LIC AAO Preliminary Exam, scheduled for October 3, 2025, is a crucial first step towards building your dream career in insurance. With only one hour to solve 100 questions across three sections, time management becomes as important as understanding the concepts. Many candidates struggle not because they don’t know the syllabus, but because they spend too much time on difficult questions, leaving easier ones unanswered. The key to success is a structured approach. Think of the exam as a 60-minute race; you need to know when to rush and when to think carefully. By understanding the exam structure, your strengths, and practising strategic question selection, you can significantly increase your scores even in the final days before the exam. Before delving into the tricks, it’s crucial to understand the exam pattern and sectional weighting, as this forms the basis of your time management strategy. Knowing how much time to spend on each section and which questions to solve first can make a huge difference to your overall performance.
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Exam Structure and Sectional Time
The LIC AAO Prelims consists of three sections, each with its own timing. Here’s a clear breakdown:
| Name of the Test | Number of Questions | Maximum Marks | Minimum Qualifying Marks | Duration |
| Reasoning Ability | 35 | 35 | 16 (SC/ST/PWBD), 18 (Others) | 20 Minutes |
| Quantitative Aptitude | 35 | 35 | 16 (SC/ST/PWBD), 18 (Others) | 20 Minutes |
| English Language (grammar, vocabulary, comprehension) | 30 | Qualifying only | 9 (SC/ST/PWBD), 10 (Others) | 20 Minutes |
| Total | 100 | 70 | – | 1 Hour |
Note: English is qualifying only, and marks are not counted for ranking. Sectional cut-offs are set separately, so you must score above the minimum in each section to remain eligible.
Understanding this structure helps in allocating time smartly. For example, Reasoning and Quant have equal weight, but English is only qualifying. This means you can prioritise scoring in Reasoning and Quant while still ensuring you safely clear English.
Important: The LIC AAO Prelims exam does not have negative marking, which allows candidates to attempt all questions without fear of losing marks for wrong answers.
Step 1: Plan Your Sectional Strategy Before You Start
Before attempting the paper, take a moment to plan your approach. The LIC AAO Prelims is not just about knowledge; it’s about how efficiently you use the 60 minutes. Every candidate has different strengths, so your strategy should highlight your strong areas first.
Look at the sections and decide which part you want to tackle first. If Reasoning puzzles are your strength, start with those. If Quant arithmetic or simplification is your comfort zone, begin there. The goal is to secure maximum marks quickly in areas where you are confident, rather than wasting time on unfamiliar or difficult questions at the beginning.
Step 2: Start with Easy Questions
Always begin with questions you can solve quickly. For Reasoning, these are usually coding-decoding, inequalities, and syllogisms. In Quant, simplification, number series, and basic arithmetic are good starting points.
Do not waste time on tough puzzles or lengthy Data Interpretation sets at the beginning. Follow the “2–3 minute rule”: if a question takes longer than this, skip it and return later. With no negative marking, there’s no risk in attempting all questions eventually.
Once you have solved the questions you are confident about, move to the moderate ones. Remember, since there is no negative marking, you can attempt the remaining questions even if you are unsure. Use logical guessing to improve your chances. For instance, if in a puzzle set you are confident that option A is correct in one question, you can apply a pattern or logic to select option A for the remaining related questions. Statistically, this approach can help you get at least 2-3 questions correct out of 10 uncertain ones.
The key is to maximise your score by leveraging your strengths first and then applying smart logic to the remaining questions, rather than randomly attempting questions and losing precious time.
Step 3: Moderate and Tough Questions
After completing easy questions, move to moderate-level problems. For Reasoning, this includes seating arrangements or complex puzzles. In Quant, attempt DI sets, caselets, or quadratic equations efficiently.
Even if you are unsure, attempt questions because no negative marking, which allows you to make educated guesses. Spend 3-4 minutes on DI sets or puzzles and mark any remaining tough questions to return if time permits.
Step 4: Handle English Smartly
English is qualifying, so aim to clear it without wasting too much time:
- Error spotting
- Fillers and Cloze tests
- Short Reading Comprehension
Aiming for 15–18 correct attempts ensures you safely clear qualifying marks
Step 5: Mock Tests and Practice
Practice is the key to mastering time management. Take timed mock tests to simulate the real exam scenario. After each test:
- Identify which section took more time
- Find out which types of questions slowed you down
- Adjust your strategy for faster solving

Final Advice
Time management is the most important skill for LIC AAO Prelims. By understanding the pattern, practising mocks, and following a structured attempt strategy, you can maximize your score in 1 hour.
Priorities should be:
- Clear sectional cut-offs
- Maximise Reasoning and Quant attempts
- Safely clear English qualifying marks
- Attempt all remaining questions, taking advantage of no negative marking
Stay calm, follow the plan, and treat every mock test as practice. With proper execution, you can turn 60 minutes into a high-scoring opportunity.
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FAQ
The exam is 60 minutes long for 100 questions across Reasoning, Quantitative Aptitude, and English Language sections.
No, there is no negative marking, so candidates can attempt all questions without fear of losing marks.
Timed mock tests train you to pace yourself, identify slow sections, and improve speed and accuracy before the actual exam.
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