NICL Assistant Cutoff 2026 will be released by the National Insurance Company Limited (NICL) after the completion of each stage of the Assistant recruitment process. The cutoff marks are the minimum scores candidates need to qualify for the next stage of the selection process.
Candidates who score equal to or above the official cutoff will be shortlisted for the next stage. Checking the previous year’s cutoff marks helps aspirants understand the competition level, analyse cutoff trends, and set a realistic target score for the upcoming NICL Assistant examination.
NICL Assistant Cutoff 2026 Overview
The NICL Assistant Cutoff 2026 marks will be announced for the Preliminary and Main examinations on the official NICL website. The cutoff is released for both prelims and mains examination separately.
| Particular | Details |
| Conducting Body | National Insurance Company Limited (NICL) |
| Post | Assistant |
| Cutoff Release | After each exam stage |
| Cutoff Stages | Prelims and Mains |
| Cutoff Availability | nationalinsurance.nic.co.in |
| Cutoff Type | State-wise and Category-wise |
| Selection Process | Prelims → Mains → Regional Language Test |
NICL Assistant Previous Year Cutoff Trends
The NICL Assistant cutoff for the previous year shows that the qualifying marks differ across states and categories. States with higher competition generally have higher cutoff marks, while states with fewer applicants often record comparatively lower cutoffs.
Some important observations from previous recruitment cycles include:
- Cutoff marks vary significantly from one state to another.
- Preliminary examination cutoffs are generally lower than the Mains qualifying marks.
- Candidates should always refer to state-wise cutoff trends of NICL Assistant instead of relying only on the national average.
NICL Assistant Prelims Cutoff 2025 (State-wise)
The NICL Assistant Cutoff 2026 is yet to be released. Until then, candidates should carefully analyse the NICL Assistant previous year cutoff to understand the competition level. The Prelims cutoff differs for every state because the number of vacancies, candidates appearing, and exam difficulty are different across regions.
Below is the official NICL Assistant Prelims Cutoff 2025.
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEXS |
| Andhra Pradesh | – | 79.25 | 82 | 82 | 82 | 79.25 | 44.00* | – | – | 83.5 | 42.50* |
| Arunachal Pradesh | – | – | – | – | 82.5 | 65.75* | – | – | – | – | – |
| Assam | 79 | 76.5 | 74.5 | 80.25 | 81.25 | 71.50* | # | – | – | 68.25 | 56.25* |
| Bihar | – | – | – | 83.00 | 83 | 42.5 | 48.50* | – | – | 84.5 | 58.50* |
| Chhattisgarh | 80.25 | 76.75 | – | 82.75 | 82.75 | 80.5 | – | – | – | 77.5 | – |
| Goa | – | – | – | – | 80.5 | 38.25* | – | – | – | – | – |
| Gujarat | 79.25 | 75 | 79.25 | 79.25 | 79.25 | – | 37.50* | – | – | 71.25 | 51.50* |
| Haryana | – | – | – | – | 79.5 | 43.75* | – | – | – | 79 | 32.00* |
| Himachal Pradesh | – | – | 75 | – | 85 | 67.50* | – | – | – | – | – |
| Jharkhand | 77.5 | 78.25 | 79.5 | 79.5 | 79.5 | – | – | – | – | – | 58.50* |
| Karnataka | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | – | 54.50* | 67 | – | 67 | 40.25* |
| Kerala | 83 | – | 86.5 | 59.25* | 86.5 | – | 35.25* | – | – | – | 43.50* |
| Madhya Pradesh | – | 77.75 | 84.5 | 84.5 | 84.5 | – | 47.75* | – | – | 78.75 | 33.25* |
| Maharashtra | 83 | 82.25 | 83 | 83 | 83 | 92.75 | 68.5 | 78 | – | 72.25 | 44.25* |
| Manipur | – | – | – | – | 81.25 | 94.75* | – | – | – | – | – |
| Meghalaya | – | – | – | – | 56.00* | 82.75* | – | – | – | – | – |
| Mizoram | – | – | – | – | 80 | # | – | – | – | – | – |
| Nagaland | – | – | – | – | 81.75 | # | – | – | – | – | – |
| Odisha | 82.25 | 74 | – | 83.75 | 85.25 | – | 58.25* | – | – | – | 36.75* |
| Punjab | – | – | 73.25 | 77.00 | 83.25 | 35.00* | # | – | – | 76.25 | 34.50* |
| Rajasthan | 82.25 | 76 | 82.50 | 82.50 | 82.5 | 42.75* | 56.50* | – | – | 80.25 | 51.25* |
| Sikkim | – | – | – | – | 82 | 65.50* | – | – | – | – | – |
| Tamil Nadu | – | – | 76 | 52.00* | 76 | 46.50* | 35.50* | 38.25* | – | 74.5 | 52.00* |
| Telangana | 73.25 | 73.25 | 73.25 | 73.25 | 73.25 | 76.75 | – | – | – | 74.5 | 64.00* |
| Tripura | – | – | – | – | 85 | 74.50* | – | – | – | – | – |
| Uttar Pradesh | – | – | 83.5 | 83.5 | 83.5 | 83.75 | 34.00* | – | 43.75* | 83 | 37.75* |
| Uttarakhand | 82.5 | – | 80.5 | 81 | 82.75 | 41.50* | – | – | – | 83 | – |
| West Bengal | 81.5 | 76.5 | 80.75 | 79 | 87.25 | 41.00* | 64.50* | 47 | 68.25* | 78 | 45.75* |
| Andaman & Nicobar Islands | – | – | – | – | 81.25 | 55.50* | – | – | – | – | – |
| Chandigarh (UT) | – | – | 73.25 | – | 84.25 | – | – | – | – | – | – |
| Delhi (UT) | 84.75 | 76.5 | 84.75 | 84.75 | 84.75 | 78.25 | 52.50* | 75 | – | 83 | 52.25* |
| Jammu & Kashmir | – | – | 66.25 | – | 85.75 | 46.00* | – | – | – | – | – |
| Ladakh | – | – | – | – | 61.5 | # | – | – | – | – | – |
| Puducherry (UT) | – | – | – | – | 79 | 81.00* | – | – | – | – | – |
NICL Assistant Prelims Sectional Cutoff 2025
Apart from the overall NICL Assistant prelims sectional cutoff, candidates also had to secure the minimum qualifying marks in each section of the Preliminary Examination.
| Category | English (30) | Reasoning (35) | Quantitative Aptitude (35) |
| SC / ST / OBC / PwBD / EXS | 11.00 | 7.25 | 7.50 |
| EWS / UR | 14.25 | 12.25 | 11.50 |
NICL Assistant Mains Cutoff 2025 (State-wise)
Candidates who qualify the Preliminary Examination are shortlisted for the Mains exam. The NICL Assistant Cutoff 2026 for Mains is expected to be released separately after the examination. Until then, candidates should analyse the previous year’s cutoff to understand the expected competition level.
Below is the NICL Assistant Mains Cutoff 2025.
| State/UT | SC | ST | OBC | EWS | UR | PwBD (a) | PwBD (b) | PwBD (c) | PwBD (d & e) | EXS | DXS & DISEX |
| Andaman & Nicobar Islands | – | – | – | – | 116.25 | 98.5 | – | – | – | – | – |
| Andhra Pradesh | – | 102.25 | 113.75 | 113.75 | 113.75 | 118.75 | – | – | 114.25 | 100.00* | |
| Arunachal Pradesh | – | – | – | – | 110.25* | – | – | – | – | – | – |
| Assam | 107.5 | 97.25 | 104.5 | 110.50 | 110.5 | 92.25* | – | – | – | 101.75* | – |
| Bihar | – | – | – | 111.00 | 111 | 110.5 | – | – | – | 107 | – |
| Chandigarh (UT) | – | – | 113.25 | – | 117.75 | – | – | – | – | – | – |
| Chhattisgarh | 107.75 | 94 | – | 118.25 | 118.25 | 115.25 | – | – | – | 105 | – |
| Dadra & Nagar Haveli & Daman Diu | – | – | – | – | – | – | – | – | – | – | – |
| Delhi (UT) | 111.5 | 100 | 112.5 | 121.50 | 121.5 | 125.5 | – | 110.25 | – | 108 | – |
| Goa | – | – | – | – | 114.25 | 102.00* | – | – | – | – | – |
| Gujarat | 111.75 | 95.25 | 111.75 | 111.75 | 111.75 | – | – | – | – | 100.50* | – |
| Haryana | – | – | – | – | 114 | 117.25 | – | – | – | 109.75 | – |
| Himachal Pradesh | – | – | 113.5 | – | 119 | 94.5 | – | – | – | – | – |
| Jammu & Kashmir | – | – | 106.75 | – | 116.75 | 108.75 | – | – | – | – | – |
| Jharkhand | 98.5 | 98 | 112.00 | 112.00 | 112 | – | – | – | – | – | – |
| Karnataka | 109 | 107.5 | 110.50 | 110.50 | 110.5 | – | – | 112.75 | – | 100.00* | – |
| Kerala | 108 | – | 122.00 | 110.00* | 122 | – | – | – | – | – | 105.00* |
| Ladakh | – | – | – | – | – | – | – | – | – | – | – |
| Lakshadweep | – | – | – | – | – | – | – | – | – | – | – |
| Madhya Pradesh | – | 96.75 | 119.75 | 119.75 | 119.75 | – | – | – | – | 101.25 | – |
| Maharashtra | 115.25 | 100.5 | 115.25 | 115.25 | 115.25 | 150 | 98.75 | 102.5 | – | 100.50* | – |
| Manipur | – | – | – | – | 110.50* | 116.25* | – | – | – | – | – |
| Meghalaya | – | – | – | – | – | 107.50* | – | – | – | – | – |
| Mizoram | – | – | – | – | – | – | – | – | – | – | – |
| Nagaland | – | – | – | – | 111.50* | – | – | – | – | – | – |
| Odisha | 105.5 | 90.25 | – | 113.5 | 118.75 | – | – | – | – | – | 101 |
| Puducherry (UT) | – | – | – | – | 114.25 | 95.50* | – | – | – | – | – |
| Punjab | – | – | 109 | 112.50* | 116.75 | 92.00* | – | – | – | 102 | – |
| Rajasthan | 104.5 | 94 | 114.25 | 114.25 | 114.25 | 129.5 | 99.5 | – | – | 105 | – |
| Sikkim | – | – | – | – | 113.25* | – | – | – | – | – | – |
| Tamil Nadu | – | – | 110.25 | – | 110.25* | 122.75 | – | – | – | 100.00* | – |
| Telangana | 110.50 | 109 | 110.50 | 110.50 | 110.50* | 131.75 | – | – | – | 103 | – |
| Tripura | – | – | – | – | 118 | – | – | – | – | – | – |
| Uttar Pradesh | – | – | 113.25 | 113.25 | 113.25 | 118.5 | – | – | 98.75 | 105.25 | 103.50* |
| Uttarakhand | 103.25 | – | 111.75 | 119.25 | 119.25 | 96.5 | – | – | – | 110.25* | – |
| West Bengal | 105 | 101.5 | 104.75 | 112 | 120.5 | 104.00* | 101.50* | 101.25* | 98.00* | 103.75 | – |
NICL Assistant Mains Sectional Cutoff 2025
Tabulated below is the NICL assistant mains sectional cutoff for the previous year for the students reference.
| Category | Total Marks (200) |
| SC / ST / OBC / PwBD | 90 |
| EWS / UR | 110 |
| EXS / DXS / DISEXS | 100 |
NICL Assistant Previous Year Cutoff
Comparing previous year NICL assistant recruitment cycle cutoff helps candidates understand whether the competition is increasing or decreasing.
NICL Assistant Prelims Cutoff 2017
Displayed below is the NICL Assistant Prelims cutoff 2017.
| State | 2017 |
| Madhya Pradesh | 66.25 |
| Andhra Pradesh | 65.75 |
| Maharashtra | 61.25 |
| Rajasthan | 66.50 |
| Assam | 57.50 |
| Bihar | 64.00 |
| Odisha | 63.25 |
| Punjab | 66.00 |
| Gujarat | 60.50 |
| Haryana | 66.50 |
| Kerala | 69.50 |
| Telangana | 66.00 |
What Do These Cutoff Trends Mean for NICL Assistant 2026?
The NICL Assistant previous year cutoff shows that competition remains high across most states. Candidates should not prepare only to cross the minimum qualifying marks. Instead, they should aim for a safe score by practising regularly through mock tests and previous year papers.
If the 2026 examination follows a similar difficulty level, candidates can expect the overall cutoff to remain close to the previous recruitment cycle, although it may change depending on vacancies and candidate performance.
What Determines the NICL Assistant Cutoff 2026?
The NICL Assistant cutoff marks are prepared after evaluating several important factors. These factors may increase or decrease the final qualifying marks every year.
The major factors affecting the cutoff include:
- Number of vacancies announced
- Total number of candidates appearing
- Difficulty level of the examination
- Overall performance of candidates
- Category-wise reservation policy
- State-wise competition level
- Normalisation process (if applicable)
What Does the Cutoff Trend Show?
The NICL Assistant cutoff trend indicates that competition has increased over the years. Candidates are scoring better due to improved preparation resources and regular mock test practice.
Some important observations include:
- General category cutoffs have increased in most states compared to previous recruitment cycles.
- States like Kerala, West Bengal, Delhi, Odisha, and Madhya Pradesh continue to record higher cutoffs.
- Cutoff marks vary significantly depending on the state-wise vacancies.
- The Mains cutoff remains much higher than the Preliminary cutoff because fewer candidates qualify for the final stage.
How to Use Previous Year Cutoffs During Preparation?
Simply checking the cutoff is not enough. Candidates should use it to set realistic preparation goals.
- Target 10–15 marks above the previous year’s cutoff instead of aiming only for the minimum qualifying score.
- Compare your mock test scores with previous cutoff trends.
- Focus more on accuracy because even a few extra marks can improve your rank.
- Solve previous year papers to understand the actual exam level.
- Take regular full-length mock tests to measure your preparation.
How to Check NICL Assistant Cutoff 2026?
The NICL Assistant Cutoff 2026 will be released on the official website of the National Insurance Company Limited after the declaration of the results. Candidates can follow these simple steps to download the cutoff PDF.
- Visit the official NICL website, nationalinsurance.nic.co.in.
- Click on the Recruitment section.
- Open the NICL Assistant Recruitment 2026 notification.
- Click on the Result/Cutoff PDF link.
- Check the state-wise and category-wise cutoff marks.
- Download the PDF and save it for future reference.
Final Thoughts
The NICL Assistant Cutoff 2026 is one of the most important benchmarks for your preparation. Analysing previous year cutoffs helps you understand the level of competition and set a realistic target score. However, never prepare only to clear the minimum qualifying marks. Aim well above the expected cutoff by practising regularly, solving previous year papers, and taking mock tests consistently. With a smart preparation plan and regular revision, you can improve your score and maximise your chances of qualifying for the next stage of the NICL Assistant recruitment process.
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FAQs on NICL Assistant Cutoff 2026
1. What is the NICL Assistant Cutoff 2026?
The NICL Assistant Cutoff 2026 is the minimum qualifying score required to clear each stage of the recruitment process. Candidates scoring equal to or above the cutoff become eligible for the next stage.
2. When will the cutoff 2026 be released?
The official cutoff will be released after the declaration of the Preliminary and Main examination results on the NICL website.
3. Does the cutoff for NICL Assistant vary from state to state?
Yes. The cutoff differs across states because the number of vacancies, applicants, and competition level are different in each state.
4. Which factors affect the cutoff for NICL Assistant?
The cutoff depends on several factors, including the number of vacancies, exam difficulty, total candidates appearing, category-wise reservation, state-wise competition, and candidates’ overall performance.
5. Is there a separate cutoff for Prelims and Mains?
Yes. NICL releases separate cutoff marks for the Preliminary and Main examinations.
6. How can the previous year’s cutoff help my preparation?
The NICL Assistant previous year cutoff helps you understand the competition level, estimate the expected cutoff, and set a realistic target score for the upcoming exam.
7. What score should I target in the NICL Assistant exam?
Instead of aiming only for the cutoff, candidates should target 10–15 marks above the previous year’s General category cutoff to stay on the safer side.
8. Where can I check the official cutoff NICL Assistant 2026?
You can download the official cutoff PDF from the Recruitment section of the NICL official website after the results are announced.
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