{"id":197368,"date":"2026-04-22T15:19:30","date_gmt":"2026-04-22T09:49:30","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=197368"},"modified":"2026-04-22T15:19:32","modified_gmt":"2026-04-22T09:49:32","slug":"rbi-grade-b-2026-digital-payments-e-mandate","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/","title":{"rendered":"RBI Grade B 2026 Preparation: Digital Payments &amp; New E\u2011Mandate Rules Explained"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.practicemock.com\/blog\/\">Home<\/a><\/span> \u00bb <span><a href=\"https:\/\/www.practicemock.com\/blog\/category\/rbi-grade-b\/\">RBI Grade B<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">Digital Payments &#038; E\u2011Mandate Rules<\/span><\/span><\/div>\n\n\n<p><\/p>\n\n\n\n<p>Digital payments are central to India\u2019s financial inclusion and consumer protection agenda. On <strong>April 21, 2026<\/strong>, the Reserve Bank of India issued consolidated directions on the <strong>Digital Payments \u2013 E\u2011Mandate Framework<\/strong>, replacing earlier fragmented guidelines. For RBI Grade B 2026 aspirants, this reform is highly relevant across General Awareness, ESI, and Finance sections, as it reflects RBI\u2019s regulatory role under the <strong>Payment and Settlement Systems Act, 2007 (PSS Act, 2007)<\/strong>.<\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><a href=\"https:\/\/www.practicemock.com\/rbi-grade-b\/?ref=15503\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Gemini_Generated_Image_q6s1w6q6s1w6q6s1-1.png\" alt=\"RBI Grade B 2026 Preparation: Digital Payments &amp; New E\u2011Mandate Rules Explained\" class=\"wp-image-197380\" style=\"width:585px;height:auto\"\/><\/a><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What is the E\u2011Mandate Framework?<\/h2>\n\n\n\n<p>An <strong>e\u2011mandate<\/strong> is a digital authorization for recurring payments such as EMIs, insurance premiums, and subscriptions. It allows customers to set up, modify, or cancel recurring transactions securely, without paper\u2011based processes.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Scope:<\/strong> Applies to recurring transactions via <strong>cards, UPI, and PPIs (Prepaid Payment Instruments)<\/strong>.<\/li>\n\n\n\n<li><strong>Objective:<\/strong> Simplify recurring payments, enhance security, and strengthen consumer rights.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Key Features of the 2026 Framework<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>One\u2011Time Registration:<\/strong> Customers register mandates with <strong>Additional Factor Authentication (AFA)<\/strong>.<\/li>\n\n\n\n<li><strong>Modification\/Withdrawal:<\/strong> Mandates can be changed or cancelled anytime.<\/li>\n\n\n\n<li><strong>Transaction Limits:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Up to <strong>\u20b915,000 recurring payments<\/strong> allowed without AFA.<\/li>\n\n\n\n<li>Enhanced limit of <strong>\u20b91 lakh<\/strong> for insurance premiums and mutual fund SIPs.<\/li>\n\n\n\n<li><strong>Beyond these limits, AFA is mandatory.<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Notifications:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Pre\u2011debit alerts<\/strong> at least 24 hours before debit.<\/li>\n\n\n\n<li><strong>Post\u2011debit alerts<\/strong> with transaction details.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Consumer Protection:<\/strong> Free registration, grievance redressal mechanisms, and liability safeguards.<\/li>\n\n\n\n<li><strong>Unified Framework:<\/strong> Consolidates earlier circulars into one master direction.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">RBI Grade B 2026 Relevance <\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Exam Relevance:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>General Awareness (GA):<\/strong> Questions on RBI\u2019s latest digital payment reforms.<\/li>\n\n\n\n<li><strong>ESI (Economic &amp; Social Issues):<\/strong> Link to financial inclusion and consumer protection.<\/li>\n\n\n\n<li><strong>Finance &amp; Management:<\/strong> RBI\u2019s regulatory powers under the <strong>PSS Act, 2007<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Policy Significance:<\/strong>\n<ul class=\"wp-block-list\">\n<li>Builds trust in digital payments.<\/li>\n\n\n\n<li>Reduces transaction costs and delays.<\/li>\n\n\n\n<li>Strengthens India\u2019s digital economy.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Section\u2011Wise Strategy for Aspirants<\/h2>\n\n\n\n<p>Let&#8217;s dive into its section-wise preparation:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">General Awareness<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Memorize key facts: effective date (<strong>April 21, 2026<\/strong>), transaction limits, AFA rules.<\/li>\n\n\n\n<li>Practice MCQs like: <em>\u201cWhat is the maximum limit for recurring insurance payments under RBI\u2019s 2026 E\u2011Mandate?\u201d<\/em><\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">ESI (Economic &amp; Social Issues)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Connect reforms to <strong>financial inclusion<\/strong> and <strong>digital literacy<\/strong>.<\/li>\n\n\n\n<li>Prepare short notes linking e\u2011mandates to rural adoption of UPI and PPIs.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Finance &amp; Management<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Study RBI\u2019s regulatory powers under the <strong>Payment and Settlement Systems Act, 2007<\/strong>.<\/li>\n\n\n\n<li>Understand how grievance redressal and liability protection enhance consumer confidence.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">RBI Grade B 2026: Sample Questions on Digital Payments &amp; E\u2011Mandate Rules<\/h2>\n\n\n\n<p>These practice questions highlight RBI\u2019s April 21, 2026 e\u2011mandate reforms, testing GA, ESI, and Finance exam readiness.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">General Awareness (GA)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>What is the effective date of RBI\u2019s consolidated Digital Payments \u2013 E\u2011Mandate Framework, 2026?<\/li>\n\n\n\n<li>Under the new framework, what is the maximum limit for recurring transactions without Additional Factor Authentication (AFA)?<\/li>\n\n\n\n<li>For insurance premiums and mutual fund SIPs, what enhanced recurring transaction limit has RBI permitted?<\/li>\n\n\n\n<li>Which Act empowers RBI to issue directions on payment systems, including e\u2011mandates?<\/li>\n\n\n\n<li>How many hours before debit must a pre\u2011transaction alert be sent to customers under the new rules?<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Economic &amp; Social Issues (ESI)<\/h3>\n\n\n\n<ol start=\"6\" class=\"wp-block-list\">\n<li>How does the e\u2011mandate framework promote financial inclusion in rural areas using UPI and PPIs?<\/li>\n\n\n\n<li>Which consumer protection features in the 2026 framework strengthen trust in digital payments?<\/li>\n\n\n\n<li>Explain how grievance redressal mechanisms under the new rules contribute to consumer confidence in financial services.<\/li>\n<\/ol>\n\n\n\n<h3 class=\"wp-block-heading\">Finance &amp; Management<\/h3>\n\n\n\n<ol start=\"9\" class=\"wp-block-list\">\n<li>Under the 2026 framework, what is the role of Additional Factor Authentication (AFA) beyond transaction limits?<\/li>\n\n\n\n<li>How does the Payment and Settlement Systems Act, 2007 provide RBI authority to regulate recurring digital transactions?<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p>The Digital Payments \u2013 E\u2011Mandate Framework, 2026 is a landmark reform ensuring secure, transparent, and consumer\u2011friendly recurring transactions. For RBI Grade B 2026 aspirants, mastering this topic is crucial\u2014not just for GA but also for ESI and Finance papers. By linking reforms to broader themes of financial inclusion and regulatory oversight under the PSS Act, 2007, aspirants can score high in both objective and descriptive sections.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">FAQs<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1776849869767\"><strong class=\"schema-faq-question\"><strong>Why did RBI consolidate e\u2011mandate rules in 2026?<\/strong><\/strong> <p class=\"schema-faq-answer\">To unify fragmented guidelines and incorporate stakeholder feedback.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1776849870894\"><strong class=\"schema-faq-question\"><strong>Which transactions are covered?<\/strong><\/strong> <p class=\"schema-faq-answer\">Recurring domestic payments via cards, UPI, and PPIs.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1776849872381\"><strong class=\"schema-faq-question\"><strong>What is the safe exam approach?<\/strong><\/strong> <p class=\"schema-faq-answer\">Focus on dates, limits, consumer protection measures, and RBI\u2019s regulatory role.<\/p> <\/div> <\/div>\n\n\n\n<p><br><\/p>\n","protected":false},"excerpt":{"rendered":"<p>RBI Grade B 2026 prep: Digital payments &#038; e\u2011mandate rules explained with exam relevance, consumer protection insights, and regulatory framework clarity.<\/p>\n","protected":false},"author":6,"featured_media":197379,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[19],"tags":[],"class_list":["post-197368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rbi-grade-b"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>RBI Grade B 2026 Preparation: Digital Payments &amp; New E\u2011Mandate Rules Explained<\/title>\n<meta name=\"description\" content=\"Prepare for RBI Grade B 2026 with insights on digital payments and new e\u2011mandate rules. Learn key exam topics and reforms.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RBI Grade B 2026 Preparation: Digital Payments &amp; New E\u2011Mandate Rules Explained\" \/>\n<meta property=\"og:description\" content=\"Prepare for RBI Grade B 2026 with insights on digital payments and new e\u2011mandate rules. Learn key exam topics and reforms.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/\" \/>\n<meta property=\"og:site_name\" content=\"Practicemock\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-22T09:49:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-22T09:49:32+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Asad Yar Khan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Asad Yar Khan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"RBI Grade B 2026 Preparation: Digital Payments & New E\u2011Mandate Rules Explained","description":"Prepare for RBI Grade B 2026 with insights on digital payments and new e\u2011mandate rules. Learn key exam topics and reforms.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/","og_locale":"en_US","og_type":"article","og_title":"RBI Grade B 2026 Preparation: Digital Payments & New E\u2011Mandate Rules Explained","og_description":"Prepare for RBI Grade B 2026 with insights on digital payments and new e\u2011mandate rules. Learn key exam topics and reforms.","og_url":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/","og_site_name":"Practicemock","article_published_time":"2026-04-22T09:49:30+00:00","article_modified_time":"2026-04-22T09:49:32+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png","type":"image\/png"}],"author":"Asad Yar Khan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Asad Yar Khan","Est. reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/","url":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/","name":"RBI Grade B 2026 Preparation: Digital Payments & New E\u2011Mandate Rules Explained","isPartOf":{"@id":"https:\/\/www.practicemock.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#primaryimage"},"image":{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#primaryimage"},"thumbnailUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png","datePublished":"2026-04-22T09:49:30+00:00","dateModified":"2026-04-22T09:49:32+00:00","author":{"@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/e4111a7164b53ee316016677ed682e00"},"description":"Prepare for RBI Grade B 2026 with insights on digital payments and new e\u2011mandate rules. Learn key exam topics and reforms.","breadcrumb":{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849869767"},{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849870894"},{"@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849872381"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#primaryimage","url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png","contentUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png","width":1200,"height":675,"caption":"RBI Grade B 2026 Preparation: Digital Payments & New E\u2011Mandate Rules Explained"},{"@type":"BreadcrumbList","@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.practicemock.com\/blog\/"},{"@type":"ListItem","position":2,"name":"RBI Grade B","item":"https:\/\/www.practicemock.com\/blog\/category\/rbi-grade-b\/"},{"@type":"ListItem","position":3,"name":"Digital Payments & E\u2011Mandate Rules"}]},{"@type":"WebSite","@id":"https:\/\/www.practicemock.com\/blog\/#website","url":"https:\/\/www.practicemock.com\/blog\/","name":"Practicemock","description":"Practice | Analyse | Excel","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.practicemock.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/e4111a7164b53ee316016677ed682e00","name":"Asad Yar Khan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1766f8d3c0644953da6c63e1ec69ea6432922e3d3f6cfe6ad3d7fc532ce4a66a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1766f8d3c0644953da6c63e1ec69ea6432922e3d3f6cfe6ad3d7fc532ce4a66a?s=96&d=mm&r=g","caption":"Asad Yar Khan"},"description":"Asad specializes in penning and overseeing blogs on study strategies, exam techniques, and key strategies for SSC, banking, regulatory body, engineering, and other competitive exams. During his 3+ years' stint at PracticeMock, he has helped thousands of aspirants gain the confidence to achieve top results. In his free time, he either transforms into a sleep lover, devours books, or becomes an outdoor enthusiast.","url":"https:\/\/www.practicemock.com\/blog\/author\/asad-khanpracticemock-com\/"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849869767","position":1,"url":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849869767","name":"Why did RBI consolidate e\u2011mandate rules in 2026?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"To unify fragmented guidelines and incorporate stakeholder feedback.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849870894","position":2,"url":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849870894","name":"Which transactions are covered?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Recurring domestic payments via cards, UPI, and PPIs.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849872381","position":3,"url":"https:\/\/www.practicemock.com\/blog\/rbi-grade-b-2026-digital-payments-e-mandate\/#faq-question-1776849872381","name":"What is the safe exam approach?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Focus on dates, limits, consumer protection measures, and RBI\u2019s regulatory role.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",1200,675,false],"thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",150,84,false],"medium":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",300,169,false],"medium_large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",640,360,false],"large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",640,360,false],"1536x1536":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",1200,675,false],"2048x2048":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",1200,675,false],"web-stories-poster-portrait":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",640,360,false],"web-stories-publisher-logo":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",96,54,false],"web-stories-thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/New-FI-Templates-2026-04-22T150616.862-1.png",150,84,false]},"uagb_author_info":{"display_name":"Asad Yar Khan","author_link":"https:\/\/www.practicemock.com\/blog\/author\/asad-khanpracticemock-com\/"},"uagb_comment_info":0,"uagb_excerpt":"RBI Grade B 2026 prep: Digital payments & e\u2011mandate rules explained with exam relevance, consumer protection insights, and regulatory framework clarity.","_links":{"self":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/197368","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/comments?post=197368"}],"version-history":[{"count":0,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/197368\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media\/197379"}],"wp:attachment":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media?parent=197368"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/categories?post=197368"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/tags?post=197368"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}