NICL AO Syllabus 2025: As you prepare for the NICL Administrative Officer (AO) exam in 2025, it’s essential to know what to study. The NICL AO 2025 syllabus is like a map that guides your preparation. It includes different subjects and topics that you need to understand well. This Article will give you a simple overview of what you should focus on to do your best in the NICL AO 2025 exam. Understanding the exam syllabus is crucial for effective preparation, as it encompasses various sections that evaluate candidates’ proficiency in Quantitative Aptitude, Reasoning Ability, English Language, General Awareness, Computer Knowledge, and, for specialist roles, Professional Knowledge. In this article, we are providing the NICL AO Syllabus 2025 along with the exam pattern. Candidates can check the detailed exam pattern & syllabus in the article below.
NICL AO Syllabus 2025 & Exam Pattern Overview
The National Insurance Company has released the NICL AO Recruitment 2025 Notification on their official website. The NICL AO Prelims exam will be conducted on 20th June 2025, and the Mains exam will be conducted on 31st August 2025. Candidates can check the syllabus and exam pattern overview details in the table below.
| Organization | National Insurance Company |
| Post | Administrative Officers (Generalists & Specialists Scale I) |
| Vacancy | 266 |
| Educational Qualification | Differs as per the posts |
| Age Limit | Min: 21 Years and Max: 30 Years |
| NICL AO Prelims Exam Date | 20th July 2025 |
| NICL AO Mains Exam Date | 31st August 2025 |
| Selection Process | Phase 1, Phase 2, and Interview |
| Number of questions | Phase 1: 100 Phase 2: 250 (Objective test) |
| Official Website | www.nationalinsurance.nic.co.in |
NICL AO Exam Pattern 2025
The National Insurance Company Limited (NICL) Administrative Officer (AO) Exam 2025 is conducted to recruit candidates for Scale-I Administrative Officer positions in Generalist and Specialist categories. The selection process includes three stages: Preliminary Exam, Main Exam, and Interview. Below is a detailed overview of the NICL AO Exam Pattern 2025 for Generalists, Specialists, and Hindi (Rajbhasha) Officers.
NICL AO Exam Pattern 2025 for Prelims
- Mode: Online
- Type: Objective (Multiple Choice Questions)
- Total Marks: 100
- Duration: 60 minutes (20 minutes per section)
- Sections:
- English Language (30 marks, 30 questions)
- Reasoning Ability (35 marks, 35 questions)
- Quantitative Aptitude (35 marks, 35 questions)
- Negative Marking: 0.25 marks deducted for each incorrect answer
- Purpose: Qualifying in nature; marks not counted for final selection
- Eligibility: Applicable to all disciplines except Hindi Officers
| NICL AO Exam Pattern 2025 for Prelims | ||||
| S. No | Sections | No. of Questions | Max. Marks | Time Duration |
| 1. | English Language | 30 | 30 | 20 minutes |
| 2. | Reasoning Ability | 35 | 35 | 20 minutes |
| 3. | Quantitative Aptitude | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 Minutes(1 Hour) | |
NICL AO Mains Pattern 2025
For Generalists
- Objective Test:
- Total Marks: 200
- Duration: 3 Hours
- Sections:
- Reasoning (50 marks, 50 questions)
- English Language (50 marks, 50 questions)
- General Awareness (50 marks, 50 questions)
- Quantitative Aptitude (50 marks, 50 questions)
- Descriptive Test:
- Total Marks: 30
- Duration: 30 minutes
- Type: English Language (Essay, Précis, Comprehension)
- Marks Distribution: Essay (10 marks), Précis (10 marks), Comprehension (10 marks)
- Negative Marking: 0.25 marks deducted for each incorrect answer
- Mode: Both tests were conducted online
NICL AO Mains Exam Pattern 2025 for Generalist
The NICL AO Mains Exam Pattern 2025 for Generalists has been discussed in the table below.
| NICL AO Mains Exam Pattern 2025 for Generalists | ||||
| S. No | Section | No. of Questions | Maximum Marks | Time Duration |
| 1. | Test of Reasoning | 50 | 50 | 40 min |
| 2. | Test of English Language | 50 | 50 | 40 min |
| 3. | Test of General Awareness | 50 | 50 | 30 min |
| 4. | Test of Computer Knowledge | 50 | 50 | 30 min |
| 5. | Test of Quantitative Aptitude | 50 | 50 | 40 min |
| Total | 250 | 250 | 3 Hours | |
NICL AO Mains Exam Pattern For Specialist Post
| NICL AO Mains Exam Pattern 2025 for Specialists | ||||
| S. No. | Sections | No. of Questions | Maximum Marks | Time Duration |
| 1. | Test of Reasoning | 40 | 40 | 35 min |
| 2. | Test of English Language | 40 | 40 | 30 min |
| 3. | Test of General Awareness | 40 | 40 | 20 min |
| 4. | Test of Computer Knowledge | 40 | 40 | 25 min |
| 5. | Test of Quantitative Aptitude | 40 | 40 | 35 min |
| 6. | Specialist Stream Test | 50 | 50 | 35 min |
| Total | 250 | 250 | 180 Minutes(3 Hours) | |
NICL AO Descriptive Test
The descriptive test for NICL AO will be conducted through the online medium and in English. Aspirants can check the NICL AO Descriptive Test Pattern below.
| NICL AO Descriptive Test | ||
| Section | Marks | Time Duration |
| Essay | 10 Marks | 30 Minutes |
| Precis | 10 Marks | |
| Comprehension | 10 Marks | |
| Total | 30 Marks | 30 Minutes |
Interview (Phase III)
- Applicability: For candidates qualifying the Main Exam (Generalists and Specialists) or Single Phase Exam (Hindi Officers)
- Weightage: Final selection based on Main Exam (Objective Test) and Interview marks in an 80:20 ratio
- Assessment: Evaluates communication skills, professional knowledge, and suitability for the role
- Centres: Conducted at designated centres
NICL AO Syllabus 2025
The NICL AO Syllabus consist of five sections: Quant, Reasoning, English, General Awareness and Computer Knowledge. Here we are providing the NICL AO section-wise detailed syllabus in the section below.
NICL AO 2025 Syllabus for Reasoning Ability
Below is the NICL AO 2025 Syllabus for Reasoning Ability:
- Logical Reasoning
- Coded Inequalities
- Seating Arrangement
- Alphanumeric Series
- Puzzle
- Tabulation
- Blood Relations
- Input-Output
- Ranking/Direction/Alphabet Test
- Data Sufficiency
- Syllogism
NICL AO Syllabus for Quantitative Aptitude
Below is the NICL AO 2025 Syllabus for Quantitative Aptitude:
- Simplification
- Data Interpretation
- Speed, Distance, and Time
- Simple and Compound Interest
- Averages
- Percentages
- Profit and Loss
- Ratio and Proportion
- Quadratic Equations
- Number Series
- Time and Work
NICL AO Syllabus for English Language
Below is the NICL AO 2025 Syllabus for English Language:
- Reading Comprehension
- Error Spotting
- Cloze Test
- Sentence Improvement
- Para Jumbles
- Idioms and Phrases
- One-word substitution
- Fill in the blanks
- Synonyms/Antonyms
NICL AO Syllabus for General Awareness
Below is the NICL AO 2025 Syllabus for General Awareness:
- Books and Authors
- Monetary and Credit Policies
- Banking Terms and Abbreviations
- Geography
- International Organisations related to Banking and Finance
- Important National Parks, Wildlife Sanctuaries, and Biosphere Reserves
- Government Schemes and Policies
- Awards and Honours
- History
- Culture and Arts
- RBI and its functions
- Financial Markets
- Science and Technology
- Important Days and Dates
- Appointments and Resignations
- National and International events
- Indian Constitution
- Basics of Insurance
- Types of Insurance
- Insurance Terminologies
- Banking Regulations
- Environment and Ecology
- Sports events
NICL AO Syllabus for Computer Knowledge
Here is the list of NICL AO 2025 Syllabus for Computer Knowledge:
- Computer Virus and Antivirus
- Memory
- MS PowerPoint
- Internet Basics
- MS Word
- Operating Systems
- Email and its uses
- Types of Computers
- Basics of Computer Networking
- Networking and the Internet
- Types of Networks
- Web Browsers
- Input and Output Devices
- MS Access
- Storage Devices
- History and Evolution of Computers
- Computer Software
- Commonly used abbreviations related to computers and IT
- Search Engines
- LAN, WAN, MAN
- Fundamentals of Computer
- Network Devices
- MS Excel
NICL AO Specialist Syllabus
NICL AO Specialist Syllabus for MBBS Doctor, Legal, Finance, Information Technology, and Auto Mobiles Streams are given below:
NICL AO Doctor Syllabus
While the exact syllabus for the MBBS/Doctor stream isn’t detailed in the notification, it generally covers core medical disciplines including:
- Anatomy, Physiology, Biochemistry
- Pathology (General, Systemic), Microbiology
- Pharmacology, Forensic Medicine
- Community Medicine (including Public Health)
- Medicine (General & Specialty), Surgery, OBGYN, Pediatrics
- Orthopedics, Ophthalmology, ENT, Psychiatry, Radiology, Anesthesia, Emergency Medicine
NICL AO Legal Syllabus
1. Professional Knowledge (Law)
- Constitutional Law
- Law of Contracts (Contract I and II)
- Law of Torts and Consumer Protection Act
- Indian Penal Code (IPC)
- Code of Civil Procedure (CPC)
- Code of Criminal Procedure (CrPC)
- Transfer of Property Act
- Arbitration and Conciliation Act
- Companies Act
- Industrial Disputes Act & Labour Laws
- Information Technology Act
- Insurance Act & IRDAI Regulations
- General Insurance and Principles of Insurance
- Recent Legal Developments
- Legal Maxims and Terminologies
NICL AO Finance Syllabus
1. Financial Accounting
- Basics of Accounting & Principles
- Journal, Ledger, and Trial Balance
- Bank Reconciliation Statement
- Final Accounts (P&L, Balance Sheet)
- Depreciation Accounting
- Accounting Standards (Basics)
2. Cost Accounting
- Cost Concepts and Classification
- Cost Sheet Preparation
- Marginal Costing
- Budgetary Control
- Standard Costing and Variance Analysis
3. Financial Management
- Time Value of Money
- Capital Budgeting
- Cost of Capital
- Capital Structure Theories
- Working Capital Management
- Dividend Policy
4. Corporate Finance
- Sources of Finance
- Capital Markets
- Mergers & Acquisitions
- Financial Planning and Forecasting
5. Economics & Indian Financial System
- Basics of Economics (Micro & Macro)
- Monetary Policy & Fiscal Policy
- Role of RBI, SEBI, IRDAI
- Indian Financial Market Structure
- Inflation, GDP, Fiscal Deficit
6. Banking and Insurance
- Indian Banking System (RBI functions, types of banks)
- Financial Inclusion, NPA, Basel Norms
- Insurance Basics – Principles, Types, IRDAI Regulations
- Reinsurance and Bancassurance
- Accounting in Insurance Companies
7. Auditing & Taxation
- Basics of Auditing – Internal, External, Types of Audit
- Direct and Indirect Taxes (overview)
- GST Basics
- Income Tax Basics – Deductions, Exemptions
8. Recent Financial Developments
- Union Budget Highlights
- Major Economic Schemes (related to Finance & Insurance)
- Trends in the Indian Economy
- ESG, Fintech, Digital Banking
NICL AO Information Technology Syllabus
Core IT Section (50 Questions)
Focuses on practical and technical knowledge expected from IT professionals. Key topics include:
- Fundamentals of Computers (history, types, OS)
- Hardware & Memory, Input/Output devices
- Networking principles (LAN/WAN/MAN), internet basics
- Software: system vs application software
- Security: viruses, hacking, antivirus
- Computer languages, terminology, and abbreviations
- Database fundamentals
- MS Office suite (Word, Excel, PowerPoint, Access)
- Internet tools and search engines
- Computer shortcuts
NICL AO Automobile Syllabus
The Professional Knowledge section for Automobile Engineers assesses discipline-specific concepts. Based on the standard B.Tech Automobile Engineering syllabus, key topics include:
- IC Engines – types, thermodynamics, performance, emissions
- Automotive Transmission & Chassis – gearboxes, differentials, frame design
- Vehicle Dynamics – load, steering, suspension, braking systems
- Automotive Electrical & Electronics – ignition, battery, sensors, ECU basics
- Fuels, Lubricants & Coolants – petrochemical properties, additives, fluid systems
- Automotive CAD/FEA & Metrology – design software, structural analysis, measurement techniques
- Manufacturing Processes – welding, casting, forming, applicable to auto components
- Engine Testing & Emissions Lab – analysis and regulatory compliance
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FAQ
The NICL AO syllabus 2025 covers subjects like Reasoning Ability, Quantitative Aptitude, English Language, General Awareness, and Computer Knowledge.
No. The NICL AO Prelims includes Reasoning, Quantitative Aptitude, and English, while the Mains syllabus includes these plus General Awareness and Computer Aptitude.
Candidates can download the NICL AO Syllabus 2025 PDF from its official website.
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