The OICL AO Mains Exam 2026 has been conducted smoothly today across all centres. Aspirants who appeared are now eager for a clear, section‑wise breakdown of the paper. This analysis presents the overall difficulty level, the number of questions asked from each topic, and the performance trends. It also highlights tricky areas, scoring opportunities, and insights that will help candidates evaluate their attempt and refine preparation strategies for upcoming exams.
Good Attempts Summary
| Section | Good Attempts | Difficulty |
| Reasoning | 35-40 | Moderate–Difficult |
| Quant | 25-31 | Moderate |
| English | 25-32 | Moderate |
| General Awareness | 20-25 | Moderate |
| Computer Knowledge | 24-27 | Moderate–Difficult |
Reasoning
Reasoning dominated the exam with puzzle-heavy sets and logical questions. To understand the exact distribution, difficulty, and number of questions asked, take a look at the detailed table below.
| Topic | No. of Questions | Level |
| Puzzles & Seating Arrangement | ~30 (4 sets) | Easy–Moderate |
| Chinese Coding-Decoding | 5 | Basic |
| Syllogism | 3 | Easy |
| Inequality | 3 | Easy |
| Distance & Direction | 3 | Easy |
| Data Sufficiency | 3–4 | Moderate |
| Miscellaneous | Few | Easy |
Quantitative Aptitude
Quant tested calculation speed and accuracy with DI sets and arithmetic. To see how many questions came from each topic and their difficulty, check the structured table provided below.
| Topic | No. of Questions | Level |
| Simplification | 6 | Easy |
| Wrong Number Series | 5 | Easy |
| Data Interpretation | 3 sets (~15 Qs) | Easy–Moderate |
| Arithmetic (Ages, Partnership, Mensuration, Percentages) | ~10 | Easy–Moderate |
English Language
English followed the familiar IBPS pattern with RCs, cloze tests, and grammar-based questions. To know the exact distribution and level of difficulty, explore the table below for a clear breakdown.
| Topic | No. of Questions | Level |
| Reading Comprehension (Energy/Fossil Fuels) | ~8 | Moderate |
| Para Jumbles | 6 | Easy–Moderate |
| Cloze Test | 5–6 | Easy |
| Word Replacement | 5 | Easy |
| Fill in the Blanks (Double fillers) | 4–5 | Easy |
| Synonyms | Few | Easy |
General Awareness
GA tested current affairs, insurance, and static GK. To see which topics appeared most and their difficulty level, review the table below for a precise distribution of questions.
| Topic | No. of Questions | Level |
| Current Affairs (Dec 2025) | Multiple | Moderate |
| Insurance/Banking (LIC partnership) | 1–2 | Moderate |
| Static GK | Few | Easy |
Computer Knowledge
Computer Awareness was straightforward, focusing on basics and applications. To know the exact questions asked and their level, glance at the table below for a quick summary of this scoring section.
| Topic | No. of Questions | Level |
| Select All (Ctrl + A) | 1 | Easy |
| Open Source OS | 1 | Easy |
| Spam Folder | 1 | Easy |
| SMTP Protocol | 1 | Easy |
| Other Basics | Few | Easy |
Descriptive Paper
The descriptive section tested essay writing and precis skills. To understand the topics asked, word limits, and difficulty level, check the table below for a concise breakdown of this part.
| Component | Details | Level |
| Essay | Insurance Fraud (most attempted), Insurance/FDI | Moderate |
| Precis Writing | Fever & body temperature regulation (200–220 words passage, 100–110 words precis) | Moderate |
Overall Difficulty Level
The overall exam was rated Easy to Moderate, with puzzles and DI requiring time management. To see section-wise difficulty levels clearly, refer to the table below for a quick overview.
| Section | Difficulty Level |
| Reasoning | Easy to Moderate |
| Quantitative Aptitude | Easy to Moderate |
| English Language | Easy |
| General Awareness | Easy to Moderate |
| Computer Knowledge | Easy to Moderate |
| Total | Easy to Moderate |
Overall Difficulty Level
The overall exam was rated Easy to Moderate, with puzzles and DI requiring time management. To see section-wise difficulty levels clearly, refer to the table below for a quick overview.
| Section | Difficulty Level |
| Reasoning | Easy to Moderate |
| Quantitative Aptitude | Easy to Moderate |
| English Language | Easy |
| General Awareness | Easy to Moderate |
| Computer Knowledge | Easy to Moderate |
| Total | Easy to Moderate |
Conclusion
The OICL AO Mains Exam 2026 was moderate to difficult overall, with strong emphasis on reasoning puzzles, DI, and insurance awareness. Candidates who maintained accuracy and managed time effectively were able to attempt a good number of questions. For aspirants targeting future OICL AO or similar insurance exams, this analysis highlights the importance of structured preparation, revision of current affairs, and consistent mock test practice. Stay connected for detailed cut-off updates and further preparation strategies.
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FAQs
The exam was conducted on 28th February 2026 across centres.
Easy to Moderate, with puzzles and DI requiring time management.
Reasoning, Quantitative Aptitude, English Language, Computer Knowledge, and General Awareness.
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