The LIC AAO Preliminary Exam is now over, and it’s time to focus your full attention on the Mains Exam, which is scheduled to be held on November 8, 2025. As you know, the Mains Exam syllabus is more comprehensive and challenging than the Preliminary Exam. Unlike the Preliminary Exam, where speed was crucial, the Main Exam requires a combination of speed, accuracy, and in-depth knowledge of all sections, so it is important to start your preparation now. With only one month left for preparation, it is important to have a clear and structured plan to cover important topics. Solve previous year papers to the mains exam difficulty level and practice mock tests. Every hour counts, and a smart, section-wise approach will help you maximise your marks. In this article, we are providing you with a detailed strategy to tackle each section effectively, focus on high-priority topics, and manage your time efficiently, so you can enter the exam hall confident and fully prepared.
Practice like a topper, crack the Mains exam like a pro – Access tests now!
| LIC AAO Mock Test | Mock Test 1 |
| Current Affairs PDF | Mock Test 2 |
| Mini Mock Tests | Mock Test 3 |
| Previous Year Paper | Mock Test 4 |
| Mains Topic Tests | Mock Test 5 |
LIC AAO Mains Exam Pattern 2025
Before you start your Mains preparation, it is essential to understand the detailed exam pattern and minimum qualifying marks. Remember, even if you clear the overall cutoff but fail to meet the sectional cutoffs, you will not qualify the Mains. That’s why it’s important to put in double the effort in your preparation for each section. Knowing the exam pattern will help you plan your strategy, allocate time wisely, and focus on high-scoring topics to ensure you clear both sectional and overall cutoffs.
- Exam Mode: Online
- Question Type: Objective Test (300 marks) & Descriptive Test (25 marks)
- Number of Sections: 5
- LIC AAO Mains Total Marks: 300 + 25 English Section
- Sectional Time Allotment: 40 minutes each for Reasoning and Quantitative Aptitude, and 20 minutes each for General Knowledge and Insurance Awareness.
- NO Negative Marking
| Section | No. of Qs | Marks | Duration | Minimum Qualifying Marks |
| Reasoning Ability | 30 | 90 | 40 mins | UR/EWS/OBC – 45 SC/ST/PwBD – 40 |
| General Knowledge & Current Affairs | 30 | 60 | 20 mins | UR/EWS/OBC – 30 SC/ST/PwBD – 27 |
| Data Analysis & Interpretation | 30 | 90 | 40 mins | UR/EWS/OBC – 45 SC/ST/PwBD – 40 |
| Insurance & Financial Market Awareness | 30 | 60 | 20 mins | UR/EWS/OBC – 30 SC/ST/PwBD – 27 |
| Total | 120 | 300 | 120 mins | |
| English Language Descriptive Paper (Emails, Reports, Situation Analysis, and Precis Writing) | 2 | 25* | 30 minutes | UR/EWS/OBC – 10 SC/ST/PwBD – 9 |
Note: *The descriptive test of the English language is Qualifying in nature and will not be counted for the ranking. The descriptive paper of only those candidates will be evaluated who qualify in the objective part of the Mains exam.

LIC AAO Mains 2025 – 30-Day Quick Preparation Plan
To clear the LIC AAO Mains exam, it’s important to have a structured plan. Here’s a 30-day strategy to cover all sections effectively:
Step 1: Section-wise Basics
- Start by clearing the basic concepts of each topic for every section. You can use YouTube videos or online tutorials to understand the fundamentals.
- After learning a topic, solve 15–20 questions of mains-level difficulty from that topic immediately. This will help you retain the concept and build confidence.
- Simultaneously, solve previous year questions from that topic to understand the difficulty level and pattern of LIC AAO Mains.
Step 2: Mock Tests & Analysis
- Once all topics from every section are covered, attempt full-length mock tests.
- Analyse your performance carefully: note weak areas, improve speed, and reduce mistakes.
30-Day Plan – Section-wise Focus
| Days | Focus Area & Strategy |
| 1–5 | Reasoning Ability – Build basics and practice daily. Read the Current Affairs PDF to stay updated. |
| 6–10 | Data Analysis & Interpretation + Financial Market Awareness – Strengthen concepts, formulas, and important schemes. |
| 11–15 | Reasoning Practice – Solve diverse questions. Revise General Knowledge & Current Affairs for faster recall. |
| 16–20 | Insurance & Financial Market Awareness – Focus on key policies, life & non-life insurance, and financial terms. |
| 21–25 | English Language – Work on grammar, comprehension, and descriptive writing for clarity and speed. |
| 26–28 | Full-Length Mock Tests – Identify weak areas and practice topic-wise or sectional tests to improve accuracy. |
| 29–30 | Revision & Doubt Clearing – Revise formulas, notes, tricky questions, and consolidate concepts for confidence. |
Note:
- Allocate 2–3 hours daily for each subject.
- Keep extra time for mock tests, revisions, and solving difficult questions.
- Focus on accuracy, sectional cutoffs, and time management.

LIC AAO Mains Preparation Plan – Section-wise Strategy
Prelims exam is over! As you know, LIC AAO Mains is more comprehensive and requires in-depth preparation. If you start preparing systematically from now, you can clear the mains exam with confidence. Here’s a simple, easy-to-follow guide to help you tackle each section effectively.
Reasoning Strategy (30 Questions, 90 Marks)
The syllabus for Reasoning is the same for Prelims and Mains, but in Mains, the questions are trickier and more time-consuming. You should practice Mains-level puzzles and seating arrangement questions regularly. Clearing the reasoning sectional cutoff is crucial – out of 90 marks:
- UR/EWS/OBC: 45 marks
- SC/ST/PwBD: 40 marks
Stretgay;
- High Priority Topics: Puzzles, Seating Arrangement (Linear & Circular), Blood Relation, Syllogism, Inequalities, Direction & Distance.
- Daily Practice: Solve 20–30 questions daily from Mains-level sources; start with simpler puzzles and gradually move to difficult ones.
- Previous Year Questions: Practice previous years’ questions to understand the pattern and difficulty level.
- Time Management: Avoid spending too much time on a single puzzle; move on and come back later if time allows. Accuracy is more important than speed at first.
General Knowledge & Current Affairs (30 Questions, 60 Marks)
The General Knowledge & Current Affairs section carries 30 questions for 60 marks in the Mains exam. You should focus on the last 5–6 months of current affairs along with important general awareness topics. This section is scoring if you prepare smartly and revise regularly. Concentrate on high-yield topics and recent updates to ensure you easily clear the sectional cutoff.
Preparation strategy:
- High Priority Topics: Banking & Financial Awareness, Insurance Knowledge (LIC policies, IRDA updates), Government Schemes, Economic News, Awards, Budget Highlights, and Important Appointments.
- Weekly and Monthly CA: We provide week-wise and month-wise current affairs to boost your preparation. Following these structured updates will help you cover all important events, banking news, and government schemes systematically, ensuring you stay fully prepared for the General Knowledge & Current Affairs section.
- Daily Practice: Spend 30–40 minutes daily reading newspapers, monthly current affairs PDFs, or using banking apps to stay updated.
- Previous Year Questions: Solve past 3–5 years’ GA questions to identify frequently asked topics.
- Notes & Revision: Maintain short notes or flashcards for quick revision before the exam.
- Time Management: Attempt GA questions quickly in the exam; most of these are memory-based and can be solved in less than 1 minute each if prepared well.
Data Analysis & Interpretation (30 Questions, 90 Marks)
The Data Analysis & Interpretation section carries 30 questions for 90 marks in the Mains exam. This section can be scored if approached smartly because most questions are calculative but follow a pattern. Accuracy and speed are key to maximising marks here.
Preparation Strategy
- High Priority Topics: In the LIC AAO Mains exam, most of the Data Analysis & Interpretation (DI) section is dominated by topics like Tabular DI, Pie Charts, Line Graphs, Bar Graphs, Caselet DI, and Data Sufficiency. To solve these questions effectively, you must have strong command of basic arithmetic concepts such as percentages, averages, profit and loss, ratio, and others. Since nearly 70% of the Data Analysis & Interpretation section is based on DI, mastering this topic is a must to score well in the exam.
- Daily Practice: Solve 2–3 DI sets daily to improve speed and calculation accuracy. Start with easier sets and gradually move to complex ones.
- Shortcut Techniques: Learn approximation methods, percentage shortcuts, and Vedic Maths tricks to save time.
- Previous Year Questions: Practice past 3–5 years’ DI questions to understand trends and difficulty levels.
- Time Management: Allocate around 20–25 minutes per DI set in the exam. Avoid spending too much time on a single question; solve easier ones first.
- Topic & Section Tests: Take topic-wise tests and full-section mock tests regularly to track progress and identify weak areas.
Insurance & Financial Market Awareness (30 Questions, 60 Marks)
The Insurance & Financial Market Awareness section carries 30 questions for 60 marks in the Mains exam. This section is scoring if you focus on high-yield topics and current updates in the insurance and banking sectors, such as recent IRDAI circulars, mergers. Regular revision is important to retain important facts and figures.
Topics:
- LIC’s Products and Schemes
- Insurance Regulatory and Development Authority of India (IRDAI) Guidelines
- Financial Markets Terminology
- Recent Developments in the Insurance Sector
Preparation Strategy:
- High Priority Topics: LIC policies, IRDA guidelines, Life & General Insurance basics, Recent Insurance & Banking updates, Financial Markets, RBI policies, and Government Schemes.
- Daily Practice: Spend 30–40 minutes daily reading updated insurance and financial news from newspapers, official websites, or monthly current affairs PDFs.
- Previous Year Questions: Solve past 3–5 years’ questions to understand frequently asked topics and the exam pattern.
- Short Notes & Flashcards: Maintain quick revision notes or flashcards for important policies, schemes, and abbreviations.
- Mock Tests: Take topic-wise tests and section-wise mock tests to improve accuracy and confidence.
- Time Management: Most questions are fact-based; aim to solve each question in under a minute during the exam.
English Language (Descriptive Test: 25 Marks)
The English Descriptive Test in the LIC AAO Mains 2025 Exam is one of the most important parts of the selection process. Though it is qualifying in nature, candidates must clear this section to move forward in the recruitment process. Only the descriptive papers of candidates who qualify for the objective part of the Mains exam will be evaluated.
Key Components of the Descriptive Test (25 Marks)
- Email Writing
Candidates will be required to draft professional, clear, and concise emails on given topics. - Report Writing
Practice in writing structured and formal reports on different subjects. - Situation Analysis
Analytical writing based on real-life or hypothetical problem scenarios. - Precis Writing
Summarising a given passage into a concise version while retaining its core meaning.
About our LIC AAO Descriptive Course
To help aspirants excel in the English Descriptive Paper, PracticeMock provides the LIC AAO Mains 2025 Descriptive Course.
Course Features:
- 5 Descriptive Mock Tests with detailed Expert Review & Feedback
- Coverage of all key components: Emails, Reports, Precis Writing, and Situation Analysis
- Guidance on structure, tone, grammar, and presentation
- Helps in developing a formal, professional writing style
- Practice-based approach for improving speed and accuracy
Conclusion
Here, we’ve shared a detailed section-wise preparation plan for the LIC AAO Mains Exam 2025. Additionally, you should make it a habit to take a full-length mock test every day and carefully analyse your performance. Analysis will help you identify your weak areas, and for those specific topics or sections, you can take topic-wise practice tests or sectional mock tests to gradually master them.
Remember, subjects like General Knowledge and Current Affairs or Insurance and Financial Market Awareness can be mastered through consistent reading and revision, as they don’t require lengthy problem-solving or step-by-step conclusions. However, for sections like DI, Reasoning, and Descriptive Writing, only consistent practice, test-taking, and proper analysis can ensure accuracy and speed.
If you follow this process—section-wise preparation + daily mock tests + targeted improvement in weak areas—you’ll not only gain confidence but also increase your chances of clearing the LIC AAO Mains exam. Keep trying, stay focused, and success will follow.
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FAQ
Start immediately after prelims, as mains exam is scheduled for 8th November 2025.
4–6 hours daily, balancing all sections with focus on weak areas.
Section-wise is better initially; mix sections later with full-length mock tests.
Extremely important. Daily or alternate-day mock tests help improve speed and accuracy.
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