IOB LBO Last Minute Tips 2025: The IOB LBO online examination will be conducted on 12th July 2025 in different exam centres. This recruitment is aiming to secure one of the 400 vacancies for Local Bank Officer positions across six states: Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, and Punjab. With the exam just days away, candidates are in the final stretch of preparation. To help you navigate this exam easily, you can check the last-minute preparation tips along with the exam-day instructions and key things to remember before you step into the examination hall.
The online examination consists of four sections with sectional time limits and negative marking (0.25 marks deducted for each wrong answer). Here’s the detailed breakdown:
Section
Questions
Marks
Time Allotted
Reasoning & Computer Aptitude
30
60
60 minutes
Data Analysis & Interpretation
30
60
60 minutes
General/Economy/Banking Awareness
40
40
30 minutes
English Language
40
40
30 minutes
Total
140
200
180 minutes
Negative Marking: 1/4th of the marks allotted to a question (0.25 for 1-mark questions, 0.5 for 2-mark questions).
Sectional Cut-Off: There will be sectional qualifying marks with 30% for reserved candidates and 35% for unreserved candidates.
Bilingual Test: The exam is conducted in English and Hindi, except for the English Language section.
Last-Minute Preparation Tips for IOB LBO Exam 2025
Candidates should focus on consolidating their preparation and managing time effectively. Here are last-minute preparation tips to enhance your performance on exam day.
1. Revise key concepts and formulas
Focus on Most Scoring topics: Focus on the most scoring topics like seating arrangement, puzzles, data interpretation (tables, charts), banking awareness (RBI functions, recent policies) and English grammar (error identification, cloze test).
Quick notes for banking awareness: Prepare a summary of key banking terms, RBI guidelines, recent government schemes (e.g., Pradhan Mantri Jan Dhan Yojana, Atmanirbhar Bharat) and major financial news of the last six months.
Simulate exam conditions: Take at least2-3 full-length mock tests in the last week to know your preparation level.
Analyse mistakes: After each mock test, review the wrong answers to understand your weak areas.
3. Focus on time management
Sectional timing strategy: Each section has a fixed time limit (60 minutes for Reasoning and Data Analysis, 30 minutes for General Awareness and English). Practice allocating time to different sections.
Note: Skip and return: If a question seems too long, mark it for review and move on to maintain momentum.
4. Banking and Financial Awareness
Stay updated: Review current affairs from January to July 2025, read our weekly current affairs and monthly current affairs to improve your general awareness preparation.
Banking Basics: Review key concepts like types of accounts, KYC norms, NPAs, priority sector lending and digital banking initiatives (UPI, BHIM).
5. English Language
RC: Solve 2-3 passages daily, focusing on speed and accuracy.
Grammar and Vocabulary: Focus on common grammar rules. Learn 10-15 new words daily with our Hindu Vocabulary, along with synonyms and antonyms.
6. Manage stress and maintain confidence
Avoid new topics: In the last days, avoid studying completely new topics. Focus on revising what you have already learned to build confidence.
Exam-Day Guidelines and Checklist
The IOB LBO Exam 2025 is an important step toward securing a banking career, and exam-day preparation is important. Here we are providing a checklist of things to remember:
1. Download and Verify Your Admit Card
Admit Card Availability: The IOB LBO Admit Card 2025 was released and is available on the official website (www.iob.in). Download it using your registration number, password and date of birth.
Check Details: Verify your name, roll number, registration number, photograph, exam date, time, reporting time, and exam centre address. Contact the IOB helpline immediately if there are any mistakes.
Print Multiple Copies: Take at least two clean black-and-white printouts of the admit card and keep an extra copy as a backup.
2. Documents to Carry
Mandatory Documents:
Printed IOB LBO Admit Card 2025.
Original and photocopy of a valid photo ID (Aadhaar Card, PAN Card, Voter ID, Passport, or Driving License).
Recent passport-sized photograph (same as uploaded during application).
3. Exam Centre Protocols
Arrival Time: Reach the exam centre at least 60 minutes before the reporting time mentioned on your admit card to complete verification and security checks.
Prohibited Items: Do not bring your mobile phones, smartwatches, earphones, electronic gadgets, food, beverages, or stationery (unless specified).
Safety Protocols: Carry a personal hand sanitiser, face mask, and drinking water bottle.
4. Exam Hall Strategies
Read Instructions: Carefully read the instructions on the computer screen and the admit card before starting the exam.
Sectional Navigation: You cannot switch between sections during their allotted time. Focus on one section at a time.
Use Rough Sheets: Use the provided rough sheets for calculations, especially for Data Analysis and Reasoning sections.
5. Post-Exam Steps
Review Performance: After the exam, avoid overanalysing your performance. Focus on preparing for the Language Proficiency Test (LPT) if you’re confident about qualifying.
Stay Updated: Check the official IOB website (www.iob.in) for results and cut-off announcements. The LPT and interview dates will be updated soon after the exam.
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No, avoid taking a mock exam on the exam day to keep your mind relaxed.
What is the ideal last-minute revision plan?
Focus on short notes, important acts and banking current affairs.
Is there negative marking in the IOB LBO Exam 2025?
Yes, 0.25 marks are deducted for each wrong answer.
Sweta Singh
Hi, I am Sweta Singh (B.Com Honours). I cleared many bank exams time by time but couldn't join because of my passion towards writing. I write blogs to help aspirants prepare for Banking and Insurance exams. These blogs turn out to be a one-stop destination for comprehensive information on some of the biggest competitive exams like SBI PO/Clerk, IBPS PO/Clerk, IBPS RRB PO/Clerk and RBI. My ultimate goal is to provide accurate and easy-to-understand information, covering topics like exam patterns, syllabus, study techniques, and more. Join me on this journey of knowledge!