IDBI JAM Grade O Exam Pattern 2026

The IDBI Junior Assistant Manager (JAM) Grade O Exam Pattern 2026 has been officially released. Aspirants must understand the structure of the online test, including the number of questions, marks distribution, sectional timing, and negative marking. A clear grasp of the exam pattern helps candidates plan their preparation strategy, manage time effectively, and maximize scores.

IDBI JAM Exam Pattern 2026, Major Highlights

The exam is conducted online and follows a structured format. Candidates must attempt objective‑type questions across multiple sections within a fixed duration. Sectional timing ensures balanced focus on each subject. Negative marking applies, making accuracy as important as speed.

Highlights:

• Mode of Exam: Online (Computer‑Based Test)
• Type of Questions: Objective (Multiple Choice)
• Total Questions: 200
• Maximum Marks: 200
• Duration: 2 Hours
• Sectional Timing: Yes
• Negative Marking: 0.25 marks deducted per wrong answer

IDBI JAM Exam Pattern 2026 – Section Wise Distribution

Section‑wise distribution ensures balanced evaluation across reasoning, quant, English, and awareness. Knowing the exact number of questions, marks, and timing helps candidates allocate effort strategically and maximize performance in each area.

Section	No. of Questions	Marks	Time
Logical Reasoning, Data Analysis & Interpretation	60	60	40 minutes
English Language	40	40	20 minutes
Quantitative Aptitude	40	40	35 minutes
General/Economy/Banking Awareness & Computer Awareness	60	60	25 minutes
Total	200	200	120 minutes (2 hours)

This distribution ensures candidates must balance reasoning, quant, English, and awareness sections within the allotted time.

IDBI JAM Exam Pattern 2026 – Marking Scheme

The marking scheme is straightforward but demands precision. Each correct answer carries one mark, while each incorrect answer results in a penalty of 0.25 marks. Unanswered questions do not attract any penalty. This negative marking system emphasizes accuracy and discourages guesswork.

IDBI JAM Exam Pattern 2026 – Selection Process

The selection process combines online examination and interview. Clearing the CBT is the first step, followed by a personal interview. This two‑stage process ensures candidates are evaluated on knowledge and suitability.

The selection process for IDBI JAM Grade O 2026 involves two stages:

1. Online Examination: Candidates must clear the computer‑based test as per the exam pattern.
2. Personal Interview: Shortlisted candidates are called for an interview, where their suitability for the role is assessed.

Final selection is based on performance in both stages.

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