UPSC EPFO AO/EO and APFC Study Plan 2025, Check 100 Days Strategy

The UPSC EPFO EO/AO and APFC exams are two of the most competitive recruitment tests in the country. The exam syllabus for both is almost the same, while the jobs are slightly different. That means you can follow one study plan and prepare for both exams together. If you’re confused about how to start, how much time to give to each subject, and how to revise everything, this blog is for you. We’ll provide here two study plans targeting each exam (EO/AO and APFC) by breaking down your prep into a simple 100-day plan for your convenience.

What You’ll Get in This Blog:

• A complete 100-day study plan for EPFO AO/EO & APFC
• Day-wise targets for subjects, including Management, Labour Laws, Polity, English, Maths, Reasoning, and more
• Tips to balance theory and MCQ practice
• A realistic and easy-to-revise strategy

In short, we’ll show you how to cover the entire syllabus smartly in 10 weeks (100 days) and keep revising it for better memory.

But First, Some Must-Know Details

• Posts: EPFO AO/EO & APFC
• Recruiting Body: UPSC
• Mode: Objective-type online test (2 hours)
• Marking: 1/3rd negative marking
• Selection Process: Written test + Interview
• Vacancies: 230 (EO/AO), 74 (APFC)

Let’s start with your weekly plan.

100-Day Study Plan for EPFO AO/EO

The 100-day study plan for UPSC EPFO EO/AO below will help you cover the entire syllabus in over 100 days. The plan is crafted to master concepts from the very beginning, with frequent revision, and regular practice sessions/slots.

Before starting, you need to keep in mind that the questions asked in the EPFO AO/EO exam are easier compared to the EPFO APFC exam.

100-Day Study Plan for EPFO EO/AO 2025
Day	Topics
1	Indian Constitution – Preamble, Salient Features
2	Fundamental Rights and Duties
3	Directive Principles of State Policy
4	Structure of Parliament and State Legislatures
5	President, Vice-President, Prime Minister, Council of Ministers
6	Governor, CM, State Executive
7	Constitutional & Non-Constitutional Bodies (Revision of the topics covered earlier)
8	Judiciary System in India – SC & HC
9	Emergency Provisions
10	Centre-State Relations, Finance Commission
11	History – Ancient India: Vedic Period
12	Mauryan & Post-Mauryan Empires
13	Gupta Period, Harshavardhana
14	Early Medieval Period – Kingdoms & Culture (Revision of the topics covered earlier)
15	Delhi Sultanate – Key Rulers & Reforms
16	Mughal Empire – Administration & Decline
17	Modern History – Advent of Europeans (Revision of the topics covered earlier)
18	Revolt of 1857 & Social Reform Movements
19	INC Formation to 1919
20	Non-Cooperation & Civil Disobedience Movements
21	Quit India to Independence (Revision of the topics covered earlier)
22	Economy – Basic Terms: GDP, GNP, Inflation
23	Monetary Policy – RBI, Tools
24	Fiscal Policy – Budget, FRBM, Deficits
25	Banking Structure in India
26	NBFCs, Financial Inclusion, Priority Sector Lending (Revision of the topics covered earlier)
27	NITI Aayog, Planning in India
28	Agriculture & Industrial Sector Trends
29	Poverty, Unemployment, Inclusive Growth
30	Labour Welfare – History & Overview (Revision of the topics covered earlier)
31	Labour Laws – Introduction, Types
32	EPF Act 1952 – Structure, Provisions
33	ESI Act 1948, Payment of Gratuity Act 1972
34	Trade Union Act 1926
35	Factories Act 1948, Minimum Wages Act 1948
36	Environment – Ecology, Biodiversity (Revision of the topics covered earlier)
37	Climate Change, Agreements (Paris, Kyoto)
38	National Parks, Eco-sensitive Zones
39	Geography – India: Rivers, Mountains, Soil Types
40	Climate of India, Natural Disasters
41	General Science – Physics Basics (Revision of the topics covered earlier)
42	Chemistry Basics – Common Compounds
43	Biology Basics – Human Body, Diseases
44	Current Affairs – National Issues
45	Government Schemes – PMJDY, Ayushman, PMAY (Revision of the topics covered earlier)
46	Reports & Indices – HDI, GII, SDG
47	Awards, Books, Sports, Defence
48	Quant – Number System, Simplification
49	Ratio, Percentage, Profit-Loss (Revision of the topics covered earlier)
50	Average, Time-Speed-Distance
51	Time & Work, Mixture & Allegation
52	DI – Bar Graphs, Line Charts (Revision of the topics covered earlier)
53	Reasoning – Coding, Blood Relations
54	Puzzles, Syllogism, Inequality
55	Statement-Conclusion, Assumption
56	English – Grammar Rules, Tenses (Revision of the topics covered earlier)
57	Error Spotting, Fill in the Blanks
58	Cloze Test, Para Jumbles
59	Synonyms-Antonyms, Idioms
60	Comprehension Practice (Revision of the topics covered earlier)
61	Labour Welfare – Social Security in India
62	ILO, Labour Codes 2020
63	Trade Unions & Collective Bargaining
64	RTI Act, Lokpal & Lokayuktas (Revision of the topics covered earlier)
65	Electoral Reforms, Anti-defection Law
66	Governance – Transparency, Accountability
67	Practice – Quant + Reasoning Mini Test
68	Practice – English + GK Mini Test
69	Practice – Labour Law Case Studies
70	Practice – Constitution & History MCQs
71	Mock Test 1 + Revision
72	Mock Test 2 + Revision
73	Mock Test 3 + Revision
74	Mock Test 4 + Revision
75	Mock Test 5 + Revision
76	Current Affairs – Monthly Revision
77	Static GK + Economy – Revision
78	Quant & Reasoning – Revision
79	English – Revision
80	Labour Laws – Summary Notes Revision
81	Full-Length Mock Test 6
82	Full-Length Mock Test 7
83	Full-Length Mock Test 8
84	Full-Length Mock Test 9
85	Full-Length Mock Test 10
86	Important Judgments & Labour Cases
87	Quick Revision of Governance & Polity
88	Summary of Budget, Economic Survey
89	EPFO-specific Policies – Pension Scheme, UAN
90	Labour Reforms & Labour Codes Practice
91	Test: Constitution + History
92	Test: Quant + Reasoning
93	Test: English + Labour Laws
94	Test: Current Affairs + Governance
95	Quick Notes Final Touch-Up
96	Final Revision: Static GK + Science
97	Final Revision: Labour Laws
98	Final Revision: Constitution & Polity
99	Final Revision: Economy + Quant
100	Final Mock Test + Relax + Sleep Early

NOTE: On Sundays, keep 2-3 hours for MCQ practice and revision.

100-Day Study Plan for UPSC APFC Exam (Assistant Provident Fund Commissioner)

This plan is crafted for aspirants who want to cover the entire APFC syllabus in 100 days, including revision. It divides all main subjects like Indian Polity, Labour Laws, Social Security, Current Affairs, and General Studies, day by day. If you follow it with seriousness and regularity, this plan will cover every subject in a structured and focused manner.

Day	Topics to Study
Day 1	Constitution: Preamble, Features, Historical Background
Day 2	Fundamental Rights & Duties
Day 3	Directive Principles of State Policy
Day 4	Union Government: President, Vice President, Prime Minister
Day 5	Union Legislature: Parliament, Lok Sabha, Rajya Sabha
Day 6	State Government: Governor, CM, State Legislature
Day 7	Judiciary: Supreme Court, High Courts
Day 8	Emergency Provisions
Day 9	Centre-State Relations
Day 10	Constitutional & Non-Constitutional Bodies
Day 11	Revision (Day 1–10 topics)
Day 12	Labour Laws: Intro to Indian Labour Law Framework
Day 13	Code on Wages, 2019
Day 14	Industrial Disputes Act, 1947
Day 15	Factories Act, 1948
Day 16	Trade Unions Act, 1926
Day 17	Employees’ Provident Funds and Miscellaneous Provisions Act, 1952
Day 18	Employees’ State Insurance Act, 1948
Day 19	Maternity Benefit Act, 1961
Day 20	Contract Labour Act, 1970
Day 21	Revision (Day 12–20 topics)
Day 22	Social Security: Concept and Evolution in India
Day 23	Schemes: EPFO, ESI, PMJJBY, PMSBY, Atal Pension Yojana
Day 24	Pension Reforms and NPS
Day 25	Unorganised Sector and Social Security Challenges
Day 26	Social Security Code, 2020
Day 27	International Labour Organisation (ILO)
Day 28	Social Welfare Schemes for Women and Children
Day 29	Social Justice and Inclusive Development
Day 30	Revision (Day 22–29 topics)
Day 31	Indian Economy: Overview and Basic Concepts
Day 32	Planning in India and NITI Aayog
Day 33	Budget, Fiscal Deficit, Monetary Policy
Day 34	Banking Sector and Financial Inclusion
Day 35	Unemployment and Poverty
Day 36	Sectors of the Economy: Agriculture, Industry, Services
Day 37	GST and Tax Reforms
Day 38	Economic Survey and Budget Highlights
Day 39	Current Economic Issues
Day 40	Revision (Day 31–39 topics)
Day 41	General Science: Physics Basics (Force, Work, Energy)
Day 42	Chemistry Basics (Atoms, Molecules, Reactions)
Day 43	Biology Basics (Cells, Human Body Systems)
Day 44	Environmental Science: Climate Change, Biodiversity
Day 45	Pollution, Environmental Laws and Policies
Day 46	Technology and Innovation in India
Day 47	Space & Defence Programs (ISRO, DRDO)
Day 48	Health & Diseases, Immunisation, WHO Schemes
Day 49	Science and Tech in Current Affairs
Day 50	Revision (Day 41–49 topics)
Day 51	History: Ancient India – Vedic Age, Mauryas, Guptas
Day 52	Medieval India – Delhi Sultanate, Mughals
Day 53	Modern India – 1857, Freedom Movements
Day 54	Modern India – Gandhi Era to Independence
Day 55	Post-Independence Consolidation
Day 56	Geography: Physical Geography – Landforms, Climate
Day 57	Indian Geography – Rivers, Soils, Agriculture
Day 58	World Geography – Continents, Oceans, Climate Zones
Day 59	Current Affairs in History & Geography
Day 60	Revision (Day 51–59 topics)
Day 61	Aptitude: Basic Arithmetic – Percentage, Ratio, Profit & Loss
Day 62	Time, Speed, Distance; Averages
Day 63	Data Interpretation (Pie Chart, Line Graphs)
Day 64	Reasoning: Series, Coding-Decoding
Day 65	Blood Relations, Direction Test
Day 66	Syllogism, Statement-Conclusion
Day 67	Practice Reasoning PYQs
Day 68	Practice Maths PYQs
Day 69	Mock Test on Aptitude + Reasoning
Day 70	Revision (Day 61–69 topics)
Day 71	Ethics: Basic Concepts – Values, Morals, Ethics
Day 72	Integrity, Impartiality, Non-Partisanship
Day 73	Code of Conduct and Professional Ethics
Day 74	Emotional Intelligence, Probity in Governance
Day 75	Case Studies on Ethics
Day 76	Reports & Indices: HDR, WEF, IMF, WB, ILO
Day 77	Important Government Schemes in News
Day 78	Government Reports – NSSO, NITI, PIB, etc.
Day 79	Current Affairs: National, International News
Day 80	Revision (Day 71–79 topics)
Day 81	Practice Full-Length Mock Test 1
Day 82	Analysis + Work on Weak Areas
Day 83	Practice Full-Length Mock Test 2
Day 84	Practice Full-Length Mock Test 3
Day 85	Practice PYQs of Last 5 Years
Day 86	Focus on Labour Laws Revisions
Day 87	Focus on Polity and Economy Revisions
Day 88	Focus on Ethics and GS Revisions
Day 89	Focus on Social Security Revisions
Day 90	Focus on Current Affairs + Schemes
Day 91	Mock Test 4 + Analysis
Day 92	Mock Test 5 + Analysis
Day 93	Targeted Revision: Weakest Subject
Day 94	Targeted Revision: Second Weakest Subject
Day 95	Practice Descriptive (2 essays + 2 short notes)
Day 96	Practice Descriptive (2 essays + 2 short notes)
Day 97	Final Current Affairs Revision
Day 98	Quick Flashcard Review + Notes
Day 99	Light Study + Mind Refresh
Day 100	Get Ready for Exam Conditions Mentally + Stay Calm

Smart Preparation Strategy for EPFO AO/EO and APFC

Most aspirants start their preparation with full motivation. But sadly, they lose track midway. They either focus too much on theory and ignore MCQs, or delay descriptive answer writing till the last moment. But if you want to clear this exam on the very first attempt, you need a plan that works. It should not just be practical. It should have the right structure, a balance between the subjects, and a smart revision strategy. A good amalgamation of all these things can make a huge difference. Plus, a quick start will make sure you remain regular over the next 100 days.

Here’s how you to stay focused and turn your preparation into success:

1. Start with the Subjects That Help You Build Confidence Early On

Most aspirants rush to cover tough subjects first. That usually leads to burnout and confusion. The smarter move is to start with subjects like English, management, and Polity. These are subjects full of theory, and less time-taking. So, completing them will give you a quick sense that you are progressing. And once, get comfortable and catch speed, you can cover Maths, Labour Laws, and science. The preparation of such subjects needs time, and so do the problem-solving sessions related to them.

2. Don’t Sit with One Subject All Day (Divide Your Day Into 3 Study Blocks)

It’s tempting to finish one subject in a single stretch. But that rarely works. Your mind gets saturated, and retention drops.

Divide your study time like this:

• Morning Block – Focus on theory-heavy subjects (Labour Laws, Management, or Polity)
• Afternoon Block – Pick up MCQ practice based on what you’ve studied
• Evening Block – Reserve this for numericals or conceptual stuff (like Economy, Maths, or Reasoning)

This routine keeps you fresh, and you end up touching 2–3 subjects each day without feeling overloaded.

3. Weekly Revision is A Must

You’ll forget things. That’s normal. But if you’re revising every week, it won’t pile up. So, pick one day every 7 days (preferably Sunday) for a recap. You don’t need to study anything new that day. Just revise:

• All definitions and provisions you noted during the week
• Flashcards, formulas, or section numbers from Labour Laws
• Short MCQ tests from old topics
• Any weak areas that need another round

These Sunday sessions make sure your memory stays fresh—and your confidence doesn’t drop.

4. Read. But More Importantly, Write.

Reading is only half the job. If you don’t make notes, you’ll waste hours flipping pages later.

So after you study a topic, write it down in your own words. Especially, for Management theories, Labour Laws, and the Economy. Not only does this improve recall, but it also makes your final revision 10x faster. And when you begin descriptive writing, you’ll already have half the content ready.

5. Don’t Wait to Start Practicing MCQs (Start from Day 10 Itself)

Many candidates spend 60 days reading and start MCQs at the end. By then, it’s too late to build speed or spot weak spots.

From Day 10 onwards, begin solving 10–20 topic-based MCQs daily. If you study Fundamental Rights today, test yourself on Fundamental Rights tonight. Immediate recall practice builds long-term retention.

This habit also makes you exam-ready faster and shows you which areas need more attention.

6. Descriptive Writing Can’t Be Mastered in the Last Week

Even though the EPFO paper is objective, descriptive skills matter, especially for interview preparation and APFC-level questions.

Start small. After Week 6, start writing 1–2 short descriptive answers every week. Focus on structure (introduction, body, conclusion). Use keywords from your theory notes. And review what you wrote.

If you wait till the mocks or interview call, you won’t have time to polish your writing.

7. Track What You’re Doing, Or You’ll Keep Forgetting What’s Left

This one seems obvious but is the most ignored. Keep a weekly tracker. Nothing fancy. Just check:

• Reading complete?
• MCQs solved?
• Notes written?
• Revision done?

This takes 2 minutes but saves you hours of confusion later. You’ll know where you stand—and what to fix.

Takeaway

The EPFO AO/EO and APFC exams are not just about covering the syllabus. They’re about covering smart. This 100-day plan for AO/EO and APFC exams above is made to help you cover the syllabus thoroughly, without feeling tired. So, keep meeting your day-wise goals, revise regularly, and practice MCQs like your selection depends on it (because it does). You don’t need 6-hour days, but just focused hours are enough to get the best results. And don’t forget, there’s still a good time left for ultimate preparation. So, start today and get ready to succeed 3 months later.

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Related Posts:
Is UPSC EPFO a Gazetted Officer?	UPSC APFC Syllabus
UPSC EPFO Notification	UPSC EPFO Salary

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