Know how to prepare Prelims & Mains together for Bank Exams and increase your chances of selection
Many banking exam aspirants clear prelims if they do rigorous practice of questions. But they often get stuck in the Mains exam preparation. In most bank exams, there is usually only a 20 to 25-day time gap between Prelims and Mains. Until the exam notification is released, you have time to prepare for both Prelims and Mains. If you start preparing for Mains after prelims, you will not have time to cover all topics, and you will get stuck in advanced topics. Therefore, it becomes essential to prepare for Prelims and Mains together. Preparing for banking exams can be challenging, especially when you aim to tackle both Prelims and Mains simultaneously. Many aspirants struggle with balancing speed, accuracy, and conceptual clarity. With the right strategy, resources, and practice plan, you can prepare for both stages efficiently. This blog is a complete one-stop guide for banking exam aspirants to prepare for Prelims and Mains together while maximizing their chances of success.
Before designing your strategy, it’s crucial to understand the exam stages and syllabus overlap. Banking exams are typically divided into Prelims and Mains, each with different objectives and difficulty levels. Prelims focus on speed and accuracy, mainly testing reasoning, quantitative aptitude, and English. Mains assess conceptual depth, higher-level reasoning, data interpretation, and banking awareness. Understanding this structure helps aspirants plan their preparation in a way that they can cover common topics efficiently, moving from basic concepts to advanced applications, because ultimately the Mains exam score decides your final selection.
Bank Exam General Structure: (Example)
| Section Name | Number of Questions | Maximum Marks | Duration |
| Quant | 35 | 35 | 20 |
| Reasoning | 35 | 35 | 20 |
| English | 30 | 30 | 20 |
| Total | 100 | 100 | 60 minutes |
The timeline of bank exams is usually like: Notification release -> After 35 days, Prelims -> After 25 to 30 Days, Mains.
Note: You can follow this strategy of preparing for Prelims and Mains together before Notification Release or till 10 days after Notification release. Because, after the notification for the exam is released, you have to focus on intensive Prelims-focused preparation.
The Prelims exam serves as a screening stage to shortlist candidates for the Mains exam. It generally includes English Language, Quantitative Aptitude, and Reasoning Ability. The time limit is tight, often 60 minutes, requiring fast problem-solving skills. Negative marking applies for wrong answers, so accuracy is as important as speed. Prelims help aspirants identify strengths and weaknesses, and starting from basic concepts ensures a solid foundation before moving to advanced Mains-level questions.
The Mains exam evaluates your conceptual clarity, analytical thinking, and exam readiness. Along with Reasoning, Quant, and English, it includes Data Analysis & Interpretation, General/Banking Awareness, and sometimes descriptive English or computer knowledge. Many topics in Mains are an advanced extension of Prelims topics, so aspirants must practice basic-to-advanced level questions in Quant, Reasoning, and English. Since Mains performance ultimately decides the final merit list, a strong focus on conceptual clarity, accuracy, and higher difficulty questions is essential.
Preparing for both exams simultaneously helps save time and effort by covering topics like Quant, Reasoning, and English basics first, and then gradually moving to advanced-level questions. You will have only 2 to 3 weeks after Prelims to prepare for Mains, and in this time, it is not possible to cover all the advanced topics along with the last 6 months of current affairs. And current affairs questions are now asked in depth, so you cannot skip them. This approach not only strengthens conceptual clarity but also ensures you are well-prepared for high-difficulty Mains questions, which carry more weight in the final selection. Integrated preparation allows aspirants to revise continuously, reinforcing fundamentals while tackling advanced problems that are common in Mains. But this integrated preparation can be done only before the release of the notification. Because, after the notification for the exam is released, you have to shift your strategy towards the prelims-focused preparation only.
A structured approach is essential. Start by building a strong foundation in common topics from basic to advanced level, then allocate separate time for Prelims-focused speed practice and Mains-focused depth. Incorporate mock tests, quizzes, and topic-wise practice regularly. This method ensures you can handle both objective-level Prelims questions and advanced Mains questions, giving you a strategic advantage in final merit preparation.
Focus on Quantitative Aptitude, Reasoning Ability, and English Language, as these form the core of both Prelims and Mains. Start with basic concepts in arithmetic, algebra, puzzles, grammar, and vocabulary, then gradually move to advanced-level questions similar to those asked in Mains. Creating short notes, formula sheets, or concept maps will help you revise quickly. Strong fundamentals allow aspirants to handle both exams efficiently, while advanced practice ensures Mains-level questions are solved accurately.
While the foundation overlaps, some topics are unique to each stage. Prelims requires speed-oriented practice in Quant and Reasoning, along with basic comprehension. Mains demands advanced DI, complex puzzles, detailed current affairs, and banking awareness. Segregating topics ensures aspirants can prioritize their study plan, moving from basic to advanced level where necessary, and understand which areas will have a greater impact on the final merit list.
A daily study plan keeps preparation organized and consistent. Allocate morning hours for high-focus Mains topics like DI and puzzles, afternoons for Prelims speed practice, and evenings for revision and quizzes. Night sessions can cover current affairs and banking terms. Integrate basic-to-advanced practice for common subjects daily so that Mains-level problems become easier to solve. A structured routine ensures all subjects are covered adequately and reduces last-minute exam stress.
Mock tests are the backbone of your bank exam preparation. Begin with Prelims-level mocks to build speed, then gradually attempt Mains-level tests to improve accuracy and depth. Focus on solving both simple and advanced questions using topic tests in Quant, Reasoning, and English to strengthen your foundation. Analyze the results of section-wise tests and focus on weak areas.
What you can do before and after the release of the notification.
| Duration | Task |
| Before Notification Release | You can attempt 1 free mock test and work on your weak areas. |
| After Notification Release | Focus on Prelims exam practice and attempt mocks every week, and analyse it carefully. |
| After Prelims | Focus on Mains Exam Practice and Attempt Mocks after every 3 to 4 days |
Current affairs and banking awareness are crucial for Mains but can be started during Prelims preparation. Daily newspaper reading, RBI updates, budget highlights, and monthly revision notes help retain important information. Regular quizzes strengthen memory and increase confidence in answering both objective and descriptive questions. For Mains, focus on advanced banking concepts and high-weight topics, as they significantly influence the final merit list.
Descriptive English evaluates writing skills, clarity, and communication. Practice essays, report writing, precis writing, situation analysis writing and comprehension exercises using sample answers and timed sessions. Starting from basic grammar and vocabulary, move to advanced writing and comprehension exercises to ensure Mains readiness. Strong descriptive skills can make a significant difference in your final selection, especially for exams that include essay or letter writing sections.
Regular revision is vital. Weekly reviews of formulas, shortcuts, and banking terms keep knowledge fresh. Topic-wise revision and mock analysis help identify improvement areas. Focus on revising common topics from basic to advanced level, as these are critical for Mains. Effective pre-exam revision reduces anxiety and ensures aspirants are fully prepared to tackle both Prelims and Mains confidently, maximizing chances for final selection.
Quality resources make preparation efficient and structured. Standard books for Quant, Reasoning, and English provide concepts and practice. Online platforms offer mocks, quizzes, and timed practice, essential for speed and accuracy. Newspapers, magazines, and banking awareness capsules ensure updated current affairs knowledge. Combine books with basic-to-advanced quizzes and mocks to create a comprehensive preparation ecosystem that covers both Prelims and Mains effectively.
Preparing for Prelims and Mains together is challenging but achievable. By building strong foundations, progressing from basic to advanced levels, segregating exam-specific topics, following a structured daily plan, and practicing mocks regularly, aspirants can cover the syllabus efficiently. Integrated preparation ensures you are well-prepared for both exams, improving your chances of selection. Remember, Mains exam performance ultimately decides your final merit list, so focus on advanced practice, conceptual clarity, and accuracy alongside Prelims speed preparation.
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To prepare for the prelims and mains exam together, understand the exam pattern, know about common topics, and focus on completing one topic at a time from basic to advanced level, then move to other topics.
Yes. Preparing for prelims and mains together is crucial if you want final selection.
Usually, in SBI PO, the time gap between prelims and mains exam is 1 month only.
Yes. Prelims and mains syllabus have common topics, so they can be prepared simultaneously.
Generally, clerical-level exams like IBPS Clerk, IBPS RRB Clerk, SBI Clerk, and RBI Assistant exams have no interview.
Yes. When you get a banking sector, insurance sector, or regulatory sector job through an exam conducted by the Institute of Banking Personnel Selection (IBPS), then it is a permanent government job.
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