Punjab & Sind Bank LBO Recruitment 2026 — Full Notification Out! Check Vacancies, Eligibility & How to Apply

Punjab & Sind Bank has officially released the notification for Lateral Recruitment of Local Bank Officers (LBO) in JMGS-I under Phase 3. The online application window opened today, 31st March 2026, and the last date to apply is 20th April 2026. A total of 1000 vacancies are on offer across 17 states and UTs. If you are a working bank officer looking for a lateral move into a government bank, this is one of the biggest opportunities this year. Read the complete details below — vacancies, eligibility, exam pattern, salary, and how to apply — everything is covered.

Important Dates: Punjab & Sind Bank LBO

Event	Date
Start of Online Application	March 31, 2026
Last Date to Apply (including fee payment)	April 20, 2026
Cut-off Date for Age	March 1, 2026
Cut-off Date for Education & Work Experience	April 20, 2026

Note: All corrigenda and revisions, if any, will be published only on the Bank’s official website.

Punjab & Sind Bank LBO Total Vacancies — 1000

Here is the state-wise and category-wise vacancy breakup. Each state also has a mandatory local language requirement, which is important for the language proficiency test later in the process.

Vacancy Distribution by State

State	Mandatory Language	SC	ST	OBC	EWS	UR	Total
Chhattisgarh	Hindi	12	6	21	8	33	80
Gujarat	Gujarati	18	9	33	12	53	125
Himachal Pradesh	Hindi	3	1	5	2	9	20
Jharkhand	Hindi	1	0	2	1	6	10
Karnataka	Kannada	9	4	16	6	25	60
Kerala	Malayalam	1	0	2	1	6	10
Madhya Pradesh	Hindi	9	4	16	6	25	60
Maharashtra	Marathi	9	4	16	6	25	60
Odisha	Odiya	12	6	21	8	33	80
Tamil Nadu	Tamil	9	4	17	6	29	65
Telangana	Telugu	4	2	8	3	13	30
Uttar Pradesh	Hindi	30	15	54	20	81	200
Arunachal Pradesh	English*	2	1	4	1	7	15
Assam	Assamese / Bodo / Garo	7	3	13	5	22	50
Nagaland	English*	0	0	1	0	4	5
West Bengal	Bengali	4	2	8	3	13	30
Punjab	Punjabi	15	7	27	10	41	100
Total		145	68	264	98	425	1000

​​*English is applicable only for candidates who studied and passed English as a subject from a school located in Nagaland or Arunachal Pradesh.

Key points on vacancies:

• The number of vacancies is provisional and may change as per the Bank’s actual requirements.
• You can apply for only one state. Once submitted, no change of state will be allowed at any stage.
• Current employees of Punjab & Sind Bank are not eligible to apply.
• There is no reservation for Ex-Servicemen in the Officers’ Cadre.

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Who Can Apply — Punjab & Sind Bank LBO Eligibility Criteria

Nationality

You must be a citizen of India. Subjects of Nepal, Bhutan, Tibetan Refugees (who came to India before 1st January 1962), and persons of Indian origin who migrated from certain countries with the intention to settle permanently may also apply, subject to an eligibility certificate from the Government of India.

Age Eligibility (as on 01 March 2026)

Post	Minimum Age	Maximum Age	Date of Birth Range
Officer in JMGS-I	20 years	30 years	02 March 1996 to 01 March 2006 (both inclusive)

Age Relaxation in Upper Limit

Category	Relaxation
SC / ST	5 years
OBC (Non-Creamy Layer)	3 years
Persons with Benchmark Disabilities (PwBD)	10 years
Persons affected by 1984 riots	5 years
Ex-Servicemen (Commissioned Officers who served at least 5 years)	5 years

Educational Qualification

A graduation degree in any discipline from a university recognised by the Government of India. You must possess a valid mark sheet or degree certificate at the time of registration.

Work Experience

A minimum of 18 months of branch experience as an officer in any public sector bank or any Regional Rural Bank listed in the Second Schedule of the Reserve Bank of India. This experience must be post your essential academic qualification. The cut-off date for this experience is 20 April 2026.

Scale of Pay and Salary

Selected candidates are appointed on a regular basis.

• Basic Pay Scale (JMGS-I): Rs. 48480 – 2000/7 – 62480 – 2340/2 – 67160 – 2680/7 – 85920
• LBOs will join at the initial scale of JMGS-I plus 3 increments, as per the Joint Note applicable at the time of recruitment.
• If you have already acquired JAIIB or CAIIB qualifications, those increments will be protected and adjusted at the time of joining.
• In addition to basic pay, you will receive DA, HRA or Leased Accommodation (based on scale and location), CCA, Medical, LTC, Terminal Benefits, and other perquisites as per Bank rules.

Probation Period and Bond

Scale	Bond Amount	Bond Period	Probation Period
JMGS-I	Equivalent to 3 months’ gross salary (initial basic + DA + Special Allowance + DA on Special Allowance)	3 years	6 months

If you resign before completing the bond period of 3 years, you will have to pay the bond amount back to the Bank. You will also need to provide one surety of equal amount before joining.

Credit Score Requirement

Candidates must have a minimum CIBIL score of 650 or above at the time of joining. A CIBIL report from the bank where you hold your account must be submitted at the time of Document Verification.

Career Path After Joining

Selected officers will be placed in the general cadre and will follow the Bank’s standard promotion policy. However, there are some restrictions in the initial years. Until you are promoted to SMGS-IV or complete 12 years of service (whichever comes earlier), you will not be eligible for inter-state transfers, postings at Zonal Office or Head Office, special branch postings (Currency Chest, ARB, RCC, etc.), or deputation to other organisations. After that threshold, you can be posted anywhere in India based on Bank requirements.

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Punjab & Sind Bank LBO Selection Process — Step by Step

The selection for JMGS-I will happen in the following stages:

1. Written Test (Online)
2. Screening
3. Personal Interview
4. Final Merit List
5. Proficiency in Local Language
6. Final Selection

Written Test Pattern

Section	Number of Questions	Maximum Marks	Language	Duration
English Language	30	30	English only	30 minutes
Banking Knowledge	40	40	English and Hindi	40 minutes
General Awareness / Economy	30	30	English and Hindi	30 minutes
Computer Aptitude	20	20	English and Hindi	20 minutes
Total	120	120		120 minutes

Qualifying Marks: 40% for Unreserved and EWS candidates; 35% for Reserved category candidates, in each section.

How the Final Score is Calculated

The combined final score is based on two components. The written test carries 70% weightage and the personal interview carries 30% weightage. In practical terms, your score out of 120 in the written test is converted to a score out of 70, and your interview score out of 50 is converted to out of 30. The final merit list is prepared state-wise, after adding both for a total out of 100.

Important Rules on the Written Test

• If more than one candidate scores the same marks at the cut-off point, candidates are ranked by age in descending order (older candidate ranked higher).
• Your written test score will not be shared with you before the interview process is complete.
• The Bank reserves the right to change the minimum qualifying criteria.
• All exam-related instructions will be communicated through the Bank’s website: https://punjabandsind.bank.in/

Personal Interview

Interviews will be conducted at New Delhi unless specified otherwise. Call letters will be sent by email only. Candidates must attend at their own cost.

Language Proficiency Test

Proficiency in the local language (reading, writing, and understanding) of the state you applied for is mandatory. This test is conducted for provisionally selected candidates before they join the Bank. If you fail the language test, you will not be offered an appointment. However, if you have passed 10th or 12th standard with the applied state’s language as a subject, you are exempt from this test.

Punjab & Sind Bank LBO Application Fee (Non-Refundable)

Category	Fee
SC / ST / PwD	Rs. 100 + applicable taxes + payment gateway charges
General / EWS / OBC	Rs. 850 + applicable taxes + payment gateway charges

Important Note: Payment must be made online only. Cash, cheque, money orders, or postal stamps will not be accepted. Once paid, the fee is non-refundable under any circumstances.

The application window for the Local Bank Officer (LBO) in JMGS-I recruitment at Punjab and Sind Bank has officially opened today, 31 March 2026.

How to Apply for Punjab & Sind Bank LBO

You can register and submit your application through the official IBPS portal dedicated to this recruitment:

• Official Application Link: https://ibpsreg.ibps.in/psbmar26/

Go to the Home Page, click on “Recruitment,” and then click on the relevant notification. Before starting your application, make sure you have the following ready:

• A valid personal email ID and mobile number (keep them active throughout the process)
• Scanned photograph in JPG/JPEG format (20 KB to 50 KB, dimensions 200 x 230 pixels preferred)
• Scanned signature in JPG/JPEG format (10 KB to 20 KB)
• Left thumb impression in JPG/JPEG format (20 KB to 50 KB)
• Hand-written declaration in English on white paper with black ink (JPG/JPEG, 50 KB to 100 KB)
• All supporting documents scanned in PDF format

Your signature must not be in capital letters, and the hand-written declaration must be in your own handwriting in English only. Signatures in capital letters will be rejected.

After submitting, take a printout of your system-generated application form.

Documents Required at the Time of Document Verification

When called for Document Verification, you must bring originals along with self-attested copies of: date of birth certificate, all educational certificates and mark sheets from Class 10 onwards, all work experience documents and a No Objection Certificate (NOC) from your current employer, caste/category/disability certificates (if applicable), Income and Asset Certificate for EWS candidates, valid photo identity proof, two recent passport-size photographs, and any other documents in support of your eligibility.

Key Things to Remember Before Applying

• You can apply for only one state. No change will be permitted after registration.
• Present employees of Punjab & Sind Bank are not eligible.
• No request for change of address, email ID, phone number, category, or state will be entertained after registration.
• CIBIL score of 650 or above is mandatory at the time of joining.
• Canvassing in any form will result in disqualification.
• All disputes will be subject to the jurisdiction of Courts in Delhi.
• Keep checking the Bank’s website and your registered email regularly throughout the process.

Important Next Steps for You:

1. Read the Notification: Before filling out the form, ensure you have read the detailed advertisement available on the portal to confirm all eligibility criteria and state-specific requirements.
2. Keep Documents Ready: Have your scanned photograph, signature, and necessary educational/work experience certificates ready in the format specified on the website.
3. Payment: Remember that payment must be made online only through the portal.
4. Deadline: Do not wait until the last minute; ensure your application and fee payment are completed by 20 April 2026.

Apply before 20 April 2026.

Quick Summary Card

Parameter	Details
Organisation	Punjab & Sind Bank
Post	Local Bank Officer (LBO) — JMGS-I
Total Vacancies	1000
Application Start Date	31 March 2026
Last Date to Apply	20 April 2026
Age Limit (as on 01.03.2026)	20 to 30 years
Educational Qualification	Graduation in any discipline
Work Experience	Minimum 18 months as an officer in any SCB or RRB
CIBIL Score	Minimum 650
Application Mode	Online only
Official Website	https://punjabandsindbank.co.in/

That is everything from the official Punjab & Sind Bank LBO 2026 notification. All data above has been taken directly from the official PDF notification dated 30 March 2026. If the Bank releases any corrigendum or revision, it will appear only on the official website, so bookmark it.

Conclusion

The Punjab & Sind Bank LBO Recruitment 2026 is a massive opportunity for existing banking professionals to transition into a prestigious Scale-I Officer role within a leading Public Sector Bank.

With 1,000 vacancies across 17 states, this drive specifically targets candidates with a solid foundation in the industry. However, the eligibility criteria are strict—ensure you have exactly 18 months of officer-level experience and a CIBIL score of at least 650 before clicking the apply button. If you meet these benchmarks, the balanced 120-minute exam and the relatively short 6-month probation period make this one of the most attractive lateral entry notifications of the year.

Final Verdict: Don’t wait for the deadline. If you are eligible, start your application today to avoid last-minute server congestion!