{"id":201565,"date":"2026-05-29T16:40:00","date_gmt":"2026-05-29T11:10:00","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=201565"},"modified":"2026-05-28T16:49:30","modified_gmt":"2026-05-28T11:19:30","slug":"lic-hfl-ja-2026-general-awareness-questions-pdf","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/lic-hfl-ja-2026-general-awareness-questions-pdf\/","title":{"rendered":"LIC HFL JA 2026 General Awareness Questions PDF, Free Quiz & Preparation Guide"},"content":{"rendered":"
Home<\/a><\/span> \u00bb LIC Assistant<\/a><\/span> \u00bb LIC HFL Junior Assistant<\/a><\/span> \u00bb LIC HFL JA 2026 GA Questions PDF<\/span><\/span><\/div>\n\n\n

The General Awareness section in the LIC HFL Junior Assistant 2026 exam can become one of the highest-scoring sections if prepared strategically. Unlike regular banking exams, LIC HFL gives special emphasis to the Housing Finance Industry<\/strong>, making topics like NHB, PMAY, RBI housing guidelines, insurance awareness, and financial institutions extremely important.<\/p>\n\n\n\n

As per the official notification, the LIC HFL Junior Assistant online exam will contain 40 General Awareness questions for 40 marks<\/strong> with special emphasis on housing finance awareness.<\/p>\n\n\n\n

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Download Free G.A Pdf & Start Practicing Now<\/a><\/div>\n<\/div>\n\n\n\n

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LIC HFL JA 2026 General Awareness Overview<\/strong><\/h2>\n\n\n\n
Topic<\/strong><\/td>Questions Covered<\/strong><\/td><\/tr>
Housing Finance Awareness<\/td>10<\/td><\/tr>
Banking & Financial Awareness<\/td>10<\/td><\/tr>
Insurance & Regulatory Bodies<\/td>7<\/td><\/tr>
Government Schemes & Current Affairs<\/td>8<\/td><\/tr>
Static GK<\/td>5<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

LIC HFL JA 2026 General Awareness Section Pattern<\/strong><\/h2>\n\n\n\n

The official LIC HFL Junior Assistant exam pattern includes five sections. The General Awareness section carries equal weightage and focuses heavily on housing finance topics.<\/p>\n\n\n\n

Section<\/strong><\/td>Questions<\/strong><\/td>Marks<\/strong><\/td><\/tr>
English Language<\/td>40<\/td>40<\/td><\/tr>
Logical Reasoning<\/td>40<\/td>40<\/td><\/tr>
General Awareness (Special Emphasis on Housing Finance Industry)<\/td>40<\/td>40<\/td><\/tr>
Numerical Ability<\/td>40<\/td>40<\/td><\/tr>
Computer Skill<\/td>40<\/td>40<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Total Questions:<\/strong> 200
Total Marks:<\/strong> 200
Exam Duration:<\/strong> 120 Minutes
Negative Marking:<\/strong> 0.25 marks for each wrong answer<\/p>\n\n\n\n

LIC HFL JA 2026 GA Preparation Strategy<\/strong><\/h2>\n\n\n\n

To prepare well for the LIC HFL JA 2026 General Awareness section, candidates should focus on housing finance topics along with banking and current affairs. Important areas include NHB, PMAY, CLSS, HFCs, RBI housing guidelines, insurance awareness, and government schemes, as the exam gives special emphasis to the Housing Finance Industry.<\/p>\n\n\n\n

Candidates should prepare current affairs related to banking, economy, RBI updates, housing finance, and insurance sectors. Daily quiz practice helps improve speed and accuracy, while regular mock tests help in understanding exam-level questions, improving time management, and identifying weak areas before the actual exam.<\/p>\n\n\n\n

Why Housing Finance Awareness is Important in LIC HFL Exam<\/strong><\/h2>\n\n\n\n

Since LIC HFL is a housing finance company, the exam gives special emphasis to housing finance awareness and related banking concepts. Candidates are expected to understand topics like home loans, NHB, affordable housing schemes, HFCs, and real-estate finance. This makes the LIC HFL General Awareness section different from regular banking exams like SBI Clerk or IBPS Clerk.<\/p>\n\n\n\n

Important LIC HFL JA 2026 General Awareness Questions<\/strong><\/h2>\n\n\n\n

LIC HFL & Housing Finance Awareness Questions<\/strong><\/h3>\n\n\n\n
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Q1. What is the full form of LIC HFL?
\n Answer:<\/strong> LIC Housing Finance Limited<\/p>\n\n

Q2. LIC HFL is a subsidiary of which organization?
\n Answer:<\/strong> Life Insurance Corporation of India (LIC)<\/p>\n\n

Q3. What is the headquarters of LIC Housing Finance Limited?
\n Answer:<\/strong> Mumbai<\/p>\n\n

Q4. Which organization regulates Housing Finance Companies (HFCs) in India?
\n Answer:<\/strong> Reserve Bank of India (RBI)<\/p>\n\n

Q5. What is the primary function of the National Housing Bank (NHB)?
\n Answer:<\/strong> To promote and regulate housing finance institutions in India<\/p>\n\n

Q6. Which committee recommended the establishment of National Housing Bank?
\n Answer:<\/strong> C. Rangarajan Committee<\/p>\n\n

Q7. What does NBFC stand for?
\n Answer:<\/strong> Non-Banking Financial Company<\/p>\n\n

Q8. What is the main objective of Pradhan Mantri Awas Yojana (PMAY)?
\n Answer:<\/strong> Housing for All<\/p>\n\n

Q9. What is CLSS under PMAY?
\n Answer:<\/strong> Credit Linked Subsidy Scheme<\/p>\n\n

Q10. Which organization provides refinance support to housing finance companies?
\n Answer:<\/strong> National Housing Bank (NHB)<\/p>\n\n

Q11. What is the main business area of LIC Housing Finance?
\n Answer:<\/strong> Home loans and housing finance services<\/p>\n\n

Q12. After RBI reforms, HFCs are regulated under which authority?
\n Answer:<\/strong> Reserve Bank of India (RBI)<\/p>\n\n<\/div>\n\n\n\n

Banking & Financial Awareness Questions<\/strong><\/h2>\n\n\n\n
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Q13. What is the primary function of RBI?
\n Answer:<\/strong> Regulating monetary policy and the banking system in India<\/p>\n\n

Q14. What is the base year of RBI\u2019s Digital Payments Index?
\n Answer:<\/strong> March 2018<\/p>\n\n

Q15. Within how many days must KYC data be uploaded to CKYCR?
\n Answer:<\/strong> 10 days<\/p>\n\n

Q16. What does NaBFID stand for?
\n Answer:<\/strong> National Bank for Financing Infrastructure and Development<\/p>\n\n

Q17. What is the minimum public shareholding required for Public Sector Banks?
\n Answer:<\/strong> 25%<\/p>\n\n

Q18. What does UPI stand for?
\n Answer:<\/strong> Unified Payments Interface<\/p>\n\n

Q19. Expand MSME.
\n Answer:<\/strong> Micro, Small and Medium Enterprises<\/p>\n\n

Q20. What does DBT stand for?
\n Answer:<\/strong> Direct Benefit Transfer<\/p>\n\n

Q21. What is CPI?
\n Answer:<\/strong> Consumer Price Index<\/p>\n\n

Q22. Which institution maintains the CKYCR registry?
\n Answer:<\/strong> CERSAI<\/p>\n\n<\/div>\n\n\n\n

Insurance & Regulatory Bodies Questions<\/strong><\/h2>\n\n\n\n
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Q23. What does IRDAI stand for?
\n Answer:<\/strong> Insurance Regulatory and Development Authority of India<\/p>\n\n

Q24. Where is the headquarters of IRDAI located?
\n Answer:<\/strong> Hyderabad<\/p>\n\n

Q25. What is the primary role of IRDAI?
\n Answer:<\/strong> Regulating and developing the insurance industry in India<\/p>\n\n

Q26. Which body regulates the securities market in India?
\n Answer:<\/strong> SEBI<\/p>\n\n

Q27. Expand SEBI.
\n Answer:<\/strong> Securities and Exchange Board of India<\/p>\n\n

Q28. What does SIDBI stand for?
\n Answer:<\/strong> Small Industries Development Bank of India<\/p>\n\n

Q29. What is the headquarters of RBI?
\n Answer:<\/strong> Mumbai<\/p>\n\n<\/div>\n\n\n\n

Government Schemes & Current Affairs Questions<\/strong><\/h2>\n\n\n\n
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Q30. What is the objective of Swachh Bharat Mission Urban 2.0?
\n Answer:<\/strong> Scientific waste management and clean urban areas<\/p>\n\n

Q31. Which scheme focuses on affordable housing for urban poor families?
\n Answer:<\/strong> PMAY-Urban<\/p>\n\n

Q32. Which ministry implements PMAY?
\n Answer:<\/strong> Ministry of Housing and Urban Affairs<\/p>\n\n

Q33. Which government initiative promotes digital transactions in India?
\n Answer:<\/strong> Digital India<\/p>\n\n

Q34. Which financial inclusion scheme was launched for bank accounts?
\n Answer:<\/strong> Pradhan Mantri Jan Dhan Yojana<\/p>\n\n

Q35. What is the tagline of PMAY?
\n Answer:<\/strong> Housing for All<\/p>\n\n

Q36. Which institution publishes the Monetary Policy?
\n Answer:<\/strong> Reserve Bank of India<\/p>\n\n

Q37. Which organization issues Aadhaar?
\n Answer:<\/strong> UIDAI<\/p>\n\n<\/div>\n\n\n\n

Static GK Questions for LIC HFL JA 2026<\/strong><\/h2>\n\n\n\n
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Q38. Capital of Telangana?
\n Answer:<\/strong> Hyderabad<\/p>\n\n

Q39. Currency of Japan?
\n Answer:<\/strong> Yen<\/p>\n\n

Q40. Headquarters of SEBI?
\n Answer:<\/strong> Mumbai<\/p>\n\n

Q41. Headquarters of NABARD?
\n Answer:<\/strong> Mumbai<\/p>\n\n

Q42. Currency of the United Kingdom?
\n Answer:<\/strong> Pound Sterling<\/p>\n\n<\/div>\n\n\n\n

Quick Quiz for LIC HFL JA 2026<\/strong><\/h2>\n\n\n\n

Test Your Preparation<\/h3>\n\n\n\n

1. Which organization regulates Housing Finance Companies in India?<\/strong><\/h3>\n\n\n\n

A. SEBI
B. NABARD
C. RBI
D. SIDBI<\/p>\n\n\n\n

Answer:<\/strong> C. RBI<\/p>\n\n\n\n

2. What does CLSS stand for?<\/strong><\/p>\n\n\n\n

A. Credit Loan Support Scheme
B. Credit Linked Subsidy Scheme
C. Central Linked Subsidy Scheme
D. Credit Level Security Scheme<\/p>\n\n\n\n

Answer:<\/strong> B. Credit Linked Subsidy Scheme<\/p>\n\n\n\n

3. Which institution provides refinance support to HFCs?<\/strong><\/p>\n\n\n\n

A. RBI
B. SEBI
C. NHB
D. NABARD<\/p>\n\n\n\n

Answer:<\/strong> C. NHB<\/p>\n\n\n\n

4. What is the full form of UPI?<\/strong><\/p>\n\n\n\n

A. Unified Payment Interface
B. Unified Payments Interface
C. Universal Payments Interface
D. Unified Processing Interface<\/p>\n\n\n\n

Answer:<\/strong> B. Unified Payments Interface<\/p>\n\n\n\n

5. Where is the headquarters of IRDAI located?<\/strong><\/p>\n\n\n\n

A. Mumbai
B. Delhi
C. Hyderabad
D. Chennai<\/p>\n\n\n\n

Answer:<\/strong> C. Hyderabad<\/p>\n\n\n\n

Latest Current Affairs Important for LIC HFL JA 2026<\/strong><\/h2>\n\n\n\n

Candidates should prepare the latest banking and housing finance current affairs from the last 4\u20136 months. Focus especially on:<\/p>\n\n\n\n