{"id":164499,"date":"2026-09-02T16:05:49","date_gmt":"2026-09-02T10:35:49","guid":{"rendered":"https:\/\/www.practicemock.com\/blog\/?p=164499"},"modified":"2026-09-02T16:31:37","modified_gmt":"2026-09-02T11:01:37","slug":"oicl-ao-cut-off-2026","status":"publish","type":"post","link":"https:\/\/www.practicemock.com\/blog\/oicl-ao-cut-off-2026\/","title":{"rendered":"OICL AO Cut off 2026 Out, Check Category-wise Cutoffs"},"content":{"rendered":"\n

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Home<\/a><\/span> \u00bb Banking & Insurance<\/a><\/span> \u00bb OICL AO Cut off 2026<\/span><\/span><\/div>\n\n\n

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The OICL AO Cut Off 2026<\/strong> helps candidates know the minimum marks needed to clear the exam conducted by the Oriental Insurance Company Limited. Scoring above the cut-off marks is necessary to qualify for the next selection stage of Administrative Officer (AO) Scale I posts. OICL releases the cut-off scores along with or after the scorecard on its official website. Candidates can check the official overall and section-wise cut-off marks extracted directly from the official notification documents for Phase 1 (Prelims) and Phase 2 (Mains) across categories.<\/p>\n\n\n\n

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Take OICL AO<\/strong> Mock Test Series<\/strong><\/a><\/div>\n<\/div>\n\n\n\n

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OICL AO Prelims Cut Off 2026 (Official Phase 1)<\/strong><\/strong><\/h2>\n\n\n\n

The Phase 1 (Prelims) exam is conducted for 100 maximum marks. Below are the official post-wise, category-wise, and section-wise cut-off marks. These are category-wise and sectional as well.  Check the complete OICL AO Cut off from the table given below.<\/p>\n\n\n\n

Post-Wise & Category-Wise Overall Cut Off (Out of 100)<\/strong><\/h3>\n\n\n\n
Post<\/strong><\/td>SC<\/strong><\/td>ST<\/strong><\/td>OBC<\/strong><\/td>EWS<\/strong><\/td>UR<\/strong><\/td>PwBD (A)<\/strong><\/td>PwBD (B)<\/strong><\/td>PwBD (C)<\/strong><\/td>PwBD (D&E)<\/strong><\/td><\/tr>
Generalist<\/strong><\/td>72.75<\/td>63.25<\/td>78.50<\/td>77.50<\/td>78.50<\/td>75.50<\/td>43.25<\/td>58.75<\/td>43.50<\/td><\/tr>
Hindi (Rajbhasha) Officers<\/strong><\/td>8.00<\/td>8.00<\/td>8.00<\/td>8.00<\/td>8.00<\/td>\u2014<\/td>18.00<\/td>\u2014<\/td>\u2014<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Note: For Hindi Officers, all qualified candidates are merit-listed, hence the list cannot be extended. OBC scores are kept at par with UR category<\/em><\/p>\n\n\n\n

Section-Wise Cut Off Marks (Objective Test)<\/strong><\/h3>\n\n\n\n

To qualify in the OICL AO exam, candidates must clear the minimum section-wise cut off marks<\/strong> along with the overall score in the objective test. The OICL AO section-wise cut off<\/strong> is released separately for each subject and category to test a candidate’s basic competency across all test sections. Scoring above these section-level qualifying marks is compulsory for moving to the next selection stage.<\/p>\n\n\n\n

Post<\/strong><\/td>Category<\/strong><\/td>T1: English Language (30)<\/strong><\/td>T2: Reasoning Ability (35)<\/strong><\/td>T3: Quantitative Aptitude (35)<\/strong><\/td><\/tr>
Generalist<\/strong><\/td>SC, ST, OBC, PwBD<\/td>14.00<\/td>11.00<\/td>10.75<\/td><\/tr>
Generalist<\/strong><\/td>EWS, UR<\/td>17.50<\/td>16.00<\/td>15.00<\/td><\/tr>
Hindi (Rajbhasha) Officers<\/strong><\/td>SC, ST, OBC, PwBD<\/td>1.00<\/td>1.00<\/td>1.00<\/td><\/tr>
Hindi (Rajbhasha) Officers<\/strong><\/td>EWS, UR<\/td>1.00<\/td>1.00<\/td>1.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

OICL AO Mains Cut Off (Official Phase 2)<\/strong><\/h2>\n\n\n\n

The Phase 2 (Mains) examination serves as the critical shortlisting stage, assessing candidates across multiple subjects for a maximum total of 200 marks. To qualify for the interview round, candidates must secure the required minimum aggregate score alongside meeting individual test cut-offs.<\/p>\n\n\n\n

Generalist Post Category-Wise Overall Cut Off (Out of 200)<\/strong><\/h3>\n\n\n\n

The overall cut-off for the Generalist post represents the consolidated minimum marks needed out of 200 to clear Phase 2. These scores are determined by evaluating candidate performance across objective tests and descriptive assessments, varying based on category reservations.<\/p>\n\n\n\n

SC<\/strong><\/td>ST<\/strong><\/td>OBC<\/strong><\/td>EWS<\/strong><\/td>UR<\/strong><\/td>PwBD (A)<\/strong><\/td>PwBD (B)<\/strong><\/td>PwBD (C)<\/strong><\/td>PwBD (D&E)<\/strong><\/td><\/tr>
127.25<\/td>110.00<\/td>140.50<\/td>137.75<\/td>140.50<\/td>145.25<\/td>No Candidate<\/td>133.50<\/td>135.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Section-Wise & Test-Wise Cut Off (Generalist)<\/strong><\/h4>\n\n\n\n
Category<\/strong><\/td>T1: Reasoning (45)<\/strong><\/td>T2: English (40)<\/strong><\/td>T3: General Awareness (40)<\/strong><\/td>T4: Quantitative Aptitude (40)<\/strong><\/td>T5: Computer Knowledge (35)<\/strong><\/td>T6: Descriptive Paper (30)<\/strong><\/td><\/tr>
SC, ST, OBC, PwBD<\/strong><\/td>31.25<\/td>20.25<\/td>3.75<\/td>21.00<\/td>15.00<\/td>11.75<\/td><\/tr>
EWS, UR<\/strong><\/td>33.50<\/td>22.75<\/td>6.25<\/td>23.00<\/td>17.25<\/td>13.50<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Hindi (Rajbhasha) Officers Cut Off<\/strong><\/h3>\n\n\n\n

Category-Wise Overall Cut Off (Out of 200)<\/strong><\/h4>\n\n\n\n
SC<\/strong><\/td>ST<\/strong><\/td>OBC<\/strong><\/td>EWS<\/strong><\/td>UR<\/strong><\/td>PwBD (A)<\/strong><\/td>PwBD (B)<\/strong><\/td>PwBD (C)<\/strong><\/td>PwBD (D&E)<\/strong><\/td><\/tr>
96.00<\/td>78.25<\/td>96.00<\/td>96.00<\/td>96.00<\/td>\u2014<\/td>No Candidate<\/td>\u2014<\/td>\u2014<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Section-Wise & Test-Wise Cut Off (Hindi Officers)<\/strong><\/h4>\n\n\n\n
Category<\/strong><\/td>T1: Reasoning (25)<\/strong><\/td>T2: English (25)<\/strong><\/td>T3: Professional Knowledge (100)<\/strong><\/td>T4: General Awareness (25)<\/strong><\/td>T5: Computer Knowledge (25)<\/strong><\/td>T6: Descriptive Paper (50)<\/strong><\/td><\/tr>
SC, ST, OBC, PwBD<\/strong><\/td>4.75<\/td>4.50<\/td>31.25<\/td>3.25<\/td>4.50<\/td>8.75<\/td><\/tr>
EWS, UR<\/strong><\/td>7.25<\/td>7.00<\/td>38.00<\/td>5.25<\/td>7.00<\/td>12.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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OICL AO Previous Year Cut Off 2024<\/strong><\/h2>\n\n\n\n

Checking previous year trends helps candidates understand the exam difficulty level and target scores.<\/p>\n\n\n\n

Prelims Cut Off 2024 (Discipline-wise Maximum Marks)<\/strong><\/h3>\n\n\n\n
Discipline & Code<\/strong><\/td>SC<\/strong><\/td>ST<\/strong><\/td>OBC<\/strong><\/td>EWS<\/strong><\/td>UR<\/strong><\/td><\/tr>
Accounts (01)<\/strong><\/td>69.75<\/td>52.00<\/td>73.25<\/td>71.75<\/td>73.25<\/td><\/tr>
Actuarial (02)<\/strong><\/td>\u2014<\/td>\u2014<\/td>70.25<\/td>\u2014<\/td>70.25<\/td><\/tr>
Engineers (IT) (03)<\/strong><\/td>67.25<\/td>51.25<\/td>67.25<\/td>64.50<\/td>67.25<\/td><\/tr>
Engineers (04)<\/strong><\/td>71.25<\/td>61.00<\/td>71.25<\/td>68.50<\/td>71.25<\/td><\/tr>
Doctors (05)<\/strong><\/td>40.50<\/td>33.50<\/td>37.25<\/td>42.50<\/td>42.50<\/td><\/tr>
Legal (06)<\/strong><\/td>41.75<\/td>39.75<\/td>41.75<\/td>41.75<\/td>42.75<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Mains Cut Off 2024 (Discipline-wise Maximum Marks)<\/strong><\/h3>\n\n\n\n
Discipline & Code<\/strong><\/td>SC<\/strong><\/td>ST<\/strong><\/td>OBC<\/strong><\/td>EWS<\/strong><\/td>UR<\/strong><\/td><\/tr>
Accounts (01)<\/strong><\/td>80.75<\/td>63.00<\/td>82.50<\/td>82.50<\/td>82.50<\/td><\/tr>
Actuarial (02)<\/strong><\/td>\u2014<\/td>\u2014<\/td>83.25<\/td>\u2014<\/td>85.00<\/td><\/tr>
Engineers (IT) (03)<\/strong><\/td>64.75<\/td>70.25<\/td>81.00<\/td>81.00<\/td>81.00<\/td><\/tr>
Engineers (04)<\/strong><\/td>69.25<\/td>82.50<\/td>96.75<\/td>85.75<\/td>100.50<\/td><\/tr>
Doctors (05)<\/strong><\/td>54.00<\/td>\u2014<\/td>59.00<\/td>59.00<\/td>59.00<\/td><\/tr>
Legal (06)<\/strong><\/td>74.50<\/td>\u2014<\/td>84.25<\/td>92.00<\/td>92.00<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

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Factors Affecting OICL AO Cut Off 2026<\/strong><\/h2>\n\n\n\n

The final cut-off score varies each year depending on several key factors:<\/p>\n\n\n\n