IBPS SO Salary 2025: The IBPS SO Salary has been released in order to facilitate the recruitment of Specialist Officers by the IBPS in 11 Participating Banks around India. The IBPS SO Salary 2025 structure is Pay Scale: 48480-2000/7-62480-2340/2-67160-2680/7-85920 along with the various allowances. Prospective candidates can review the job description, benefits, and compensation of a Specialist Officer in the PSBs. This article explains the pay structure, the monthly compensation, and the reasons that the IBPS SO is a viable option for someone looking for a bank job.
IBPS SO Salary 2025
The Specialist Officer’s salary is the same, provided the participating nationalized banks in the Institute of Banking Personnel recruitment drive of 2025. The notification will be released to hire officers in various departments of banks in India. IBPS SO (Specialist Officer) salary structure: Salary: 48480-2000/7-62480-2340/2-67160-2680/7-85920. Every year, a huge number of aspirants appear in the IBPS SO recruitment drive with a dream to get a Specialist Officer job in a nationalized bank.
IBPS SO Salary 2025 Overview
IBPS SO Salary Package encourages government job aspirants to apply for jobs. In this section, we have tabulated complete information on salary structure of IBPS SO Exam 2025.
| IBPS SO Salary 2025 Overview | |
| Name of Organization | Institute of Banking Personnel Selection (IBPS) |
| Name of Exam | IBPS SO Exam |
| Post | Specialist Officer |
| Total Posts | 1007 |
| IBPS SO Salary | In-hand Salary ranges from Rs. 55,000 to 60,000 |
| Salary Structure | Salary: 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Official Website | www.ibps.in |
IBPS SO Salary 2025- Post Name
The IBPS SO 2025 exam is conducted by the Institute of Banking Personnel Selection for I.T. Officer (Scale I), Agricultural Field Officer (Scale I), Rajbhasha Adhikari (Scale I), Law Officer (Scale I), HR/Personnel Officer (Scale I) and Marketing Officer (Scale I). For More details, candidates can check the table below.
| Post Code | Post Name |
| 01 | I.T. Officer (Scale I) |
| 02 | Agricultural Field Officer (Scale I) |
| 03 | Rajbhasha Adhikari (Scale I) |
| 04 | Law Officer (Scale I) |
| 05 | HR/Personnel Officer (Scale I) |
| 06 | Marketing Officer (Scale I) |
IBPS SO In-Hand Salary 2025
The banks participating in Specialist Officers recruitment offer a good amount of salary to candidates joining the banks. Therefore, the monthly salary of a Specialist Officer Scale I is Rs. 48,480. It is worth knowing that the salary of Specialist Officers may vary from bank to bank participating in the recruitment drive conducted by IBPS every year. List of Perks & Benefits offered to qualified candidates joining on Specialist Officer post in the bank.
- House Rent Allowance
- City Compensatory Allowance
- Special Allowance
- Conveyance Allowance
- Medical Allowance
- Entertainment Allowance
- Newspaper Allowance
- Lease Allowance
- Dearness Allowance
- Leave Travel Allowance
IBPS Specialist Officer Roles and Responsibilities
The job profile of a Specialist Officer inspires to candidates to start banking career. Aspirants should have idea of roles of responsbility of Agriculture Field Officer, Rajbhasha Adhikari, IT Officer, Marketing Officer, Law Officer, and HR Officer.
| IBPS SO Roles & Responsibility | |
| Post Name | Roles & Responsibility |
| Agriculture Field Officer | Involve in Loan Inspection Coordinating & Managing Work with RRBs Focus on Lead Generation |
| Rajbhasha Adhikari | Responsible for translation and proofreading of important documents Conduct language workshops Manage training programs for employees |
| IT Officer | Developing bank software for customer convenience Ensure security of banking system |
| Marketing Officer | Manage marketing sector Conduct promotional activities |
| HR/Personnel Officer | Recruitment of suitable candidates Evaluation of employees performance Forming compensation schemes for employees |
| Law Officer | Managing law related work of banks Representing banks in law suits |
IBPS SO Salary Structure 2025
The Basic Pay of a Specialist Officer is Rs. 48,480. Salary structure includes the addition of perks and benefits with deduction of tax and PF contribution of employees working on SO posts in the bank.
The pay scale is such that an increment of Rs. 2000 is added to the salary for the first 7 years. And after the basic pay reaches Rs. 62,000, an increment of Rs. 2340 is done till a further 2 years, and in the next 7 years, an increment of Rs. 2680 is done into the salary, and the salary reaches Rs. 85,820.
We have summarized gross salary details in the table.
| IBPS SO Gross Salary | |
| Pay Scale Structure | Salary: 48480-2000/7-62480-2340/2-67160-2680/7-85920 |
| Gross Salary | Rs. 48,480 |
| DA (Dearness Allowance) | 36% of Basic Pay |
| City Compensatory Allowance | 0%-4% (Depending on Tier I to Tier III city) |
| House Rent Allowance (HRA) | 7%-9%(Depends on the Location) |
| Special Allowance | It is about 7.75% of DA+Basic (Incentive or performance-based bonus) |
| PF Contribution | Between Rs. 3000 – Rs. 3500 |
IBPS Specialist Officer Career Growth and Promotion
All Qualified candidates upon joining banks on Specialized Officers posts get into training and workshops to know the work profiles. The assessments are designed to improve the skills of candidates. Progress of a Specialist Officer within the bank based on performance to elevate in the career. Candidates can check the promotion policy of banks participating in the IBPS SO recruitment process. The promotion hierarchy of the IBPS SO is provided below:
- Scale 1 Officer/ Assistant Manager
- Scale 2 Manager
- Scale 3 Senior Manager
- Scale 4 Chief Manager
- Scale 5 Assistant General Manager
- Scale 6 Deputy General Manager
- Scale 7 General Manager
IBPS SO Perks and Benefits 2025
In addition to the competitive pay package, an IBPS SO is eligible for additional benefits. It covers things like a leave policy, vacation homes, conveyance allowance, newspaper allowance, medical allowance, entertainment allowance, and allowances for a house and furniture, among other things. The IBPS SO in hand Salary ranges between Rs. 55,000 to Rs. 60,000. Depending on the posting location and other variables, it might change.
| Allowance | Value/ Remarks |
| Dearness Allowance | 36% Approx. Rs 8600/- |
| House Rent Allowance | As per the place of posting of the candidate, it is between 7% to 9%. |
| Conveyance Allowance | A fixed amount of fuel expense depending upon 2-wheeler or 4-wheeler |
| Special Allowance | It is the incentive or performance-based bonus given to each employee. It is about 7.75% of DA+Basic. |
| City Compensatory Allowance | As per the place of posting of the candidate, it is between 0% to 4% |
| Lease Allowance | In place of HRA, lease accommodation is optional and can be availed up to Rs 29,500/ as per the place of posting. |
| PF Contribution | It varies between Rs 3000/- to Rs 3500/- |
| Our Related Article On IBPS SO 2025 | |
| IBPS SO Syllabus | IBPS SO Cut Off |
| IBPS SO Previous Year Question Paper | |
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IBPS SO Salary 2025 FAQs
IBPS SO Salary for Specialist Officers Scale I is Rs. 48,480.
The perks included in IBPS SO Salary are DA, medical, house allowance, and transport.
The basic salary of IBPS SO is Rs. 48,480.
The IBPS SO Law Officer salary 2025 includes basic pay of around Rs. 48,480 along with other perks and allowances.
Yes, IBPS SO Salary is enough for the fresher.
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