IBPS Clerk Salary 2025: The Institute of Banking Personnel Selection has released the IBPS Clerk Notification on its official website. All aspirants who dream of a job in the banking sector as a Clerk can check the details about the salary of an IBPS Clerk. The IBPS Clerk Salary 2025 structure is Rs. 24050 – 1340/3 – 28070 – 1650/3 – 33020 – 2000/4 – 41020 – 2340/7 – 57400 – 4400/1 – 61800 – 2680/1 – 64480 (20 years). In this blog, we provide the complete structure of the IBPS Clerk 2025 Salary, including perks, benefits, career growth, in-hand salary, gross salary, and more as per the 12th Bipartite Settlement. Candidates can bookmark our article to check all details about the IBPS Clerk Revised Salary 2025.
IBPS Clerk Salary 2025
The IBPS conducts the IBPS Clerk Examination annually, offering attractive salaries to its employees. The main reason why thousands of people apply for the IBPS Clerk Exam 2025 each year is that the organisation offers an attractive salary for IBPS Clerk positions in addition to a host of other bonuses, incentives, and benefits. Those candidates who want to work in the banking sector must know everything about the IBPS Clerk Exam. In this blog, we have talked about IBPS Clerk’s salary and benefits. We have discussed basic salary, in-hand salary, job profile, clerk responsibilities, and career advancement for IBPS clerks in this blog. The information provided in this article would be of interest to banking candidates who intend to apply for the next IBPS Clerk Exams and are wondering about the pay scale and opportunities for career advancement.
IBPS Clerk Revised Basic Salary 2025
The IBPS Clerk Salary 2025 has increased compared to the previous structure, which will lead to better salary increment benefits. Before the 12th Bipartite Settlement, the basic salary started from ₹19,900, but now it starts from ₹24,050, with higher increments at each stage. This revised pay scale not only improves the starting income but also promotes overall career growth, giving clerks an attractive salary over their service period of 20 years.
| IBPS Clerk Revised Basic Salary 2025 | |
| Before | After |
| Rs.19900-1000/1-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920 | Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years) |
IBPS Bank Clerk Salary 2025: Overview
Here we are providing the IBPS Clerk 2025 Salary information. Candidates, check the IBPS Bank Clerk salary details and apply for the clerk Post. Whatever candidates clear the IBPS Clerk 2025 exam, they are given a basic pay of Rs. 24050 per month by the Institute of Banking Personnel Selection. Candidates can check all details in the table below and know all the important details.
| IBPS Bank Clerk Salary 2025 | |
| Organization | Institute of Banking Personnel Selection (IBPS) |
| Exam Name | IBPS Clerk Exam 2025 |
| Post | Customer Service Associate |
| Category | Salary |
| Basic Pay | Rs. 24050 per month |
| Pay Scale | Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7-57400-4400/1-61800-2680/1-64480(20 Years) |
| Allowances | Dearness Allowance, House Rent Allowance, Special Allowance, Transport Allowance |
| Language of Exam | English & Hindi |
| Official Website | www.ibps.in |
IBPS Clerk In-Hand Salary 2025
The IBPS Clerk in-hand salary of an IBPS Clerk ranges from Rs. 39,412 per month. The IBPS Clerk in-hand Salary package is a good amount. Also, all the deductions are mentioned in the IBPS Bank Clerk Salary Slip 2025.
| IBPS Clerk In-Hand Salary | |
| Post Name | In Hand Salary |
| Clerk | Rs. 39,412 per month (approximate) |
IBPS Clerk Salary Per Month
The initial salary package of an IBPS Clerk is around ₹40,000 to ₹42,000 per month, which includes the basic pay of ₹24050 along with Dearness Allowance (DA), House Rent Allowance (HRA), Transport Allowance, and other benefits. The exact in-hand salary may vary depending on the city of posting, as metro cities offer higher HRA and allowances compared to rural areas.
IBPS Clerk Salary Structure 2025
The IBPS Clerk salary structure 2025 has been revised as per the 12th Bipartite Settlement. After the implementation of the 12th Bipartite Settlement, the basic pay of an IBPS Clerk starts at ₹24050, with the gross salary ranging between ₹40720 per month.
| Salary Structure of IBPS Clerk 2025 | |
| Particulars | Amount |
| Basic Pay | 24050.00 |
| Dearness Allowance (19.83% revised Nov. 2024) | 4769.12 |
| Special Allowance | 7083.45 |
| SPL DA | 1114.23 |
| House Rent Allowance | 2739.83 |
| Transport Allowance | 850.00 |
| TA DA | 133.71 |
| Gross Salary (approximate) | 40720.34 |
IBPS Clerk Salary Structure 2025 After 12 Bipartite Settlement
The IBPS Clerk (Customer Service Associate) salary structure 2025, clearly outlined in a tabular format with both basic pay progression and allowances:
Basic Pay Scale (after 12th Bipartite Settlement)
| Years of Service | Basic Pay (₹) |
|---|---|
| Initial (0 years) | 24,050 |
| After 3 years | 28,070 |
| After 6 years | 33,020 |
| After 10 years | 41,020 |
| After 17 years | 57,400 |
| After 18 years | 61,800 |
| After 19 years | 64,480 (approximate) |
Typical Monthly Gross & Net Salary (with allowances)
| Component | Approx. Amount (₹) |
|---|---|
| Basic Pay | 24,050 |
| Dearness Allowance (approx.) | 3,783 |
| House Rent Allowance (HRA) | 2,699 |
| Special Allowance | 7,376 |
| Transport Allowance | 984 |
| Gross Salary Total | 41,170 |
| Deductions (NPS, union fee, etc.) | ≈ 2,983 |
| Net In-hand Salary | ≈ 38,180 |
IBPS Clerk Salary Perks and Allowances
For the Clerk Post, there are multiple allowances provided to the employees. The allowances depend on various factors like location and posting. Here we are providing the IBPS Clerk Salary allowances 2025.
| IBPS Clerk Salary Allowances 2025 | |
| Allowances | Amount |
| Special Allowance | Rs 4118/- |
| Dearness Allowance (DA) | 4% of basic pay |
| House Rent Allowance (HRA) | 6.5% to 8.5% depending upon the location of the posting. |
| Travel Allowance (TA) | Expenses on official tours and travels will be reimbursed by the bank. |
| Medical Allowance (MA) | Rs 2000/- annually (Fixed Amount) |
IBPS Customer Service Associate Salary Increment
The IBPS Customer Service associate salary structure is based on a basic pay of ₹24,050, with regular increments as per bank norms. Over time, clerks receive annual increments and pay revisions under a bilateral agreement.
| IBPS Clerk Pay Scale 2025 | |
|---|---|
| Basic Pay | Amount |
| Initial Basic Pay | Rs 24050 with a yearly increment of Rs 1340 |
| Basic Pay after 3 years | Rs 28070 with a yearly increment of Rs 1650 for the next three years. |
| Basic Pay after the next 3 years | Rs 33020 with a yearly increment of Rs 2000 for the next four years. |
| Basic Pay after the next 4 years | Rs 41020 with a yearly increment of Rs 2340 for the next 7 years. |
| Basic Pay after the next 7 years | Rs 57400 with a yearly increment of Rs 4400 for the next one year. |
| Basic Pay after the next 1 year | Rs 61800 with a yearly increment of Rs 2680 for the next one year. |
| Basic Pay after next year | Rs 64480(Maximum Basic Pay). |
Importance of Salary for Exam Aspirants
For exam aspirants, salary is a major motivator as it is a reward for their hard work and dedication. It ensures financial stability once they get a job. A good salary also validates their efforts and sacrifices made during preparation. Moreover, it enables them to achieve long-term goals, save and have a better standard of living.
IBPS Clerk Training Period 2025
The Institute of Banking Personnel Selection (IBPS) provided a 6-month training period for newly selected candidates with banking operations, customer handling, and day-to-day branch activities. This phase helps them gain practical exposure and understand their roles before taking on full responsibilities.
IBPS Clerk Training Period Salary 2025
During the IBPS Clerk training period in 2025, candidates receive basic pay as per the bank’s policy. The IBPS Clerk Training Period Salary 2025 will be equal to the starting basic pay, ensuring candidates are financially supported from the beginning. As per the latest structure, the starting salary during training is Rs. 26,730. After successful completion of training, clerks become eligible for the full salary package with allowances.
IBPS Clerk Job Profile 2025
IBPS Clerk is an entry-level position that provides several opportunities and learning experiences to employees. More possibilities will present themselves to you as you gain knowledge, leading to early growth.
The following describes the functions and responsibilities of the IBPS Clerk Job Profile:
- Verification of the different records and evidence that the clients have provided
- In charge of bank money, several vital documents, keys, etc.
- Prohibition of withdrawals by clients
- Keeping up with the bank’s numerous records, ledgers, balance sheets, etc.
- Resolving the clients’ diverse problems
- Issuing cash receipts, demand drafts (DDs), customer bank accounts, etc.
- Supplying details on the newest programs and directives from the government
- Giving customers advice about a range of banking operations
- Taking care of Treasury tasks
- Updating account holders’ passbooks
- Answering consumer inquiries
- Other duties
IBPS Clerk Salary Slip 2025
IBPS Clerk Salary Slip is given below. Look at the image below to better understand the salary slip
IBPS Clerk Career Growth
The Clerk is an entry-level position in any banking exam. The IBPS Clerk will get the largest opportunities to prove their work qualities, which can provide a promotion to a senior post. Below, we are providing the IBPS Clerk benefits and promotions.
- Assistant Manager – Scale 1
- Manager – Scale 2
- Senior Manager – Scale 3
- Chief Manager – Scale 4
- Assistant General Manager – Scale 5
- Deputy General Manager – Scale 6
- General Manager – Scale 7
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Other Related Blogs of IBPS Clerk
| IBPS Clerk Cut Off | IBPS Clerk Exam Pattern |
| IBPS Clerk Syllabus | IBPS Clerk Salary |
| IBPS Clerk Previous Year Question Paper |
FAQs
The IBPS Clerk Salary 2025 structure is Rs. 24050 – 1340/3 – 28070 – 1650/3 – 33020 – 2000/4 – 41020 – 2340/7 – 57400 – 4400/1 – 61800 – 2680/1 – 64480 (20 years).
The starting salary for an IBPS Clerk is Rs. 24,050.
The in-hand salary of an IBPS Clerk ranges between ₹39,412 per month, depending on the posting location and allowances.
Yes, apart from the basic pay, IBPS Clerks receive multiple allowances like DA, HRA, medical, transport, and special allowances.
There is a 17% increase in the IBPS Clerk salary following the 12th Bipartite Settlement. The starting basic pay has changed from 19,900 to 24,050.
In the IBPS Customer Service Associate Salary Slip 2025, you can check the basic pay, allowances, gross pay, deductions, and net salary.
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