Banking v/s SSC! What to Choose?

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Are you still confused about choosing between banking & SSC exam? If Yes, we are here to clear all your doubts. We all know that in the hustle and bustle of India’s competitive job market, two major players are: the Staff Selection Commission (SSC) and the Banking Sector. And, every student aspires to be a part of one of them.

However, each offers its own unique set of opportunities as well as challenges. In this comprehensive guide, we’ll break down the key aspects of SSC and Banking exams, including the number of vacancies, available posts, salary, career growth, exam patterns, syllabus, exam difficulty levels, and perks and benefits.

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Have a look on the difference between Banking & SSC exam in terms on every aspects

Exams	SSC	Banking
Overview	The Staff Selection Commission conducts a variety of exams for recruitment into different government departments and ministries. These include the Combined Graduate Level (CGL), Combined Higher Secondary Level (CHSL), Junior Engineer (JE), Multitasking Staff (MTS), and many more.	The banking sector primarily conducts exams for recruitment into public sector banks, regional rural banks, and other financial institutions. Some of the prominent exams include those conducted by the Institute of Banking Personnel Selection (IBPS) such as PO, Clerk, Specialist Officer (SO), as well as exams conducted by the State Bank of India (SBI) for PO, Clerk, and other roles.
Number of Vacancies	SSC announces vacancies that vary depending on the specific exam, time and the requirements in particular government departments. Typically, thousands of vacancies are advertised annually across various levels and positions.	Banking sector has announced thousands of vacancies every year across public sector banks like SBI, IBPS, RBI, and others. These vacancies cover positions such as Probationary Officers, Clerks, and Specialist Officers.
Posts	The SSC offers a diverse range of posts, from clerical positions to Group A officers, General Duty Constable, Assistant Audit Officer, Inspector (Income Tax, Central Excise, etc.), Junior Statistical Officer, and Data Entry Operator & more	Banking exams offer positions in public sector banks, including Probationary Officers (PO), Clerks, and Specialist Officers. These roles involve different responsibilities like customer handling, operations, marketing, finance, & more.
Salary	The salary in SSC varies depending on the post. Salaries in SSC jobs are determined by the Pay Level of the post, following the recommendations of the 7th Central Pay Commission. Typically, starting salaries for Group B and C posts range from ₹25,000 to ₹45,000 per month inclusive of perks, benefits & allowances.	The salary in SSC varies depending on the post & position. Banking jobs are renowned for their attractive salary packages. Probationary Officers can expect starting salaries ranging from ₹35,000 to ₹40,000 per month, while Clerks may start with ₹20,000 to ₹25,000 per month, inclusive of allowances.
Career Growth	Career Growth in SSC jobs can be steady, offering opportunities for promotions based on seniority, performance, and departmental exams. Employees can gradually advance from Group B to Group A positions over time.	The banking sector offers promising career growth. Employees have an opportunity to grow from clerical positions to managerial roles such as Branch Manager, Deputy General Manager, and General Manager through internal promotions and departmental exams.
Exam Pattern	SSC exams involve various stages like Tier 1, Tier 2, Tier 3 (Descriptive Paper), and sometimes Tier 4 (Skill Test). The SSC exam pattern may vary depending on the specific exam but mostly includes sections on Quantitative Aptitude, Reasoning Ability, English Language, and General Awareness.	Banking exams conducted by IBPS and SBI follow a similar pattern, comprising Preliminary Exam, Main Exam, and Interview (in some cases). The subjects covered include English Language, Quantitative Aptitude, Reasoning Ability, and General Awareness/Banking Awareness.
Exam Syllabus	The syllabus for SSC exams covers a wide range of topics, The syllabus for SSC exams includes various topics like English Language & Comprehension, Mathematics, General Intelligence & Reasoning, General Awareness, and sometimes specialized subjects based on the post applied for.	The syllabus for banking exams primarily focuses on core subjects relevant to banking and finance. Banking exam mostly includes topics like Data Interpretation, Logical Reasoning, English Language, Banking & Financial Awareness, and Computer Aptitude.
Exam Difficulty Level	The difficulty level of SSC exams varies depending on the specific exam & stage of the exam. Generally, SSC exams are considered moderately difficult. With thorough preparation and practice, candidates can successfully ace the exams.	Banking exams are known for their competitive nature and considered moderate to high difficulty level. The quantitative aptitude and reasoning sections can be a little challenging depending upon preparation. With strategic preparation and practice, aspirants can ace the exam.
Perks & Benefits	SSC employees come with various benefits like medical facilities, pension schemes, paid leave, house rent allowance, traveling allowances, and opportunities for skill development through departmental training programs.	Banking sector jobs come with a range of perks and benefits, including medical insurance, provident fund, gratuity, pension, and attractive loan facilities. Additionally, employees may receive bonuses, performance incentives.

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In conclusion, both SSC and banking sector exams present promising career opportunities with their own sets of advantages and challenges depending upon the post & position applied for. The Aspirant must choose between the two depending on their career aspirations, interests, and strengths. Both banking and SSC exams offer promising career paths with distinct opportunities. Both exams come with different salary packages, career growth, and a wide array of perks and benefits. Ultimately, the choice between banking and SSC always depends upon the individual preferences. Regardless of the path chosen, diligent preparation, perseverance, and dedication are essential to ace any competitive examination.