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LIC AAO Notification 2024

LIC AAO Free Mock Test 2024


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LIC AAO Generalist Notification 2024

LIC AAO Generalist is one of the most popular insurance exams in India. LIC (Life Insurance Corporation of India) conducts this exam to recruit AAOs across India. Have a look at the details of this organization.

LIC (Life Insurance Corporation of India) Details

TypeCentral Public Sector Undertaking
IndustryInsurance and Financial services
Founded1 September 1956 (66 years ago)
HeadquartersMumbai, India
Key people
  • M R Kumar
  • B C Patnaik
    (Managing Director)
    Smt. Ipe Mini
    (Managing Director)
    Siddharth Mohanty
    (Managing Director)
  • Rajkumar
    (Managing Director)
  • Life insurance
  • Health insurance
  • Investment management
  • Mutual fund
Revenue₹724,743 crore (US$91 billion) (2022)
Operating income₹13,975 crore (US$1.8 billion) (2022)
Net income₹4,124 crore (US$520 million) (2022)
Total assets₹4,254,058 crore (US$530 billion) (2022)
Total equity₹11,338 crore (US$1.4 billion) (2022)
OwnerGovernment of India [96%] 
Number of employees114,000 (2020)
  • LIC Housing Finance
  • LIC International Ltd
  • LIC Cards Services Ltd
  • LIC Mutual Fund Ltd
  • LIC Pension Fund Ltd
  • IDBI Bank

LIC AAO Generalist 2024 Overview

LIC (Life Insurance Corporation of India) will release the notification of AAO (Assistant Administrative Officer) Generalist. This notification has come after 4 years and offers a good salary. Therefore it is a very good opportunity for government job aspirants. Prospective candidates, who wish to join LIC as AAO, can apply online starting once the registration process starts.

LIC AAO Generalist 2024 Important Dates

ActivityTentative Dates
On-line registration including Editing/ Modification of Application by candidatesTo be notified
Payment of Application FeeTo be notified
Download of Preliminary Examination Call LettersTo be notified
Phase-I: Online Preliminary ExaminationTo be notified
Declaration of Result of Preliminary ExaminationTo be notified
Download of Main Examination Call letterTo be notified
Phase-II: Online Main ExaminationTo be notified
Declaration of Result of Main ExaminationTo be notified
Download of Phase-III Call LetterTo be notified
InterviewTo be notified
Declaration of Final ResultTo be notified

LIC AAO Generalist 2023 Vacancies














Current Year462270271122773333

The total number of vacancies and the reserved vacancies are provisional and may vary according to the actual requirements of LIC.

LIC AAO Generalist Eligibility Criteria 2024

Age Limit

Min: 21 years

Max: 30 years

Category-wise Age Relaxations are applicable as per the below:

Confirmed LIC employeesFurther Relaxation of 5 YEARS

Educational Qualification Details:

Bachelor's Degree in any discipline from a recognized Indian University/Institution

Note: The educational qualification mentioned should be from a University/Institute/ Board recognized by Govt. of India / approved by the Government Regulatory bodies and the result should have been declared on or before 01.01.2023.

LIC AAO Generalist Notification 2024 Selection Procedure

Prelims => Mains => Interview

Marks obtained in Main examination plus marks obtained in interview will be considered for final merit listing.


SectionName of the testsNumber of QuestionsMaximum MarksMedium of ExamMinimum Qualifying Marks (SC/ST/PwBD)Minimum Qualifying Marks (Others)Duration
1Reasoning Ability3535English & Hindi161820 mins
2Quantitative3535English161820 mins
3English Language with special emphasis on grammar, vocabulary and Comprehension3030**English91020 mins
 Total10070   1 hour


  • **English Language test will be of qualifying nature and the marks in English Language will not be counted for ranking.
  • Candidates equal to 20 times of number of vacancies in each category, subject to availability, will be shortlisted for Main examination.


Main examination will consist of objective tests for 300 marks and descriptive test for 25 marks. Both the objective and descriptive tests will be online. The objective test will have separate timing for every section. Candidates will have to answer descriptive test by typing on the computer. Descriptive test will be administered immediately after the completion of the objective test.

SectionName of the testsNumber of QuestionsMaximum MarksMedium of ExamMinimum Qualifying Marks (SC/ST/PwBD)Minimum Qualifying Marks (Others)Duration
1Reasoning Ability3090English & Hindi404540 mins
2General Knowledge, Current Affairs3060English & Hindi273020 mins
3Data Analysis & Interpretation3090English & Hindi404540 mins
4Insurance and Financial Market Awareness3060English & Hindi273020 mins
 Total120300   2 hours
5English Language (Letter writing & Essay)225 **English91030 mins


  • **Descriptive test of English Language etc. will be of qualifying nature and the marks in English Language will not be counted for ranking.
  • Descriptive paper of only those candidates will be evaluated who qualify in the objective part of main Examination
  • Candidate MUST pass in each Section separately and should also obtain minimum marks in the aggregate to qualify for the online examinations (Preliminary and Main) and the interview. The responses (answers) of individual candidates with other candidates would be analyzed to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/valid, LIC reserves the right to cancel the candidature of the concerned candidate and the result of such candidates (disqualified) will be withheld.
  • The minimum marks to be obtained in each Section and cut off marks for each section and in the aggregate shall be decided by LIC. Descriptive test of English Language etc. is of qualifying nature and marks in this test will not be counted for ranking. The decision of LIC in this regard shall be final and binding on the candidates. No correspondence will be entertained in this regard.
  • The corrected scores obtained by each of the candidates in different sessions (if held) will be normalized using equi-percentile equating method.


Marks obtained in the Main Examination only will be considered for short listing for interview. 

Maximum Interview marks are 60 and qualifying marks for EWS, Unreserved, OBC are 30.Qualifying marks for SC /ST/PwBD candidates are 27.

LIC AAO Generalist 2024 Probation & Guarantee Bond

  • A candidate after appointment shall be on probation for a period of one year from the date of joining. This period may be extended up to two years.
  • Before joining as a Probationer, candidates will be required to give an undertaking to serve LIC for a minimum period of four years from the date of joining (including probationary period) failing which, he/she or his /her heirs, executors, administrators will be liable to pay liquidated damages of Rs.5,00,000/-only (Rupees Five Lakhs only)+ GST or the sum of amount the Executive Director (Personnel) may prescribe from time to time.

LIC AAO Generalist Application Fee 2024

Candidates will have to make the payment of Application Fees/Intimation Charges through the On-Line Mode as under:

For SC/ST/ PwBD candidatesIntimation Charges of Rs. 85 + Transaction Charges + GST
For all other candidatesApplication Fee-cum-Intimation Charges of Rs. 700 + Transaction Charges + GST

LIC AAO Generalist Salary 2024

Basic pay of Rs. 53600/- per month in the scale of Rs. 53600- 2645(14) –90630– 2865(4) –102090 and other admissible allowances as per rules. Total emoluments at the minimum of the scale inclusive of House Rent Allowance, City Compensatory Allowance etc wherever admissible depending upon the classification of the city will be approximately Rs. 92870/- per month in ‘A' Class city. Other benefits are Defined Contributory Pension, Gratuity, LTC, Cash Medical Benefit, Group Mediclaim, Group Personal Accident Insurance, Group Insurance , Vehicle Loan (2-wheeler/4 wheeler) as per rules, meal coupon, reimbursement of cost of Brief case/leather bags, mobile handset, supply of dailies and magazines and tea/coffee, mobile expenses, per rules.

LIC AAO Generalist Job Profile 2024

For your convenience, we have come up with the details of Job Profile (such as duties/ responsibilities etc.) of LIC AAO. There are certain departments in this corporation where you can be posted. Let's have a look at the departments:

  • Policy Servicing
  • New Business
  • Marketing / Sales
  • Inspection
  • Information Technology
  • Finance/Accounts
  • Claims
  • Actuarial

An LIC Assistant Administrative Officer's primary responsibilities are below:

  • To help the Administrative Officer/ Seniors in supervising the general functioning of the department
  • To inspect and analyze currently running policies
  • To plan new schemes/ policies
  • To process policy applications
  • To create/ maintain databases
  • To interact with prospective customers, sales personnel, vendors etc.
  • To manage claim processing
  • To communicate across various departments and work with co-ordination
  • To perform other duties from time to time as specified by officer-in-charge
  • To negotiate with Agents/Development Officers
  • To undertake underwriting job at times.

Promotion & Future Growth

The first promotion in the case of LIC AAO is generally after 5-8 years. The organizational hierarchy is below:

  • Assistant Administrative Officer
  • Assistant Deputy Manager
  • Deputy Manager
  • Zonal Manager

LIC AAO Generalist Cut Off 2024

Below are the cut-offs of Previous Years:

LIC AAO Cut-Off 2021- Prelims

LIC AAO Prelims SectionsCut Off Marks For SC/ST CandidatesCut Off Marks For Others
Reasoning Ability1618
Quantitative Aptitude1618
English Language910

LIC AAO Cut Off 2021- Mains

SectionsCut Off Marks For SC/ST CandidatesCut Off Marks For Others
Reasoning Ability4045
General Knowledge & Current Affairs2730

For Generalist: Data Analysis & Interpretation

For Others: Professional Knowledge

Insurance & Financial Market Awareness2730

For Rajbhasha: Knowledge of Language

For Others: English Language (Letter writing & Essay)


LIC AAO Cut-Off For Interview 2021

CategoriesCut Off Marks
Unreserved, EWS, OBC, PwBD30

LIC AAO Cut-Off 2019

Check the previous year's LIC AAO Cut-off marks for Prelims & Mains from the below table for both sectional & category cut off marks.

 LIC AAO Cut-Off 2019- Prelims

Category Reasoning AbilityQuantitative AptitudeEnglish LanguageOverall Cut off
General 18181058
SC 1616950

LIC AAO Cut-off 2019- Mains

CategoryReasoning AbilityGeneral Knowledge, Current AffairsProfessional KnowledgeInsurance and Financial Market AwarenessEnglish LanguageOverall Cut off
ST 40.0027.0040.0027.009.00156

LIC AAO 2019- Final Cut-off

Category & Overall Cut offInterviewFinal Cut off (Mains & interview)

LIC AAO Cut-off 2016

As LIC AAO 2016 was conducted in a single phase examination & Interview, therefore the final cut off marks were prepared on the basis of marks scored in the online examination and personality test. Below is the tabulated data for section-wise and category-wise LIC AAO Cut off 2016.

Reasoning Ability31.2519.2519.2519.2519.2519.25
GK & Current Affairs10.
Computer Knowledge36.2530.0030.0030.0030.0030.00
Quantitative Aptitude33.0021.7521.7521.7521.7521.75
English Language9.506.
Total Weighted Score255.75250.50233.00203.50226.75211.75

Interview –

Qualifying Marks

CUT OFF – final selection (Online test + Interview)306.00290.75276.00246.00274.75255.25

Exam Date

To be notified

Total Vacancies

To be notified

Pricing Plan

Flexible pricing options for all the aspirants


What is the selection procedure of LIC AAO 2024 Exam?

LIC AAO 2024 exam will be conducted in 3 stages - Prelims, Mains and Interviews.

What is the basic salary of LIC AAO? +

The starting basic pay of a LIC AAO is ₹53,600/-

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