In this blog today, PracticeMock is going to cover a detailed analysis of RBI Assistant vs IBPS Clerk. Both exams are highly reputable and hail from credible Indian organizations. Both jobs are lucrative in terms of salary and career growth. It can be difficult to make a choice. Ideally, one job can’t be described better than the other. You will have to decide for yourself. So, our judgment based on useful parameters will give you insights on what these jobs have to offer in totality.
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Here are the following parameters included for the comparison
- Selection Process
- Job Profile
- Salary Structure
- Career Growth
- Posting/Transfer Policy
- Bond Signing
RBI Assistant vs IBPS Clerk – A Basic Comparison
| CATEGORY: | IBPS Clerk | RBI Assistant |
| JOB PROFILE | Public Dealing | file maintenance, MIS generation, management of data and drafting letters. |
| POSTING | Urban/Rural | Urban |
| PROMOTIONS | Every 2 years | After 2-3 years |
| TRANSFER | Usually after 5 years | After 3-5 years |
| EXAMINATION TYPE | Online: Prelims + Main | Online: Prelims + Main + language proficiency |
| BOND | 3 Years | 2 years |
Selection Procedure
The overall selection process is exactly the same for both the exams.
| RBI Assistant | IBPS Clerk |
| An objective examination along with a descriptive test during mains. 3 Rounds of selection process: Prelims Mains Personal Interview | A basic prelims and mains examination is conducted. No interviews. |
IBPS Clerk Exam Pattern 2021
IBPS Clerk Prelims
| Sections | No. of Questions | Maximum Marks | Duration (in minutes) |
| English Language | 30 | 30 | 20 |
| Numerical Ability | 35 | 35 | 20 |
| Reasoning Ability | 35 | 35 | 20 |
| Total | 100 | 100 | 60 |
IBPS Clerk Mains
| Sections | No. of Questions | Maximum Marks | Duration (in minutes) |
| Reasoning Ability & Computer Aptitude | 50 | 60 | 45 |
| English Language | 40 | 40 | 35 |
| Quantitative Aptitude | 50 | 50 | 45 |
| General/ Financial Awareness | 50 | 50 | 35 |
| Total | 190 | 200 | 160 |
RBI Assistant Exam Pattern 2021
For Phase 1 – Prelims – RBI Assistant Exam Pattern 2021
| Name of Tests | No. of Qs | Max. Marks | Total Time |
| English Language | 30 | 30 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Note: This will be an Online Test (Objective Based)
0.25 negative marking will be applicable for every wrong answer
For Phase 2 – Mains – RBI Assistant Exam Pattern 2021
| Name of Tests | No. of Qs | Max. Marks | Duration |
| Test of Reasoning | 40 | 40 | 30 minutes |
| Test of English Language | 40 | 40 | 30 minutes |
| Test of Numerical Ability | 40 | 40 | 30 minutes |
| Test of General Awareness | 40 | 40 | 25 minutes |
| Test of Computer Knowledge | 40 | 40 | 20 minutes |
| Total | 200 | 200 | 135 minutes |
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RBI Assistant vs IBPS Clerk Salary Structure
| IBPS Clerk | RBI Assistant |
Basic Pay Rs.19,900/- Dearness Allowance Rs.5209.82/- Special Allowance Rs.4118/- Transport Allowance Rs.757.08/- CCA Rs.0/- House Rent Allowance (HRA) Rs.2039.75/- Gross Pay Rs.32,024.65/- Deduction (NPS Fund, Union Fee) Rs.2570.98/- Net Pay Rs.29453.67/- | Official basic pay scale – 13150-750 (3)-15400- 900(4) -19000-1200(6)-26200-1300 (2)-28800- 1480(3) – 33240 – 1750 (1)- 34990 (20 years). The in-hand salary for RBI Assistant is Rs. 36091/-. |
RBI Assistant vs IBPS Clerk – Eligibility Criteria for IBPS Clerk
| Educational Qualification | Graduation or any equivalent degree |
| Age limit | 20 to 28 years (born not earlier than 02.07.1993 and not later than 01.07.2001 (both dates inclusive). |
| Age Relaxation | SC/ST- 5 years OBC (NCL)- 3 years |
| The number of attempts: | UR/EWS –4 OBC- 7 SC/ST – No Limit |
Eligibility Criteria for RBI Assistant
Bachelor’s degree in any discipline with a minimum of 50% marks (pass class for SC/ ST/ PWD candidates).
The age can be between 20-28 years as of July 1, 2021.
| Category | Upper Age Limit |
| SC/ST | 33 years (Relaxation by 5 years) |
| OBC | 31 years (Relaxation by 3 years) |
RBI Assistant vs IBPS Clerk – BOND
| RBI Assistant | IBPS Clerk |
| A 2-year bond is signed | No bond signing |
Career Growth Plan Comparisions
| IBPS Clerk | RBI Assistant |
| Apart from a handsome starting salary IBPS also offers good career growth opportunities. Most promotions take place within 2-3 years of regular service. There are two processes set in place to grab a promotional opportunity as an IBPS Clerk. Normal process – Such a process follows a conventional model of seniority and work experience. You can in this this case a promotion is more of an expected or a compulsion to keep things going. Merit based process – Most banks also provide promotions if you acquire JAIIB & CAIIB diplomas from Indian Institute of Banking and Finance. | Scale 1 Officer / Assistant Manager (Grade A) Scale 2 Manager (Grade B) Scale 3 Senior Manager (Grade C) Scale 4 Chief Manager (Grade D) |
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Work Culture
| IBPS Clerk | RBI Assistant |
| Work pressure is high for a clerical job. | Work pressure is comparatively less if compared with SBI PO. It’s a 5-day job. (two starurdays are off, not all) |
RBI Assistant vs IBPS Clerk – Transfer Policy
| IBPS Clerk | RBI Assistant |
| Transfers happen every 5 years. Can be transferred to Rural or Urban Areas | Transfers happen every 3 to 5 years. |
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