{"id":171936,"date":"2025-09-02T14:24:55","date_gmt":"2025-09-02T08:54:55","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=171936"},"modified":"2025-09-02T15:01:14","modified_gmt":"2025-09-02T09:31:14","slug":"vishleshan-for-regulatory-exams-2nd-september-2025","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/","title":{"rendered":"Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India"},"content":{"rendered":"\n<p><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.practicemock.com\/blog\/\">Home<\/a><\/span> \u00bb <span><a href=\"https:\/\/www.practicemock.com\/blog\/category\/vishleshan\/\">Vishleshan<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">Account Aggregator in India<\/span><\/span><\/div>\n\n\n<p><\/p>\n\n\n\n<p>All those candidates who are eyeing<strong> exams like RBI, SEBI, or NABARD exams<\/strong> will have to stay updated with all the important economic and regulatory updates. In today\u2019s edition of&nbsp;Vishleshan, we\u2019ll discuss how Account Aggregator is changing credit in India<strong>. <\/strong>These issues are highly relevant for all the upcoming competitive exams mentioned above. Keep reading to stay ahead with a clear understanding of today&#8217;s topic.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-16018d1d wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-cyan-blue-background-color has-text-color has-background wp-element-button\" href=\"https:\/\/www.practicemock.com\/rbi-grade-b-test-series\/?ref=14116\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Take a Free RBI Grade Mock Test &amp; Know How to Boost Your Prep like a Topper!<\/strong><\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Beyond UPI: The Quiet Revolution Nobody is Talking About<\/h2>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><strong>Context<\/strong>: While UPI made headlines, a deeper revolution has been building silently. The Account Aggregator network is now automating trust and creditworthiness, poised to unlock formal loans for a billion Indians without the fanfare of a consumer-facing app.<\/p>\n<\/blockquote>\n\n\n\n<p><strong>Link to the Article<\/strong>: <a href=\"https:\/\/www.livemint.com\/opinion\/online-views\/aadhaar-ekyc-digilocker-upi-payments-bharat-bill-autopay-account-aggregator-open-finance-sahamati-financial-digilocker-11756624200641.html\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>Mint<\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/image-23.png\" alt=\"\" class=\"wp-image-171942\" style=\"width:512px;height:512px\" width=\"512\" height=\"512\"\/><\/figure><\/div>\n\n\n<p><\/p>\n\n\n\n<p>India&#8217;s financial landscape is on the brink of a transformative shift, with the <strong>Account Aggregator (AA)<\/strong> network poised to revolutionize how millions of Indians access credit and manage their finances. This financial data-sharing system is the final piece of a 15-year-long puzzle, built on the &#8220;Lego blocks&#8221; of digital public infrastructure like <strong>Aadhaar, UPI, and DigiLocker<\/strong>. By enabling the seamless, secure, and instant sharing of financial data with a user&#8217;s consent, the AA network is set to replace cumbersome, paper-based processes and unlock inclusive, affordable credit for a billion Indians who were previously considered &#8220;un-lendable.&#8221;<\/p>\n\n\n\n<p><strong><u>Account Aggregators:<\/u><\/strong><\/p>\n\n\n\n<p>An <strong>Account Aggregator (AA)<\/strong> is an <strong>RBI-regulated entity<\/strong> (holding an NBFC-AA license) that facilitates the secure and digital sharing of a person&#8217;s financial data between different financial institutions. It acts as an <strong>interoperable, data-blind consent manager<\/strong>, meaning it cannot read, aggregate, or resell a user&#8217;s data.<\/p>\n\n\n\n<p><strong>How it Works:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Consent to Share:<\/strong> The process begins with the <strong>individual&#8217;s consent<\/strong>. The AA replaces the old &#8220;blank cheque&#8221; acceptance with a granular, step-by-step permission and control for each use of data.<\/li>\n\n\n\n<li><strong>Request for Data:<\/strong> A <strong>Financial Information User (FIU)<\/strong>, such as a bank, makes a data request through secure Open APIs (Application Programming Interfaces).<\/li>\n\n\n\n<li><strong>Secure Data Flow:<\/strong> The AA then pulls the data from a <strong>Financial Information Provider (FIP)<\/strong> (e.g., a bank, mutual fund house) and sends it to the FIU. The data is <strong>end-to-end encrypted, digitally signed, and tamper-proof<\/strong>, ensuring it is highly secure.<\/li>\n\n\n\n<li><strong>No Data Storage:<\/strong> AAs cannot store or aggregate the consumer&#8217;s data. They simply act as a conduit for the secure transfer of information.<\/li>\n<\/ul>\n\n\n\n<p><strong>The AA Ecosystem:<\/strong> The AA network is an ecosystem that includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Financial Information Providers (FIPs):<\/strong> Entities that hold the user&#8217;s financial data, such as Banks, NBFCs, Mutual Fund Houses, and Insurance Providers.<\/li>\n\n\n\n<li><strong>Account Aggregators (AAs):<\/strong> The consent managers and data conduits.<\/li>\n\n\n\n<li><strong>Financial Information Users (FIUs):<\/strong> Entities that use the data to provide services, such as banks for cash-flow based lending, wealth management firms, and robo-advisors.<\/li>\n<\/ul>\n\n\n\n<p><strong>Registration:<\/strong> Registering with an AA is <strong>fully voluntary<\/strong> for consumers and can be done through an app or website. There are currently <strong>four apps with operational licenses<\/strong>, with three more having received in-principle approval from the RBI.<\/p>\n\n\n\n<p><strong><u>Analysis of the Article: Decoding the AA&#8217;s Role in India&#8217;s Financial Revolution<\/u><\/strong><\/p>\n\n\n\n<p>The article positions the Account Aggregator network as a &#8220;Lego block&#8221; that completes a 15-year-long journey, enabling a seamless transition to inclusive and affordable credit for a large segment of the population.<\/p>\n\n\n\n<p><strong>1. The AA as the Final Block of a Digital Infrastructure Bridge:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Legacy of Digital Public Infrastructure (DPI):<\/strong> The AA network is not a &#8220;magic bullet&#8221; but the <strong>&#8220;last block&#8221;<\/strong> of a bridge built over 15 years. This infrastructure includes:\n<ul class=\"wp-block-list\">\n<li><strong>Aadhaar&#8217;s eKYC:<\/strong> Enabled digital identity verification and opened half a billion new bank accounts.<\/li>\n\n\n\n<li><strong>Aadhaar eSign:<\/strong> Allowed loan agreements to be signed digitally via a mobile phone.<\/li>\n\n\n\n<li><strong>DigiLocker:<\/strong> Became a single window for multiple KYC and underwriting documents.<\/li>\n\n\n\n<li><strong>UPI and BBPS:<\/strong> Enabled granular digital cash flow movements, formalizing transactions for the unorganized sector.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>AA&#8217;s Unique Contribution:<\/strong> The AA network completes this bridge by enabling the instant, low-cost, and secure sharing of this formalized financial history with a user&#8217;s consent.<\/li>\n<\/ul>\n\n\n\n<p><strong>2. Impact on Credit and Financial Inclusion:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Unlocking Inclusive Credit:<\/strong> The AA network has already facilitated <strong>\u20b916.7 billion of credit disbursal<\/strong>, mostly to &#8220;small ticket and first-time borrowers&#8221;.<\/li>\n\n\n\n<li><strong>Doubling Small Business Credit:<\/strong> If AA adoption continues, &#8220;conservative models indicate India could <strong>double formal small business credit<\/strong> and turbocharge progress towards solving a historically intractable problem: inclusive access to affordable credit for a billion Indians&#8221;.<\/li>\n\n\n\n<li><strong>Shift to Cash-Flow Based Lending:<\/strong> The AA network allows lenders to access verified data on a borrower&#8217;s financial flows, enabling a shift to <strong>cash-flow based lending<\/strong> and reducing the need for physical collateral.<\/li>\n\n\n\n<li><strong>Beyond Credit:<\/strong> Beyond credit, the AA has enabled over <strong>20 million Indians to access superior financial management, investments and life insurance<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Institutional and Regulatory Support:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>FSDC&#8217;s Coordinated Move:<\/strong> The Financial Stability and Development Council (FSDC), led by the finance minister, coordinated a &#8220;historic move&#8221; to ensure the AA network wasn&#8217;t fractured, making it a unified platform covering savings, investments, insurance, and pensions.<\/li>\n\n\n\n<li><strong>Regulatory Buy-in:<\/strong> This approach was adopted across all four financial regulators\u2014<strong>RBI, SEBI, IRDAI, and PFRDA<\/strong>.<\/li>\n\n\n\n<li><strong>Ecosystem Collaboration:<\/strong> Over <strong>700 regulated entities<\/strong>\u2014banks, investors, AAs, and insurers\u2014are collaborating to build safeguards on data pipes for this network.<\/li>\n\n\n\n<li><strong>The Future:<\/strong> The article concludes that the financial institutions that embrace this AA wave will be remembered for &#8220;unlocking affordable credit in the decades to come&#8221;.<\/li>\n<\/ul>\n\n\n\n<p>In conclusion, the Account Aggregator network represents a pivotal moment for India&#8217;s financial system, completing a decade-long journey of building digital public infrastructure. By empowering individuals with seamless control over their financial data, the AA network is not just a technological advancement but a strategic tool to unlock inclusive credit, drive economic growth, and address the historically intractable problem of financial exclusion for a billion Indians.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Account Aggregator network is reshaping India\u2019s finance system. It gives people safe control of their data and opens new doors for easy, fair credit.<\/p>\n","protected":false},"author":6,"featured_media":171961,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[4022],"tags":[],"class_list":["post-171936","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vishleshan"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India<\/title>\n<meta name=\"description\" content=\"Account Aggregator in India is changing finance by giving safe control of data and helping people get quick and fair credit access.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India\" \/>\n<meta property=\"og:description\" content=\"Account Aggregator in India is changing finance by giving safe control of data and helping people get quick and fair credit access.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"Practicemock\" \/>\n<meta property=\"article:published_time\" content=\"2025-09-02T08:54:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-09-02T09:31:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"675\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Asad Yar Khan\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Asad Yar Khan\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India","description":"Account Aggregator in India is changing finance by giving safe control of data and helping people get quick and fair credit access.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/","og_locale":"en_US","og_type":"article","og_title":"Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India","og_description":"Account Aggregator in India is changing finance by giving safe control of data and helping people get quick and fair credit access.","og_url":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/","og_site_name":"Practicemock","article_published_time":"2025-09-02T08:54:55+00:00","article_modified_time":"2025-09-02T09:31:14+00:00","og_image":[{"width":1200,"height":675,"url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png","type":"image\/png"}],"author":"Asad Yar Khan","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Asad Yar Khan","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/","url":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/","name":"Vishleshan for Regulatory Exams, 2nd September 2025:\u00a0How Account Aggregator is changing credit in India","isPartOf":{"@id":"https:\/\/www.practicemock.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/#primaryimage"},"image":{"@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/#primaryimage"},"thumbnailUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png","datePublished":"2025-09-02T08:54:55+00:00","dateModified":"2025-09-02T09:31:14+00:00","author":{"@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/e4111a7164b53ee316016677ed682e00"},"description":"Account Aggregator in India is changing finance by giving safe control of data and helping people get quick and fair credit access.","breadcrumb":{"@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/#primaryimage","url":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png","contentUrl":"https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png","width":1200,"height":675,"caption":"Vishleshan for Regulatory Exams, 2nd September 2025\u00a0How Account Aggregator is changing credit in India"},{"@type":"BreadcrumbList","@id":"https:\/\/www.practicemock.com\/blog\/vishleshan-for-regulatory-exams-2nd-september-2025\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.practicemock.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Vishleshan","item":"https:\/\/www.practicemock.com\/blog\/category\/vishleshan\/"},{"@type":"ListItem","position":3,"name":"Account Aggregator in India"}]},{"@type":"WebSite","@id":"https:\/\/www.practicemock.com\/blog\/#website","url":"https:\/\/www.practicemock.com\/blog\/","name":"Practicemock","description":"Practice | Analyse | Excel","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.practicemock.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/e4111a7164b53ee316016677ed682e00","name":"Asad Yar Khan","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.practicemock.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/1766f8d3c0644953da6c63e1ec69ea6432922e3d3f6cfe6ad3d7fc532ce4a66a?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/1766f8d3c0644953da6c63e1ec69ea6432922e3d3f6cfe6ad3d7fc532ce4a66a?s=96&d=mm&r=g","caption":"Asad Yar Khan"},"description":"Asad specializes in penning and overseeing blogs on study strategies, exam techniques, and key strategies for SSC, banking, regulatory body, engineering, and other competitive exams. During his 3+ years' stint at PracticeMock, he has helped thousands of aspirants gain the confidence to achieve top results. In his free time, he either transforms into a sleep lover, devours books, or becomes an outdoor enthusiast.","url":"https:\/\/www.practicemock.com\/blog\/author\/asad-khanpracticemock-com\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",1200,675,false],"thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",150,84,false],"medium":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",300,169,false],"medium_large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",640,360,false],"large":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",640,360,false],"1536x1536":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",1200,675,false],"2048x2048":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",1200,675,false],"web-stories-poster-portrait":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",640,360,false],"web-stories-publisher-logo":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",96,54,false],"web-stories-thumbnail":["https:\/\/www.practicemock.com\/blog\/wp-content\/uploads\/2025\/09\/Vishleshan-for-Regulatory-Exams-2nd-September-2025-How-Account-Aggregator-is-changing-credit-in-India-2.png",150,84,false]},"uagb_author_info":{"display_name":"Asad Yar Khan","author_link":"https:\/\/www.practicemock.com\/blog\/author\/asad-khanpracticemock-com\/"},"uagb_comment_info":2,"uagb_excerpt":"The Account Aggregator network is reshaping India\u2019s finance system. It gives people safe control of their data and opens new doors for easy, fair credit.","_links":{"self":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/171936","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/comments?post=171936"}],"version-history":[{"count":0,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/posts\/171936\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media\/171961"}],"wp:attachment":[{"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/media?parent=171936"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/categories?post=171936"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.practicemock.com\/blog\/wp-json\/wp\/v2\/tags?post=171936"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}