NIACL AO vs SBI PO – Facts vs Fiction

In this blog today, PracticeMock is going to cover a detailed analysis of NIACL AO vs SBI PO. Both exams are highly reputable and hail from credible Indian organizations. Both jobs are lucrative in terms of salary and career growth. It can be difficult to make a choice. Ideally, one job can’t be described better than the other. You will have to decide for yourself. So, 0ur judgment based on useful parameters will give you insights on what these jobs have to offer in totality.  

Here are the following parameters included for the comparison

1. Selection Process
2. Job Profile
3. Salary Structure
4. Career Growth
5. Posting/Transfer Policy
6. Bond Signing

NIACL AO vs SBI PO – A Basic Comparison

CATEGORY:	SBI PO	NIACL AO
JOB PROFILE	Public Dealing	Client Interaction, Auditing and Analysing and Policy Making
POSTING	Urban/Rural	Urban
PROMOTIONS	Frequent	After 5-8 years
TRANSFER	Frequent	After 3-5 years
EXAMINATION TYPE	Online: Prelims + Main	Online: Prelims + Main
BOND	3 Years	4 years Bond

Selection Procedure

The overall selection process is exactly the same for both the exams.   

NIACL AO	SBI PO
An objective examination along with a descriptive test during mains.    3 Rounds of selection process:  Prelims  Mains  Personal Interview	An objective examination along with a descriptive test during mains.     3 Rounds of selection process:  Prelims  Mains  Personal Interview

SBI PO Exam Pattern Prelims

Serial Number	Name of section	Number of questions in the section	Marks allotted for the section
1	English Language	30	30
2	Quantitative Aptitude	35	35
3	Reasoning Ability	35	35
–	Total	100	100

SBI PO Main Exam Pattern

Serial Number	Name of the section	Number of questions asked in the section	Marks allotted to the section
1	English language	35	40
2	Data Analysis and Interpretation	35	60
3	Reasoning Ability and Computer Aptitude	45	60
4	General Awareness (special reference to banking industry)	40	40
–	Total	155	200 marks

NIACL AO Exam Pattern 2021

Phase-1 – Prelims Exam Pattern  

Subject	Marks	Time	Medium
English Language	30	20 Minutes	English
Reasoning	35	20 Minutes	English & Hindi
Quantitative Aptitude	35	20 Minutes	English & Hindi
Total	100	60 Minutes

Phase-2 Exam Pattern – Mains  

Subject	No. of Ques.  / Max Marks	Time	Medium	Type
Test of English Language	50	120 Mins	English	Objective
Test of Reasoning	50	English & Hindi	Objective
Test of General Awareness	50	English & Hindi	Objective
Test of Quantitative Aptitude	50	English & Hindi	Objective
Total	200

SBI PO vs NIACL AO Salary Structure

SBI PO

NIACL AO

In-hand salary – 42,000-44,000 (But including everything and if you crack the JIIB exam after you join as a PO, your annual package can range from 8.00 LPA – 13.00 LPA

“Basic pay of Rs. 32,795/- on the scale of Rs. 32795-1610(14)-55335-1745(4)- 62315 and other admissible allowance as applicable. Gross emoluments will be approximately Rs. 60,000/- p.m. in Metropolitan Centers. Other benefits such as coverage under National Pension System governed by PFRDA, Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, etc., shall be as per rules. The Officers are also entitled to Company’s / leased accommodation as per norms. The salary scales are due for revision w.e.f Aug 2017.”

NIACL AO vs SBI PO – Eligibility Criteria for SBI PO

Educational Qualification	Graduation or any equivalent degree
Age limit	21 to 30 years
Age Relaxation	SC/ST- 5 years OBC (NCL)- 3 years
The number of attempts:	UR/EWS –4 OBC- 7 SC/ST – No Limit

Eligibility Criteria for NIACL AO

Age Limit 

As on April 1, 2021 

• Min: 21 years
• Max: 30 years

Age Relaxation: 

• SC/ ST: 5 years
• OBC (Non-Creamy Layer): 3 years

Educational Qualification 

Graduate/post graduate in any discipline from a recognised University or any equivalent qualification recognised as such by Central Government with at least 60% marks in either of the degree examination for General candidates and at least 55% marks for SC/ST/PwBD candidates. 

NIACL AO vs SBI PO – BOND

SBI PO	NIACL AO
An SBI PO has to sign a three-year bond	A minimum period of four years including probation period

Career Growth Plan Comparisions

SBI-PO	NIACL AO
PO/AM Deputy Manager Manager Chief Manager Asst General Manager Deputy General Manager General Manager Chief General Manager Deputy Managing Director	regular promotions in NIACL need at least five years of work. We can assume it has more to do with seniority.    Further from here, you can expect promotions at the interval of every three years. You will have a raise in your perks and basic salary as well.   Every five years, the employees of NIACL can expect a wage revision as per the guidelines.

Work Culture

SBI PO	NIACL AO
Work pressure is high for an SBI PO.	Work pressure is comparatively less if compared with SBI PO

NIACL AO vs SBI PO – Transfer Policy

SBI PO	NIACL AO
Transfers happen every 2 to 3 years. Can be transferred to Rural or Urban Areas	Transfers happen every 3 to 5 years.

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NIACL AO Previous Year Cut Off 2021 State Wise