

1. Vacancies & Dates: LIC AAO 2025 offers 841 posts (350 Generalist, 410 Specialist, 81 AE); Mains – 8 Nov 2025.
2. Selection & Eligibility: Selection through Prelims, Mains, and Interview; age limit 21–30 years; Bachelor’s degree required (specialist posts need additional qualifications).
3. Salary & Growth: Basic Pay ₹88,635, gross around ₹1.26 lakh/month with perks; steady career growth from AAO → Zonal Manager in India’s top insurance organization.
The Life Insurance Corporation of India (LIC) has released the LIC AAO 2025 Notification on its official website www.licindia.in on 16th August 2025. A total of 841 vacancies have been announced for Assistant Administrative Officer (AAO) posts, including Generalist, Specialist, and Assistant Engineer roles. Candidates can check the eligibility, exam dates, and complete details in the official notification PDF given below.
LIC AAO Notification 2025 PDF – Generalist
LIC AAO Notification 2025 PDF – Specialist & Assistant Engineer
The Life Insurance Corporation of India (LIC) has issued an official clarification regarding the English Language Descriptive Paper for the LIC AAO (Generalist/Specialist) and AE (Civil/Electrical) 2025 Main Examination. The notice confirms that the descriptive section will cover Communication Skills: Emails, Reports, Situation Analysis, and Precis Writing. LIC has also stated that the sample questions shared in the handout are only illustrative and not exhaustive. Candidates may expect questions of a higher difficulty level or new types in the actual exam. The clarification aims to ensure transparency and guide aspirants for better preparation.
LIC is the top government-owned insurance company in India. Many aspirants dream of working here. The LIC AAO exam is your chance to get a respected post in the insurance sector. Here’s a quick look at the LIC AAO 2025 details.
| Detail | Information |
| Exam Conducting Organisation | Life Insurance Corporation of India |
| Name of Post | Assistant Administrative Officer (Generalist & Specialist) |
| Level of Exam | National |
| Category of Job | Government Jobs |
| Mode of Application | Online |
| Online Application Dates | 16th August to 8th September 2025 |
| Total No. of Vacancies | 841 Posts (Generalist-350, Specialist-410, Assistant Engineer-81) |
| Selection Stages | Prelims, Mains & Interview |
| Qualification Needed | Graduation |
| Age Limit | 21 to 30 years |
| Mode of Exam | Online |
| Language Options | English or Hindi |
| Salary Package | Rs. 1,26,000 gross salary per month. |
| Official Website | licindia.in |
The LIC AAO 2025 exam will be conducted in two phases – Prelims and Mains – followed by an Interview round.
| Events | LIC AAO Exam Dates |
| Online Examination – Preliminary | 3rd October 2025 |
| Online Examination – Main | 8th November 2025 |
| Interview (Tentative) | December 2025 |
Now, let’s look at the post-wise vacancy distribution from this year’s official notification. Post-wise vacancy helps you know the complete vacancy breakdown of each post. The vacancies for each category in AAO Specialist posts, AAO Generalist posts, and Assistant Engineer posts are provided in detail below.
Here is the distribution of AAO Specialist posts:
| Post | SC | ST | OBC | EWS | UR | Total |
| AAO (CA) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (CS) | 1 | 1 | 2 | 1 | 5 | 10 |
| AAO (Actuarial) | 4 | 2 | 7 | 3 | 14 | 30 |
| AAO (Insurance Specialist) | 45 | 22 | 77 | 34 | 132 | 310 |
| AAO (Legal) | 4 | 2 | 7 | 3 | 14 | 30 |
| Total | 58 | 29 | 100 | 44 | 179 | 410 |
Given below is the distribution of AAO Generalist:
| Category | SC | ST | OBC | EWS | UR | Total |
| Current Year | 51 | 22 | 88 | 38 | 142 | 341 |
| Backlog | 0 | 6 | 3 | – | – | 9 |
| Total | 51 | 28 | 91 | 38 | 142 | 350 |
Take a look at the is the distribution of Assistant Engineer’s posts:
| Post | SC | ST | OBC | EWS | UR | Total |
| AE (Civil) | 8 | 3 | 13 | 5 | 21 | 50 |
| AE (Electrical) | 4 | 3 | 8 | 3 | 13 | 31 |
| Total | 12 | 6 | 21 | 8 | 34 | 81 |
The step-by-step process of LIC Recruitment 2025 is explained in clear points below:
The online form of the LIC AAO application process has ended. The candidates who have successfully filled out the form should start their preparation using our LIC AAO Special Mock Test Package, which contains mini mocks, topic tests, prelims rank boosters, and full-length mock tests. Take a Demo test for free to know your preparation level for Prelims.
Candidates must pay an application fee of Rs. 700/- after filling out the application form. It is mandatory. They can make the payment online using any of the options like internet banking, debit/credit cards, UPI, or any other mode of payment accepted by the board.
Check out the LIC AAO fees for each category:
| Category | Fees |
| Others | Rs 700 |
| SC/ST | Rs 85 |
| PwBD | Rs 85 |
The Life Insurance Corporation of India (LIC) has released its 2025 notification for Assistant Administrative Officer (AAO) – Specialist, featuring 410 vacancies across roles like Chartered Accountant, Company Secretary, Actuarial, Insurance Specialist, and Legal. Selection involves three stages: Preliminary exam (3 October), Main exam (8 November), followed by an interview. Reserved category applicants (SC/ST/PwBD) pay ₹85 + charges; others pay ₹700 + charges
LIC has announced 350 AAO Generalist vacancies (out of 841 total posts, including Specialist and AE) for candidates with a bachelor’s degree from a recognized Indian university. The application window opens on August 16, and closes on September 8, 2025. Eligibility: age between 21 and 30 years as of August 1, 2025 (born between August 2, 1995, and August 1, 2004). Selection involves Prelims (Oct 3), Mains (Nov 8), and an Interview, followed by a medical exam. Fees: ₹700 for general/OBC/EWS and ₹85 for SC/ST/PwBD, plus GST and a charge
It’s essential to first check whether you are eligible to apply for the exam or not. Make sure you go through the complete eligibility criteria before moving ahead with the process. That is to say, you must meet not only the age limit but also the educational qualification to apply for the exam. Read the information below carefully before filling out the online form.
For the Generalist post, the candidate should be at least 21 years old (as on 1st August 2025). The maximum age allowed is 30 years on the same date. In simple terms, their date of birth should fall between 2nd August 1995 and 1st August 2004, including both dates. For the Specialist post, the age limit is different for each post under the specialist cadre.
You can check the exact post-wise age requirements in the table given below.
| Post | Age Limit | Birth Dates |
| AE (Civil) | 21–30 yrs | 02.08.1995 – 01.08.2004 |
| AE (Electrical) | 21–30 yrs | 02.08.1995 – 01.08.2004 |
| AAO (CA) | 21–32 yrs | 02.08.1993 – 01.08.2004 |
| AAO (CS) | 21–30 yrs | 02.08.1995 – 01.08.2004 |
| AAO (Actuarial) | 21–30 yrs | 02.08.1995 – 01.08.2004 |
| AAO (Insurance Specialist) | 21–30 yrs | 02.08.1995 – 01.08.2004 |
| AAO (Legal) | 21–32 yrs | 02.08.1993 – 01.08.2004 |
Age Relaxation:
Let’s also take a look at the category-wise age relaxation provided in LIC AAO 2025:
| Category | Relaxation |
| SC/ST | 5 yrs |
| OBC | 3 yrs |
| PwBD (Gen) | 10 yrs |
| PwBD (SC/ST) | 15 yrs |
| PwBD (OBC) | 13 yrs |
| ECO/SSCO (GEN) | 5 yrs |
| ECO/SSCO (SC/ST) | 10 yrs |
| ECO/SSCO (OBC) | 8 yrs |
| Confirmed LIC employees | +5 yrs |
For Generalist posts, you must have a Bachelor’s degree. It should be from a recognised university or an institution approved by the Government of India or relevant authorities. You must also show proof of result declaration at the interview stage.
In the case of Specialist posts, the qualifications and experience are different for each role.
Check the table below for complete post-wise details.
| Post | Qualification | Experience |
| AAO (CA) | Bachelor’s + Passed ICAI Final + Associate Member of ICAI | Articleship done, Membership verified |
| AAO (CS) | Bachelor’s + Member of ICSI | – |
| AAO (Actuarial) | Bachelor’s + Passed 6 papers of Institute of Actuaries (India/UK) | Membership verified |
| AAO (Insurance Specialist) | Bachelor’s + Passed 6 papers of the Institute of Actuaries (India/UK) | Min 5 yrs in IRDAI-regulated Life Insurance |
| AAO (Legal) | Bachelor’s in Law (50% marks; 45% for SC/ST/PwBD) | Advocate + 2 yrs legal experience |
The selection process for Assistant Administrative Officers (AAOs) has 3 stages. These 3 stages are
Prelims is only qualifying, and Mains + Interview marks are counted for final merit.
A Pre-recruitment Medical Examination will follow the interview round.
The marks you score in the Preliminary Exam or Phase I will not be counted when preparing the final merit list. The Prelims exam consists of three sections: Quant, Reasoning, and English (qualifying).
Only the marks from the Mains Exam will be used for shortlisting candidates for the Interview. Your Mains Exam marks and Interview marks will be added together for the final merit list.
LIC AAO Basic pay is Rs 88,635/month in the scale of Rs 88,635 to Rs 1,69,025. With allowances (HRA+CCA), LIC AAO In-hand salary around Rs 1,26,000/month in ‘A’ Class city.
Perks include: Pension, gratuity, LTC, medical cover, insurance, vehicle loan, meal coupons, reimbursement (mobile, briefcase, furniture), maid allowance, and other LIC benefits.
The LIC AAO exam is divided into two stages: Prelims and Mains. The Prelims is the first filter. Your marks in this stage will not be added to the final merit list. The final selection will depend only on your marks in the Mains exam and the Interview. So, if you’re aiming to crack this exam, you must treat the Mains as the real game.
The Prelims exam is simple in structure. You’ll face three sections: Reasoning, Numerical Ability, and English Language. Each section will have its own time limit. You’ll get 60 minutes in total (20 minutes for each section). The test will be conducted online. The English section will only be qualifying in nature, which means its marks won’t count for your ranking. Another relief is that there is no negative marking for wrong answers.
Check the Prelims exam pattern of LIC AAO below:
| Section | Questions | Marks | Time Limit |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Quantitative Aptitude | 35 | 35 | 20 minutes |
| English Language | 30 | Qualifying only | 20 minutes |
| Total | 100 | 70 | 60 minutes |
The Mains exam is much more detailed than the Prelims. It will test your reasoning, general awareness, financial knowledge, and professional knowledge.
Each section will have its own time limit, so you can’t shift time from one section to another. The paper will be for 300 marks in total.
There will also be a descriptive English test at the end, but this is only qualifying in nature. Just like Prelims, there is no negative marking in Mains.
Here’s the structure of the Mains exam:
| Section | Questions | Marks | Time Limit |
| Reasoning | 30 | 90 | 40 minutes |
| General Knowledge & Current Affairs | 30 | 60 | 20 minutes |
| Data Analysis and Interpretation | 30 | 90 | 40 minutes |
| Insurance & Financial Market Awareness | 30 | 60 | 20 minutes |
| Total (Objective) | 120 | 300 | 120 minutes |
| English Descriptive (Email writing, Report Writing, Precis Writing, and Situation Analysis Writing) | 2 | 25* | 30 minutes |
NOTE: The Descriptive English test is qualifying only, and its marks will not count for ranking.
So, in short:
You should clearly know how many topics the LIC AAO 2025 syllabus covers before starting your exam preparation. This exam mainly includes subjects like Reasoning, Quantitative Aptitude, English Language, General/Financial Awareness, Professional Knowledge, and Current Affairs. To reach the interview stage, you must qualify for the Mains exam by scoring the minimum cut-off. And for that, being aware of the subject-wise syllabus is a must. The descriptive test will test your writing skills in email writing, report writing, precis writing, and situational analysis writing. There is no negative marking in the LIC AAO The LIC AAO Syllabus is divided into Prelims and Mains.
Let’s now go through the section-wise syllabus, with topic-wise weightage of LIC AAO mentioned in front of each topic:
The Reasoning section is of 35 marks in the LIC AAO Prelims. You will get only 20 minutes to solve 35 questions in this section. Check important topics of reasoning in LIC AAO exam as listed below.
The Quant section is of 35 marks in the LIC AAO Prelims exam. You will get only 20 minutes to answer 35 questions in the quant section. Check important topics of Quantitative Aptitude which is asked in LIC AAO exam listed below:
The English Language section is of 30 marks, and you have to score only 10 marks in this section to qualify for the Prelims. Target 15 to 20 marks in English to reach a safe score of 10 in the result. Check the important topics of the English Language for LIC AAO Prelims exam listed below.
Other Sections of LIC AAO Mains:
LIC AAO 2025 Call Letter will soon be available for download on the official LIC website after the application form filling process over, and candidates can also check updates through Practicemock. The call letter is a mandatory document that allows aspirants to appear for the exam. It contains important details like exam date, time, venue, and instructions to be followed on the exam day. Candidates must log in using their registration number and password/date of birth to download the admit card. Practicemock will provide direct links, step-by-step guidance, and exam-related updates to help aspirants easily access their LIC AAO 2025 Call Letter without confusion.
The LIC AAO Result 2025 will be declared by the Life Insurance Corporation (LIC) after the completion of each stage of the LIC Assistant Administrative Officer (AAO) exam, including the Preliminary, Main, and Interview stages. The LIC AAO result is typically released on the official LIC website, where candidates can check their performance by entering their credentials.
LIC AAO 2025 Cut-Off will be declared once the examination has been conducted, but the qualifying marks have already been announced on the official website. The last exam was conducted in 2023. Check LIC AAO Previous Year’s exam analysis. The candidates can check the previous year’s section-wise & category-wise LIC AAO cut-off Marks to understand the level of the exam.
| LIC AAO Prelims Cut Off 2023 | ||
| LIC AAO Prelims Sections | Cut-Off Marks For SC/ST Candidates | Cut Off Marks For Others |
| Reasoning Ability | 16 | 18 |
| Quantitative Aptitude | 16 | 18 |
| English Language | 9 | 10 |
LIC provides minimum qualifying marks for its prelims exam, which are given below. The candidate has to score the given marks in order to get into the next stage. In this examination, English is of a qualifying nature.
| Section | Maximum Marks | Minimum Qualifying Marks | |
| General/OBC/EWS | SC/ST/PwD | ||
| English Language (Qualifying) | 30 | 10 | 9 |
| Numerical Ability | 35 | 18 | 16 |
| Reasoning Ability | 35 | 18 | 16 |
| Total | 100 | 28 | 26 |
Preparing for the LIC AAO Generalist requires a well-structured strategy and consistent practice. The exam has two stages, which are Prelims and Mains, followed by an Interview, so aspirants should focus on accuracy, speed, and conceptual clarity.
In Prelims, concentrate on Reasoning, Quantitative Aptitude, and English Language (qualifying). Strengthen the basics of arithmetic, data interpretation, puzzles, seating arrangement, and grammar. Practice mock tests regularly to improve time management. English should be practiced through reading comprehension, error detection, and vocabulary building.
While the English language is qualifying, you should focus more on the Quant and Reasoning sections.
For Mains, emphasize Insurance & Financial Market Awareness, General Knowledge, Current Affairs, Data Analysis & Interpretation, and Reasoning. Regularly read newspapers and monthly current affairs magazines. Pay attention to government schemes, RBI, SEBI, IRDAI updates, and insurance-related concepts. For data analysis, focus on caselets, charts, and DI sets.
There is no negative marking in the LIC AAO Prelims as well as the Mains exam. Therefore, attempt all questions with maximum accuracy to increase your score in the exam.
In the Descriptive test, practice email, report, precis, and situation analysis writing on topics related to insurance, economy, and banking. Writing with clarity and structure is crucial.
During Interview preparation, revise the basics of insurance, LIC’s role in the economy, and general awareness. Confidence and communication skills matter.
Finally, solve LIC AAO previous year papers, take sectional tests, and maintain a balanced study routine. Consistency, revision, and smart practice are the keys to success.
READ LIC AAO Preparation Strategy 2025
Also read other related blogs:
| LIC AAO Syllabus and Exam Pattern | LIC AAO Previous Year Cut-offs |
| LIC AAO Eligibility Criteria | LIC AAO Salary |
| LIC AAO Study Plan | LIC AAO Previous Year Papers |
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Yes. It is out for this year’s recruitment process at www.licindia.in.
It’s the recruitment drive for 760 AAO and 81 AE posts in Generalist and Specialist/AE streams.
The Prelims exam will be conducted on 3rd October 2025, whereas the Mains exam will be held on 8th November 2025.
You’ll have to clear the three stages to clear the exam. They are Prelims, Mains, and Interview.
The salary that you’ll get after clearing the exam will be Rs 88,635 to Rs 1,69,025 plus allowances.
You can apply online at www.licindia.in from 16th August to 8th September 2025. You can access the direct link to apply online in the blog above.
21 to 30 years for Generalist. And for specialist posts, it varies by role. Check out the age limit section in the blog above to know more about it.
The application fees are Rs 700 for others and Rs 85 for SC/ST/PwBD.
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