NIACL AO Syllabus 2025: Candidates who want to clear the NIACL AO 2025 exam must first fully understand the NIACL AO Syllabus 2025. Subjects like English, Reasoning & Quantitative Aptitude form the NIACL AO Syllabus. The selection process for the exam has three steps: Preliminary Exam, Mains Exam and an Interview. The complete knowledge of the syllabus helps candidates to know about the difficulty level of the exam and how amount of effort it expects from the NIACL AO aspirants, who are serious about clearing the exam. The New India Assurance Co. Ltd., abbreviated as NIACL, conducts examinations to recruit Administrative Officers across India. A piece of complete information on NIACL AO Syllabus from the very beginning of the preparation plays a pivotal part in mastering every topic and clearing the exam. In this blog, we’ll shed light on comprehensive information on NIACL AO Syllabus 2025.
NIACL AO Syllabus 2025: Overview
Before starting the preparation to cover the NIACL AO Syllabus 2025, candidates must first understand the exam well. This demands a complete highlight of the exam for the candidates to lay a plan to start their studies. A good understand of the exam gives a good start to the preparation process for the completion of NIACL AO Syllabus 2025. Therefore, candidates should know all about the exam and how to start the preparation process best suited to their own learning style and pace. Given below are some of the highlights of the NIACL AO Syllabus.
| NIACL AO Syllabus 2025: Overview | |
| Name of Organization | New India Assurance Co. Ltd (NIACL) |
| Name of Post | Administrative Officer (AO) (Generalists) in Scale I |
| Stages of Selection Process | Stages of the Selection Process |
| Location of Job | Anywhere in India |
| Official Website | www.newindia.co.in |
NIACL AO Exam Pattern 2025
The NIACL AO Exam Pattern 2025 for Prelims and Mains is presented in separate tables:
NIACL AO Prelims Exam Pattern 2025
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Note: Prelims is qualifying in nature. Sectional cut-offs and overall cut-offs apply.
NIACL AO Mains Exam Pattern 2025 (Generalists)
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| Reasoning Ability | 50 | 50 | 40 minutes |
| English Language | 50 | 50 | 40 minutes |
| General Awareness | 50 | 50 | 30 minutes |
| Quantitative Aptitude | 50 | 50 | 40 minutes |
| Total | 200 | 200 | 150 minutes |
Descriptive Test (Online)
- English Letter Writing & Essay
- Marks: 30 | Duration: 30 minutes
NIACL AO Syllabus 2025 For Prelims
The first step to completion of the NIACL AO Syllabus 2025 is the latest syllabus for the Prelims exam. Prelims is the first stage of the exam. Candidates are required to have full knowledge of the NIACL AO Syllabus for Prelims to design the study plan that gives sufficient time slots to all topics from the NIACL AO Syllabus for Prelims. Especially to all the important topics. NIACL AO Syllabus for Prelims is divided into three sections. Take a look at the table below to learn about all the sections and topics from the syllabus.
| NIACL AO Syllabus 2025 For Prelims | |
| Sections | Topics |
| English Language | Reading Comprehension, Cloze Test, Fill in the blanks, Multiple Meaning, Error Spotting, Paragraph Complete, Sentence Correction, Para Jumbles, Sentence rearrangement, Phrase Replacement, Column Based, Word Swap, Spelling Errors |
| Quantitative Aptitude | Simplification & Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage etc. Number Series: Missing Number series, Wrong number series Inequality: Linear equation, Quadratic equation, Quantity comparison Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination etc. Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet DI Data Sufficiency: Two Statement |
| Reasoning Ability | Inequalities, Seating Arrangement, Puzzle Tabulation, Logical Reasoning, Ranking/Direction/Alphabet Test, Data Sufficiency, Syllogism, Blood Relations, Input-Output, Coding-Decoding, Alphanumeric Series |
NIACL AO Syllabus 2025 For Mains (Generalist Post)
The second step to completion of the NIACL AO Syllabus 2025 is the latest syllabus for the Mains exam. The Mains exam is the second stage of the exam. The candidates who will clear the Prelims stage will get a chance to sit in the Mains exam. The Mains section is divided into 4 sections. Candidates are therefore required to have full knowledge of the NIACL AO Syllabus for Mains to design the study plan that gives sufficient time slots to all topics from the NIACL AO Syllabus for Mains. Take a look at the table below to learn about all the sections and topics from the NIACL AO Syllabus 2025.
| NIACL AO Syllabus 2025 For Mains | |
| Sections | Topics |
| Reasoning Ability | Coded Inequalities, Seating Arrangement, Puzzle, Logical Reasoning, Ranking/Direction/Alphabet Test, Data Sufficiency, Syllogism, Blood Relations, Input-Output, Coding-Decoding, Alphanumeric Series |
| English Language | Reading Comprehension, Cloze Test, Fill in the blanks, Multiple Meaning / Error Spotting, Paragraph Complete / Sentence Correction, Para jumbles, Miscellaneous |
| Quantitative Aptitude | Approximation: BODMAS, Square & Cube, Square & cube root, Indices, fraction, percentage, etc. Number Series: Missing Number series, Wrong number series, Double Pattern series, Statement based series Inequality: Quadratic equation, Quantity comparison, Statement based Quadratic equation Arithmetic: Ratio and Proportion, Percentage, Number System and HCF and LCM, Basic of Algebra Average, Age, Partnership, Mixture and Allegation, Simple Interest, Compound Interest, Time and Work, Pipe and Cistern, Profit & Loss and Discount, Speed Time Distance, Boat And stream, Train, Mensuration 2D and 3D, Probability, Permutation and combination, etc. Data Interpretation: Table DI, Missing Table DI, Pie chart DI, Line chart DI, Bar chart DI, Mixed DI, Caselet, Radar DI, Arithmetic DI Data Sufficiency: Two Statement and Three statements |
| General Awareness | Current Affairs, Summits, Books & Authors, Awards, Sports, Defence, National Appointment, International Obituary, Banking Awareness, Indian Financial System, History of Indian Banking Industry, Regulatory Bodies Monetary & Credit Policies, Budget Basics and Current Union Budget, International Organization / Financial Institutions, Capital Market & Money Market, Government Schemes, Abbreviations, Economic Terminologies Other Important Concepts |
NIACL AO Syllabus 2025 For Mains (Specialists Post)
In this section, we are giving a syllabus for Risk Engineers and Health Specialists. For the rest of the categories, Standard graduate-level topics/syllabus which is followed in Indian Universities / Colleges /
Institutes for the qualification required for the respective post.
NIACL AO Risk Engineers
Here in this section, we have given the NIACL AO risk engineer syllabus.
- Engineering Mechanics
- Basic Civil Engineering
- Engineering Chemistry
- Basics of Electrical and Electronics
- Basics of Mechanical Engineering
- Basics of Energy Generation
- Engineering Physics
NIACL AO Health
Here in this section, we have given the NIACL AO Health syllabus
| NIACL AO Mains Syllabus- Health | |
| Subjects | Topics |
| General Anatomy | General AnatomyUpper LimbLower LimbThoraxAbdomen, Perineum, PelvisHead & NeckNeuroanatomyEmbryologyHistology |
| General Physiology | General Physiology, Haematology, Nerve and Muscle Physiology Gastrointestinal SystemCardiovascular SystemRespiratory systemRenal Physiology Endocrine System Reproductive system Neurophysiology |
| General Biochemistry | General Biochemistry Molecular biology and Metabolism of haemoglobin.VitaminsMetabolism of carbohydrates.Chemistry and metabolism of lipids.Mineral metabolism: Water and electrolyte balance & imbalance.Acid-base balance and imbalance.Mechanism of hormone action 10. Liver function tests, Kidney function tests, Thyroid function tests, Adrenal function tests.Detoxification mechanisms, Role of xenobiotics in diseaseBiochemical basis of cancer and carcinogenesis, ApoptosisOxidative stress & Antioxidants in health & diseases. |
| General Microbiology | General Physiology, Haematology, Nerve and Muscle PhysiologyGastrointestinal SystemCardiovascular SystemRespiratory systemRenal PhysiologyEndocrine SystemReproductive systemNeurophysiology |
| Immunology | Introduction to Microbiology – a) Classification of Microbes b) Introduction to Bacteriology and Bacterial TaxonomyMorphology: a) Microscopy b) Staining methodsGrowth & NutritionSterilization & Disinfection Cultural media & methodsIdentification of bacteriaBacterial genetics + Recombinant DNA technology 8. Pathogenesis of bacterial diseases 9. Antimicrobial agents. |
| Forensic Medicine | ImmunityStructure & functions of the immune systemImmune response & tolerance (Cell-mediated immunity). AntigensAntibodyAg-Ab reactionHypersensitivityComplementAutoimmunity – tumor & transplant immunityImmunodeficiencyImmunodiagnosisImmunoprophylaxis |
NIACL AO Business Analyst Syllabus
Here in this section, we have given the NIACL AO Business Analyst syllabus
- Actuarial Modelling Basic
- Probability & Statistical Methods
Regression Analysis, Hypothesis Testing
Data Interpretation & Visualisation
Basics of Data Science (ML/AI Concepts)
Business Forecasting Techniques
Insurance Data Metrics
SQL & Excel Analytics Basics
NIACL AO Automobile Engineers Syllabus
- Basic Thermodynamics and Fluid Mechanics
- Vehicle Dynamics & Design
Automobile Systems: Engine, Transmission, Braking, Suspension
Automotive Materials & Manufacturing
Fuel Systems & Emissions
Insurance Survey Practices for Motor Claims
Motor Vehicles Act & Motor Insurance Basics
Accident Analysis and Estimation
NIACL AO Legal Specialists Syllabus
- Indian Constitution & Legal Framework
- Contract Act, Company Law, Insurance Laws
- Law of Torts & Consumer Protection Act
- Civil and Criminal Procedures
- Legal Drafting & Interpretation
- Labour & Industrial Laws
- IRDAI Guidelines and Insurance Regulations
- Case Law Analysis
NIACL AO Accounts Specialists Syllabus
- Accounting Principles & Standards (AS, Ind-AS)
- Cost Accounting and Management Accounting
- Auditing Practices
- Financial Management & Ratios
- Direct and Indirect Taxes
- Financial Reporting and Analysis
- IFRS and Corporate Governance
- Basics of Insurance Accounting
NIACL AO IT Specialists Syllabus
- Computer Networks & DBMS
- Software Engineering & SDLC
- Programming Languages (C++, Java, Python Basics)
- Operating Systems
- Data Structures & Algorithms
- Cyber Security & Cryptography
- Cloud Computing & Web Technologies
- Basics of Insurance IT Systems
NIACL AO Company Secretary Syllabus
- Company Law & Corporate Governance
- SEBI Laws and Listing Regulations
- Secretarial Standards and Compliance
- Mergers, Acquisitions & Restructuring
- Corporate Filing, Reporting, and ROC Requirements
- IRDAI Corporate Governance Guidelines
- Legal Drafting and Ethics
- Insurance Company Board Regulations
NIACL AO Actuarial Specialist Syllabus
- Actuarial Mathematics
- Financial Mathematics (CM1)
- Probability and Statistical Techniques
- Life and General Insurance Principles
- Risk Modelling and Evaluation
- Insurance Product Pricing
- Reserving and Solvency Concepts
- Excel/Actuarial Tools Usage (R, Excel, Prophet basics)
NIACL AO 2025 Selection Process
Candidates must also keep in mind the NIACL AO 2025 Selection Process before starting the preparation to cover the NIACL AO Syllabus 2025. The NIACL AO 2025 Selection Process defines how candidates will be selected as an AO based on the stages set by NIACL. Candidates, based on their qualifications and experience, who will smartly cover the NIACL AO Syllabus highlighted above, will pass all the stages of the Selection Process of the exam. The selection process contains three stages. These are the Preliminary Exam, the main exam, and the Personal Interview. After being selected, the candidates will have to serve for a minimum of 4 years. In it, 1 year will be a probationary period.
NIACL AO 2025 Key Benefits of the Post
A NIACL AO or Administrative Officer is an entry-level officer. This profile is responsible for performing administrative and authoritative jobs. An AO reviews insurance policies, checks clauses, verifies the risk proposals, settles Insurance Claims, and submits the official returns. However, the NIACL AO exam offers multiple benefits to aspirants. These benefits can be enjoyed by the candidates after clearing the exam. And this accomplishment requires good coverage of the NIACL AO Syllabus 2025. NIACL AO Syllabus acts as a ladder to all the benefits that AOs enjoy. Here are some of them:
- Job Security and Stability: Mastering NIACL AO Syllabus 2025 will open a door for AO posts for all serious candidates. It will provide them with a stable career along with job security, as NICL is a government-owned insurance company.
2. Fair Salary Complemented with Perks: This job also offers a salary package for AO positions that is comparable to industry standards. It is packed with basic pay, allowances, and other benefits. Here are some of the perks that are included in it:
- Pension under the New Pension scheme is governed by PFRDA
- Gratuity
- LTS (Leave Travel Subsidy)
- Medical Benefits
- Group Personal Accident Insurance
- City Compensatory Allowance
- Transport Allowance
- Reimbursements (Furniture, briefcases, newspapers)
3. Career Growth Opportunities: An AO can experience career growth by gaining experience. He/she can become a senior officer or be promoted to a higher position as a manager based on performance or experience.
4. Challenging Work Environment: It is a challenging job that teaches how to handle people and cope up with different situations. It requires multiple tasks related to insurance policies, claims, underwriting, and customer service. This post gives many opportunities to learn and grow.
5. Social Impact: This job allows employees to contribute to society in multiple ways. It helps people and their businesses by providing them with financial protection, especially by helping them during crises or disasters and other unexpected events.
How to cover NIACL AO Syllabus effectively
To cover the syllabus, you need a day-wise strategy plan that includes regular mock tests along with the analysis. You can check out our study plan for the same. Apart from these, start with the basics and then move towards the advanced topics. Practice as many questions from a particular topic as you can. The link of the study plan is given below.
Read Also
NIACL AO Syllabus 2025: FAQs
Find the complete NIACL AO Syllabus 2025 in the article given above.
The selection process for NIACL AO includes Prelims, Mains, and Interview.
3 sections are part of the NIACL AO Syllabus 2025 for Prelims exam. These subjects are Reasoning, Quantitative Aptitude, and English.
Yes, there is a negative marking in the Prelims exam. 0.25 marks will be deducted for each incorrect answer given.
Yes. There is sectional timing in the NIACL AO 2025 ex
am.
NIACL AO Syllabus 2025 for Mains is divided into Reasoning, Quantitative Aptitude, English Language, and General Awareness.
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