IBPS AFO Salary 2025: The Institute of Banking Personnel Selection has released the IBPS AFO 2025 salary along with the IBPS AFO salary along with IBPS AFO 2025 Notification PDF on its official website. The IBPS will release a huge number of vacancies for Agriculture Field Officer posts many candidates in India want to join the banking sector through competitive exams like IBPS AFO (Institute of Banking Personnel Selection – Agriculture Field Officer). Apart from job security and growth opportunities, the salary is also quite good, which attracts candidates more towards this exam.
IBPS AFO Salary 2025: Overview
The IBPS AFO 2025 notification has been released on its official website along with the IBPS AFO 2025 Candidates can check all IBPS AFO 2025 salary details in tabular form. Salary is a motivating factor for candidates interested in applying for a particular job role in any organization. The IBPS AFO Salary 2025 description is provided in the table. Candidates are well-aware what is the salary package provided to AFO including perks and benefits. Then, you can think to participate in the recruitment drive get a secured job of AFO in any reputed public sector bank of India.
| IBPS AFO 2025: Overview | |
| Particular | Details |
| Conducting Body | Institute of Banking Personnel Selection |
| Post Name | Agriculture Field Officer |
| Exam Name | IBPS AFO 2025 |
| Application Mode | Online |
| Vacancy | 310 |
| IBPS AFO Notification | 1st July, 2025 |
| IBPS AFO 2025 Apply Online | 1st July, 2025 |
| IBPS AFO Last Date to Apply Online | 21st July, 2025 |
| Selection Process | Prelims Mains Interview |
| IBPS Official Website | www.ibps.in |
IBPS AFO Salary Pay Scale 2025
Here we are providing the IBPS AFO salary pay scale 2025. Candidates can check the IBPS AFO salary pay scale in the table below.
| IBPS AFO Salary 2025 | |
| Post | Salary/ Pay Scale |
| Officer Scale I | Monthly salary– Rs. 36400/- (Pay Scale– Rs. 23700-980/7-30560-1145/2-32850-1310/7-42020) |
IBPS AFO Salary Per Month
The IBPS AFO (Agriculture Field Officer) salary in 2025 is quite attractive. An IBPS AFO is placed in Scale I and earns a basic pay of around ₹36,000–₹38,000 per month. Including DA, HRA, special allowances, and other perks, the gross monthly salary ranges between ₹52,000–₹55,000, depending on the posting location and bank policies. After deductions like PF and taxes, the in-hand salary is approximately ₹48,000–₹52,000 per month. IBPS AFOs also get benefits like medical facilities, leave travel concession, newspaper allowance, and pension schemes, making it a stable and rewarding career for agriculture graduates.
IBPS AFO In Hand Salary 2025
The IBPS Agriculture Field Officer (AFO) in hand salary in 2025 is expected to range between ₹38,000 to ₹42,000 per month, depending on the posting location and bank policies. The basic pay starts at ₹36,000 under the Scale I Officer grade, plus allowances like DA, HRA, Special Allowance, and transport benefits. Rural postings often get extra allowances and leased accommodation benefits. Apart from the salary, AFOs enjoy perks like medical benefits, pension schemes, and job security. Annual increments and promotions further increase the salary. Overall, an IBPS AFO job offers stable income and respectable financial growth in the public sector.
IBPS AFO 2025 Allowances
The Institute of Banking Personnel Selection has released the IBPS AFO 2025 on its official website along with the IBPS AFO 2025 notification. The IBPS AFO 2025 salary includes many allowances. Here we are providing the IBPS AFO 2025 allowances, including Dearness Allowance, Conveyance Allowance, House Rent Allowance, Special Allowance, Lease Allowance, PF Contribution, and more. Candidates, check all details in the table below:
| Fixed amount of fuel expense depending on 2-wheeler or 4-wheeler | |
| Allowances | Details |
| Dearness Allowance | Rs 8600/ |
| Conveyance Allowance | Fixed amount of fuel expense depending upon 2-wheeler or 4-wheeler |
| House Rent Allowance | Between 7% to 9%. (based on posting location) |
| Special Allowance | 7.75% |
| Lease Allowance | In place of HRA, lease accommodation is optional and can be availed up to Rs 29,500/ as per the place of posting. |
| PF Contribution | It varies between Rs. 3000/ – Rs. 3500/ |
IBPS AFO 2025 Career Growth
Here we are providing the IBPS AFO 2025 career growth. Candidates, check the Career growth in the table below
| IBPS AFO 2025 Career Growth | |
| IBPS AFO | Officer/Assistant ManagerManagerSenior ManagerChief ManagerAssistant General ManagerDeputy General ManagerGeneral Manager |
IBPS AFO 2025 Perks and Benefits
Apart from the basic pay and allowances, IBPS AFOs get several perks and benefits, which include:
Medical Benefits: Comprehensive medical insurance for self and family.
Leave Benefits: Liberal leave policies include casual leave and sick leave.
Pension: AFOs also provide pension schemes as per bank and government regulations.
Loans and Advances: The Bank offers attractive loan schemes at subsidized interest rates for housing, education and personal needs.
IBPS AFO Job Profile 2025
Agriculture Field Officers working in banks are assigned work to raise awareness among farmers regarding the bank’s financial products. They interact with farmers and provide them with loans after reviewing crop conditions. Candidates looking forward to applying for IBPS AFO Posts should be aware of job profiles to know the work culture in the Indian banking system.
Provide Loan Facility to Farmers: The role of an Agriculture Field Officer working in a bank is to provide loans to farmers on request.
Conduct Awareness Programs: IBPS AFOs are responsible for conducting awareness sessions to guide farmers on the bank’s financial products.
Check Crop Failure Cases: AFO visits to meet farmers to check crop failure cases and provide them with financial assistance.
Review on Loans: AFO performs a job role to review loans provided to farmers.
Related Article On IBPS AFO 2025 Exam
IBPS AFO Salary 2025: FAQs
The Monthly Salary of an IBPS AFO Officer Scale I is Rs 36400.
The starting basic pay of an IBPS Agriculture Field Officer (AFO) in 2025 varies from approximately Rs. 23,700 to Rs. 42,020, depending on the bank and location.
Yes, IBPS AFOs receive various allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), Special Allowance, and Travel Allowance along with the basic pay.
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