LIC AAO

LIC AAO 2026 Notification, Exam Date, Vacancy, Eligibility, Syllabus

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LIC AAO 2026: The Life Insurance Corporation of India is expected to release the next Assistant Administrative Officer recruitment notification in the second half of 2026. This cycle will open positions in both the Generalist and Specialist streams, along with Assistant Engineer posts, across LIC offices nationwide. Aspirants preparing for LIC AAO 2026 should use this waiting period to revise the eligibility rules, exam pattern, syllabus, and salary structure carefully, since LIC rarely makes major changes to its recruitment framework from one cycle to the next.

Download LIC AAO Generalist Quant 2023 Paper (Prelims) – Shift 1

LIC AAO 2026 Notification

LIC has not yet published the official LIC AAO 2026 notification PDF. Based on the pattern LIC has followed in recent cycles, the advertisement is likely to surface around August 2026, with the online application window opening shortly after. Until the fresh notification arrives, candidates can use the previous cycle’s advertisement as a reference for eligibility conditions and exam structure, since these elements tend to carry over with only minor revisions.

The most recent AAO recruitment drive (for 841 posts) has already concluded — LIC released the final result for that cycle in April 2026, after which selected candidates moved to medical examination and joining formalities. This means the 2026 notification under discussion here refers to LIC’s next AAO recruitment cycle, separate from the one that just finished.

LIC AAO (Generalist) Notification — Previous Cycle PDF 

LIC AAO (Specialist & AE) Notification — Previous Cycle PDF 

LIC AAO Recruitment 2026 Overview

ParticularsDetails
Conducting BodyLife Insurance Corporation of India (LIC)
Post NamesAssistant Administrative Officer (Generalist & Specialist), Assistant Engineer
Exam LevelNational
Mode of ApplicationOnline
Registration DatesTo be announced
Educational QualificationBachelor’s degree (stream-specific for Specialist/AE posts)
Age Limit21 to 30 years (32 years for AAO Legal and AAO CA)
Selection StagesPreliminary Exam → Main Exam → Interview → Medical Exam
SalaryApproximately ₹1,26,000 gross per month (A-Class city)
Official Websitelicindia.in

LIC AAO 2026 Important Dates

LIC has not released a confirmed schedule for the 2026 cycle yet. The table below will be updated the moment the corporation announces dates; for now, it reflects what aspirants can expect based on the structure of past cycles.

EventStatus
Notification ReleaseAwaited
Online Application StartAwaited
Last Date to Apply OnlineAwaited
Application Fee Last DateAwaited
Preliminary ExamAwaited
Main ExamAwaited
InterviewAwaited

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Take a Free LIC AAO Mock Test 2026

LIC AAO 2026 Vacancy

The exact vacancy count for 2026 will be specified in the official notification once released. To give aspirants a sense of scale, the previous AAO/AE cycle (2025) had sanctioned 841 total posts, split as below.

Generalist Vacancies (Previous Cycle Reference)

CategorySCSTOBCEWSURTotal
Current Year51228838142341
Backlog0639
Total51289138142350

Specialist Vacancies (Previous Cycle Reference)

PostSCSTOBCEWSURTotal
AAO (Chartered Accountant)42731430
AAO (Company Secretary)1121510
AAO (Actuarial)42731430
AAO (Insurance Specialist)45227734132310
AAO (Legal)42731430
Total582910044179410

Assistant Engineer Vacancies (Previous Cycle Reference)

PostSCSTOBCEWSURTotal
AE (Civil)831352150
AE (Electrical)43831331
Total1262183481

LIC AAO 2026 Eligibility Criteria

Age Limit

For the Generalist stream and most Specialist posts (Company Secretary, Actuarial, Insurance Specialist), candidates must be between 21 and 30 years old as of the cut-off date specified in the notification. For AAO Legal and AAO Chartered Accountant, the upper age limit extends to 32 years.

Age Relaxation

CategoryRelaxation
SC/ST5 years
OBC3 years
PwBD (General)10 years
PwBD (SC/ST)15 years
PwBD (OBC)13 years
Ex-servicemen/SSCO (General)5 years
Ex-servicemen/SSCO (SC/ST)10 years
Ex-servicemen/SSCO (OBC)8 years
Existing LIC EmployeesAdditional 5 years

Educational Qualification

PostQualification Required
AAO (Generalist)Bachelor’s degree in any discipline from a recognised university
AAO (Chartered Accountant)Bachelor’s degree + ICAI Final passed + Associate Membership of ICAI
AAO (Company Secretary)Bachelor’s degree + Membership of ICSI
AAO (Actuarial)Bachelor’s degree + minimum 6 papers cleared from Institute of Actuaries (India or UK)
AAO (Insurance Specialist)Bachelor’s degree + relevant insurance qualification + minimum 5 years’ experience in an IRDAI-regulated life insurer
AAO (Legal)Bachelor’s degree in Law with at least 50% marks (45% for SC/ST/PwBD), plus enrolment as an Advocate
AE (Civil/Electrical)Bachelor’s degree in the relevant engineering discipline

LIC AAO Online Application 2026

Once the notification is live, candidates will need to register on the official LIC careers portal, fill in personal and academic details, upload the required documents and photograph, pay the applicable fee, and submit the form before the deadline. Keep scanned copies of your photograph, signature, and educational certificates ready in advance so the process goes smoothly once applications open.

LIC AAO Application Fee 2026

Based on the fee structure followed in the previous cycle, candidates can expect the following charges (subject to confirmation in the 2026 notification):

CategoryFee
General/OBC/EWS₹700 + applicable GST
SC/ST/PwBD₹85 + applicable GST

LIC AAO Selection Process 2026

LIC AAO recruitment follows a three-stage selection process, followed by a mandatory medical check:

  1. Preliminary Examination — qualifying in nature; marks are not counted in the final merit.
  2. Main Examination — objective and descriptive sections; objective marks count toward merit.
  3. Interview — conducted for candidates shortlisted from Mains.
  4. Pre-Recruitment Medical Examination — for candidates selected after the interview.

Only the Main Exam (objective) marks and Interview marks are added together to prepare the final merit list.

Also Read: LIC AAO Preparation Strategy 2025

LIC AAO Exam Pattern 2026

Preliminary Exam Pattern

SectionQuestionsMarksDuration
Reasoning Ability353520 minutes
Quantitative Aptitude353520 minutes
English Language30Qualifying only20 minutes
Total1007060 minutes

There is no negative marking in the Prelims. English Language marks are not counted toward the final score — candidates only need to clear the minimum qualifying cut-off.

Also Check: LIC AAO Syllabus

Main Exam Pattern

SectionQuestionsMarksDuration
Reasoning309040 minutes
General Knowledge & Current Affairs306020 minutes
Professional Knowledge / Data Analysis & Interpretation*309040 minutes
Insurance & Financial Market Awareness306020 minutes
Total (Objective)120300120 minutes
English Descriptive (Letter/Email Writing, Essay, Precis, Report Writing)22530 minutes

*Generalist candidates attempt Data Analysis & Interpretation; Specialist candidates attempt a Professional Knowledge paper relevant to their stream.

The Descriptive English test is qualifying only, and there is no negative marking anywhere in the Main Exam.

LIC AAO Syllabus 2026

ReasoningQuantitative AptitudeEnglish Language
Puzzles & Seating ArrangementData InterpretationReading Comprehension
SyllogismNumber SeriesCloze Test
Coding-DecodingApproximation & SimplificationSentence Arrangement
Statement-Based QuestionsTime, Speed & DistanceError Spotting
Blood RelationsTime & WorkSentence Improvement
Alpha-Numeric SequenceProfit & LossSynonyms & Antonyms
AnalogySimple & Compound InterestGrammar
Odd One OutAverage, Mixtures & AllegationsPhrases

For Mains, candidates should additionally prepare Insurance Awareness, Banking Awareness, Static GK, government schemes, RBI/SEBI/IRDAI updates, and current affairs from the past six to eight months. Specialist candidates must also revise core subject knowledge specific to their domain (Legal, Actuarial, CA, CS, or Insurance).

Also Read: Topic-wise weightage of LIC AAO

LIC AAO Salary 2026

LIC AAO Basic pay is Rs 88,635/month in the scale of Rs 88,635 to Rs 1,69,025. With allowances (HRA+CCA), LIC AAO In-hand salary around Rs 1,26,000/month in ‘A’ Class city. With House Rent Allowance and City Compensatory Allowance, the gross monthly salary works out to approximately ₹1,26,000 in an A-Class city (subject to revision in the new notification).

Additional benefits include a defined contributory pension scheme, gratuity, Leave Travel Concession, medical and group insurance cover, vehicle loan facility, meal coupons, and reimbursements for mobile handsets, briefcases, and furniture, along with steady promotional growth from AAO toward senior administrative grades within LIC.

LIC AAO Exam Centres 2026

LIC conducts the Preliminary and Main examinations at designated centres across most states and union territories, typically covering major cities in each region. The complete, centre-wise list is published along with the official notification and again at the admit card stage — candidates should always confirm their allotted centre from the call letter rather than relying on the notification list alone, since LIC can revise centres between Prelims and Mains.

LIC AAO Cut Off

LIC AAO cut-offs are declared separately for Prelims and Mains, and vary by category and exam difficulty each year. For reference, the previous cycle’s Prelims cut-off and minimum qualifying marks are given below.

Prelims Cut-Off (Previous Cycle)

SectionSC/ST CandidatesGeneral Candidates
Reasoning Ability1618
Quantitative Aptitude1618
English Language910

Minimum Qualifying Marks

SectionMaximum MarksGeneral/OBC/EWSSC/ST/PwBD
English Language (Qualifying)30109
Numerical Ability351816
Reasoning Ability351816
Total1002826

LIC AAO Preparation Tips

Treat the Main Exam as the real scoring stage, since Prelims marks don’t carry forward — but don’t take Prelims lightly either, as clearing the cut-off is mandatory to even reach Mains. In Reasoning and Quantitative Aptitude, prioritise high-weightage topics like Puzzles, Seating Arrangement, and Data Interpretation, since these alone account for a large share of marks in both stages.

For General Awareness and Insurance & Financial Market Awareness, build a daily current affairs habit covering banking, insurance regulation, and government schemes, rather than cramming just before the exam. Specialist candidates should balance their professional knowledge revision with equal attention to the common sections, since many candidates lose ground by over-preparing their specialisation and neglecting Reasoning or Data Analysis.

Practice the Descriptive English formats — email, report, precis, and situation analysis — well in advance, since unfamiliarity with the format costs more time than the writing itself. Finally, attempt full-length mock tests under timed conditions to build the stamina needed for the 120-minute objective Main paper, and revise previous year cut-offs to set a realistic target score for your category.

Finally, solve LIC AAO previous year papers, take sectional tests, and maintain a balanced study routine. Consistency, revision, and smart practice are the keys to success.

ALSO CHECK

LIC AAO Syllabus and Exam PatternLIC AAO Previous Year Cut-offs
LIC AAO Eligibility CriteriaLIC AAO Salary
LIC AAO Study PlanLIC AAO Preparation Strategy

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FAQs

Q1. When will the LIC AAO 2026 notification be released? 

LIC is expected to release the next AAO notification around the second half of 2026, though an exact date has not been confirmed yet. PracticeMock will update this page as soon as the official PDF is out.

Q2. How many vacancies will LIC AAO 2026 have? 

The exact vacancy count will be announced in the official notification. The previous cycle had 841 combined posts across Generalist, Specialist, and Assistant Engineer categories.

Q3. What is the age limit for LIC AAO 2026? 

Generally 21 to 30 years for most posts, and 21 to 32 years for AAO Legal and AAO Chartered Accountant, as of the cut-off date in the notification. Category-wise age relaxation applies as per government norms.

Q4. Is there negative marking in the LIC AAO exam? 

No. There is no negative marking in either the Preliminary or Main examination.

Q5. What is the LIC AAO selection process? 

Selection happens through Preliminary Exam, Main Exam, and Interview, followed by a Pre-Recruitment Medical Examination. Only Main Exam (objective) and Interview marks count toward the final merit list.

Q6. What is the LIC AAO salary? 

The basic pay is ₹88,635 per month, with gross emoluments of approximately ₹1,26,000 per month in an A-Class city, inclusive of allowances.

Vaishnavi Dixit

Vaishnavi Dixit has 5+ years of experience in creating student-focused content for competitive exams. She aims to guide aspirants with clear concepts, practical tips, and well-researched insights that help them study smarter and perform better.

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