When it comes to major banking, government and insurance exams the importance of static GK cannot be ignored. This play a crucial role as far as your General Awareness section is concerned. It is quite important from a candidate’s point of view and usually aspirants keep searching for such static GK PDFs. In this free PDF we are going to cover ATMs and different types of cards. Mentioning below the topics included in this ATM & Types of Cards free PDF:
Automated Teller Machine (ATM):
An ATM is a computerised machine that provides customers of banks the facility of accessing their accounts for dispensing cash and to carry out other financial and non-financial transactions without the need to visit the bank branch. For transacting at an ATM, the customer should traditionally have a valid card and Personal Identification Number (PIN). RBI has also allowed card-less withdrawals at ATMs.
Various types of ATM
White Label ATM: ATMs set up, owned and operated by non-banks are called White Label ATMs (WLAs). Non-bank ATM operators are authorised under the Payment & Settlement Systems Act, 2007 by the Reserve Bank of India (RBI).
Brown Label ATMs: These ATMs are owned and maintained by service provider whereas a sponsor bank whose brand is used on ATM takes care of cash management and network connectivity. The Brown Label ATMs have come up as an alternative between Banks based ATMs & White label ATMs.
Green Label ATM: ATMs which are dedicated to promote agriculture banking transactions are called Green Label ATMs.
Orange Label ATM: Orange label ATMs are the machines which are provided for share transactions.
Yellow Label ATM: Yellow label ATM Machine means the ATM which is provided for online purchase (e-commerce).
This brings us to the end of this article. For more such static GK PDFs click here.
An ATM (Automated Teller Machine) is an electronic banking outlet that allows customers to perform basic financial transactions, such as withdrawing cash, checking account balances, and transferring money, without visiting a bank branch.
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