{"id":196462,"date":"2026-04-11T20:50:00","date_gmt":"2026-04-11T15:20:00","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=196462"},"modified":"2026-04-13T12:41:52","modified_gmt":"2026-04-13T07:11:52","slug":"top-banking-terms-idbi-jam-2026","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/","title":{"rendered":"Top 10 Banking Terms for IDBI JAM (2026 )"},"content":{"rendered":"<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.practicemock.com\/blog\/\">Home<\/a><\/span> \u00bb <span><a href=\"https:\/\/www.practicemock.com\/blog\/category\/idbi-jam\/\">IDBI JAM<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">Top Banking Terms IDBI JAM 2026<\/span><\/span><\/div>\n\n\n<p>This is the final countdown! Since it\u2019s <strong>April 10, 2026<\/strong>, and your IDBI JAM exam is just 48 hours away, you don&#8217;t have time to read a 100-page dictionary. You need the &#8220;heavy hitters&#8221;\u2014the terms that examiners love to put in the General\/Banking Awareness section.<\/p>\n\n\n\n<p>Here are the <strong>Top 10 Banking Terms<\/strong> updated for the 2026 landscape that could be the difference between clearing the sectional cut-off and missing out.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?ref=15417\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><strong>\ud83d\udd25 Unlock the Full IDBI JAM Test Series Now<\/strong><\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?ref=15417\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u26a1 Practice 10-Minute Topic Tests to Secure Your Sectionals<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">10 Essential Banking Terms for IDBI JAM 2026<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">1. PCA (Prompt Corrective Action)<\/h3>\n\n\n\n<p>IDBI Bank has a famous history with PCA. It is a framework under which banks with weak financial metrics are put under watch by the RBI.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Why it matters:<\/strong> It restricts a bank&#8217;s lending and expansion until its health improves.<\/li>\n\n\n\n<li><strong>Key Metrics monitored:<\/strong> Capital to Risk-weighted Assets Ratio (CRAR), Net NPA, and Return on Assets (RoA).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2. PSL (Priority Sector Lending)<\/h3>\n\n\n\n<p>Every bank in India is mandated to lend a portion of its credit to specific sectors that help the economy grow at the grassroots level.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Target:<\/strong> For most banks, it is <strong>40%<\/strong> of Adjusted Net Bank Credit (ANBC).<\/li>\n\n\n\n<li><strong>Sectors included:<\/strong> Agriculture, MSME, Education, Housing, Social Infrastructure, and Renewable Energy.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83d\ude80 <strong>Last-Minute Prep Check!<\/strong> Don&#8217;t go into the exam hall guessing your speed. Take the <strong>IDBI JAM 2026 Free Mock Test<\/strong> now to see where you stand against thousands of other aspirants. [<strong>\ud83d\udc49 Attempt My Free Mock Test<\/strong>]<\/p>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">3. CBDC (Central Bank Digital Currency) \u2013 The Digital Rupee<\/h3>\n\n\n\n<p>By 2026, the Digital Rupee has moved beyond pilot stages. You must know its two versions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CBDC-R (Retail):<\/strong> For everyday transactions by citizens.<\/li>\n\n\n\n<li><strong>CBDC-W (Wholesale):<\/strong> For interbank settlements and bulk transfers.<\/li>\n\n\n\n<li><strong>Feature:<\/strong> It is a <strong>legal tender<\/strong> in digital form, unlike private cryptocurrencies.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?ref=15417\" target=\"_blank\" rel=\"noreferrer noopener\">Take Free Mock Test Now!!<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">4. CASA Ratio (Current Account Savings Account)<\/h3>\n\n\n\n<p>This is a key indicator of a bank&#8217;s profitability.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>What it is:<\/strong> The ratio of deposits in current and savings accounts to the total deposits.<\/li>\n\n\n\n<li><strong>Why it&#8217;s important:<\/strong> CASA deposits are &#8220;cheap&#8221; for the bank because they pay little to no interest. A <strong>High CASA Ratio<\/strong> means the bank has a lower cost of funds.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">5. SARFAESI Act, 2002<\/h3>\n\n\n\n<p>Standing for <em>Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest<\/em>, this act is a bank&#8217;s best friend for recovering bad loans.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Power:<\/strong> It allows banks to seize and sell the &#8220;collateral&#8221; (security) of a borrower who defaults without having to go to court.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">6. Repo Rate &amp; Standing Deposit Facility (SDF)<\/h3>\n\n\n\n<p>While everyone knows the Repo Rate (the rate at which RBI lends to banks), the <strong>SDF<\/strong> has become the primary tool for absorbing liquidity.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SDF:<\/strong> It replaced the Fixed Reverse Repo as the floor of the LAF (Liquidity Adjustment Facility) corridor. It allows the RBI to absorb excess cash from banks <strong>without providing collateral<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">7. BASEL III Norms<\/h3>\n\n\n\n<p>These are global regulatory standards on bank capital adequacy, stress testing, and market liquidity risk.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>The Pillars:<\/strong> 1. Minimum Capital Requirements, 2. Supervisory Review, and 3. Market Discipline.<\/li>\n\n\n\n<li><strong>The Number:<\/strong> In India, banks are generally required to maintain a <strong>9% Capital To Risk-weighted Assets Ratio (CRAR)<\/strong>.<\/li>\n<\/ul>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>\ud83c\udfaf <strong>Struggling with Sectional Cut-offs?<\/strong> IDBI is ruthless with sectional marks. Practice our <strong>Free Topic-wise Quizzes<\/strong> for Banking Awareness to ensure you don&#8217;t fall short. <\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?ref=15417\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>\u2705 Practice Free Banking Quizzes<\/strong><\/a><\/div>\n<\/div>\n<\/blockquote>\n\n\n\n<h3 class=\"wp-block-heading\">8. DICGC (Deposit Insurance and Credit Guarantee Corporation)<\/h3>\n\n\n\n<p>What happens if a bank fails? DICGC is the safety net for depositors.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Insurance Limit:<\/strong> Each depositor in a bank is insured up to a maximum of <strong>\u20b95 Lakh<\/strong> (including both principal and interest).<\/li>\n\n\n\n<li><strong>Status:<\/strong> It is a wholly-owned subsidiary of the RBI.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">9. NPA (Non-Performing Assets)<\/h3>\n\n\n\n<p>A loan becomes an NPA when the interest or installment of the principal remains overdue for a specific period.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Standard Period:<\/strong> <strong>90 days<\/strong> for most loans.<\/li>\n\n\n\n<li><strong>Categories:<\/strong> Sub-standard (up to 12 months), Doubtful (more than 12 months), and Loss assets.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">10. Financial Inclusion (The &#8220;JAM&#8221; Trinity)<\/h3>\n\n\n\n<p>Since you are applying for the <strong>Junior Assistant Manager (JAM)<\/strong> role, you must know the <em>other<\/em> JAM!<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>J:<\/strong> Jan Dhan Yojana (Universal banking access).<\/li>\n\n\n\n<li><strong>A:<\/strong> Aadhaar (Biometric identification).<\/li>\n\n\n\n<li><strong>M:<\/strong> Mobile (Digital connectivity).<\/li>\n\n\n\n<li><strong>Goal:<\/strong> To provide banking services to the unbanked population at an affordable cost.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Final Tip for April 12th<\/h3>\n\n\n\n<p>General Awareness in IDBI JAM is often focused on <strong>Current Banking Affairs<\/strong>. Ensure you have revised the last 3-4 months of RBI circulars.<\/p>\n\n\n\n<p><strong>Ready to secure your 6.50 LPA career?<\/strong> If you&#8217;ve finished our free content and want a final &#8220;Deep Dive&#8221; before Sunday, unlock the <strong>PracticeMock IDBI JAM 2026 Revision Pack<\/strong>. It includes 10 Full-Length Mocks and our famous <strong>GA Bazooka PDF<\/strong> specifically curated for IDBI.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-vivid-cyan-blue-background-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/?ref=15417\" target=\"_blank\" rel=\"noreferrer noopener\"><strong><strong>\ud83d\udd25 Unlock the Full IDBI JAM Test Series Now<\/strong><\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<p><em>Good luck! Stay calm, focus on accuracy, and you&#8217;ll see your name on that merit list.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>IDBI JAM 2026: Quick FAQs<\/strong><\/h3>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1775820758850\"><strong class=\"schema-faq-question\"><strong>Q1. Does IDBI JAM have sectional cut-offs?<\/strong> <\/strong> <p class=\"schema-faq-answer\"><strong>Yes.<\/strong> You must clear the minimum qualifying marks in all four sections (Reasoning, English, Quant, and GA) to be eligible for the interview.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1775820799948\"><strong class=\"schema-faq-question\"><strong>Q2. What is the negative marking?<\/strong> <\/strong> <p class=\"schema-faq-answer\">A penalty of <strong>0.25 marks<\/strong> is deducted for every wrong answer. No marks are deducted for unattempted questions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1775820806898\"><strong class=\"schema-faq-question\"><strong>Q3. Is the 12 April exam date confirmed?<\/strong><\/strong> <p class=\"schema-faq-answer\"> <strong>Yes.<\/strong> As of today, 10 April, the exam remains scheduled for Sunday, 12 April 2026. Carry your admit card and original ID proof.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1775820817698\"><strong class=\"schema-faq-question\"><strong>Q4. What is a &#8220;Safe Score&#8221; for General category?<\/strong><\/strong> <p class=\"schema-faq-answer\"> Based on 1,100 vacancies, aim for <strong>90+ marks<\/strong> with high accuracy. However, if the paper is very difficult, the cut-off may drop significantly.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1775820830048\"><strong class=\"schema-faq-question\"><strong>Q5. When will the 2026 cut-off be released?<\/strong><\/strong> <p class=\"schema-faq-answer\"> The official category-wise cut-off is typically released along with the final results, about <strong>3\u20134 weeks<\/strong> after the online exam.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1775820840415\"><strong class=\"schema-faq-question\"><strong>Q6. Can I switch between sections during the exam?<\/strong><\/strong> <p class=\"schema-faq-answer\"> <strong>Yes.<\/strong> There is a composite time of <strong>120 minutes<\/strong>. You can distribute your time across sections, but ensure you satisfy the sectional cut-off for each.<\/p> <\/div> <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Revise the top 10 most important banking terms for IDBI JAM 2026 exam. A quick last 48-hour guide to boost your General Awareness score.<\/p>\n","protected":false},"author":37,"featured_media":196463,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[3987],"tags":[],"class_list":["post-196462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-idbi-jam"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Top 10 Banking Terms for IDBI JAM 2026<\/title>\n<meta name=\"description\" content=\"Revise the top 10 banking terms for IDBI JAM 2026 exam on 12 April. Cover PCA, PSL, CBDC, NPA, and more in this last 48-hour revision guide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Top 10 Banking Terms for IDBI JAM 2026\" \/>\n<meta property=\"og:description\" content=\"Revise the top 10 banking terms for IDBI JAM 2026 exam on 12 April. Cover PCA, PSL, CBDC, NPA, and more in this last 48-hour revision guide.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/\" \/>\n<meta property=\"og:site_name\" content=\"Practicemock\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-11T15:20:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-13T07:11:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Vaishnavi Dixit\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vaishnavi Dixit\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Top 10 Banking Terms for IDBI JAM 2026","description":"Revise the top 10 banking terms for IDBI JAM 2026 exam on 12 April. Cover PCA, PSL, CBDC, NPA, and more in this last 48-hour revision guide.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/","og_locale":"en_US","og_type":"article","og_title":"Top 10 Banking Terms for IDBI JAM 2026","og_description":"Revise the top 10 banking terms for IDBI JAM 2026 exam on 12 April. Cover PCA, PSL, CBDC, NPA, and more in this last 48-hour revision guide.","og_url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/","og_site_name":"Practicemock","article_published_time":"2026-04-11T15:20:00+00:00","article_modified_time":"2026-04-13T07:11:52+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png","type":"image\/png"}],"author":"Vaishnavi Dixit","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Vaishnavi Dixit","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":["WebPage","FAQPage"],"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/","url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/","name":"Top 10 Banking Terms for IDBI JAM 2026","isPartOf":{"@id":"https:\/\/www.practicemock.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#primaryimage"},"image":{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#primaryimage"},"thumbnailUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png","datePublished":"2026-04-11T15:20:00+00:00","dateModified":"2026-04-13T07:11:52+00:00","author":{"@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/3d0614f77140189b92249deae12dc437"},"description":"Revise the top 10 banking terms for IDBI JAM 2026 exam on 12 April. Cover PCA, PSL, CBDC, NPA, and more in this last 48-hour revision guide.","breadcrumb":{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#breadcrumb"},"mainEntity":[{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820758850"},{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820799948"},{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820806898"},{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820817698"},{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820830048"},{"@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820840415"}],"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#primaryimage","url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png","contentUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png","width":1200,"height":675,"caption":"Top 10 Banking Terms for IDBI JAM (2026 )"},{"@type":"BreadcrumbList","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.practicemock.com\/blog\/"},{"@type":"ListItem","position":2,"name":"IDBI JAM","item":"https:\/\/www.practicemock.com\/blog\/category\/idbi-jam\/"},{"@type":"ListItem","position":3,"name":"Top Banking Terms IDBI JAM 2026"}]},{"@type":"WebSite","@id":"https:\/\/www.practicemock.com\/blog\/#website","url":"https:\/\/www.practicemock.com\/blog\/","name":"Practicemock","description":"Practice | Analyse | Excel","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.practicemock.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/3d0614f77140189b92249deae12dc437","name":"Vaishnavi Dixit","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ec27bdfd3b40ec14389f34e1117ab798d465f996e59a18370d5a969d401a776a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ec27bdfd3b40ec14389f34e1117ab798d465f996e59a18370d5a969d401a776a?s=96&d=mm&r=g","caption":"Vaishnavi Dixit"},"description":"Vaishnavi Dixit has 5+ years of experience in creating student-focused content for competitive exams. She aims to guide aspirants with clear concepts, practical tips, and well-researched insights that help them study smarter and perform better.","url":"https:\/\/www.practicemock.com\/blog\/author\/vaishnavi-dixitpracticemock-com\/"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820758850","position":1,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820758850","name":"Q1. Does IDBI JAM have sectional cut-offs?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Yes.<\/strong> You must clear the minimum qualifying marks in all four sections (Reasoning, English, Quant, and GA) to be eligible for the interview.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820799948","position":2,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820799948","name":"Q2. What is the negative marking?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"A penalty of <strong>0.25 marks<\/strong> is deducted for every wrong answer. No marks are deducted for unattempted questions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820806898","position":3,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820806898","name":"Q3. Is the 12 April exam date confirmed?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":" <strong>Yes.<\/strong> As of today, 10 April, the exam remains scheduled for Sunday, 12 April 2026. Carry your admit card and original ID proof.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820817698","position":4,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820817698","name":"Q4. What is a \"Safe Score\" for General category?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":" Based on 1,100 vacancies, aim for <strong>90+ marks<\/strong> with high accuracy. However, if the paper is very difficult, the cut-off may drop significantly.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820830048","position":5,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820830048","name":"Q5. When will the 2026 cut-off be released?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":" The official category-wise cut-off is typically released along with the final results, about <strong>3\u20134 weeks<\/strong> after the online exam.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820840415","position":6,"url":"https:\/\/www.practicemock.com\/blog\/top-banking-terms-idbi-jam-2026\/#faq-question-1775820840415","name":"Q6. Can I switch between sections during the exam?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":" <strong>Yes.<\/strong> There is a composite time of <strong>120 minutes<\/strong>. You can distribute your time across sections, but ensure you satisfy the sectional cut-off for each.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",1200,675,false],"thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",150,84,false],"medium":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",300,169,false],"medium_large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",640,360,false],"large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",640,360,false],"1536x1536":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",1200,675,false],"2048x2048":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",1200,675,false],"web-stories-poster-portrait":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",640,360,false],"web-stories-publisher-logo":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",96,54,false],"web-stories-thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2026\/04\/Top-10-Banking-Terms-for-IDBI-JAM-2026-.png",150,84,false]},"uagb_author_info":{"display_name":"Vaishnavi Dixit","author_link":"https:\/\/www.practicemock.com\/blog\/author\/vaishnavi-dixitpracticemock-com\/"},"uagb_comment_info":2,"uagb_excerpt":"Revise the top 10 most important banking terms for IDBI JAM 2026 exam. A quick last 48-hour guide to boost your General Awareness score.","_links":{"self":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/196462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/comments?post=196462"}],"version-history":[{"count":0,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/196462\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media\/196463"}],"wp:attachment":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media?parent=196462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/categories?post=196462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/tags?post=196462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}