The SBI PO is a job that offers a handsome salary and growth. The SBI PO Salary 2025 framework is meant to guarantee significant growth over time. The SBI PO 2025 basic pay scale starts at Rs 48,480 and increases gradually to Rs 62480 with yearly raises. SBI POs are first entitled to get a yearly increment of Rs 1,490 for the first seven years, and then an increment of Rs 1,740 for the next two years. So, if you are aspiring to become a Probationary Officer (PO) in the State Bank of India (SBI), one of the most prestigious and popular banks in the country, you might be wondering about the salary and benefits that come with this post. In this article, we will give you an overview of the SBI Probationary Officer salary 2025, including the in-hand salary structure, allowances, perks, and job profile.
SBI PO Salary
Presently, the starting basic pay is 48,480/- (Plus 4 advance increments) in the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I. The official will be eligible for DA, HRA, CCA, PF, Contributory Pension Fund, i.e., NPS, LFC, Medical Facility, Lease rental facility, etc. and other allowances & perquisites as per rules in force from time to time. The approximate CTC at the initial scale of pay at the Mumbai Centre is Rs. 20.43 Lacs.
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SBI Bank PO Salary Revised
The revised salary of SBI PO offers a gross annual salary package of approximately 20.43 lakhs(In Mumbai). The monthly pay ranges between 80,000 to 82,000 rupees per month, which includes a variety of perks and allowances such as dearness allowances, HRA, special allowances, learning allowances, and many more, whose details are given further in the blog.
SBI PO/MT Salary 2025: Overview
The SBI PO/MT salary 2025 is mentioned in the official notification of the SBI PO 2025. Here we are providing detailed information about the SBI PO/MT salary 2025 in tabular form.
| SBI PO/MT Salary: Overview | |
| Particular | Details |
| Conducting Body | State Bank Of India (SBI) |
| Exam Name | SBI PO 2025 |
| Exam Mode | Online |
| Post Name | Probationary Officer (PO) |
| Vacancy | 541 |
| SBI PO Basic Salary | Rs. 48,480 |
| Selection Process | Prelims Mains Interview |
| SBI Official Website | www.sbi.co.in |
SBI PO New Salary 2025- Pay Scale
The revised basic pay for SBI Probationary Officers in 2025 starts at ₹48,480, which—after four advance increments—effectively becomes ₹56,480, falling under the pay structure ₹48,480–2,000/7–62,480–2,340/2–67,160–2,680/7–85,920.
Basic Pay: ₹48,480 plus 4 advance increments, following the scale ₹48,480‑2,000/7‑62,480‑2,340/2‑67,160‑2,680/7‑85,920 as per the latest bipartite agreement.
SBI PO Salary 2025
Aside from security, attractive benefits, and allowances, one of the biggest draws for people to enter the banking industry is the SBI Probationary Officer Salary 2025. An SBI probationary officer is initially paid a basic pay of Rs. 48,480 (with four advanced increments). A probationary officer’s remuneration is 48480-2000/7-62480-2340/2-67160-2680/7-85920 according to the updated Bipartite Settlement with four advance increments. Thus, for the following seven years, the PO will receive a basic salary of Rs. 36000 plus an annual increase of Rs. 1490. After that, the PO will receive a basic salary of Rs. 46430 plus an annual increase of Rs. 1740 for the next two years, and so on.
SBI PO Salary In Hand
The SBI PO in hand salary ranges between ₹80,000 to ₹82,000 per month. Their annual gross compensation package is approximately ₹20.43 lakhs, particularly for postings in Mumbai. The SBI PO Basic salary includes a various perks and allowances, including Lease Rental/HRA, Dearness Allowance (DA), Medical benefits, City Compensatory Allowance (CCA), and several others.
SBI PO Basic Salary 2025
The SBI PO 2025 basic salary is Rs. 48,480 per month. The in-hand salary comes after subtracting the various components, including tax, PF, NPS, professional tax, etc. All Probationary Officers have a different in-hand salary. The in-hand salary depends on the place of posting, allowances, deductions, and travelling expenses.
| SBI PO Basic Salary 2025 | |
| Post | Salary |
| Probationary Officers | Rs. 48,480 |
SBI PO Salary Structure 2025
The SBI PO Gross salary of the candidates who are selected for Probationary Officer positions ranges from Rs 52000 to Rs 54000. SBI PO posts offer many benefits, including attractive salaries, allowances, medical facilities, house allowances, travelling expenses, and much more, which we will explain here.
| SBI PO Salary Structure 2025 | |
| Initial Basic Pay | Rs. 48,480(Including 4 advance increments)=Rs. 56,480 |
| Dearness Allowances | Rs. 14336.53 |
| HRA | Rs. 4518 |
| Special Allowances | Rs. 14967 |
| Learning Allowances | Rs. 850 |
| Location Allowance | Rs. 1200 |
| Gross Salary | Rs. 93,342.61 |
| Deductions | Rs. 12,993 |
| Net Salary | Rs. 80.350 |
SBI PO Deduction
State Bank of India also includes other deductions in SBI PO Pay, which include PF contribution, Income Tax, Professional Tax, and contribution to the Contributory Pension Fund. The total amount of deductions is given in the table below.
| Deduction | Amount (₹) |
| Employee PF Contribution | 5,648.00 |
| Professional Tax | 200 |
| Contribution Pension Fund | Rs. 6,845/- |
| Union Associate Membership | Rs. 300/- |
| Total Amount Deducted | Rs. 12,993/- |
SBI PO 2025 Allowances
As per the norms, the State Bank of India provides multiple allowances, including Dearness allowance, City Compensatory allowance, house rent allowances, furniture allowances, and more for Probationary Officer (PO posts. Candidates can check the details knowledge of SBI PO/MT Salary 2025 allowances in the table below.
| SBI PO Allowances | |
| Allowance | Amount |
| Dearness Allowance | 26% of the Basic Pay |
| City Compensatory Allowance | 3% – 4% depending on location |
| House Rent Allowance | 7% – 9% depending on Place of Posting |
| Furniture Allowance | Rs. 1,20,000 |
| Medical Insurance | 100% covered for employee | 75% covered for dependent family |
| Travelling Allowance | AC 2-tier fare is reimbursed to the employee for official travel |
| Petrol Allowance | Rs. 1,100 – 1,250 |
| Newspaper Allowance, Entertainment Allowance, Books Allowance, etc. | Varies based on Cadre |
SBI PO Salary Increment 2025
Examine the subsequent table to gain additional insight into the annual increase and base pay by year:
| SBI PO year-wise Increment | ||
| Period | Increment | Basic Salary |
| First 4 increments | – | Rs. 48,480/- |
| First 7 years | Rs. 2000/- | Rs. 62,480/- |
| Next 2 years | Rs. 2340/- | Rs. 67,160/- |
| Another 7 years | Rs. 2680/- | Rs. 85920 |
SBI PO CTC 2025
The SBI PO CTC 2025 is expected to be around ₹12 to ₹15 lakh per annum, including all allowances and benefits. The basic pay for a Probationary Officer is approximately ₹41,960 with four advance increments. Apart from the basic pay, SBI POs receive DA, HRA/leased accommodation, city compensatory allowance, medical, and other perks like petrol allowance, newspaper, and furniture allowance. SBI also provides attractive benefits like PF, pension under the New Pension Scheme, gratuity, and leave fare concession. Due to better allowances and additional perks, SBI PO’s total compensation is higher than most other bank POs in India.
SBI PO Roles and Responsibilities
SBI POs are appointed as Junior Management Grade Scale-I officers in the bank. They undergo a probation period of two years during which they are trained and assigned various roles and responsibilities across different departments and branches of the bank.
| SBI PO Roles and Responsibilities | |
| Roles and Responsibility | Customer service |
| Business development | |
| Operations management | |
| Credit management | |
| Risk management | |
SBI PO Joining & Training Process
After joining, all SBI POs undergo an induction training programme at one of the State Bank Institute of Learning & Development (SBILD) or State Bank Staff College (SBSC) centres across India.
Training duration: Usually 2-3 weeks
Training includes:
- Banking basics and SBI procedures
- Customer handling skills
- Core banking solutions (CBS) operation
- Compliance, KYC norms, and digital banking
- Soft skills and leadership training
After classroom training:
- Candidates are posted to different branches for on-the-job training.
- The total probation period is 2 years.
- During this, POs are rotated across different departments like Personal Banking, SME, Agricultural Banking, Treasury, Credit, Forex, etc.
SBI PO Salary Slip 2025
Here we are providing the SBI Bank PO salary slip 2025 details along with the detailed amount. The SBI PO gross salary will be the sum of your basic pay and allowances. For more details about the SBI PO pay slip, candidates can check the table below.
| Particulars of SBI PO Salary Slip 2025 | Amount |
| Basic Pay | Rs. 48480/- (plus 4 advance increments) |
| Special Allowance | Rs. 14967 |
| Dearness Allowance | Rs. 14336 |
| City Compensatory Allowance | Rs. 2300 |
| Learning Allowance | Rs. 850 |
| House Rent Allowance | Rs. 5648 |
| Generally Gross SBI PO Salary After 7 Years of Service | Rs.94581 (approx.) |
| Deduction (PF / Income Tax / Professional Tax / Pension) | Rs.9617 |
| Net SBI PO In Hand Salary 2025 | Rs.84964 (approx.) |
SBI PO Job Profile 2025
Some of the common roles and responsibilities of an SBI PO are:
- Customer service: SBI POs have to deal with customers and provide them with various banking services such as opening accounts, issuing cards, loans, deposits, etc.
- Business development: SBI POs have to promote various products and schemes of the bank and generate new business and revenue for the bank.
- Operations management: SBI POs have to manage the day-to-day operations of the branch and ensure compliance with the rules and regulations of the bank and the RBI.
- Credit management: SBI POs have to evaluate and sanction credit proposals and monitor the repayment and recovery of loans.
- Risk management: SBI POs have to identify and mitigate various risks associated with the banking business such as credit risk, market risk, operational risk, etc.
NOTE:
SBI POs have to work in shifts and may be transferred to any branch or location of the bank as per the requirement. They have to undergo regular training and assessment to enhance their skills and knowledge.
SBI PO Perks
Along with the attractive salary, SBI PO also enjoys various perks & benefits, Candidates can check all details in the section below.
- Contribution Pension Scheme/New Pension Scheme.
- Medical Aid for self (100%) and for family (75%).
- LTC.
- Home Travel Concession/ Leave Fare Concession.
- Concessional interest rates for Housing/Car/Personal Loans.
SBI PO Benefits and Promotions
SBI POs have a bright career growth path in the bank. They can get promoted to higher scales and positions based on their performance, experience, and qualifications. The hierarchy of SBI POs is as follows:
- Probationary Officer (PO) – Junior Management Grade Scale-I
- Deputy Manager – Middle Management Grade Scale-II
- Manager – Middle Management Grade Scale-III
- Chief Manager – Senior Management Grade Scale-IV
- Assistant General Manager – Senior Management Grade Scale-V
- Deputy General Manager – Top Management Grade Scale-VI
- General Manager – Top Management Grade Scale-VII
- Chief General Manager – Top Management Grade Scale-VIII
- Deputy Managing Director – Executive Director
- Managing Director – Chairman
SBI PO Salary After 5 Years
An SBI PO should anticipate receiving a monthly salary of about Rs. 60,270 after five years of service, assuming regular increments. Based on years of service, the pay increases yearly. The annual CTC increases along with the passing of time.
| SBI PO year-wise Increment | ||
| Period | Increment | Basic Salary |
| First 4 increments | – | Rs. 48,480/- |
| First 7 years | Rs. 2000/- | Rs. 62,480/- |
| Next 2 years | Rs. 2340/- | Rs. 67,160/- |
| Another 7 years | Rs. 2680/- | Rs. 85920 |
SBI PO Salary After 10 Years
As many aspirants want to know their future and how much salary they will get after becoming an SBI PO, here is a brief idea, along with basic pay and all the perks and allowances, the salary amounts to 69,840 Rs.
SBI PO Salary After 20 Years
After 20 years of service in SBI as a PO, one can get a salary of up to ₹1.5 to ₹2.3 lakhs per month based on their postings, promotion.
SBI PO 2025 Grade Pay Level
The SBI PO 2025 Grade Pay level determines various things like designation and experience. Candidates check the details knowledge for SBI PO Grade pay in the table below.
| Designation | Grade Pay Level |
| Probationary Officer | Scale I |
| Deputy Manager | Scale II |
| Manager | Scale III |
| Senior Manager | Scale IV |
| Chief Manager | Scale V |
| Assistant General Manager | Scale VI |
| Deputy General Manager | Scale VII |
| General Manager | Scale VIII |
| Chief General Manager | Scale IX |
| Deputy Managing Director | Scale X |
| Managing Director | Scale XI |
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SBI PO 2025 Salary: FAQ
The SBI PO in hand salary is 48480, which includes many allowances and benefits.
The SBI PO pay scale is Rs. 48,480 (with 4 advanced increments) on the scale of 48480-2000/7-62480-2340/2-67160-2680/7-85920 applicable to Junior Management Grade Scale-I.
After 10 years, an SBI PO can earn approximately ₹1,00,000 per month, including basic pay, allowances, and benefits. Promotions to higher managerial roles like Scale II or III, significantly boost income. Additional perks include housing, medical, and travel benefits, making it a lucrative and respected banking career in India.
After 20 years, an SBI PO can earn ₹1.5 to ₹2.3 lakhs per month, including allowances. Salary depends on promotions, performance, and postings. Many officers reach senior positions like AGM or DGM, significantly increasing their pay, perks, and benefits over time in the banking hierarchy.
After 30 years of service, who join SBI at age of 30, an SBI PO can retire at the General Manager level. The salary may reach ₹2.5 to ₹3 lakh per month, including perks, housing, and pension benefits, depending on promotions, location, and government revisions. Total compensation significantly increases with seniority and experience.
बैंकिंग क्षेत्र में SBI PO और IBPS PO के तहत करीब 6000 से ज्यादा पदों पर भर्ती निकाली जाती है। इन पदों पर चयनित अधिकारियों को शुरुआती कुल वेतन (CTC) करीब ₹80,000 प्रति माह तक मिल सकता है, जिसमें बेसिक पे, डीए, HRA, और अन्य भत्ते शामिल होते हैं। यह वेतन पोस्टिंग शहर और बैंक की पॉलिसी पर निर्भर करता है।
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