SBI Clerk Salary 2025: The SBI Clerk is one of the most competitive exams, offering one of the highest vacancies in the bank clerical sector. The SBI Clerk Salary attracts most candidates to appear for the SBI Clerk exam. Aspirants who are serious about appearing in this exam should check the State Bank of India clerk salary and job profile before applying. The new basic pay scale of the SBI Clerk is Rs. 24050-1340/3-28070-1650/3-33020-2000/4-41020- 2340/7-57400-4400/1-61800-2680/1-64480. Here we are discussing the SBI Clerk revised Salary in hand, per month salary, allowances, perks and benefits, and more.
The State Bank of India (SBI) offers a competitive salary to Clerks (Junior Associates). Due to its competitive salary, it is a popular choice among banking job aspirants. The starting basic pay for an SBI Clerk is ₹26,730, which includes two extra increments for graduates. Along with this, candidates also receive allowances such as Dearness Allowance (DA), House Rent Allowance (HRA), and other benefits. This brings the total in-hand salary to around ₹46,000 per month. The salary increases over time with regular promotions and increments. SBI releases the Clerk Notification every year, and knowing the salary details helps candidates decide if they want to apply.
The SBI Clerk pay scale is Rs. 24,050-1,340/3-28,070-1,650/3-33,020-2,000/4-41,020-2,340/7-57,400-4,400/1-61,800-2,680/1-64,480. The starting basic pay for graduates is Rs. 26,730 (Rs. 24,050 plus two extra increments). At a metro city like Mumbai, the total starting salary (including basic pay, Dearness Allowance, and other allowances) is around Rs. 46,000 per month. The exact amount may vary depending on the posting location. SBI Clerks also get benefits like reimbursement of certain expenses, provident fund, and pension under the bank’s rules.
| SBI Clerk Basic Salary | |
| Before | After |
| Rs 17900-1000/3-20900-1230/3-24590-1490/4-30550-1730/7-42600-3270/1-45930-1990/1-47920 | Rs. 24,050-1,340/3-28,070-1,650/3-33,020-2,000/4-41,020-2,340/7-57,400-4,400/1-61,800-2,680/1-64,480 |
It not only offers a competitive salary but also provides job security, opportunities for career growth, and a chance to be a part of India’s leading public sector bank. Here we are providing detailed information about the SBI Clerk salary 2025 overview.
| Conducating Body | Conducting Body |
| Post Name | Junior Associates |
| Exam Mode | Online |
| Vacancy | 6589 |
| Selection Process | Prelims Mains Local language |
| SBI Clerk Salary 2025 (In-Hand) | Latest:- Rs 46,000 (Approx) |
| SBI Clerk 2025 Notification Status | Released |
| SBI Official Website | http://sbi.co.in/ https://sbi.co.in/web/careers |
The in-hand salary of the SBI Clerk comes after minus the deductions, which depend on the posting areas. As per the SBI Clerk official notification PDF, the State Bank of India has mentioned the in-hand salary of the Junior Associates post.
| SBI Clerk In Hand Salary 2025 | |
| Post Name | In-Hand Salary |
| Junior Associates | Rs 46,000/- (Approx) |
The monthly salary of an SBI Clerk in a non-metro city after deductions is around ₹42,584, and it includes basic pay, DA, HRA, and special allowance. It may vary from location to location, as employees posted in metro cities receive a slightly higher salary compared to tier II and tier III cities. The SBI Clerk role provides both financial stability and career advancement opportunities.
When we add basic salary, increments, and allowances like dearness allowance, house rent allowance, transport allowance, and special allowance, the gross salary of an SBI Clerk comes to Rs 44,894.79/- as per the SBI Clerk official notification. Here in this table, we have mentioned the SBI Clerk 2025 Gross Salary 2025.
| Parameters | Amount (in Rs.) |
| Basic Pay (including 2 annual increments) | Rs. 26730/- |
| Dearness Allowances (17.20%) | Rs. 6168.51 |
| House Rent Allowance | Rs. 2862.83 |
| Transport Allowance | Rs. 850 |
| Special Allowance | Rs. 7083 |
| Special Pay | Rs. 1200 |
| Gross Pay | Rs. 44894.79 |
| Deductions | Rs. 3673 |
| Net Pay | Rs. 41221.79 (Depending on The City of Posting) |
Apart from the basic salary and increments, SBI Clerks are included a various allowances which further increase their overall salary. Here are some important allowances to provide in the State Bank of India clerk salary:
| SBI Clerk Perks & Allowances | |
| Allowances | Amount |
| Dearness Allowance (DA) | SBI clerks get a dearness allowance of Rs 6168.51/-. DA is calculated as a percentage of basic pay and is revised from time to time to reflect changes in the cost of living. |
| Housing Rent Allowances | Clerks are entitled to Housing Allowance, which is Rs 2862.83/-. This helps cover housing costs. |
| Transport Allowance | There is a transport allowance of Rs 850. |
| Special Allowance: | SBI clerks also get a special allowance of Rs. 7083/-. |
If employees get benefits and promotions at work, then employees put in extra effort and show good manners and extra time to work. Here we are providing the 6-increment stage for Junior Associates:
| SBI Clerk Basic Salary | |
| SBI Clerk Baisc Salary | Rs.26730/- (Rs 24050 + two advance increments given to graduates) Salary after 1st Increment- Rs. 28070/-Salary after 2nd Increment-Rs. 33020/- Salary after 3rd Increment- Rs. 41020/-Salary after 4th Increment- Rs. 57400/- Salary after 5th increment- Rs. 61800/-Salary after 6th increment- Rs. 64480/- |
| Dearness Allowance | Based on the Consumer Price Index |
| House Accommodation | Depends on the place of posting. |
Here we will explain the SBI Clerk Salary Slip 2025. The SBI Clerk’s Salary includes multiple salaries and deductions. Candidates can check the detailed State Bank of India clerk salary slip in the table below.
| SBI Clerk Salary Slip 2025 | |
| Particulars | Amount (Approx.) |
| Basic Pay | Rs.24050-1340/3-28070-1650/3-33020-2000/4-41020-2340/7- 57400-4400/1-61800-2680/1-64480. |
| Dearness Allowance (DA) | Rs.6168 |
| Transport Allowance (TA) | Rs.850 |
| House Rent Allowance (HRA) | Rs.2862 |
| Special Allowance | Rs.7083 |
| Special Pay New | Rs.1200 |
| Gross SBI Clerk JA Salary 2025 | approximately Rs. 46000 (as per the notification) |
| Deductions | Rs.3673 |
| Net SBI Clerk Salary in hand 2025 | Rs. 42327 (Approximate) |
However, the initial pay is fairly good, and the main attractive feature that might attract persons into applying for the SBI Clerk position is the potential for a pay rise. Here’s how the salary structure might look after 5 years of service, and the SBI clerk’s salary is after 5 years:
An SBI Clerk can grow in their career through two ways: In-cadre promotion and Promotion to Officer cadre. In-cadre promotion is time-based. After completing 10 years, a clerk becomes a Senior Assistant with an extra allowance. After 20 years, they get promoted to Special Assistant with a higher allowance, and after 30 years, they become a Senior Special Assistant. These promotions mainly depend on years of service, and some allowances are added to the salary.
The second path is promotion to the officer cadre. For this, a clerk needs to clear exams like JAIIB and CAIIB, along with internal exams and an interview. After 3 years of service, they can become a Trainee Officer and go through probation. Based on performance, they can be promoted to higher officer posts like Scale-I Officer in the Junior Management Grade. With the right qualifications and exams, promotions happen faster.
Many students often ask if there is a training period for SBI Clerk. Yes, after joining as a Junior Associate, there is a probation period of 6 months. During this time, newly selected candidates must complete e-lessons assigned by the bank. If they fail to finish these lessons, the probation period can be extended. The bank will regularly evaluate the performance of candidates during this period. This training helps new clerks understand their job role, banking procedures, and customer service skills, ensuring they are fully prepared for their responsibilities in the branch.
Selected candidates will be governed by the terms and conditions of the Service Regulations of the Bank in force at the time of joining. The newly appointed Junior Associates will be on probation for a
Minimum period of 6 months. Newly recruited Junior Associates will be required to complete e-lessons as prescribed by the bank during the probation period, to get confirmed in the Bank, failing which their probation will be extended till completion of the same. Further, before the probation period comes to an end, the performance of the newly recruited employees will be evaluated, and the probation period of those employees whose performance fails to meet the Bank’s expectations may be extended.
It is important to know the SBI Clerk’s working time. While there isn’t a fixed schedule, the typical working hours for SBI clerks are from 10 AM to 5 PM. However, these hours can vary from branch to branch and city to city.
A newly recruited SBI Clerk earns an in-hand salary of around ₹46,000 to ₹50,000 per month, depending on the location. Over the years, with promotions, increments, and professional certifications like JAIIB and CAIIB, an SBI Clerk’s salary can grow and reach ₹1 lakh per month or more.
In the table below, we compare the salaries of SBI Clerk, IBPS Clerk, RBI Assistant and RRB Clerk. Have a look:
| Bank Exam | Starting Basic Pay (₹) | In-Hand Salary (Approx.) | Key Perks/ Highlights |
|---|---|---|---|
| SBI Clerk | 26,730 (with 2 increments for graduates) | ₹42,000–46,000 | Highest allowances, faster increments, strong promotion ladder |
| IBPS Clerk | 24,050 | ₹40,000–42,000 | Standard perks, varies by posting city, slower increments |
| RBI Assistant | 20,700 | ₹39,000–41,000 | Central bank prestige, better work-life balance, limited vacancies |
| RRB Clerk (Office Assistant) | 24,050 | ₹34,000–37,000 | Rural postings, allowances differ, good local job security |
| SBI Clerk Exam Pattern 2025 | SBI Clerk Cut Off 2025 |
| SBI Clerk Syllabus 2025 | SBI Clerk Previous Year Question Paper |
| SBI Clerk Study Plan | SBI Clerk Preparation Strategy |
The basic salary is Rs 26,730/-. Check allowances in our blog.
The revised in-hand salary of an SBI Clerk is Rs. 41,221.79/- as per the latest official notification, after deductions.
The work timings are usually 10 am to 5 pm.
The SBI Clerk salary includes the basic pay, dearness allowance (DA), house rent allowance (HRA), special allowance, transport allowance, and other applicable allowances.
The probation period for an SBI Clerk is 6 months, which may be extended up to 2 years.
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