ |
| Mandatory Experience | A minimum of one-year post-qualification work experience in Clerical or Officer Cadre in any Scheduled Commercial Bank or Regional Rural Bank (RRB) is compulsory. |
| Local Language Proficiency | Candidates must be proficient (reading, writing, and speaking) in the specified local language of the state for which they are applying. |
Perk for Experienced Officers:
Candidates who have worked as an Officer in a Scheduled Commercial Bank may be eligible for up to two advance increments in pay, provided their prior job profile is similar to a Scale-I Generalist Officer of PNB.
PNB LBO 2025 Selection Process and Exam Pattern
The selection process will consist of four stages:
- Online Written Test
- Screening of Documents
- Language Proficiency Test (LLPT)
- Personal Interview
Exam Pattern
| Section | No. of Questions | Marks | Duration |
| Reasoning & Computer Aptitude | 25 | 25 | 35 mins |
| Data Analysis & Interpretation | 25 | 25 | 35 mins |
| English Language | 25 | 25 | 25 mins |
| Quantitative Aptitude | 25 | 25 | 35 mins |
| General/Economy/Banking Awareness | 50 | 50 | 50 mins |
| Total | 150 | 150 | 180 mins |
Key Details
- Negative marking: 0.25 mark for each wrong answer.
- Minimum Qualifying Marks:
- 40% (General/EWS)
- 35% (SC/ST/OBC/PwBD)
- 40% (General/EWS)
Personal Interview
- Total Marks: 50
- Minimum Qualifying Marks:
- 25 for General candidates
- 22.5 for SC/ST candidates
- 25 for General candidates
- Final Merit will be based on Written Test + Interview scores.
PNB LBO Total Vacancies
A total of 750 vacancies have been announced across multiple states. Candidates can apply for only one state, and proficiency in the local language of that state is mandatory.
| S.No. | State | Mandatory Language | Total Vacancy |
| 1 | Andhra Pradesh | Telugu | 5 |
| 2 | Gujarat | Gujarati | 95 |
| 3 | Karnataka | Kannada | 85 |
| 4 | Maharashtra | Marathi | 135 |
| 5 | Telangana | Telugu | 88 |
| 6 | Tamil Nadu | Tamil | 85 |
| 7 | West Bengal | Bengali | 90 |
| 8 | Jammu & Kashmir | Urdu/Dogri/Kashmiri | 20 |
| 9 | Ladakh | Urdu/Purgi/Bhoti | 3 |
| 10 | Arunachal Pradesh | English | 5 |
| 11 | Assam | Assamese/Bodo | 86 |
| 12 | Manipur | Manipuri/Meitei | 8 |
| 13 | Meghalaya | Garo/Khasi | 8 |
| 14 | Mizoram | Mizo | 5 |
| 15 | Nagaland | English | 5 |
| 16 | Sikkim | Nepali/Sikkimese | 5 |
| 17 | Tripura | Bengali/Kokborok | 22 |
| GRAND TOTAL | 750 |
Salary and other benefits for PNB LBO 2025
The pay scale for the Local Bank Officer post is ₹48,480 – ₹85,920.
Along with the basic pay, selected candidates will receive DA, HRA/Leased Accommodation, Medical Insurance, Leave Fare Concession, Retirement Benefits, and other perquisites as per bank norms.
| Detail | Information |
| Scale of Pay | ₹ 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Additional Benefits | Selected candidates are entitled to DA, CCA, HRA/Leased Accommodation, Leave Fare Concession, Medical Insurance, Retirement Benefits, and other perquisites as per Bank rules. |
| Posting | Candidates must apply for the vacancy of one state only[cite: 1334]. Selected candidates will be posted within the selected State until completion of nine (9) years of service or until their promotion to SMG Scale IV, whichever is earlier[cite: 1337]. |
How to Apply for PNB Local Bank Officer Post
Applications must be submitted online only between 03.11.2025 and 23.11.2025.
- Visit the official PNB website: https://pnb.bank.in/
- Navigate to the ‘Recruitment/Career’ section.
- Ensure you have scanned and ready-to-upload copies of your photograph, signature, left-hand thumb impression, handwritten declaration, and all required documents for age, education, and one-year mandatory work experience.
Candidates are strongly advised to refer to the official notification for complete details on state-wise vacancies, reservation categories, and document formats.
Examination Centres
The online exam will be held in major cities across India including Delhi, Mumbai, Bengaluru, Hyderabad, Chennai, Kolkata, Ahmedabad, and Lucknow, among others.
Candidates will need to appear for the exam at their own expense.
Application Fee
| Category | Fees |
| SC/ST/PwBD | ₹59 (including GST) |
| All Others | ₹1180 (including GST) |
Fees once paid will not be refunded under any circumstances.
The Unique LBO Post and Service Conditions
The Local Bank Officer post comes with a crucial condition regarding posting:
- Posting Location: Selected candidates will be compulsorily posted within the selected State until they complete nine (9) years of service or are promoted to SMG Scale IV, whichever occurs first. This offers exceptional stability compared to typical national bank recruitments.
- Emoluments: The scale of pay is generous, starting at ₹ 48480 (plus increments). Along with the basic pay, selected LBOs are entitled to Dearness Allowance (DA), City Compensatory Allowance (CCA), HRA/Leased Accommodation, Medical Insurance, and other perquisites as per Bank rules.
- Indemnity Bond: Upon joining, selected candidates must sign a Service Indemnity Bond. If you leave the Bank before completing three years of active service, you will be liable to pay ₹ 2,00,000/-.
- CIBIL Score Requirement: This is important: while it is not a pre-condition to apply, candidates must ensure they have a healthy credit history and a minimum CIBIL score of 680 or above at the time of joining the Bank.
Final Words
The PNB LBO Recruitment 2025 offers a golden opportunity for candidates with prior banking experience to enter the officer cadre of a reputed public sector bank. With 750 vacancies and a well-defined selection process, aspirants should begin their preparation immediately for the upcoming online test scheduled in December 2025/January 2026.
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You can download the PNB LBO Admit Card 2025 from the official website of Punjab National Bank by visiting the Careers/Recruitment section. Enter your registration number and date of birth to access and download the call letter.
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