LIC AAO Syllabus 2025, Exam Pattern & Important Topics

LIC AAO Syllabus 2025- The LIC AAO selection process is classified into three parts, Prelims, Mains, and Interviews, the one who clears these three stages appears for the Pre-Recruitment Medical Examination. The candidates who clear the prelims exam will be eligible for the mains exam. After that, you will be eligible for the interview if you clear the mains exam. Anyone who wants to score good marks in the LIC AAO 2025 exam should start preparing properly for the exam. To crack the LIC AAO 2025 exam, candidates must score more than the cut-off. If they score more than or equal to the cut-off, they will clear the LIC AAO exam. In this article, we are providing the LIC AAO Syllabus 2025 along with the LIC AAO exam pattern 2025 candidates check all details and start their exam preparation.

LIC AAO Syllabus 2025 Overview

Candidates looking for the LIC AAO Syllabus in English can check our blog. The LIC AAO Syllabus 2025 covers reasoning ability, quantitative aptitude, English language, general knowledge & current affairs, insurance & financial market awareness, and professional knowledge (for specialist posts). The reasoning section includes puzzles, seating arrangements, coding-decoding, and analytical reasoning. Quantitative aptitude tests include arithmetic, data interpretation, and simplification. The English language assesses grammar, comprehension, and vocabulary (only qualifying in prelims). General awareness covers banking, economy, insurance, and static GK. The main exam emphasizes insurance and financial market awareness. Candidates must also clear the descriptive English test and the interview round to qualify for final selection. Proper preparation ensures success.

LIC AAO Generalist Syllabus & Exam Pattern 2025

LIC AAO 2025 exam is a highly competitive exam and selection process conducted by the Life Insurance Corporation of India for the recruitment of Assistant Administrative Officers. The LIC AAO 2025 Exam consists of three stages: preliminary exam, main exam, and interview. The preliminary exam is the first stage of the selection process, to consists of sections on Reasoning Ability, Quantitative Aptitude, and English Language. Successful candidates then proceed to the Main Exam, which consists of a descriptive test in English as well as objective tests on Reasoning, General Knowledge and Current Affairs, Business Knowledge and Insurance and Financial Market Awareness.

LIC AAO Exam Pattern 2025 For Prelims

• Exam Mode: Online
• Question Type: Objective
• Number of Questions: 100
• LIC AAO Prelims Total Marks: 70
• Sectional Time Allotment: 20 minutes for each section
• There is No Negative Marking in LIC AAO
  
  Note: Minimum qualifying marks (sectional cut-offs) have already been decided in the notification.

Note: The English language section is qualifying only. Candidates will be shortlisted for the next stage (Mains exam) 20 times the number of vacancies for each category.

LIC AAO Exam Pattern 2025 For Mains

• Exam Mode: Online
• Question Type: Objective Test (300 marks) & Descriptive Test (25 marks)
• Number of Sections: 5
• LIC AAO Mains Total Marks: 300
• Sectional Time Allotment: 40 minutes for Reasoning and Quant, 20 minutes for General Knowledge, and Insurance Awareness
• NO Negative Marking

Note: The descriptive test of the English language is Qualifying in nature. The descriptive paper of only those candidates will be evaluated who qualify in the objective part of the Mains exam.

LIC AAO Syllabus 2025

For all the candidates who are preparing for the LIC AAO exam, we have provided here the syllabus of LIC AAO 2025 section-wise syllabus so that the candidates can start their preparation by keeping the section-wise topics in mind. Before starting the preparation for any competitive exam, candidates should know the complete concept of the syllabus of that exam so that they can make a good strategy. Candidates can check the section-wise syllabus of LIC AAO 2025 in the section below.

LIC AAO Quantitative Aptitude Syllabus 2025

The Quantitative Aptitude section is worth 35 marks in the Prelims exam of LIC AAO 2025. You will have to attempt 35 questions in only 20 minutes. Therefore, clearing the basic concepts of each topic given here is necessary.

The Quantitative Aptitude topics for LIC AAO 2025 is provided below:

• Simplification and Approximation
• Data Interpretation
• Ratio and Proportion
• Speed, Time and Distance
• Permutation and Combination
• Probability
• Surds and Indices
• Pipes and Cisterns
• Mixtures & Alligations
• Inequality
• Mensuration
• Missing Number Series
• Wrong Number Series
• Quadratic Equations
• Time and Work
• Boats & Streams
• Age Problems
• Interest
• Profit & Loss
• Average

LIC AAO English Language Syllabus 2025

The English language section in the LIC AAO 2025 exam is qualifying. In this section, you need to score 10 marks out of 30 to qualify. It is compulsory to qualify in this section if you want to crack prelims.

The English Language syllabus of LIC AAO 2025 is provided below:

• Fill in the blanks
• Sentence Correction
• Cloze Test
• Sentence Rearrangement
• Match the Columns
• Phrase Replacement
• Reading Comprehension
• Antonym and Synonym
• Phrases and Idioms
• Essay (Mains Descriptive Exam)
• Letter Writing (Mains Descriptive Exam)

LIC AAO Reasoning Syllabus 2025

In the LIC AAO 2025 Prelims exam, 35 questions of 35 marks from the Reasoning section are asked. You get only 20 minutes to attempt all questions. A benefit is that there is no negative marking in this exam. Therefore, you can attempt all questions of reasoning topics. Prepare each topic effectively to score well in this section.

The Reasoning Ability syllabus of LIC AAO 2025 is provided below:

• Input-Output
• Inequality
• Seating Arrangement
• Logical Reasoning
• Analytical Reasoning
• Coding-Decoding
• Blood Relations
• Direction Test
• Puzzles
• Syllogism
• Alphabet and Number Series
• Statement, Arguments, and Conclusion

LIC AAO Insurance and Financial Market Awareness Syllabus

In the LIC AAO 2025 Mains exam, the Insurance and Financial Awareness section is a score booster. You will get 30 questions of 60 marks in this section.

The Insurance and Financial Market Awareness Syllabus of LIC AAO 2025 is provided below:

• Indian and International Financial Institutions
• History of Banking in India
• Money market and Capital Market
• International Monetary Fund
• Economic policies
• Recession
• Indian Financial System
• History of LIC and IRDAI
• Indian Insurance and Banking Terms
• Banking Committees
• Banking Awareness
• Insurance and Banking Abbreviations
• Financial Market Risks
• Stock Market
• Budget
• Insurance Sector (Agencies, Headquarters, Jobs, etc.)
• Insurance Ombudsman
• Bancassurance
• Government Schemes
• Private and Public sector Insurance Companies
• Government Insurance Schemes

LIC AAO General Awareness and Current Affairs Syllabus

The LIC AAO General Awareness and Current Affairs section is asked in the Mains exam. There will be 30 questions of 60 marks. Prepare current affairs from Bazooka monthly PDFs provided to you by PracticeMock’s team.

The General Awareness and Current Affairs syllabus of LIC AAO 2025 is provided below:

• Indian Politics
• National and International Organizations
• Sports
• Static GK (currency, national parks, sanctuaries, dams, etc.)
• Indian History
• Indian Economics
• Important Dates
• Books and Authors
• Government Schemes and Policies
• About RBI and Insurance sector
• Financial Institutions
• Headquarters of Important Organizations
• Obituaries
• Information on all Current events across the world
• Science and Technology
• Capital of states and countries
• Country, Capital & Currency
• Awards and Recognition
• Inventions and Discoveries
• Abbreviations

LIC AAO Data Analysis & Interpretation Syllabus

The LIC AAO Mains exam contains 30 questions of 90 marks from Data Analysis and Interpretation section. Prepare for DI through our Mains topic tests provided to you.

The Data Analysis and Interpretation Syllabus of LIC AAO 2025 is provided below:

• Pie charts
• Bar graphs
• Data Derivation
• Data Implementation
• Data Handling
• Elementary mathematics

LIC AAO Subject-wise Important Topics

A list of Important Topics is given below for the candidates who are taking their exam this year.

LIC AAO Prelims Syllabus (Objective Test)

The Prelims exam syllabus for LIC AAO contains topics from the 3 sections that are asked in the exam. Questions from the Quantitative Aptitude section, Reasoning Ability section, and English Language section are asked (qualifying only).

A 20-minute sectional timings apply in each section, and there is no negative marking.

(1 hour – 3 sections – English marks not counted in merit, only qualifying)

Check the complete syllabus and topics included in all the three sections of the Prelims exam below:

1. Reasoning Ability

• Syllogism
• Inequalities (Direct, Coded)
• Seating Arrangement (Linear, Circular, Square)
• Puzzles (Floor, Box, Scheduling, Day/Month Based)
• Blood Relations
• Coding-Decoding (New & Old Pattern)
• Input-Output
• Direction Sense
• Data Sufficiency
• Logical Reasoning (Course of Action, Assumptions, Conclusions, Cause & Effect)

2. Quantitative Aptitude

• Simplification & Approximation
• Number Series (Missing/Wrong)
• Data Interpretation (Tabular, Bar, Line, Pie, Caselet)
• Quadratic Equations
• Arithmetic Word Problems:
  • Profit & Loss, Simple & Compound Interest
  • Ratio & Proportion, Partnership
  • Time & Work, Pipes & Cisterns
  • Time, Speed & Distance, Boats & Streams
  • Mixtures & Alligations
  • Ages, Probability, Permutation & Combination
• Data Sufficiency

3. English Language (Qualifying Only)

• Reading Comprehension (Economy/Insurance Based)
• Cloze Test
• Para Jumbles
• Error Detection (Grammar & Vocabulary)
• Fill in the Blanks (Double Fillers, Word Usage)
• Sentence Improvement

LIC AAO Mains Syllabus (Objective + Descriptive)

The objective test contains 4 sections of Reasoning, General Knowledge & Current Affairs, Data Analysis and Interpretation, and Insurance & Financial Market Awareness. The subjective test contains English language communication skills like Report writing, Email Writing, and Precis writing.

1. Reasoning Ability

• High-level Puzzles (Hybrid, Data-based)
• Machine Input-Output (Complex)
• Critical Reasoning (Statement-Conclusion, Inference, Assumption, Strengthen/Weaken)
• Data Sufficiency
• Coding-Decoding (Matrix/Conditional)
• Syllogism (Reverse/Statement-based)

2. General Knowledge & Current Affairs

• National & International Current Affairs (Last 6 months)
• Banking & Financial Awareness
• Insurance Industry (History, Policies, Schemes, Terms)
• Important Committees, Agreements, Reports
• Awards, Appointments, Sports, Books & Authors
• Government Schemes (especially Insurance-related)

3. Data Analysis & Interpretation (Quantitative Aptitude)

• Data Interpretation (Caselet, Missing DI, Mixed Graphs, Pie/Bar/Line)
• Data Sufficiency (High-Level)
• Probability, Permutation & Combination
• Quadratic Equations (Advanced)
• Arithmetic Word Problems (High-Level)

4. Insurance & Financial Market Awareness

• Basics of Insurance (Types: Life, Health, General)
• LIC Policies & Plans
• IRDAI – Functions, Regulations
• Indian Financial System – RBI, SEBI, NABARD, SIDBI
• Banking Terms & Monetary Policy
• Stock Market Basics
• Insurance Ombudsman, Bancassurance
• Financial Inclusion, Digital Payments (UPI, Wallets)
• Recent Developments in Insurance Sector

5. English Language (Descriptive Test) (Qualifying Only)

• Report Writing Writing (Banking/Insurance/Economy/Social Issues)
• Email Writing (Formal/Informal, Insurance/Banking related)
• Precis Writing (Finance and Insurance related)

Most Important Focus Areas:

• Prelims: Puzzles, DI, Arithmetic, Syllogism, Number Series
• Mains: Insurance & Financial Market Awareness + Current Affairs
• Descriptive: Practice Report Writing and Email Writing, and Precis Writing on financial/insurance topics.

LIC AAO Negative Marking

LIC AAO Exam does not have negative marking. This is a major advantage for candidates as they can attempt all questions without fear of losing marks for wrong answers. In most competitive exams, wrong attempts reduce overall scores, but in LIC AAO, candidates only gain marks for correct answers. This allows aspirants to take calculated risks and attempt maximum questions to increase their chances of scoring higher. Since there is no penalty for wrong answers, candidates should try to attempt the full paper strategically. Thus, LIC AAO provides a fair opportunity for all aspirants to maximize their performance.

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